Home > Commerce National Bank > Income and Expense
Commerce National Bank, Income and Expense
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $17,314,000 | 1,013 |
| Total interest expense | $7,246,000 | 905 |
| Net interest income | $10,068,000 | 1,091 |
| Provision for loan and lease losses | $3,399,000 | 1,000 |
| Total noninterest income | $580,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $379,000 | 2,111 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $201,000 | 3,643 |
| Total noninterest expense | $6,594,000 | 1,583 |
| Salaries and employee benefits | $3,143,000 | 1,631 |
| Premises and equipment expense | $474,000 | 2,773 |
| Additional noninterest expense | $2,977,000 | 1,265 |
| Pre-tax net operating income | $655,000 | 2,881 |
| Securities gains (losses) | $4,000 | 2,814 |
| Applicable income taxes | $210,000 | 1,903 |
| Income before extraordinary items | $449,000 | 3,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $449,000 | 3,285 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $449,000 | 3,288 |
| Net charge-offs | $749,000 | 1,910 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 703 |
| Net operating income | $446,280 | 3,191 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,751,000 | 1,012 |
| Total interest expense | $3,745,000 | 902 |
| Net interest income | $5,006,000 | 1,095 |
| Provision for loan and lease losses | $641,000 | 1,541 |
| Total noninterest income | $249,000 | 3,390 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $170,000 | 2,235 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $79,000 | 4,030 |
| Total noninterest expense | $3,241,000 | 1,551 |
| Salaries and employee benefits | $1,657,000 | 1,571 |
| Premises and equipment expense | $243,000 | 2,740 |
| Additional noninterest expense | $1,341,000 | 1,222 |
| Pre-tax net operating income | $1,373,000 | 923 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $477,000 | 714 |
| Income before extraordinary items | $896,000 | 1,220 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $896,000 | 1,222 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $896,000 | 1,222 |
| Net charge-offs | $145,000 | 2,457 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 541 |
| Net operating income | $896,000 | 1,144 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $37,321,000 | 1,014 |
| Total interest expense | $16,488,000 | 971 |
| Net interest income | $20,833,000 | 1,037 |
| Provision for loan and lease losses | $2,502,000 | 1,562 |
| Total noninterest income | $641,000 | 4,324 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $566,000 | 2,758 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $75,000 | 6,290 |
| Total noninterest expense | $12,695,000 | 1,544 |
| Salaries and employee benefits | $6,281,000 | 1,629 |
| Premises and equipment expense | $946,000 | 2,762 |
| Additional noninterest expense | $5,468,000 | 1,171 |
| Pre-tax net operating income | $6,277,000 | 894 |
| Securities gains (losses) | $6,000 | 2,702 |
| Applicable income taxes | $2,251,000 | 610 |
| Income before extraordinary items | $4,032,000 | 1,038 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,032,000 | 1,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,272,000 | 1,718 |
| Cash dividends | $945,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $157,000 | 847 |
| Net operating income | $4,028,160 | 1,110 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $27,909,000 | 1,042 |
| Total interest expense | $12,496,000 | 996 |
| Net interest income | $15,413,000 | 1,072 |
| Provision for loan and lease losses | $1,492,000 | 1,433 |
| Total noninterest income | $1,001,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $412,000 | 2,830 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $589,000 | 2,556 |
| Total noninterest expense | $9,600,000 | 1,523 |
| Salaries and employee benefits | $4,772,000 | 1,631 |
| Premises and equipment expense | $715,000 | 2,750 |
| Additional noninterest expense | $4,113,000 | 1,118 |
| Pre-tax net operating income | $5,322,000 | 949 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,742,000 | 731 |
| Income before extraordinary items | $3,580,000 | 1,024 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,580,000 | 1,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 3,076 |
| Cash dividends | $945,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $116,000 | 732 |
| Net operating income | $3,580,000 | 1,086 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $18,433,000 | 1,067 |
| Total interest expense | $8,323,000 | 1,045 |
| Net interest income | $10,110,000 | 1,081 |
| Provision for loan and lease losses | $780,000 | 1,437 |
| Total noninterest income | $596,000 | 3,154 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $250,000 | 3,011 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $346,000 | 2,794 |
| Total noninterest expense | $6,444,000 | 1,503 |
| Salaries and employee benefits | $3,185,000 | 1,650 |
| Premises and equipment expense | $490,000 | 2,688 |
| Additional noninterest expense | $2,769,000 | 1,083 |
| Pre-tax net operating income | $3,482,000 | 1,027 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,130,000 | 851 |
| Income before extraordinary items | $2,352,000 | 1,174 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,352,000 | 1,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $945,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 666 |
| Net operating income | $2,352,000 | 1,151 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,281,000 | 1,091 |
| Total interest expense | $4,370,000 | 1,073 |
| Net interest income | $4,911,000 | 1,115 |
| Provision for loan and lease losses | $385,000 | 1,180 |
| Total noninterest income | $278,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $99,000 | 3,483 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $179,000 | 2,736 |
| Total noninterest expense | $3,148,000 | 1,521 |
| Salaries and employee benefits | $1,566,000 | 1,678 |
| Premises and equipment expense | $266,000 | 2,529 |
| Additional noninterest expense | $1,316,000 | 1,097 |
| Pre-tax net operating income | $1,656,000 | 1,147 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $532,000 | 962 |
| Income before extraordinary items | $1,124,000 | 1,346 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,124,000 | 1,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,915 |
| Cash dividends | $945,000 | 808 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 576 |
| Net operating income | $1,124,000 | 1,304 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $35,614,000 | 1,184 |
| Total interest expense | $17,975,000 | 1,096 |
| Net interest income | $17,639,000 | 1,268 |
| Provision for loan and lease losses | $1,460,000 | 1,078 |
| Total noninterest income | $1,738,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $304,000 | 4,053 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,434,000 | 1,731 |
| Total noninterest expense | $11,044,000 | 1,673 |
| Salaries and employee benefits | $5,603,000 | 1,800 |
| Premises and equipment expense | $1,031,000 | 2,499 |
| Additional noninterest expense | $4,410,000 | 1,277 |
| Pre-tax net operating income | $6,873,000 | 1,240 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,949,000 | 1,159 |
| Income before extraordinary items | $4,924,000 | 1,306 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,924,000 | 1,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,053,000 | 986 |
| Cash dividends | $1,371,000 | 2,145 |
| Sale, conversion, retirement of capital stock, net | $97,000 | 939 |
| Net operating income | $4,924,000 | 1,291 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $26,206,000 | 1,212 |
| Total interest expense | $13,271,000 | 1,114 |
| Net interest income | $12,935,000 | 1,296 |
| Provision for loan and lease losses | $972,000 | 924 |
| Total noninterest income | $982,000 | 2,950 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $220,000 | 4,130 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $762,000 | 2,184 |
| Total noninterest expense | $8,195,000 | 1,681 |
| Salaries and employee benefits | $4,171,000 | 1,818 |
| Premises and equipment expense | $809,000 | 2,391 |
| Additional noninterest expense | $3,215,000 | 1,271 |
| Pre-tax net operating income | $4,750,000 | 1,425 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,431,000 | 1,274 |
| Income before extraordinary items | $3,319,000 | 1,521 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,319,000 | 1,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $642,000 | 890 |
| Cash dividends | $1,371,000 | 1,616 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 841 |
| Net operating income | $3,319,000 | 1,515 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $16,976,000 | 1,258 |
| Total interest expense | $8,517,000 | 1,166 |
| Net interest income | $8,459,000 | 1,348 |
| Provision for loan and lease losses | $370,000 | 1,308 |
| Total noninterest income | $587,000 | 3,196 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $135,000 | 4,319 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $452,000 | 2,400 |
| Total noninterest expense | $5,380,000 | 1,714 |
| Salaries and employee benefits | $2,872,000 | 1,787 |
| Premises and equipment expense | $585,000 | 2,205 |
| Additional noninterest expense | $1,923,000 | 1,408 |
| Pre-tax net operating income | $3,296,000 | 1,424 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,010,000 | 1,262 |
| Income before extraordinary items | $2,286,000 | 1,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,286,000 | 1,533 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $1,131,000 | 1,392 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 781 |
| Net operating income | $2,286,000 | 1,515 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $8,229,000 | 1,290 |
| Total interest expense | $4,146,000 | 1,186 |
| Net interest income | $4,083,000 | 1,394 |
| Provision for loan and lease losses | $160,000 | 1,363 |
| Total noninterest income | $327,000 | 2,948 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $82,000 | 3,854 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $245,000 | 2,244 |
| Total noninterest expense | $2,495,000 | 1,848 |
| Salaries and employee benefits | $1,464,000 | 1,769 |
| Premises and equipment expense | $222,000 | 2,863 |
| Additional noninterest expense | $809,000 | 1,664 |
| Pre-tax net operating income | $1,755,000 | 1,336 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $544,000 | 1,210 |
| Income before extraordinary items | $1,211,000 | 1,438 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,211,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 6,955 |
| Cash dividends | $1,131,000 | 731 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 701 |
| Net operating income | $1,211,000 | 1,425 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $31,799,000 | 1,233 |
| Total interest expense | $14,868,000 | 1,128 |
| Net interest income | $16,931,000 | 1,342 |
| Provision for loan and lease losses | $695,000 | 1,427 |
| Total noninterest income | $1,032,000 | 3,469 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $348,000 | 3,821 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $684,000 | 2,801 |
| Total noninterest expense | $9,660,000 | 1,849 |
| Salaries and employee benefits | $5,439,000 | 1,799 |
| Premises and equipment expense | $939,000 | 2,621 |
| Additional noninterest expense | $3,282,000 | 1,609 |
| Pre-tax net operating income | $7,608,000 | 1,283 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,431,000 | 1,128 |
| Income before extraordinary items | $5,177,000 | 1,414 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,177,000 | 1,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,515 |
| Cash dividends | $1,140,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 1,030 |
| Net operating income | $5,177,000 | 1,399 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,306,000 | 1,266 |
| Total interest expense | $10,666,000 | 1,152 |
| Net interest income | $12,640,000 | 1,365 |
| Provision for loan and lease losses | $577,000 | 1,250 |
| Total noninterest income | $725,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $266,000 | 3,817 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $459,000 | 2,983 |
| Total noninterest expense | $7,152,000 | 1,859 |
| Salaries and employee benefits | $3,991,000 | 1,832 |
| Premises and equipment expense | $712,000 | 2,596 |
| Additional noninterest expense | $2,449,000 | 1,607 |
| Pre-tax net operating income | $5,636,000 | 1,357 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,817,000 | 1,177 |
| Income before extraordinary items | $3,819,000 | 1,469 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,819,000 | 1,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,047 |
| Cash dividends | $1,140,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 867 |
| Net operating income | $3,819,000 | 1,453 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,085,000 | 1,279 |
| Total interest expense | $6,713,000 | 1,155 |
| Net interest income | $8,372,000 | 1,381 |
| Provision for loan and lease losses | $382,000 | 1,208 |
| Total noninterest income | $400,000 | 4,047 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $173,000 | 3,835 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $227,000 | 3,494 |
| Total noninterest expense | $4,726,000 | 1,880 |
| Salaries and employee benefits | $2,620,000 | 1,864 |
| Premises and equipment expense | $472,000 | 2,603 |
| Additional noninterest expense | $1,634,000 | 1,609 |
| Pre-tax net operating income | $3,664,000 | 1,380 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,207,000 | 1,197 |
| Income before extraordinary items | $2,457,000 | 1,512 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,457,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $213,000 | 1,057 |
| Cash dividends | $1,140,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 748 |
| Net operating income | $2,457,000 | 1,491 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,313,000 | 1,297 |
| Total interest expense | $3,195,000 | 1,153 |
| Net interest income | $4,118,000 | 1,394 |
| Provision for loan and lease losses | $190,000 | 1,193 |
| Total noninterest income | $189,000 | 4,097 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $82,000 | 3,884 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $107,000 | 3,600 |
| Total noninterest expense | $2,380,000 | 1,871 |
| Salaries and employee benefits | $1,329,000 | 1,852 |
| Premises and equipment expense | $235,000 | 2,617 |
| Additional noninterest expense | $816,000 | 1,597 |
| Pre-tax net operating income | $1,737,000 | 1,428 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $570,000 | 1,247 |
| Income before extraordinary items | $1,167,000 | 1,556 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,167,000 | 1,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-86,000 | 8,621 |
| Cash dividends | $220,000 | 2,296 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 564 |
| Net operating income | $1,167,000 | 1,539 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $24,688,000 | 1,348 |
| Total interest expense | $10,098,000 | 1,116 |
| Net interest income | $14,590,000 | 1,508 |
| Provision for loan and lease losses | $632,000 | 1,564 |
| Total noninterest income | $673,000 | 4,492 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $348,000 | 3,854 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $325,000 | 4,166 |
| Total noninterest expense | $9,040,000 | 1,874 |
| Salaries and employee benefits | $4,955,000 | 1,880 |
| Premises and equipment expense | $940,000 | 2,501 |
| Additional noninterest expense | $3,145,000 | 1,615 |
| Pre-tax net operating income | $5,591,000 | 1,672 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,803,000 | 1,478 |
| Income before extraordinary items | $3,788,000 | 1,820 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,788,000 | 1,818 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 2,849 |
| Cash dividends | $860,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,788,000 | 1,792 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $17,871,000 | 1,367 |
| Total interest expense | $7,254,000 | 1,100 |
| Net interest income | $10,617,000 | 1,528 |
| Provision for loan and lease losses | $423,000 | 1,637 |
| Total noninterest income | $519,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $271,000 | 3,791 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $248,000 | 4,151 |
| Total noninterest expense | $6,774,000 | 1,851 |
| Salaries and employee benefits | $3,778,000 | 1,838 |
| Premises and equipment expense | $705,000 | 2,495 |
| Additional noninterest expense | $2,291,000 | 1,639 |
| Pre-tax net operating income | $3,939,000 | 1,789 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,260,000 | 1,588 |
| Income before extraordinary items | $2,679,000 | 1,955 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,679,000 | 1,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,371 |
| Cash dividends | $410,000 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,679,000 | 1,919 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $11,401,000 | 1,384 |
| Total interest expense | $4,508,000 | 1,104 |
| Net interest income | $6,893,000 | 1,556 |
| Provision for loan and lease losses | $278,000 | 1,640 |
| Total noninterest income | $423,000 | 3,918 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $188,000 | 3,641 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $235,000 | 3,473 |
| Total noninterest expense | $4,516,000 | 1,835 |
| Salaries and employee benefits | $2,556,000 | 1,793 |
| Premises and equipment expense | $470,000 | 2,463 |
| Additional noninterest expense | $1,490,000 | 1,658 |
| Pre-tax net operating income | $2,522,000 | 1,827 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $868,000 | 1,519 |
| Income before extraordinary items | $1,654,000 | 2,043 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,654,000 | 2,042 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,223 |
| Cash dividends | $140,000 | 3,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,654,000 | 2,006 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,435,000 | 1,417 |
| Total interest expense | $2,176,000 | 1,078 |
| Net interest income | $3,259,000 | 1,636 |
| Provision for loan and lease losses | $138,000 | 1,572 |
| Total noninterest income | $204,000 | 3,933 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $95,000 | 3,552 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $109,000 | 3,573 |
| Total noninterest expense | $2,220,000 | 1,872 |
| Salaries and employee benefits | $1,241,000 | 1,847 |
| Premises and equipment expense | $235,000 | 2,492 |
| Additional noninterest expense | $744,000 | 1,653 |
| Pre-tax net operating income | $1,105,000 | 2,000 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $380,000 | 1,669 |
| Income before extraordinary items | $725,000 | 2,265 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $725,000 | 2,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,291 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $725,000 | 2,228 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $18,424,000 | 1,562 |
| Total interest expense | $5,412,000 | 1,522 |
| Net interest income | $13,012,000 | 1,563 |
| Provision for loan and lease losses | $85,000 | 5,258 |
| Total noninterest income | $795,000 | 4,066 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $420,000 | 3,525 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $375,000 | 3,827 |
| Total noninterest expense | $8,125,000 | 1,973 |
| Salaries and employee benefits | $4,379,000 | 1,993 |
| Premises and equipment expense | $836,000 | 2,686 |
| Additional noninterest expense | $2,910,000 | 1,672 |
| Pre-tax net operating income | $5,597,000 | 1,521 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,916,000 | 1,319 |
| Income before extraordinary items | $3,681,000 | 1,736 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,681,000 | 1,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,265 |
| Cash dividends | $4,170,000 | 735 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,681,000 | 1,695 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,354,000 | 1,599 |
| Total interest expense | $3,652,000 | 1,654 |
| Net interest income | $9,702,000 | 1,555 |
| Provision for loan and lease losses | $205,000 | 2,947 |
| Total noninterest income | $581,000 | 4,166 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $305,000 | 3,625 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $276,000 | 3,882 |
| Total noninterest expense | $5,917,000 | 2,020 |
| Salaries and employee benefits | $3,164,000 | 2,068 |
| Premises and equipment expense | $623,000 | 2,689 |
| Additional noninterest expense | $2,130,000 | 1,695 |
| Pre-tax net operating income | $4,161,000 | 1,551 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,424,000 | 1,346 |
| Income before extraordinary items | $2,737,000 | 1,766 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,737,000 | 1,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-71,000 | 8,739 |
| Cash dividends | $3,500,000 | 615 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,737,000 | 1,715 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,741,000 | 1,613 |
| Total interest expense | $2,336,000 | 1,708 |
| Net interest income | $6,405,000 | 1,554 |
| Provision for loan and lease losses | $205,000 | 2,159 |
| Total noninterest income | $380,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $200,000 | 3,646 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $180,000 | 3,968 |
| Total noninterest expense | $3,896,000 | 2,042 |
| Salaries and employee benefits | $2,069,000 | 2,111 |
| Premises and equipment expense | $416,000 | 2,696 |
| Additional noninterest expense | $1,411,000 | 1,695 |
| Pre-tax net operating income | $2,684,000 | 1,572 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $916,000 | 1,374 |
| Income before extraordinary items | $1,768,000 | 1,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,768,000 | 1,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,628 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,768,000 | 1,735 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,353,000 | 1,625 |
| Total interest expense | $1,172,000 | 1,719 |
| Net interest income | $3,181,000 | 1,574 |
| Provision for loan and lease losses | $113,000 | 1,932 |
| Total noninterest income | $189,000 | 4,180 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $92,000 | 3,771 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $97,000 | 3,782 |
| Total noninterest expense | $1,970,000 | 2,040 |
| Salaries and employee benefits | $1,054,000 | 2,088 |
| Premises and equipment expense | $209,000 | 2,694 |
| Additional noninterest expense | $707,000 | 1,681 |
| Pre-tax net operating income | $1,287,000 | 1,620 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $438,000 | 1,444 |
| Income before extraordinary items | $849,000 | 1,840 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $849,000 | 1,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,283 |
| Cash dividends | $750,000 | 847 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $849,000 | 1,757 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,370,000 | 1,965 |
| Total interest expense | $3,925,000 | 2,249 |
| Net interest income | $10,445,000 | 1,870 |
| Provision for loan and lease losses | $-960,000 | 9,147 |
| Total noninterest income | $551,000 | 5,177 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $288,000 | 4,396 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $263,000 | 4,757 |
| Total noninterest expense | $6,419,000 | 2,448 |
| Salaries and employee benefits | $3,249,000 | 2,581 |
| Premises and equipment expense | $718,000 | 3,021 |
| Additional noninterest expense | $2,452,000 | 1,959 |
| Pre-tax net operating income | $5,537,000 | 1,494 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,884,000 | 1,343 |
| Income before extraordinary items | $3,653,000 | 1,698 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,653,000 | 1,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-279,000 | 9,142 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,653,000 | 1,612 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,111,000 | 2,141 |
| Total interest expense | $2,850,000 | 2,414 |
| Net interest income | $7,261,000 | 2,030 |
| Provision for loan and lease losses | $40,000 | 6,097 |
| Total noninterest income | $368,000 | 5,517 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $200,000 | 4,612 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $168,000 | 5,123 |
| Total noninterest expense | $4,424,000 | 2,644 |
| Salaries and employee benefits | $2,200,000 | 2,832 |
| Premises and equipment expense | $511,000 | 3,160 |
| Additional noninterest expense | $1,713,000 | 2,098 |
| Pre-tax net operating income | $3,165,000 | 1,957 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,076,000 | 1,747 |
| Income before extraordinary items | $2,089,000 | 2,245 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,089,000 | 2,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-128,000 | 9,118 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,089,000 | 2,126 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,840,000 | 2,495 |
| Total interest expense | $1,684,000 | 2,735 |
| Net interest income | $4,156,000 | 2,335 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $199,000 | 6,027 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $109,000 | 5,055 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $90,000 | 5,513 |
| Total noninterest expense | $2,495,000 | 3,053 |
| Salaries and employee benefits | $1,248,000 | 3,277 |
| Premises and equipment expense | $296,000 | 3,534 |
| Additional noninterest expense | $951,000 | 2,481 |
| Pre-tax net operating income | $1,820,000 | 2,220 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $619,000 | 2,004 |
| Income before extraordinary items | $1,201,000 | 2,582 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,201,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-178,000 | 9,195 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,201,000 | 2,429 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 4,465 |
| Total interest expense | $433,000 | 4,792 |
| Net interest income | $1,042,000 | 4,275 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $48,000 | 7,431 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $21,000 | 6,840 |
| Total noninterest expense | $615,000 | 5,258 |
| Salaries and employee benefits | $307,000 | 5,548 |
| Premises and equipment expense | $68,000 | 5,942 |
| Additional noninterest expense | $240,000 | 4,349 |
| Pre-tax net operating income | $435,000 | 3,842 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $148,000 | 3,248 |
| Income before extraordinary items | $287,000 | 4,366 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $287,000 | 4,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,992 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $287,000 | 4,176 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $18,869,000 | 1,626 |
| Total interest expense | $7,923,000 | 1,419 |
| Net interest income | $10,946,000 | 1,766 |
| Provision for loan and lease losses | $613,000 | 2,024 |
| Total noninterest income | $553,000 | 4,938 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $261,000 | 4,586 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $292,000 | 4,321 |
| Total noninterest expense | $5,995,000 | 2,463 |
| Salaries and employee benefits | $3,634,000 | 2,207 |
| Premises and equipment expense | $619,000 | 3,324 |
| Additional noninterest expense | $1,742,000 | 2,610 |
| Pre-tax net operating income | $4,891,000 | 1,661 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,689,000 | 1,492 |
| Income before extraordinary items | $3,202,000 | 1,871 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,202,000 | 1,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,724 |
| Cash dividends | $1,350,000 | 1,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,202,000 | 1,800 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $20,563,000 | 1,653 |
| Total interest expense | $9,916,000 | 1,634 |
| Net interest income | $10,647,000 | 1,674 |
| Provision for loan and lease losses | $660,000 | 1,754 |
| Total noninterest income | $528,000 | 4,920 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $219,000 | 4,955 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $309,000 | 4,054 |
| Total noninterest expense | $5,363,000 | 2,640 |
| Salaries and employee benefits | $3,343,000 | 2,244 |
| Premises and equipment expense | $374,000 | 4,810 |
| Additional noninterest expense | $1,646,000 | 2,652 |
| Pre-tax net operating income | $5,152,000 | 1,398 |
| Securities gains (losses) | $23,000 | 3,041 |
| Applicable income taxes | $1,799,000 | 1,285 |
| Income before extraordinary items | $3,376,000 | 1,572 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,376,000 | 1,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,685 |
| Cash dividends | $400,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $1,980,000 | 319 |
| Net operating income | $3,361,050 | 1,507 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,746,000 | 1,867 |
| Total interest expense | $9,791,000 | 1,756 |
| Net interest income | $8,955,000 | 1,974 |
| Provision for loan and lease losses | $412,000 | 2,228 |
| Total noninterest income | $380,000 | 5,666 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $156,000 | 5,672 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $224,000 | 4,528 |
| Total noninterest expense | $4,534,000 | 2,975 |
| Salaries and employee benefits | $2,831,000 | 2,521 |
| Premises and equipment expense | $345,000 | 4,979 |
| Additional noninterest expense | $1,358,000 | 3,058 |
| Pre-tax net operating income | $4,389,000 | 1,674 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,523,000 | 1,490 |
| Income before extraordinary items | $2,866,000 | 1,819 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,866,000 | 1,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 2,388 |
| Cash dividends | $675,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,866,000 | 1,821 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $15,009,000 | 2,173 |
| Total interest expense | $7,318,000 | 2,041 |
| Net interest income | $7,691,000 | 2,296 |
| Provision for loan and lease losses | $509,000 | 1,744 |
| Total noninterest income | $329,000 | 6,179 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $175,000 | 5,458 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $154,000 | 5,541 |
| Total noninterest expense | $4,024,000 | 3,297 |
| Salaries and employee benefits | $2,403,000 | 2,912 |
| Premises and equipment expense | $268,000 | 5,829 |
| Additional noninterest expense | $1,353,000 | 3,121 |
| Pre-tax net operating income | $3,487,000 | 2,101 |
| Securities gains (losses) | $15,000 | 1,536 |
| Applicable income taxes | $1,226,000 | 1,883 |
| Income before extraordinary items | $2,276,000 | 2,287 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,276,000 | 2,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,500 |
| Cash dividends | $250,000 | 4,843 |
| Sale, conversion, retirement of capital stock, net | $1,800,000 | 447 |
| Net operating income | $2,266,250 | 2,277 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $12,536,000 | 2,609 |
| Total interest expense | $6,340,000 | 2,375 |
| Net interest income | $6,196,000 | 2,771 |
| Provision for loan and lease losses | $480,000 | 1,770 |
| Total noninterest income | $235,000 | 7,157 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $131,000 | 6,250 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $104,000 | 6,546 |
| Total noninterest expense | $3,241,000 | 3,851 |
| Salaries and employee benefits | $1,870,000 | 3,550 |
| Premises and equipment expense | $83,000 | 9,091 |
| Additional noninterest expense | $1,288,000 | 3,164 |
| Pre-tax net operating income | $2,710,000 | 2,598 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $945,000 | 2,412 |
| Income before extraordinary items | $1,765,000 | 2,834 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,765,000 | 2,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,026 |
| Cash dividends | $400,000 | 3,951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,765,000 | 2,754 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,599,000 | 3,363 |
| Total interest expense | $4,682,000 | 3,171 |
| Net interest income | $4,917,000 | 3,545 |
| Provision for loan and lease losses | $386,000 | 2,159 |
| Total noninterest income | $186,000 | 8,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $118,000 | 6,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,765 |
| Total noninterest expense | $2,622,000 | 4,592 |
| Salaries and employee benefits | $1,399,000 | 4,504 |
| Premises and equipment expense | $167,000 | 7,436 |
| Additional noninterest expense | $1,056,000 | 3,711 |
| Pre-tax net operating income | $2,095,000 | 3,381 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $730,000 | 3,134 |
| Income before extraordinary items | $1,365,000 | 3,644 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,365,000 | 3,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,126 |
| Cash dividends | $184,000 | 5,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,365,000 | 3,567 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,554,000 | 4,251 |
| Total interest expense | $3,704,000 | 3,974 |
| Net interest income | $3,850,000 | 4,472 |
| Provision for loan and lease losses | $254,000 | 2,909 |
| Total noninterest income | $161,000 | 8,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,243 |
| Total noninterest expense | $2,120,000 | 5,696 |
| Salaries and employee benefits | $1,208,000 | 5,169 |
| Premises and equipment expense | $180,000 | 7,427 |
| Additional noninterest expense | $732,000 | 5,559 |
| Pre-tax net operating income | $1,637,000 | 4,053 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $573,000 | 3,721 |
| Income before extraordinary items | $1,064,000 | 4,257 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,064,000 | 4,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $987,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 909 |
| Net operating income | $1,064,000 | 4,205 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,325,000 | 4,973 |
| Total interest expense | $3,113,000 | 4,594 |
| Net interest income | $3,212,000 | 5,211 |
| Provision for loan and lease losses | $288,000 | 2,355 |
| Total noninterest income | $113,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $52,000 | 9,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $1,773,000 | 6,538 |
| Salaries and employee benefits | $946,000 | 6,312 |
| Premises and equipment expense | $149,000 | 8,299 |
| Additional noninterest expense | $678,000 | 6,007 |
| Pre-tax net operating income | $1,264,000 | 5,072 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $440,000 | 4,594 |
| Income before extraordinary items | $824,000 | 5,334 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $824,000 | 5,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $131,000 | 6,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $824,000 | 5,310 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,121,000 | 6,553 |
| Total interest expense | $1,596,000 | 6,610 |
| Net interest income | $2,525,000 | 6,434 |
| Provision for loan and lease losses | $252,000 | 2,578 |
| Total noninterest income | $153,000 | 9,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,835 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 7,294 |
| Total noninterest expense | $1,626,000 | 7,212 |
| Salaries and employee benefits | $810,000 | 7,153 |
| Premises and equipment expense | $125,000 | 9,244 |
| Additional noninterest expense | $691,000 | 6,389 |
| Pre-tax net operating income | $800,000 | 6,869 |
| Securities gains (losses) | $-29,000 | 10,630 |
| Applicable income taxes | $167,000 | 7,982 |
| Income before extraordinary items | $604,000 | 6,508 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $604,000 | 6,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $1,227,000 | 386 |
| Net operating income | $626,620 | 6,434 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,848,000 | 8,585 |
| Total interest expense | $1,040,000 | 8,923 |
| Net interest income | $1,808,000 | 8,230 |
| Provision for loan and lease losses | $183,000 | 4,103 |
| Total noninterest income | $139,000 | 10,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 10,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 7,857 |
| Total noninterest expense | $1,358,000 | 8,308 |
| Salaries and employee benefits | $678,000 | 8,149 |
| Premises and equipment expense | $114,000 | 9,987 |
| Additional noninterest expense | $566,000 | 7,636 |
| Pre-tax net operating income | $406,000 | 9,367 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $406,000 | 8,366 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $406,000 | 8,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 1,167 |
| Net operating income | $406,000 | 8,088 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,770,000 | 11,371 |
| Total interest expense | $669,000 | 11,971 |
| Net interest income | $1,101,000 | 10,694 |
| Provision for loan and lease losses | $159,000 | 5,935 |
| Total noninterest income | $110,000 | 11,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 11,220 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 8,638 |
| Total noninterest expense | $1,069,000 | 9,675 |
| Salaries and employee benefits | $572,000 | 9,068 |
| Premises and equipment expense | $103,000 | 10,619 |
| Additional noninterest expense | $394,000 | 9,629 |
| Pre-tax net operating income | $-17,000 | 12,785 |
| Securities gains (losses) | $23,000 | 5,402 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $6,000 | 12,859 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,000 | 12,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $749,000 | 469 |
| Net operating income | $-17,000 | 12,736 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.