Home > Commerce Security Bank > Assets and Liabilities
Commerce Security Bank, Assets and Liabilities
| 1996-12-31 | Rank | |
| # of Employees: | 241 | 785 |
| Assets and Liabilities | ||
| Total Assets: | $232,284,000 | 2,019 |
| Cash and due from depository institutions | $14,011,000 | 785 |
| Interest-bearing balances | $40,000 | 5,540 |
| Securities | $16,003,000 | 6,161 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 3,836 |
| Net loans & leases | $127,136,000 | 2,229 |
| Loan loss allowance | $2,695,000 | 1,452 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,746,000 | 4,182 |
| Other real estate owned | $3,025,000 | 785 |
| Goodwill and other intangibles | $7,168,000 | 450 |
| All other assets | $60,194,000 | 273 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $232,284,000 | 2,019 |
| Total liabilities | $212,434,000 | 1,996 |
| Total deposits | $199,083,000 | 1,953 |
| Interest-bearing deposits | $170,535,000 | 1,956 |
| Deposits held in domestic offices | $199,083,000 | 1,944 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $8,300,000 | 1,456 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $5,051,000 | 993 |
| Total equity capital | $19,850,000 | 2,270 |
| Total bank equity capital | $19,850,000 | 2,270 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,446,000 | 1,120 |
| Surplus | $16,882,000 | 1,037 |
| Undivided profits | $-478,000 | 11,103 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,538,000 | 765 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $146,000 | 9,407 |
| Earning assets | $146,179,000 | 2,889 |
| Long-term assets (5+ years) | $21,025,000 | 2,570 |
| Average Assets, year-to-date | $226,513,600 | 2,000 |
| Average Assets, quarterly | $236,584,500 | 1,963 |
| Volatile liabilities | $27,917,000 | 2,211 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $10,586,000 | 205 |
| Unused loan commitments | $31,333,000 | 1,497 |
| Tier 1 (core) risk-based capital | $12,681,000 | 3,385 |
| Tier 2 risk-based capital | $2,193,540 | 1,461 |
| Total risk weighted assets | $174,981,640 | 1,644 |
| Total unused commitments | $31,333,000 | 1,509 |
| Derivatives | $28,550,000 | 352 |
| 1995-12-31 | Rank | |
| # of Employees: | 328 | 600 |
| Assets and Liabilities | ||
| Total Assets: | $213,007,000 | 2,211 |
| Cash and due from depository institutions | $9,481,000 | 600 |
| Interest-bearing balances | $43,000 | 5,835 |
| Securities | $19,200,000 | 5,701 |
| Federal funds sold & reverse repurchase agreements | $28,000,000 | 544 |
| Net loans & leases | $132,375,000 | 2,115 |
| Loan loss allowance | $2,396,000 | 1,658 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,431,000 | 3,108 |
| Other real estate owned | $4,984,000 | 600 |
| Goodwill and other intangibles | $6,328,000 | 457 |
| All other assets | $10,208,000 | 931 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $213,007,000 | 2,211 |
| Total liabilities | $196,253,000 | 2,170 |
| Total deposits | $191,655,000 | 2,055 |
| Interest-bearing deposits | $122,329,000 | 2,743 |
| Deposits held in domestic offices | $191,655,000 | 2,045 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $4,598,000 | 1,100 |
| Total equity capital | $16,754,000 | 2,664 |
| Total bank equity capital | $16,754,000 | 2,664 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,446,000 | 1,138 |
| Surplus | $1,036,000 | 7,667 |
| Undivided profits | $12,272,000 | 2,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,318,000 | 1,061 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $823,000 | 2,852 |
| Earning assets | $179,618,000 | 2,400 |
| Long-term assets (5+ years) | $33,763,000 | 1,646 |
| Average Assets, year-to-date | $194,734,400 | 2,323 |
| Average Assets, quarterly | $209,330,500 | 2,221 |
| Volatile liabilities | $22,812,000 | 2,369 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $37,408,000 | 115 |
| Unused loan commitments | $31,995,000 | 1,420 |
| Tier 1 (core) risk-based capital | $16,727,000 | 2,567 |
| Tier 2 risk-based capital | $1,764,160 | 1,775 |
| Total risk weighted assets | $140,500,660 | 1,986 |
| Total unused commitments | $31,995,000 | 1,430 |
| Derivatives | $42,734,000 | 382 |
| 1994-12-31 | Rank | |
| # of Employees: | 366 | 571 |
| Assets and Liabilities | ||
| Total Assets: | $176,503,000 | 2,593 |
| Cash and due from depository institutions | $10,338,000 | 571 |
| Interest-bearing balances | $52,000 | 6,083 |
| Securities | $22,982,000 | 5,312 |
| Federal funds sold & reverse repurchase agreements | $8,200,000 | 1,128 |
| Net loans & leases | $111,983,000 | 2,417 |
| Loan loss allowance | $1,471,000 | 2,581 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,143,000 | 2,355 |
| Other real estate owned | $7,955,000 | 571 |
| Goodwill and other intangibles | $1,101,000 | 1,033 |
| All other assets | $10,801,000 | 934 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $176,503,000 | 2,593 |
| Total liabilities | $160,498,000 | 2,598 |
| Total deposits | $152,484,000 | 2,531 |
| Interest-bearing deposits | $105,084,000 | 3,107 |
| Deposits held in domestic offices | $152,484,000 | 2,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,638,000 | 2,852 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,760,000 | 2,274 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $3,616,000 | 1,137 |
| Total equity capital | $16,005,000 | 2,561 |
| Total bank equity capital | $16,005,000 | 2,561 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,442,000 | 1,138 |
| Surplus | $1,032,000 | 7,842 |
| Undivided profits | $11,531,000 | 2,027 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,164,000 | 2,374 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $613,000 | 3,386 |
| Earning assets | $143,217,000 | 2,894 |
| Long-term assets (5+ years) | $30,051,000 | 1,828 |
| Average Assets, year-to-date | $187,095,600 | 2,383 |
| Average Assets, quarterly | $175,610,000 | 2,585 |
| Volatile liabilities | $20,444,000 | 2,493 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $45,248,000 | 79 |
| Unused loan commitments | $16,617,000 | 2,195 |
| Tier 1 (core) risk-based capital | $16,005,000 | 2,589 |
| Tier 2 risk-based capital | $1,358,860 | 2,210 |
| Total risk weighted assets | $108,596,760 | 2,450 |
| Total unused commitments | $16,617,000 | 2,207 |
| Derivatives | $47,715,000 | 383 |
| 1993-12-31 | Rank | |
| # of Employees: | 415 | 538 |
| Assets and Liabilities | ||
| Total Assets: | $197,014,000 | 2,363 |
| Cash and due from depository institutions | $8,640,000 | 538 |
| Interest-bearing balances | $445,000 | 4,520 |
| Securities | $12,556,000 | 8,156 |
| Federal funds sold & reverse repurchase agreements | $17,000,000 | 777 |
| Net loans & leases | $144,085,000 | 1,898 |
| Loan loss allowance | $2,203,000 | 1,912 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,068,000 | 3,521 |
| Other real estate owned | $4,755,000 | 538 |
| Goodwill and other intangibles | $290,000 | 1,630 |
| All other assets | $7,620,000 | 1,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $197,014,000 | 2,363 |
| Total liabilities | $182,130,000 | 2,335 |
| Total deposits | $177,099,000 | 2,246 |
| Interest-bearing deposits | $109,877,000 | 3,102 |
| Deposits held in domestic offices | $177,099,000 | 2,234 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $5,031,000 | 948 |
| Total equity capital | $14,884,000 | 2,707 |
| Total bank equity capital | $14,884,000 | 2,707 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,440,000 | 1,138 |
| Surplus | $1,015,000 | 8,017 |
| Undivided profits | $10,429,000 | 2,276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,418,000 | 1,662 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $317,000 | 414 |
| Income earned, not collected on loans | $723,000 | 2,480 |
| Earning assets | $174,086,000 | 2,446 |
| Long-term assets (5+ years) | $57,677,000 | 1,077 |
| Average Assets, year-to-date | $182,285,400 | 2,479 |
| Average Assets, quarterly | $207,309,000 | 2,221 |
| Volatile liabilities | $12,919,000 | 3,373 |
| Insider loans | $44,000 | 10,754 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $83,538,000 | 84 |
| Unused loan commitments | $21,758,000 | 1,798 |
| Tier 1 (core) risk-based capital | $14,884,000 | 2,650 |
| Tier 2 risk-based capital | $1,243,680 | 2,354 |
| Total risk weighted assets | $98,534,880 | 2,643 |
| Total unused commitments | $21,758,000 | 1,818 |
| Derivatives | $44,000,000 | 371 |
| 1992-12-31 | Rank | |
| # of Employees: | 313 | 707 |
| Assets and Liabilities | ||
| Total Assets: | $141,605,000 | 3,286 |
| Cash and due from depository institutions | $2,499,000 | 707 |
| Interest-bearing balances | $434,000 | 5,160 |
| Securities | $1,479,000 | 13,287 |
| Federal funds sold & reverse repurchase agreements | $3,500,000 | 4,444 |
| Net loans & leases | $114,494,000 | 2,378 |
| Loan loss allowance | $2,280,000 | 1,905 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,038,000 | 3,542 |
| Other real estate owned | $8,000,000 | 707 |
| Goodwill and other intangibles | $295,000 | 1,617 |
| All other assets | $9,298,000 | 1,033 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $141,605,000 | 3,286 |
| Total liabilities | $129,678,000 | 3,287 |
| Total deposits | $127,076,000 | 3,211 |
| Interest-bearing deposits | $122,307,000 | 2,931 |
| Deposits held in domestic offices | $127,076,000 | 3,203 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,602,000 | 1,533 |
| Total equity capital | $11,927,000 | 3,211 |
| Total bank equity capital | $11,927,000 | 3,211 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,200,000 | 1,220 |
| Surplus | $800,000 | 9,103 |
| Undivided profits | $7,927,000 | 2,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,853,000 | 1,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $686,000 | 2,911 |
| Earning assets | $119,907,000 | 3,524 |
| Long-term assets (5+ years) | $52,823,000 | 1,120 |
| Average Assets, year-to-date | $173,444,600 | 2,659 |
| Average Assets, quarterly | $152,251,500 | 3,053 |
| Volatile liabilities | $23,125,000 | 2,091 |
| Insider loans | $352,000 | 2,543 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $54,393,000 | 92 |
| Unused loan commitments | $17,688,000 | 1,980 |
| Tier 1 (core) risk-based capital | $11,927,000 | 3,157 |
| Tier 2 risk-based capital | $1,199,220 | 2,481 |
| Total risk weighted assets | $94,856,920 | 2,803 |
| Total unused commitments | $17,688,000 | 1,996 |
| Derivatives | $38,000,000 | 341 |