Home > Commerce National Bank > Assets and Liabilities
Commerce National Bank, Assets and Liabilities
| 2009-06-30 | Rank | |
| # of Employees: | 77 | 2,168 |
| Assets and Liabilities | ||
| Total Assets: | $638,854,000 | 1,126 |
| Cash and due from depository institutions | $15,618,000 | 2,168 |
| Interest-bearing balances | $4,300,000 | 2,989 |
| Securities | $8,354,000 | 6,118 |
| Federal funds sold & reverse repurchase agreements | $21,846,000 | 400 |
| Net loans & leases | $538,152,000 | 927 |
| Loan loss allowance | $8,133,000 | 981 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $595,000 | 6,426 |
| Other real estate owned | $330,000 | 2,168 |
| Goodwill and other intangibles | $32,783,000 | 266 |
| All other assets | $21,176,000 | 1,033 |
| Life insurance assets | $9,642,000 | 719 |
| Total liabilities and capital | $638,855,000 | 1,126 |
| Total liabilities | $554,188,000 | 1,167 |
| Total deposits | $483,514,000 | 1,164 |
| Interest-bearing deposits | $406,942,000 | 1,217 |
| Deposits held in domestic offices | $483,514,000 | 1,162 |
| % insured | 38.02% | 7,983 |
| Federal funds purchased & repurchase agreements | $7,040,000 | 1,301 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $61,489,000 | 843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $2,145,000 | 2,257 |
| Total equity capital | $84,667,000 | 789 |
| Total bank equity capital | $84,667,000 | 787 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,932,000 | 1,537 |
| Surplus | $64,467,000 | 591 |
| Undivided profits | $17,268,000 | 1,892 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $5,019,000 | 2,252 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,069,000 | 267 |
| Income earned, not collected on loans | $1,840,000 | 1,909 |
| Earning assets | $572,652,000 | 1,146 |
| Long-term assets (5+ years) | $130,296,000 | 1,051 |
| Average Assets, year-to-date | $643,368,330 | 1,112 |
| Average Assets, quarterly | $641,323,500 | 1,121 |
| Volatile liabilities | $74,294,000 | 1,997 |
| Insider loans | $16,086,000 | 429 |
| FHLB advances | $50,388,000 | 911 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $127,266,000 | 701 |
| Tier 1 (core) risk-based capital | $51,834,000 | 1,234 |
| Tier 2 risk-based capital | $6,525,000 | 953 |
| Total risk weighted assets | $520,405,000 | 1,014 |
| Total unused commitments | $127,266,000 | 702 |
| Derivatives | $13,503,000 | 501 |
| 2009-03-31 | Rank | |
| # of Employees: | 82 | 2,034 |
| Assets and Liabilities | ||
| Total Assets: | $643,793,000 | 1,121 |
| Cash and due from depository institutions | $10,238,000 | 2,034 |
| Interest-bearing balances | $182,000 | 5,712 |
| Securities | $17,044,000 | 4,800 |
| Federal funds sold & reverse repurchase agreements | $9,010,000 | 1,346 |
| Net loans & leases | $553,567,000 | 902 |
| Loan loss allowance | $5,979,000 | 1,217 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $656,000 | 6,351 |
| Other real estate owned | $410,000 | 2,034 |
| Goodwill and other intangibles | $32,987,000 | 272 |
| All other assets | $19,881,000 | 1,075 |
| Life insurance assets | $9,643,000 | 720 |
| Total liabilities and capital | $643,793,000 | 1,121 |
| Total liabilities | $558,672,000 | 1,162 |
| Total deposits | $474,844,000 | 1,176 |
| Interest-bearing deposits | $410,183,000 | 1,200 |
| Deposits held in domestic offices | $474,844,000 | 1,173 |
| % insured | 38.66% | 8,024 |
| Federal funds purchased & repurchase agreements | $16,180,000 | 850 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $65,548,000 | 839 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $2,100,000 | 2,231 |
| Total equity capital | $85,121,000 | 782 |
| Total bank equity capital | $85,121,000 | 781 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,932,000 | 1,549 |
| Surplus | $64,439,000 | 586 |
| Undivided profits | $17,750,000 | 1,888 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,149,000 | 2,824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $576,000 | 386 |
| Income earned, not collected on loans | $1,973,000 | 1,776 |
| Earning assets | $579,803,000 | 1,136 |
| Long-term assets (5+ years) | $136,136,000 | 997 |
| Average Assets, year-to-date | $645,625,500 | 1,101 |
| Average Assets, quarterly | $645,625,500 | 1,101 |
| Volatile liabilities | $74,825,000 | 2,001 |
| Insider loans | $16,193,000 | 427 |
| FHLB advances | $54,448,000 | 891 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $121,715,000 | 759 |
| Tier 1 (core) risk-based capital | $52,958,000 | 1,219 |
| Tier 2 risk-based capital | $5,979,000 | 1,016 |
| Total risk weighted assets | $536,417,000 | 985 |
| Total unused commitments | $121,715,000 | 759 |
| Derivatives | $5,740,000 | 710 |
| 2008-12-31 | Rank | |
| # of Employees: | 85 | 1,986 |
| Assets and Liabilities | ||
| Total Assets: | $647,458,000 | 1,089 |
| Cash and due from depository institutions | $7,439,000 | 1,986 |
| Interest-bearing balances | $250,000 | 4,912 |
| Securities | $10,636,000 | 5,797 |
| Federal funds sold & reverse repurchase agreements | $6,283,000 | 1,539 |
| Net loans & leases | $569,567,000 | 861 |
| Loan loss allowance | $5,483,000 | 1,274 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $722,000 | 6,273 |
| Other real estate owned | $413,000 | 1,986 |
| Goodwill and other intangibles | $33,192,000 | 283 |
| All other assets | $19,206,000 | 1,120 |
| Life insurance assets | $9,667,000 | 711 |
| Total liabilities and capital | $647,459,000 | 1,089 |
| Total liabilities | $563,235,000 | 1,132 |
| Total deposits | $490,112,000 | 1,105 |
| Interest-bearing deposits | $427,364,000 | 1,106 |
| Deposits held in domestic offices | $490,112,000 | 1,104 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,118,000 | 950 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $56,559,000 | 1,048 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,446,000 | 2,919 |
| Total equity capital | $84,224,000 | 779 |
| Total bank equity capital | $84,224,000 | 779 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,932,000 | 1,550 |
| Surplus | $64,396,000 | 566 |
| Undivided profits | $16,896,000 | 1,951 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,652,000 | 3,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $661,000 | 328 |
| Income earned, not collected on loans | $1,885,000 | 1,979 |
| Earning assets | $586,736,000 | 1,092 |
| Long-term assets (5+ years) | $144,612,000 | 922 |
| Average Assets, year-to-date | $613,776,000 | 1,101 |
| Average Assets, quarterly | $643,230,500 | 1,078 |
| Volatile liabilities | $74,615,000 | 1,983 |
| Insider loans | $11,913,000 | 616 |
| FHLB advances | $56,559,000 | 956 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $131,342,000 | 742 |
| Tier 1 (core) risk-based capital | $51,884,000 | 1,221 |
| Tier 2 risk-based capital | $5,483,000 | 1,087 |
| Total risk weighted assets | $542,312,000 | 965 |
| Total unused commitments | $131,342,000 | 742 |
| Derivatives | $6,224,000 | 627 |
| 2008-09-30 | Rank | |
| # of Employees: | 81 | 2,103 |
| Assets and Liabilities | ||
| Total Assets: | $639,003,000 | 1,081 |
| Cash and due from depository institutions | $11,088,000 | 2,103 |
| Interest-bearing balances | $250,000 | 4,283 |
| Securities | $11,661,000 | 5,591 |
| Federal funds sold & reverse repurchase agreements | $2,894,000 | 3,196 |
| Net loans & leases | $559,748,000 | 879 |
| Loan loss allowance | $5,548,000 | 1,134 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $781,000 | 6,195 |
| Other real estate owned | $517,000 | 2,103 |
| Goodwill and other intangibles | $33,396,000 | 314 |
| All other assets | $18,918,000 | 1,113 |
| Life insurance assets | $10,192,000 | 670 |
| Total liabilities and capital | $639,004,000 | 1,081 |
| Total liabilities | $555,354,000 | 1,123 |
| Total deposits | $487,353,000 | 1,084 |
| Interest-bearing deposits | $425,387,000 | 1,084 |
| Deposits held in domestic offices | $487,353,000 | 1,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,528,000 | 1,185 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $55,491,000 | 1,091 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $982,000 | 3,902 |
| Total equity capital | $83,650,000 | 807 |
| Total bank equity capital | $83,650,000 | 807 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,932,000 | 1,561 |
| Surplus | $64,354,000 | 561 |
| Undivided profits | $16,364,000 | 2,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,765,000 | 3,176 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $179,000 | 652 |
| Income earned, not collected on loans | $2,101,000 | 1,853 |
| Earning assets | $574,553,000 | 1,105 |
| Long-term assets (5+ years) | $148,945,000 | 889 |
| Average Assets, year-to-date | $605,355,500 | 1,112 |
| Average Assets, quarterly | $622,881,000 | 1,104 |
| Volatile liabilities | $74,835,000 | 1,898 |
| Insider loans | $12,951,000 | 555 |
| FHLB advances | $55,491,000 | 1,011 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $134,121,000 | 759 |
| Tier 1 (core) risk-based capital | $51,256,000 | 1,253 |
| Tier 2 risk-based capital | $5,548,000 | 1,027 |
| Total risk weighted assets | $536,937,000 | 970 |
| Total unused commitments | $134,121,000 | 759 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 83 | 2,088 |
| Assets and Liabilities | ||
| Total Assets: | $606,759,000 | 1,134 |
| Cash and due from depository institutions | $11,445,000 | 2,088 |
| Interest-bearing balances | $250,000 | 4,159 |
| Securities | $10,152,000 | 5,903 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $531,784,000 | 904 |
| Loan loss allowance | $5,032,000 | 1,177 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $830,000 | 6,135 |
| Other real estate owned | $178,000 | 2,088 |
| Goodwill and other intangibles | $33,600,000 | 322 |
| All other assets | $18,770,000 | 1,083 |
| Life insurance assets | $10,132,000 | 669 |
| Total liabilities and capital | $606,760,000 | 1,134 |
| Total liabilities | $524,416,000 | 1,181 |
| Total deposits | $443,032,000 | 1,187 |
| Interest-bearing deposits | $383,786,000 | 1,206 |
| Deposits held in domestic offices | $443,032,000 | 1,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,659,000 | 777 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $53,647,000 | 1,091 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,078,000 | 3,656 |
| Total equity capital | $82,344,000 | 829 |
| Total bank equity capital | $82,344,000 | 829 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,932,000 | 1,566 |
| Surplus | $64,310,000 | 554 |
| Undivided profits | $15,102,000 | 2,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,838,000 | 2,853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $190,000 | 608 |
| Income earned, not collected on loans | $2,010,000 | 1,893 |
| Earning assets | $542,186,000 | 1,161 |
| Long-term assets (5+ years) | $150,398,000 | 867 |
| Average Assets, year-to-date | $594,139,670 | 1,139 |
| Average Assets, quarterly | $601,278,500 | 1,140 |
| Volatile liabilities | $87,396,000 | 1,632 |
| Insider loans | $11,509,000 | 648 |
| FHLB advances | $53,647,000 | 1,017 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $127,947,000 | 823 |
| Tier 1 (core) risk-based capital | $49,848,000 | 1,281 |
| Tier 2 risk-based capital | $5,032,000 | 1,101 |
| Total risk weighted assets | $513,726,000 | 1,007 |
| Total unused commitments | $127,947,000 | 823 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 81 | 2,144 |
| Assets and Liabilities | ||
| Total Assets: | $595,798,000 | 1,147 |
| Cash and due from depository institutions | $14,239,000 | 2,144 |
| Interest-bearing balances | $572,000 | 3,532 |
| Securities | $7,408,000 | 6,475 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $520,697,000 | 913 |
| Loan loss allowance | $4,629,000 | 1,230 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $880,000 | 6,073 |
| Other real estate owned | $213,000 | 2,144 |
| Goodwill and other intangibles | $33,804,000 | 326 |
| All other assets | $18,557,000 | 1,063 |
| Life insurance assets | $10,050,000 | 664 |
| Total liabilities and capital | $595,797,000 | 1,147 |
| Total liabilities | $514,650,000 | 1,183 |
| Total deposits | $430,062,000 | 1,235 |
| Interest-bearing deposits | $366,453,000 | 1,267 |
| Deposits held in domestic offices | $430,062,000 | 1,231 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,570,000 | 692 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $53,040,000 | 1,043 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $1,978,000 | 2,476 |
| Total equity capital | $81,147,000 | 850 |
| Total bank equity capital | $81,147,000 | 850 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,932,000 | 1,565 |
| Surplus | $64,271,000 | 550 |
| Undivided profits | $13,944,000 | 2,498 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,436,000 | 3,025 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $190,000 | 585 |
| Income earned, not collected on loans | $2,125,000 | 1,820 |
| Earning assets | $528,677,000 | 1,185 |
| Long-term assets (5+ years) | $146,694,000 | 861 |
| Average Assets, year-to-date | $587,830,000 | 1,147 |
| Average Assets, quarterly | $587,830,000 | 1,147 |
| Volatile liabilities | $94,872,000 | 1,518 |
| Insider loans | $15,309,000 | 450 |
| FHLB advances | $53,040,000 | 972 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $133,371,000 | 806 |
| Tier 1 (core) risk-based capital | $48,447,000 | 1,321 |
| Tier 2 risk-based capital | $4,629,000 | 1,176 |
| Total risk weighted assets | $501,332,000 | 1,006 |
| Total unused commitments | $133,371,000 | 806 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 78 | 2,238 |
| Assets and Liabilities | ||
| Total Assets: | $579,862,000 | 1,164 |
| Cash and due from depository institutions | $14,475,000 | 2,238 |
| Interest-bearing balances | $569,000 | 3,036 |
| Securities | $7,445,000 | 6,552 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $503,601,000 | 938 |
| Loan loss allowance | $4,254,000 | 1,293 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $911,000 | 6,015 |
| Other real estate owned | $266,000 | 2,238 |
| Goodwill and other intangibles | $34,009,000 | 319 |
| All other assets | $19,155,000 | 1,021 |
| Life insurance assets | $9,957,000 | 663 |
| Total liabilities and capital | $579,862,000 | 1,164 |
| Total liabilities | $498,984,000 | 1,212 |
| Total deposits | $423,943,000 | 1,235 |
| Interest-bearing deposits | $364,480,000 | 1,257 |
| Deposits held in domestic offices | $423,943,000 | 1,233 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,077,000 | 1,002 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $57,651,000 | 899 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,313,000 | 3,363 |
| Total equity capital | $80,878,000 | 843 |
| Total bank equity capital | $80,878,000 | 843 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,932,000 | 1,553 |
| Surplus | $64,238,000 | 542 |
| Undivided profits | $13,708,000 | 2,476 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,475,000 | 2,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $242,000 | 509 |
| Income earned, not collected on loans | $2,051,000 | 2,072 |
| Earning assets | $511,615,000 | 1,213 |
| Long-term assets (5+ years) | $136,292,000 | 865 |
| Average Assets, year-to-date | $545,805,600 | 1,192 |
| Average Assets, quarterly | $573,286,500 | 1,168 |
| Volatile liabilities | $85,246,000 | 1,659 |
| Insider loans | $13,611,000 | 514 |
| FHLB advances | $57,651,000 | 833 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $129,027,000 | 830 |
| Tier 1 (core) risk-based capital | $48,099,000 | 1,329 |
| Tier 2 risk-based capital | $4,254,000 | 1,241 |
| Total risk weighted assets | $486,519,000 | 1,027 |
| Total unused commitments | $129,027,000 | 830 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 72 | 2,403 |
| Assets and Liabilities | ||
| Total Assets: | $566,711,000 | 1,174 |
| Cash and due from depository institutions | $13,226,000 | 2,403 |
| Interest-bearing balances | $251,000 | 3,640 |
| Securities | $6,643,000 | 6,774 |
| Federal funds sold & reverse repurchase agreements | $9,861,000 | 1,501 |
| Net loans & leases | $482,862,000 | 952 |
| Loan loss allowance | $4,177,000 | 1,257 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $884,000 | 6,088 |
| Other real estate owned | $290,000 | 2,403 |
| Goodwill and other intangibles | $34,213,000 | 306 |
| All other assets | $18,732,000 | 1,010 |
| Life insurance assets | $10,603,000 | 605 |
| Total liabilities and capital | $566,711,000 | 1,174 |
| Total liabilities | $488,254,000 | 1,228 |
| Total deposits | $413,568,000 | 1,257 |
| Interest-bearing deposits | $358,088,000 | 1,273 |
| Deposits held in domestic offices | $413,568,000 | 1,254 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,618,000 | 1,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $64,838,000 | 759 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $2,230,000 | 2,276 |
| Total equity capital | $78,457,000 | 868 |
| Total bank equity capital | $78,457,000 | 868 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,932,000 | 1,528 |
| Surplus | $63,448,000 | 536 |
| Undivided profits | $12,077,000 | 2,762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,250,000 | 2,764 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $134,000 | 677 |
| Income earned, not collected on loans | $2,177,000 | 2,090 |
| Earning assets | $499,617,000 | 1,224 |
| Long-term assets (5+ years) | $138,138,000 | 843 |
| Average Assets, year-to-date | $537,291,500 | 1,210 |
| Average Assets, quarterly | $551,512,000 | 1,201 |
| Volatile liabilities | $87,126,000 | 1,617 |
| Insider loans | $15,249,000 | 443 |
| FHLB advances | $64,838,000 | 693 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $131,545,000 | 845 |
| Tier 1 (core) risk-based capital | $45,570,000 | 1,418 |
| Tier 2 risk-based capital | $4,177,000 | 1,245 |
| Total risk weighted assets | $462,330,000 | 1,058 |
| Total unused commitments | $131,545,000 | 845 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 74 | 2,370 |
| Assets and Liabilities | ||
| Total Assets: | $536,313,000 | 1,254 |
| Cash and due from depository institutions | $16,348,000 | 2,370 |
| Interest-bearing balances | $219,000 | 3,842 |
| Securities | $6,472,000 | 6,854 |
| Federal funds sold & reverse repurchase agreements | $2,336,000 | 4,011 |
| Net loans & leases | $457,117,000 | 1,005 |
| Loan loss allowance | $4,208,000 | 1,255 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $919,000 | 6,051 |
| Other real estate owned | $292,000 | 2,370 |
| Goodwill and other intangibles | $34,417,000 | 319 |
| All other assets | $18,412,000 | 1,032 |
| Life insurance assets | $10,420,000 | 609 |
| Total liabilities and capital | $536,313,000 | 1,254 |
| Total liabilities | $458,689,000 | 1,308 |
| Total deposits | $394,701,000 | 1,338 |
| Interest-bearing deposits | $334,178,000 | 1,382 |
| Deposits held in domestic offices | $394,701,000 | 1,333 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,621,000 | 1,376 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $54,960,000 | 819 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,407,000 | 3,076 |
| Total equity capital | $77,624,000 | 880 |
| Total bank equity capital | $77,624,000 | 880 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,932,000 | 1,522 |
| Surplus | $63,422,000 | 548 |
| Undivided profits | $11,270,000 | 2,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,910,000 | 1,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $119,000 | 701 |
| Income earned, not collected on loans | $1,934,000 | 2,178 |
| Earning assets | $466,144,000 | 1,312 |
| Long-term assets (5+ years) | $126,279,000 | 906 |
| Average Assets, year-to-date | $527,485,000 | 1,247 |
| Average Assets, quarterly | $533,042,500 | 1,251 |
| Volatile liabilities | $76,978,000 | 1,770 |
| Insider loans | $12,401,000 | 570 |
| FHLB advances | $54,960,000 | 749 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $139,512,000 | 807 |
| Tier 1 (core) risk-based capital | $44,614,000 | 1,452 |
| Tier 2 risk-based capital | $4,208,000 | 1,251 |
| Total risk weighted assets | $441,643,000 | 1,117 |
| Total unused commitments | $139,512,000 | 807 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 73 | 2,391 |
| Assets and Liabilities | ||
| Total Assets: | $529,772,000 | 1,268 |
| Cash and due from depository institutions | $13,762,000 | 2,391 |
| Interest-bearing balances | $256,000 | 3,765 |
| Securities | $6,233,000 | 6,949 |
| Federal funds sold & reverse repurchase agreements | $12,200,000 | 1,664 |
| Net loans & leases | $442,603,000 | 1,022 |
| Loan loss allowance | $4,010,000 | 1,322 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $948,000 | 6,011 |
| Other real estate owned | $414,000 | 2,391 |
| Goodwill and other intangibles | $34,621,000 | 305 |
| All other assets | $18,991,000 | 966 |
| Life insurance assets | $10,286,000 | 601 |
| Total liabilities and capital | $529,772,000 | 1,268 |
| Total liabilities | $453,251,000 | 1,321 |
| Total deposits | $399,073,000 | 1,313 |
| Interest-bearing deposits | $341,344,000 | 1,337 |
| Deposits held in domestic offices | $399,073,000 | 1,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $51,123,000 | 832 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $3,055,000 | 1,750 |
| Total equity capital | $76,521,000 | 865 |
| Total bank equity capital | $76,521,000 | 865 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,932,000 | 1,505 |
| Surplus | $63,396,000 | 527 |
| Undivided profits | $10,193,000 | 3,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,072,000 | 871 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $67,000 | 873 |
| Income earned, not collected on loans | $1,939,000 | 2,100 |
| Earning assets | $461,292,000 | 1,319 |
| Long-term assets (5+ years) | $114,529,000 | 966 |
| Average Assets, year-to-date | $523,071,000 | 1,268 |
| Average Assets, quarterly | $523,071,000 | 1,268 |
| Volatile liabilities | $76,439,000 | 1,753 |
| Insider loans | $13,239,000 | 503 |
| FHLB advances | $51,123,000 | 763 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $114,867,000 | 943 |
| Tier 1 (core) risk-based capital | $43,380,000 | 1,475 |
| Tier 2 risk-based capital | $4,010,000 | 1,315 |
| Total risk weighted assets | $430,753,000 | 1,127 |
| Total unused commitments | $114,867,000 | 943 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 76 | 2,313 |
| Assets and Liabilities | ||
| Total Assets: | $516,370,000 | 1,278 |
| Cash and due from depository institutions | $14,522,000 | 2,313 |
| Interest-bearing balances | $210,000 | 3,967 |
| Securities | $7,935,000 | 6,603 |
| Federal funds sold & reverse repurchase agreements | $7,700,000 | 2,095 |
| Net loans & leases | $434,943,000 | 1,029 |
| Loan loss allowance | $3,848,000 | 1,359 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,009,000 | 5,902 |
| Other real estate owned | $414,000 | 2,313 |
| Goodwill and other intangibles | $34,826,000 | 291 |
| All other assets | $15,021,000 | 1,207 |
| Life insurance assets | $6,691,000 | 871 |
| Total liabilities and capital | $516,370,000 | 1,278 |
| Total liabilities | $439,952,000 | 1,339 |
| Total deposits | $385,611,000 | 1,338 |
| Interest-bearing deposits | $325,837,000 | 1,370 |
| Deposits held in domestic offices | $385,611,000 | 1,334 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $51,497,000 | 859 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $2,844,000 | 1,813 |
| Total equity capital | $76,418,000 | 852 |
| Total bank equity capital | $76,418,000 | 852 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,932,000 | 1,495 |
| Surplus | $63,380,000 | 511 |
| Undivided profits | $10,106,000 | 3,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $689,000 | 3,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $223,000 | 495 |
| Income earned, not collected on loans | $1,882,000 | 2,231 |
| Earning assets | $450,788,000 | 1,334 |
| Long-term assets (5+ years) | $110,137,000 | 997 |
| Average Assets, year-to-date | $496,699,200 | 1,264 |
| Average Assets, quarterly | $514,868,000 | 1,264 |
| Volatile liabilities | $171,554,000 | 919 |
| Insider loans | $13,414,000 | 488 |
| FHLB advances | $51,497,000 | 786 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $109,949,000 | 947 |
| Tier 1 (core) risk-based capital | $43,149,000 | 1,445 |
| Tier 2 risk-based capital | $3,848,000 | 1,346 |
| Total risk weighted assets | $416,497,000 | 1,141 |
| Total unused commitments | $109,949,000 | 947 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 80 | 2,197 |
| Assets and Liabilities | ||
| Total Assets: | $513,366,000 | 1,277 |
| Cash and due from depository institutions | $14,992,000 | 2,197 |
| Interest-bearing balances | $213,000 | 3,928 |
| Securities | $9,459,000 | 6,316 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,917 |
| Net loans & leases | $430,289,000 | 1,028 |
| Loan loss allowance | $3,727,000 | 1,407 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,059,000 | 5,822 |
| Other real estate owned | $414,000 | 2,197 |
| Goodwill and other intangibles | $35,030,000 | 293 |
| All other assets | $15,123,000 | 1,207 |
| Life insurance assets | $6,600,000 | 854 |
| Total liabilities and capital | $513,366,000 | 1,277 |
| Total liabilities | $438,324,000 | 1,339 |
| Total deposits | $383,214,000 | 1,341 |
| Interest-bearing deposits | $328,431,000 | 1,348 |
| Deposits held in domestic offices | $383,214,000 | 1,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $52,152,000 | 898 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $2,958,000 | 1,746 |
| Total equity capital | $75,042,000 | 874 |
| Total bank equity capital | $75,042,000 | 874 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,932,000 | 1,485 |
| Surplus | $63,369,000 | 511 |
| Undivided profits | $8,741,000 | 3,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $388,000 | 4,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $69,000 | 840 |
| Income earned, not collected on loans | $1,874,000 | 2,249 |
| Earning assets | $446,961,000 | 1,332 |
| Long-term assets (5+ years) | $109,167,000 | 989 |
| Average Assets, year-to-date | $491,781,500 | 1,289 |
| Average Assets, quarterly | $506,705,500 | 1,283 |
| Volatile liabilities | $182,096,000 | 880 |
| Insider loans | $13,258,000 | 487 |
| FHLB advances | $52,152,000 | 820 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $100,815,000 | 1,053 |
| Tier 1 (core) risk-based capital | $41,645,000 | 1,499 |
| Tier 2 risk-based capital | $3,727,000 | 1,400 |
| Total risk weighted assets | $411,393,000 | 1,153 |
| Total unused commitments | $100,815,000 | 1,054 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 78 | 2,267 |
| Assets and Liabilities | ||
| Total Assets: | $500,045,000 | 1,298 |
| Cash and due from depository institutions | $15,116,000 | 2,267 |
| Interest-bearing balances | $222,000 | 3,927 |
| Securities | $12,299,000 | 5,793 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 1,844 |
| Net loans & leases | $421,668,000 | 1,039 |
| Loan loss allowance | $3,664,000 | 1,406 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,072,000 | 5,786 |
| Other real estate owned | $0 | 2,267 |
| Goodwill and other intangibles | $35,234,000 | 295 |
| All other assets | $8,156,000 | 2,036 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $500,045,000 | 1,298 |
| Total liabilities | $426,402,000 | 1,362 |
| Total deposits | $367,336,000 | 1,389 |
| Interest-bearing deposits | $305,681,000 | 1,438 |
| Deposits held in domestic offices | $367,336,000 | 1,385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $56,322,000 | 854 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,744,000 | 1,707 |
| Total equity capital | $73,643,000 | 869 |
| Total bank equity capital | $73,643,000 | 869 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,932,000 | 1,477 |
| Surplus | $63,357,000 | 506 |
| Undivided profits | $7,354,000 | 3,663 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,223,000 | 2,077 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $69,000 | 852 |
| Income earned, not collected on loans | $1,698,000 | 2,215 |
| Earning assets | $440,689,000 | 1,342 |
| Long-term assets (5+ years) | $108,625,000 | 979 |
| Average Assets, year-to-date | $484,586,670 | 1,308 |
| Average Assets, quarterly | $492,593,000 | 1,304 |
| Volatile liabilities | $165,932,000 | 932 |
| Insider loans | $11,408,000 | 591 |
| FHLB advances | $56,322,000 | 775 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $121,673,000 | 903 |
| Tier 1 (core) risk-based capital | $40,135,000 | 1,529 |
| Tier 2 risk-based capital | $3,664,000 | 1,388 |
| Total risk weighted assets | $396,310,000 | 1,177 |
| Total unused commitments | $121,673,000 | 903 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 76 | 2,313 |
| Assets and Liabilities | ||
| Total Assets: | $485,141,000 | 1,310 |
| Cash and due from depository institutions | $12,986,000 | 2,313 |
| Interest-bearing balances | $217,000 | 4,086 |
| Securities | $8,763,000 | 6,566 |
| Federal funds sold & reverse repurchase agreements | $11,000,000 | 1,363 |
| Net loans & leases | $407,706,000 | 1,041 |
| Loan loss allowance | $3,771,000 | 1,337 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,135,000 | 5,661 |
| Other real estate owned | $0 | 2,313 |
| Goodwill and other intangibles | $35,438,000 | 286 |
| All other assets | $8,113,000 | 1,982 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $485,142,000 | 1,310 |
| Total liabilities | $411,873,000 | 1,376 |
| Total deposits | $354,829,000 | 1,412 |
| Interest-bearing deposits | $300,499,000 | 1,429 |
| Deposits held in domestic offices | $354,829,000 | 1,409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $53,482,000 | 839 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $3,562,000 | 1,363 |
| Total equity capital | $73,269,000 | 856 |
| Total bank equity capital | $73,269,000 | 856 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,932,000 | 1,469 |
| Surplus | $63,337,000 | 488 |
| Undivided profits | $7,000,000 | 3,828 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $759,000 | 2,868 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,047 |
| Income earned, not collected on loans | $1,672,000 | 2,135 |
| Earning assets | $427,686,000 | 1,354 |
| Long-term assets (5+ years) | $96,299,000 | 1,075 |
| Average Assets, year-to-date | $476,857,500 | 1,329 |
| Average Assets, quarterly | $476,857,500 | 1,329 |
| Volatile liabilities | $166,400,000 | 894 |
| Insider loans | $17,142,000 | 340 |
| FHLB advances | $53,482,000 | 777 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $105,913,000 | 988 |
| Tier 1 (core) risk-based capital | $39,619,000 | 1,508 |
| Tier 2 risk-based capital | $3,771,000 | 1,314 |
| Total risk weighted assets | $384,376,000 | 1,172 |
| Total unused commitments | $105,913,000 | 988 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 82 | 2,111 |
| Assets and Liabilities | ||
| Total Assets: | $468,574,000 | 1,341 |
| Cash and due from depository institutions | $10,281,000 | 2,111 |
| Interest-bearing balances | $211,000 | 4,182 |
| Securities | $7,503,000 | 6,889 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,145 |
| Net loans & leases | $406,358,000 | 1,027 |
| Loan loss allowance | $3,495,000 | 1,424 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,197,000 | 5,565 |
| Other real estate owned | $0 | 2,111 |
| Goodwill and other intangibles | $35,643,000 | 278 |
| All other assets | $7,592,000 | 2,105 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $468,574,000 | 1,341 |
| Total liabilities | $402,436,000 | 1,401 |
| Total deposits | $324,099,000 | 1,540 |
| Interest-bearing deposits | $272,561,000 | 1,570 |
| Deposits held in domestic offices | $324,099,000 | 1,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $15,000,000 | 920 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $53,674,000 | 871 |
| Subordinated debt | $6,180,000 | 163 |
| All other liabilities | $3,483,000 | 1,383 |
| Total equity capital | $66,138,000 | 924 |
| Total bank equity capital | $66,138,000 | 924 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,932,000 | 1,454 |
| Surplus | $57,157,000 | 509 |
| Undivided profits | $6,049,000 | 4,142 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 3,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,074 |
| Income earned, not collected on loans | $1,576,000 | 2,264 |
| Earning assets | $414,072,000 | 1,390 |
| Long-term assets (5+ years) | $85,358,000 | 1,159 |
| Average Assets, year-to-date | $456,265,400 | 1,306 |
| Average Assets, quarterly | $471,552,000 | 1,312 |
| Volatile liabilities | $157,475,000 | 937 |
| Insider loans | $16,144,000 | 346 |
| FHLB advances | $53,674,000 | 788 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $99,174,000 | 1,015 |
| Tier 1 (core) risk-based capital | $32,350,000 | 1,850 |
| Tier 2 risk-based capital | $9,675,000 | 546 |
| Total risk weighted assets | $378,308,000 | 1,168 |
| Total unused commitments | $99,174,000 | 1,015 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 76 | 2,273 |
| Assets and Liabilities | ||
| Total Assets: | $474,530,000 | 1,291 |
| Cash and due from depository institutions | $11,392,000 | 2,273 |
| Interest-bearing balances | $201,000 | 4,319 |
| Securities | $7,992,000 | 6,775 |
| Federal funds sold & reverse repurchase agreements | $19,500,000 | 680 |
| Net loans & leases | $390,859,000 | 1,042 |
| Loan loss allowance | $3,459,000 | 1,410 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,253,000 | 5,447 |
| Other real estate owned | $0 | 2,273 |
| Goodwill and other intangibles | $35,848,000 | 270 |
| All other assets | $7,686,000 | 2,023 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $474,530,000 | 1,291 |
| Total liabilities | $409,033,000 | 1,353 |
| Total deposits | $348,228,000 | 1,386 |
| Interest-bearing deposits | $296,644,000 | 1,392 |
| Deposits held in domestic offices | $348,228,000 | 1,382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $50,886,000 | 902 |
| Subordinated debt | $6,180,000 | 158 |
| All other liabilities | $3,739,000 | 1,261 |
| Total equity capital | $65,497,000 | 918 |
| Total bank equity capital | $65,497,000 | 918 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,932,000 | 1,425 |
| Surplus | $57,157,000 | 496 |
| Undivided profits | $5,408,000 | 4,449 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $749,000 | 2,966 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,098 |
| Income earned, not collected on loans | $1,467,000 | 2,359 |
| Earning assets | $418,552,000 | 1,343 |
| Long-term assets (5+ years) | $66,178,000 | 1,421 |
| Average Assets, year-to-date | $453,188,250 | 1,300 |
| Average Assets, quarterly | $462,675,000 | 1,308 |
| Volatile liabilities | $144,999,000 | 957 |
| Insider loans | $16,461,000 | 323 |
| FHLB advances | $50,886,000 | 828 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $100,384,000 | 980 |
| Tier 1 (core) risk-based capital | $31,556,000 | 1,860 |
| Tier 2 risk-based capital | $9,639,000 | 530 |
| Total risk weighted assets | $368,741,000 | 1,176 |
| Total unused commitments | $100,384,000 | 981 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 79 | 2,185 |
| Assets and Liabilities | ||
| Total Assets: | $450,820,000 | 1,328 |
| Cash and due from depository institutions | $9,341,000 | 2,185 |
| Interest-bearing balances | $343,000 | 3,746 |
| Securities | $6,421,000 | 7,186 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $389,946,000 | 1,019 |
| Loan loss allowance | $3,303,000 | 1,457 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,325,000 | 5,284 |
| Other real estate owned | $0 | 2,185 |
| Goodwill and other intangibles | $36,061,000 | 263 |
| All other assets | $7,726,000 | 1,960 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $450,820,000 | 1,328 |
| Total liabilities | $386,072,000 | 1,405 |
| Total deposits | $313,832,000 | 1,521 |
| Interest-bearing deposits | $264,381,000 | 1,543 |
| Deposits held in domestic offices | $313,832,000 | 1,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,250,000 | 1,072 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $51,029,000 | 902 |
| Subordinated debt | $6,180,000 | 153 |
| All other liabilities | $3,781,000 | 1,173 |
| Total equity capital | $64,748,000 | 916 |
| Total bank equity capital | $64,748,000 | 916 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,932,000 | 1,405 |
| Surplus | $57,157,000 | 480 |
| Undivided profits | $4,659,000 | 4,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $751,000 | 2,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,120 |
| Income earned, not collected on loans | $1,465,000 | 2,155 |
| Earning assets | $396,710,000 | 1,382 |
| Long-term assets (5+ years) | $55,066,000 | 1,660 |
| Average Assets, year-to-date | $446,074,330 | 1,301 |
| Average Assets, quarterly | $452,867,000 | 1,301 |
| Volatile liabilities | $126,961,000 | 1,036 |
| Insider loans | $16,051,000 | 304 |
| FHLB advances | $51,029,000 | 826 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $83,323,000 | 1,101 |
| Tier 1 (core) risk-based capital | $30,660,000 | 1,861 |
| Tier 2 risk-based capital | $9,483,000 | 524 |
| Total risk weighted assets | $360,817,000 | 1,174 |
| Total unused commitments | $83,323,000 | 1,101 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 79 | 2,151 |
| Assets and Liabilities | ||
| Total Assets: | $454,914,000 | 1,287 |
| Cash and due from depository institutions | $11,119,000 | 2,151 |
| Interest-bearing balances | $385,000 | 3,694 |
| Securities | $7,524,000 | 6,988 |
| Federal funds sold & reverse repurchase agreements | $12,000,000 | 1,036 |
| Net loans & leases | $379,133,000 | 1,033 |
| Loan loss allowance | $3,158,000 | 1,509 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,349,000 | 5,266 |
| Other real estate owned | $0 | 2,151 |
| Goodwill and other intangibles | $36,282,000 | 260 |
| All other assets | $7,507,000 | 1,970 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $454,914,000 | 1,287 |
| Total liabilities | $390,965,000 | 1,369 |
| Total deposits | $330,814,000 | 1,419 |
| Interest-bearing deposits | $283,230,000 | 1,405 |
| Deposits held in domestic offices | $330,814,000 | 1,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $49,891,000 | 883 |
| Subordinated debt | $6,180,000 | 154 |
| All other liabilities | $4,080,000 | 1,095 |
| Total equity capital | $63,949,000 | 903 |
| Total bank equity capital | $63,949,000 | 903 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,932,000 | 1,402 |
| Surplus | $57,157,000 | 472 |
| Undivided profits | $3,860,000 | 5,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $686,000 | 3,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,117 |
| Income earned, not collected on loans | $1,444,000 | 2,110 |
| Earning assets | $399,042,000 | 1,359 |
| Long-term assets (5+ years) | $46,889,000 | 1,926 |
| Average Assets, year-to-date | $443,701,500 | 1,314 |
| Average Assets, quarterly | $443,701,500 | 1,314 |
| Volatile liabilities | $135,244,000 | 943 |
| Insider loans | $14,191,000 | 361 |
| FHLB advances | $49,891,000 | 811 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $92,128,000 | 1,007 |
| Tier 1 (core) risk-based capital | $29,726,000 | 1,881 |
| Tier 2 risk-based capital | $9,338,000 | 531 |
| Total risk weighted assets | $352,241,000 | 1,180 |
| Total unused commitments | $92,128,000 | 1,007 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 77 | 2,212 |
| Assets and Liabilities | ||
| Total Assets: | $432,489,000 | 1,356 |
| Cash and due from depository institutions | $6,331,000 | 2,212 |
| Interest-bearing balances | $162,000 | 4,578 |
| Securities | $7,340,000 | 7,053 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $373,775,000 | 1,044 |
| Loan loss allowance | $3,001,000 | 1,560 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,394,000 | 5,179 |
| Other real estate owned | $0 | 2,212 |
| Goodwill and other intangibles | $36,511,000 | 255 |
| All other assets | $7,138,000 | 2,022 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $432,489,000 | 1,356 |
| Total liabilities | $370,448,000 | 1,443 |
| Total deposits | $303,007,000 | 1,554 |
| Interest-bearing deposits | $263,427,000 | 1,509 |
| Deposits held in domestic offices | $303,007,000 | 1,547 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,600,000 | 1,103 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $45,979,000 | 959 |
| Subordinated debt | $6,180,000 | 159 |
| All other liabilities | $4,682,000 | 965 |
| Total equity capital | $62,041,000 | 938 |
| Total bank equity capital | $62,041,000 | 938 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,932,000 | 1,385 |
| Surplus | $55,957,000 | 479 |
| Undivided profits | $3,152,000 | 5,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $776,000 | 2,893 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,072 |
| Income earned, not collected on loans | $1,250,000 | 2,422 |
| Earning assets | $381,277,000 | 1,429 |
| Long-term assets (5+ years) | $39,702,000 | 2,189 |
| Average Assets, year-to-date | $413,614,000 | 1,356 |
| Average Assets, quarterly | $423,732,000 | 1,370 |
| Volatile liabilities | $131,747,000 | 950 |
| Insider loans | $14,389,000 | 361 |
| FHLB advances | $45,979,000 | 875 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $89,582,000 | 1,006 |
| Tier 1 (core) risk-based capital | $27,648,000 | 2,010 |
| Tier 2 risk-based capital | $9,181,000 | 548 |
| Total risk weighted assets | $344,146,000 | 1,198 |
| Total unused commitments | $89,582,000 | 1,006 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 76 | 2,244 |
| Assets and Liabilities | ||
| Total Assets: | $414,975,000 | 1,393 |
| Cash and due from depository institutions | $11,819,000 | 2,244 |
| Interest-bearing balances | $200,000 | 4,416 |
| Securities | $8,284,000 | 6,872 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $349,601,000 | 1,086 |
| Loan loss allowance | $3,322,000 | 1,424 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,359,000 | 5,194 |
| Other real estate owned | $0 | 2,244 |
| Goodwill and other intangibles | $36,750,000 | 254 |
| All other assets | $7,162,000 | 1,967 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $414,975,000 | 1,393 |
| Total liabilities | $353,200,000 | 1,495 |
| Total deposits | $297,563,000 | 1,553 |
| Interest-bearing deposits | $252,278,000 | 1,553 |
| Deposits held in domestic offices | $297,563,000 | 1,548 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $45,890,000 | 954 |
| Subordinated debt | $6,180,000 | 162 |
| All other liabilities | $3,567,000 | 1,213 |
| Total equity capital | $61,775,000 | 932 |
| Total bank equity capital | $61,775,000 | 932 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,932,000 | 1,375 |
| Surplus | $55,957,000 | 476 |
| Undivided profits | $2,886,000 | 5,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $537,000 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,129 |
| Income earned, not collected on loans | $1,144,000 | 2,752 |
| Earning assets | $358,085,000 | 1,495 |
| Long-term assets (5+ years) | $30,704,000 | 2,681 |
| Average Assets, year-to-date | $408,895,250 | 1,363 |
| Average Assets, quarterly | $413,165,000 | 1,383 |
| Volatile liabilities | $101,672,000 | 1,162 |
| Insider loans | $14,470,000 | 349 |
| FHLB advances | $45,890,000 | 868 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $100,252,000 | 920 |
| Tier 1 (core) risk-based capital | $27,218,000 | 2,013 |
| Tier 2 risk-based capital | $9,502,000 | 524 |
| Total risk weighted assets | $322,526,000 | 1,247 |
| Total unused commitments | $100,252,000 | 922 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 76 | 2,259 |
| Assets and Liabilities | ||
| Total Assets: | $411,355,000 | 1,386 |
| Cash and due from depository institutions | $11,020,000 | 2,259 |
| Interest-bearing balances | $197,000 | 4,584 |
| Securities | $13,032,000 | 5,946 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $341,867,000 | 1,078 |
| Loan loss allowance | $3,286,000 | 1,432 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,259,000 | 5,374 |
| Other real estate owned | $0 | 2,259 |
| Goodwill and other intangibles | $36,997,000 | 242 |
| All other assets | $7,180,000 | 1,969 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $411,355,000 | 1,386 |
| Total liabilities | $349,059,000 | 1,483 |
| Total deposits | $292,221,000 | 1,567 |
| Interest-bearing deposits | $238,809,000 | 1,625 |
| Deposits held in domestic offices | $292,221,000 | 1,562 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $47,036,000 | 950 |
| Subordinated debt | $6,180,000 | 171 |
| All other liabilities | $3,622,000 | 1,118 |
| Total equity capital | $62,296,000 | 876 |
| Total bank equity capital | $62,296,000 | 876 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,932,000 | 1,376 |
| Surplus | $55,957,000 | 463 |
| Undivided profits | $3,407,000 | 5,409 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $117,000 | 6,363 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,191 |
| Income earned, not collected on loans | $1,066,000 | 2,770 |
| Earning assets | $355,096,000 | 1,482 |
| Long-term assets (5+ years) | $26,654,000 | 3,055 |
| Average Assets, year-to-date | $406,868,670 | 1,373 |
| Average Assets, quarterly | $416,771,000 | 1,345 |
| Volatile liabilities | $93,842,000 | 1,203 |
| Insider loans | $14,622,000 | 335 |
| FHLB advances | $47,036,000 | 866 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $94,723,000 | 929 |
| Tier 1 (core) risk-based capital | $27,585,000 | 1,927 |
| Tier 2 risk-based capital | $9,466,000 | 528 |
| Total risk weighted assets | $317,331,000 | 1,234 |
| Total unused commitments | $94,723,000 | 929 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 75 | 2,276 |
| Assets and Liabilities | ||
| Total Assets: | $422,187,000 | 1,329 |
| Cash and due from depository institutions | $12,522,000 | 2,276 |
| Interest-bearing balances | $213,000 | 4,547 |
| Securities | $16,755,000 | 5,237 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,467 |
| Net loans & leases | $337,472,000 | 1,065 |
| Loan loss allowance | $3,170,000 | 1,458 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,257,000 | 5,364 |
| Other real estate owned | $0 | 2,276 |
| Goodwill and other intangibles | $37,254,000 | 231 |
| All other assets | $6,927,000 | 1,912 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $422,187,000 | 1,329 |
| Total liabilities | $359,543,000 | 1,411 |
| Total deposits | $298,793,000 | 1,508 |
| Interest-bearing deposits | $254,239,000 | 1,526 |
| Deposits held in domestic offices | $298,793,000 | 1,504 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $50,168,000 | 837 |
| Subordinated debt | $6,180,000 | 171 |
| All other liabilities | $4,402,000 | 1,053 |
| Total equity capital | $62,644,000 | 898 |
| Total bank equity capital | $62,644,000 | 898 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,932,000 | 1,369 |
| Surplus | $55,957,000 | 452 |
| Undivided profits | $3,755,000 | 5,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 6,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $21,000 | 1,220 |
| Income earned, not collected on loans | $1,133,000 | 2,537 |
| Earning assets | $364,440,000 | 1,422 |
| Long-term assets (5+ years) | $24,443,000 | 3,179 |
| Average Assets, year-to-date | $404,625,500 | 1,372 |
| Average Assets, quarterly | $404,625,500 | 1,372 |
| Volatile liabilities | $94,975,000 | 1,132 |
| Insider loans | $9,094,000 | 572 |
| FHLB advances | $50,168,000 | 753 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $101,971,000 | 859 |
| Tier 1 (core) risk-based capital | $27,746,000 | 1,878 |
| Tier 2 risk-based capital | $9,350,000 | 530 |
| Total risk weighted assets | $313,227,000 | 1,218 |
| Total unused commitments | $101,971,000 | 859 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 71 | 2,434 |
| Assets and Liabilities | ||
| Total Assets: | $387,064,000 | 1,466 |
| Cash and due from depository institutions | $9,436,000 | 2,434 |
| Interest-bearing balances | $305,000 | 4,126 |
| Securities | $6,206,000 | 7,501 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $326,131,000 | 1,098 |
| Loan loss allowance | $3,046,000 | 1,509 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,263,000 | 5,378 |
| Other real estate owned | $0 | 2,434 |
| Goodwill and other intangibles | $37,484,000 | 233 |
| All other assets | $6,544,000 | 2,043 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $387,064,000 | 1,466 |
| Total liabilities | $324,552,000 | 1,582 |
| Total deposits | $270,040,000 | 1,672 |
| Interest-bearing deposits | $230,781,000 | 1,667 |
| Deposits held in domestic offices | $270,040,000 | 1,669 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,663 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $43,281,000 | 961 |
| Subordinated debt | $6,180,000 | 174 |
| All other liabilities | $4,051,000 | 1,089 |
| Total equity capital | $62,512,000 | 890 |
| Total bank equity capital | $62,512,000 | 890 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,932,000 | 1,373 |
| Surplus | $55,921,000 | 456 |
| Undivided profits | $3,659,000 | 5,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $267,000 | 5,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,148 |
| Income earned, not collected on loans | $1,025,000 | 2,932 |
| Earning assets | $332,642,000 | 1,557 |
| Long-term assets (5+ years) | $25,641,000 | 3,103 |
| Average Assets, year-to-date | $377,965,600 | 1,447 |
| Average Assets, quarterly | $386,543,500 | 1,451 |
| Volatile liabilities | $81,413,000 | 1,304 |
| Insider loans | $8,406,000 | 600 |
| FHLB advances | $43,281,000 | 866 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $92,560,000 | 895 |
| Tier 1 (core) risk-based capital | $27,472,000 | 1,883 |
| Tier 2 risk-based capital | $9,226,000 | 538 |
| Total risk weighted assets | $298,142,000 | 1,286 |
| Total unused commitments | $92,560,000 | 896 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 74 | 2,339 |
| Assets and Liabilities | ||
| Total Assets: | $386,023,000 | 1,466 |
| Cash and due from depository institutions | $13,255,000 | 2,339 |
| Interest-bearing balances | $214,000 | 4,605 |
| Securities | $13,421,000 | 5,830 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $316,400,000 | 1,122 |
| Loan loss allowance | $3,895,000 | 1,191 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,182,000 | 5,514 |
| Other real estate owned | $0 | 2,339 |
| Goodwill and other intangibles | $37,761,000 | 237 |
| All other assets | $4,004,000 | 2,957 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $386,023,000 | 1,466 |
| Total liabilities | $325,074,000 | 1,571 |
| Total deposits | $274,403,000 | 1,637 |
| Interest-bearing deposits | $231,645,000 | 1,663 |
| Deposits held in domestic offices | $274,403,000 | 1,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $41,473,000 | 966 |
| Subordinated debt | $6,180,000 | 171 |
| All other liabilities | $3,018,000 | 1,437 |
| Total equity capital | $60,949,000 | 923 |
| Total bank equity capital | $60,949,000 | 923 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,932,000 | 1,366 |
| Surplus | $55,948,000 | 471 |
| Undivided profits | $2,069,000 | 6,598 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $230,000 | 5,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $27,000 | 1,201 |
| Income earned, not collected on loans | $975,000 | 3,224 |
| Earning assets | $330,035,000 | 1,570 |
| Long-term assets (5+ years) | $24,648,000 | 3,177 |
| Average Assets, year-to-date | $375,691,000 | 1,465 |
| Average Assets, quarterly | $394,278,500 | 1,431 |
| Volatile liabilities | $80,877,000 | 1,279 |
| Insider loans | $8,915,000 | 560 |
| FHLB advances | $41,473,000 | 871 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $76,654,000 | 1,065 |
| Tier 1 (core) risk-based capital | $25,752,000 | 2,025 |
| Tier 2 risk-based capital | $9,770,000 | 520 |
| Total risk weighted assets | $286,916,000 | 1,333 |
| Total unused commitments | $76,654,000 | 1,067 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 75 | 2,311 |
| Assets and Liabilities | ||
| Total Assets: | $402,534,000 | 1,392 |
| Cash and due from depository institutions | $19,277,000 | 2,311 |
| Interest-bearing balances | $231,000 | 4,639 |
| Securities | $16,122,000 | 5,283 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,581 |
| Net loans & leases | $313,850,000 | 1,126 |
| Loan loss allowance | $3,945,000 | 1,169 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,168,000 | 5,525 |
| Other real estate owned | $0 | 2,311 |
| Goodwill and other intangibles | $38,104,000 | 222 |
| All other assets | $4,013,000 | 2,845 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $402,534,000 | 1,392 |
| Total liabilities | $342,465,000 | 1,465 |
| Total deposits | $289,602,000 | 1,529 |
| Interest-bearing deposits | $247,622,000 | 1,541 |
| Deposits held in domestic offices | $289,602,000 | 1,525 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $43,681,000 | 920 |
| Subordinated debt | $6,180,000 | 155 |
| All other liabilities | $3,002,000 | 1,479 |
| Total equity capital | $60,069,000 | 925 |
| Total bank equity capital | $60,069,000 | 925 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,932,000 | 1,358 |
| Surplus | $55,947,000 | 453 |
| Undivided profits | $1,190,000 | 7,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $441,000 | 4,636 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $28,000 | 1,250 |
| Income earned, not collected on loans | $1,036,000 | 2,935 |
| Earning assets | $340,203,000 | 1,498 |
| Long-term assets (5+ years) | $22,477,000 | 3,219 |
| Average Assets, year-to-date | $372,247,000 | 1,464 |
| Average Assets, quarterly | $392,882,000 | 1,401 |
| Volatile liabilities | $87,615,000 | 1,181 |
| Insider loans | $8,678,000 | 564 |
| FHLB advances | $43,681,000 | 827 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $86,289,000 | 955 |
| Tier 1 (core) risk-based capital | $24,617,000 | 2,082 |
| Tier 2 risk-based capital | $9,852,000 | 489 |
| Total risk weighted assets | $293,511,000 | 1,273 |
| Total unused commitments | $86,289,000 | 960 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 72 | 2,394 |
| Assets and Liabilities | ||
| Total Assets: | $383,230,000 | 1,423 |
| Cash and due from depository institutions | $17,714,000 | 2,394 |
| Interest-bearing balances | $1,503,000 | 2,785 |
| Securities | $11,330,000 | 6,234 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,194 |
| Net loans & leases | $309,736,000 | 1,108 |
| Loan loss allowance | $3,797,000 | 1,194 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,210,000 | 5,424 |
| Other real estate owned | $0 | 2,394 |
| Goodwill and other intangibles | $34,031,000 | 225 |
| All other assets | $4,209,000 | 2,715 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $383,230,000 | 1,423 |
| Total liabilities | $329,396,000 | 1,502 |
| Total deposits | $286,227,000 | 1,526 |
| Interest-bearing deposits | $246,454,000 | 1,540 |
| Deposits held in domestic offices | $286,227,000 | 1,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $36,583,000 | 1,001 |
| Subordinated debt | $3,180,000 | 178 |
| All other liabilities | $3,406,000 | 1,375 |
| Total equity capital | $53,834,000 | 1,008 |
| Total bank equity capital | $53,834,000 | 1,008 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,932,000 | 1,359 |
| Surplus | $50,619,000 | 491 |
| Undivided profits | $283,000 | 8,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $186,000 | 6,134 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $173,000 | 746 |
| Income earned, not collected on loans | $1,084,000 | 2,835 |
| Earning assets | $327,569,000 | 1,523 |
| Long-term assets (5+ years) | $22,840,000 | 3,119 |
| Average Assets, year-to-date | $357,103,500 | 1,519 |
| Average Assets, quarterly | $357,103,500 | 1,519 |
| Volatile liabilities | $89,276,000 | 1,137 |
| Insider loans | $6,420,000 | 799 |
| FHLB advances | $36,583,000 | 910 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $83,578,000 | 932 |
| Tier 1 (core) risk-based capital | $22,550,000 | 2,222 |
| Tier 2 risk-based capital | $6,755,000 | 654 |
| Total risk weighted assets | $285,751,000 | 1,288 |
| Total unused commitments | $83,578,000 | 939 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 68 | 2,523 |
| Assets and Liabilities | ||
| Total Assets: | $330,977,000 | 1,625 |
| Cash and due from depository institutions | $10,433,000 | 2,523 |
| Interest-bearing balances | $125,000 | 4,930 |
| Securities | $17,727,000 | 5,001 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,614 |
| Net loans & leases | $287,399,000 | 1,194 |
| Loan loss allowance | $3,776,000 | 1,176 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,386,000 | 5,065 |
| Other real estate owned | $0 | 2,523 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $5,032,000 | 2,302 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $330,977,000 | 1,625 |
| Total liabilities | $308,103,000 | 1,580 |
| Total deposits | $257,631,000 | 1,684 |
| Interest-bearing deposits | $220,435,000 | 1,681 |
| Deposits held in domestic offices | $257,631,000 | 1,681 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $45,308,000 | 864 |
| Subordinated debt | $4,430,000 | 161 |
| All other liabilities | $734,000 | 4,161 |
| Total equity capital | $22,874,000 | 2,313 |
| Total bank equity capital | $22,874,000 | 2,313 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $2,932,000 | 1,353 |
| Surplus | $8,107,000 | 2,181 |
| Undivided profits | $11,835,000 | 2,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $205,000 | 5,856 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $205,000 | 626 |
| Income earned, not collected on loans | $1,018,000 | 3,160 |
| Earning assets | $314,251,000 | 1,564 |
| Long-term assets (5+ years) | $19,902,000 | 3,343 |
| Average Assets, year-to-date | $311,848,400 | 1,627 |
| Average Assets, quarterly | $327,068,000 | 1,622 |
| Volatile liabilities | $87,253,000 | 1,147 |
| Insider loans | $6,279,000 | 786 |
| FHLB advances | $45,308,000 | 765 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $91,532,000 | 848 |
| Tier 1 (core) risk-based capital | $22,839,000 | 2,170 |
| Tier 2 risk-based capital | $7,791,000 | 584 |
| Total risk weighted assets | $268,437,000 | 1,345 |
| Total unused commitments | $91,532,000 | 848 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 65 | 2,631 |
| Assets and Liabilities | ||
| Total Assets: | $295,369,000 | 1,732 |
| Cash and due from depository institutions | $9,297,000 | 2,631 |
| Interest-bearing balances | $194,000 | 4,563 |
| Securities | $24,976,000 | 3,861 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,466 |
| Net loans & leases | $244,801,000 | 1,352 |
| Loan loss allowance | $3,295,000 | 1,257 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,137,000 | 3,848 |
| Other real estate owned | $0 | 2,631 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $4,158,000 | 2,585 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $295,369,000 | 1,732 |
| Total liabilities | $274,346,000 | 1,677 |
| Total deposits | $243,716,000 | 1,671 |
| Interest-bearing deposits | $212,499,000 | 1,657 |
| Deposits held in domestic offices | $243,716,000 | 1,668 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $23,922,000 | 1,267 |
| Subordinated debt | $5,380,000 | 159 |
| All other liabilities | $1,328,000 | 2,801 |
| Total equity capital | $21,023,000 | 2,347 |
| Total bank equity capital | $21,023,000 | 2,347 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $2,932,000 | 1,347 |
| Surplus | $8,107,000 | 2,070 |
| Undivided profits | $9,984,000 | 2,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $52,000 | 7,556 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,377 |
| Income earned, not collected on loans | $1,080,000 | 3,208 |
| Earning assets | $279,971,000 | 1,666 |
| Long-term assets (5+ years) | $11,241,000 | 4,535 |
| Average Assets, year-to-date | $281,206,400 | 1,714 |
| Average Assets, quarterly | $287,759,000 | 1,743 |
| Volatile liabilities | $71,078,000 | 1,321 |
| Insider loans | $10,690,000 | 395 |
| FHLB advances | $23,922,000 | 1,157 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $82,606,000 | 870 |
| Tier 1 (core) risk-based capital | $20,986,000 | 2,221 |
| Tier 2 risk-based capital | $8,276,000 | 517 |
| Total risk weighted assets | $231,299,000 | 1,483 |
| Total unused commitments | $82,606,000 | 870 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 62 | 2,763 |
| Assets and Liabilities | ||
| Total Assets: | $263,211,000 | 1,834 |
| Cash and due from depository institutions | $9,701,000 | 2,763 |
| Interest-bearing balances | $651,000 | 2,783 |
| Securities | $24,481,000 | 3,999 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,726 |
| Net loans & leases | $217,436,000 | 1,477 |
| Loan loss allowance | $2,760,000 | 1,413 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,254,000 | 3,656 |
| Other real estate owned | $0 | 2,763 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,339,000 | 3,518 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $263,211,000 | 1,834 |
| Total liabilities | $247,163,000 | 1,761 |
| Total deposits | $219,349,000 | 1,763 |
| Interest-bearing deposits | $192,453,000 | 1,738 |
| Deposits held in domestic offices | $219,349,000 | 1,758 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,484,000 | 1,311 |
| Subordinated debt | $6,300,000 | 159 |
| All other liabilities | $1,030,000 | 3,503 |
| Total equity capital | $16,048,000 | 2,893 |
| Total bank equity capital | $16,048,000 | 2,893 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $2,767,000 | 1,419 |
| Surplus | $6,292,000 | 2,502 |
| Undivided profits | $6,989,000 | 3,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $163,000 | 6,062 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,027,000 | 2,663 |
| Earning assets | $249,568,000 | 1,782 |
| Long-term assets (5+ years) | $5,561,000 | 5,810 |
| Average Assets, year-to-date | $230,905,600 | 1,994 |
| Average Assets, quarterly | $253,229,000 | 1,880 |
| Volatile liabilities | $63,477,000 | 1,422 |
| Insider loans | $10,230,000 | 417 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $76,150,000 | 861 |
| Tier 1 (core) risk-based capital | $16,030,000 | 2,797 |
| Tier 2 risk-based capital | $9,060,000 | 491 |
| Total risk weighted assets | $222,266,700 | 1,470 |
| Total unused commitments | $76,150,000 | 862 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 49 | 3,519 |
| Assets and Liabilities | ||
| Total Assets: | $202,771,000 | 2,317 |
| Cash and due from depository institutions | $4,931,000 | 3,519 |
| Interest-bearing balances | $262,000 | 3,757 |
| Securities | $13,311,000 | 6,201 |
| Federal funds sold & reverse repurchase agreements | $4,525,000 | 2,085 |
| Net loans & leases | $175,669,000 | 1,724 |
| Loan loss allowance | $2,550,000 | 1,469 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,257,000 | 3,628 |
| Other real estate owned | $0 | 3,519 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,078,000 | 3,822 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,771,000 | 2,317 |
| Total liabilities | $188,952,000 | 2,252 |
| Total deposits | $169,839,000 | 2,237 |
| Interest-bearing deposits | $147,384,000 | 2,228 |
| Deposits held in domestic offices | $169,839,000 | 2,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,685,000 | 1,824 |
| Subordinated debt | $6,300,000 | 169 |
| All other liabilities | $1,128,000 | 2,967 |
| Total equity capital | $13,819,000 | 3,168 |
| Total bank equity capital | $13,819,000 | 3,168 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,767,000 | 1,424 |
| Surplus | $6,292,000 | 2,463 |
| Undivided profits | $4,760,000 | 4,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 9,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $784,000 | 2,992 |
| Earning assets | $193,767,000 | 2,225 |
| Long-term assets (5+ years) | $4,789,000 | 6,398 |
| Average Assets, year-to-date | $197,757,600 | 2,282 |
| Average Assets, quarterly | $202,822,000 | 2,285 |
| Volatile liabilities | $33,957,000 | 2,307 |
| Insider loans | $9,370,000 | 461 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $58,726,000 | 1,069 |
| Tier 1 (core) risk-based capital | $13,840,000 | 3,161 |
| Tier 2 risk-based capital | $8,403,470 | 526 |
| Total risk weighted assets | $167,831,170 | 1,819 |
| Total unused commitments | $58,726,000 | 1,071 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 41 | 4,171 |
| Assets and Liabilities | ||
| Total Assets: | $174,982,000 | 2,626 |
| Cash and due from depository institutions | $7,819,000 | 4,171 |
| Interest-bearing balances | $2,589,000 | 1,891 |
| Securities | $10,019,000 | 7,097 |
| Federal funds sold & reverse repurchase agreements | $4,850,000 | 3,498 |
| Net loans & leases | $148,881,000 | 1,886 |
| Loan loss allowance | $2,055,000 | 1,718 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,868,000 | 4,128 |
| Other real estate owned | $0 | 4,171 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,545,000 | 4,350 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,982,000 | 2,626 |
| Total liabilities | $164,955,000 | 2,510 |
| Total deposits | $151,801,000 | 2,521 |
| Interest-bearing deposits | $130,748,000 | 2,483 |
| Deposits held in domestic offices | $151,801,000 | 2,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $8,685,000 | 1,702 |
| Subordinated debt | $3,700,000 | 183 |
| All other liabilities | $769,000 | 4,298 |
| Total equity capital | $10,027,000 | 4,325 |
| Total bank equity capital | $10,027,000 | 4,325 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,617,000 | 1,425 |
| Surplus | $4,642,000 | 3,056 |
| Undivided profits | $2,768,000 | 6,112 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $80,000 | 7,621 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $650,000 | 3,591 |
| Earning assets | $166,339,000 | 2,553 |
| Long-term assets (5+ years) | $6,680,000 | 5,641 |
| Average Assets, year-to-date | $160,844,200 | 2,699 |
| Average Assets, quarterly | $171,037,000 | 2,630 |
| Volatile liabilities | $27,222,000 | 2,340 |
| Insider loans | $9,196,000 | 431 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $53,810,000 | 1,076 |
| Tier 1 (core) risk-based capital | $10,014,000 | 4,160 |
| Tier 2 risk-based capital | $5,194,540 | 715 |
| Total risk weighted assets | $144,112,540 | 1,975 |
| Total unused commitments | $53,810,000 | 1,079 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 33 | 5,163 |
| Assets and Liabilities | ||
| Total Assets: | $139,194,000 | 3,188 |
| Cash and due from depository institutions | $5,878,000 | 5,163 |
| Interest-bearing balances | $793,000 | 2,697 |
| Securities | $9,233,000 | 7,661 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 3,213 |
| Net loans & leases | $117,078,000 | 2,378 |
| Loan loss allowance | $1,600,000 | 2,212 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,808,000 | 4,141 |
| Other real estate owned | $0 | 5,163 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,197,000 | 5,324 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $139,194,000 | 3,188 |
| Total liabilities | $130,546,000 | 3,058 |
| Total deposits | $119,286,000 | 3,127 |
| Interest-bearing deposits | $102,320,000 | 3,124 |
| Deposits held in domestic offices | $119,286,000 | 3,120 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $6,861,000 | 1,700 |
| Subordinated debt | $3,700,000 | 183 |
| All other liabilities | $699,000 | 4,690 |
| Total equity capital | $8,648,000 | 4,907 |
| Total bank equity capital | $8,648,000 | 4,907 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $2,617,000 | 1,407 |
| Surplus | $4,642,000 | 2,982 |
| Undivided profits | $1,389,000 | 8,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $310,000 | 5,270 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $578,000 | 4,109 |
| Earning assets | $131,104,000 | 3,110 |
| Long-term assets (5+ years) | $5,794,000 | 5,632 |
| Average Assets, year-to-date | $118,785,600 | 3,525 |
| Average Assets, quarterly | $132,587,500 | 3,294 |
| Volatile liabilities | $27,055,000 | 2,324 |
| Insider loans | $7,671,000 | 522 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $40,295,000 | 1,268 |
| Tier 1 (core) risk-based capital | $8,649,000 | 4,742 |
| Tier 2 risk-based capital | $5,028,020 | 710 |
| Total risk weighted assets | $113,259,420 | 2,474 |
| Total unused commitments | $40,295,000 | 1,271 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 25 | 6,541 |
| Assets and Liabilities | ||
| Total Assets: | $103,267,000 | 4,298 |
| Cash and due from depository institutions | $6,609,000 | 6,541 |
| Interest-bearing balances | $2,361,000 | 1,470 |
| Securities | $6,761,000 | 9,080 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 3,375 |
| Net loans & leases | $85,088,000 | 3,210 |
| Loan loss allowance | $1,264,000 | 2,845 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $246,000 | 9,590 |
| Other real estate owned | $0 | 6,541 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $963,000 | 6,396 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $103,267,000 | 4,298 |
| Total liabilities | $95,810,000 | 4,175 |
| Total deposits | $90,468,000 | 4,170 |
| Interest-bearing deposits | $76,660,000 | 4,233 |
| Deposits held in domestic offices | $90,468,000 | 4,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,884,000 | 1,898 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $458,000 | 6,293 |
| Total equity capital | $7,457,000 | 5,547 |
| Total bank equity capital | $7,457,000 | 5,547 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,617,000 | 1,470 |
| Surplus | $4,642,000 | 3,052 |
| Undivided profits | $198,000 | 10,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 10,601 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $428,000 | 5,341 |
| Earning assets | $97,810,000 | 4,186 |
| Long-term assets (5+ years) | $5,050,000 | 5,855 |
| Average Assets, year-to-date | $93,419,800 | 4,516 |
| Average Assets, quarterly | $100,322,000 | 4,360 |
| Volatile liabilities | $23,254,000 | 2,584 |
| Insider loans | $6,176,000 | 696 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $32,905,000 | 1,435 |
| Tier 1 (core) risk-based capital | $7,468,000 | 5,436 |
| Tier 2 risk-based capital | $974,990 | 3,039 |
| Total risk weighted assets | $77,709,890 | 3,506 |
| Total unused commitments | $32,905,000 | 1,443 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $82,224,000 | 5,241 |
| Cash and due from depository institutions | $4,657,000 | 7,557 |
| Interest-bearing balances | $304,000 | 3,762 |
| Securities | $8,619,000 | 8,771 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $67,907,000 | 3,859 |
| Loan loss allowance | $1,010,000 | 3,499 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $259,000 | 9,835 |
| Other real estate owned | $0 | 7,557 |
| Goodwill and other intangibles | $6,000 | 3,051 |
| All other assets | $776,000 | 7,433 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,224,000 | 5,241 |
| Total liabilities | $74,820,000 | 5,182 |
| Total deposits | $69,048,000 | 5,322 |
| Interest-bearing deposits | $56,953,000 | 5,516 |
| Deposits held in domestic offices | $69,048,000 | 5,312 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $5,148,000 | 1,608 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $624,000 | 5,308 |
| Total equity capital | $7,404,000 | 5,614 |
| Total bank equity capital | $7,404,000 | 5,614 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,615,000 | 1,502 |
| Surplus | $4,640,000 | 3,053 |
| Undivided profits | $149,000 | 11,063 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $352,000 | 6,398 |
| Earning assets | $76,830,000 | 5,164 |
| Long-term assets (5+ years) | $4,669,000 | 5,985 |
| Average Assets, year-to-date | $75,707,000 | 5,386 |
| Average Assets, quarterly | $80,618,000 | 5,267 |
| Volatile liabilities | $15,274,000 | 3,281 |
| Insider loans | $4,901,000 | 915 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $23,288,000 | 1,789 |
| Tier 1 (core) risk-based capital | $7,381,000 | 5,495 |
| Tier 2 risk-based capital | $797,850 | 3,597 |
| Total risk weighted assets | $63,615,550 | 4,102 |
| Total unused commitments | $23,288,000 | 1,799 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 16 | 9,073 |
| Assets and Liabilities | ||
| Total Assets: | $67,947,000 | 6,066 |
| Cash and due from depository institutions | $4,678,000 | 9,073 |
| Interest-bearing balances | $462,000 | 3,455 |
| Securities | $5,920,000 | 10,427 |
| Federal funds sold & reverse repurchase agreements | $1,600,000 | 4,304 |
| Net loans & leases | $54,982,000 | 4,526 |
| Loan loss allowance | $725,000 | 4,708 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $120,000 | 11,428 |
| Other real estate owned | $0 | 9,073 |
| Goodwill and other intangibles | $19,000 | 2,778 |
| All other assets | $628,000 | 8,713 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,947,000 | 6,066 |
| Total liabilities | $61,266,000 | 6,066 |
| Total deposits | $58,246,000 | 6,080 |
| Interest-bearing deposits | $47,692,000 | 6,306 |
| Deposits held in domestic offices | $58,246,000 | 6,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,659,000 | 2,302 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $361,000 | 6,512 |
| Total equity capital | $6,681,000 | 5,765 |
| Total bank equity capital | $6,681,000 | 5,765 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,378,000 | 1,740 |
| Surplus | $4,034,000 | 3,283 |
| Undivided profits | $269,000 | 10,883 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $242,000 | 7,615 |
| Earning assets | $62,964,000 | 6,007 |
| Long-term assets (5+ years) | $3,251,000 | 7,185 |
| Average Assets, year-to-date | $57,041,800 | 6,776 |
| Average Assets, quarterly | $64,551,000 | 6,264 |
| Volatile liabilities | $10,029,000 | 4,331 |
| Insider loans | $4,525,000 | 925 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,182,000 | 2,452 |
| Tier 1 (core) risk-based capital | $6,676,000 | 5,857 |
| Tier 2 risk-based capital | $700,140 | 3,992 |
| Total risk weighted assets | $55,986,340 | 4,494 |
| Total unused commitments | $14,182,000 | 2,463 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $49,035,000 | 7,833 |
| Cash and due from depository institutions | $2,775,000 | 9,983 |
| Interest-bearing balances | $448,000 | 4,515 |
| Securities | $4,970,000 | 11,297 |
| Federal funds sold & reverse repurchase agreements | $1,000,000 | 7,708 |
| Net loans & leases | $39,742,000 | 5,761 |
| Loan loss allowance | $503,000 | 6,349 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $106,000 | 12,140 |
| Other real estate owned | $0 | 9,983 |
| Goodwill and other intangibles | $32,000 | 2,600 |
| All other assets | $410,000 | 10,181 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,035,000 | 7,833 |
| Total liabilities | $44,171,000 | 7,861 |
| Total deposits | $41,461,000 | 7,974 |
| Interest-bearing deposits | $32,173,000 | 8,461 |
| Deposits held in domestic offices | $41,461,000 | 7,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,540,000 | 1,972 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $170,000 | 9,906 |
| Total equity capital | $4,864,000 | 7,427 |
| Total bank equity capital | $4,864,000 | 7,427 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,032,000 | 2,007 |
| Surplus | $3,154,000 | 3,942 |
| Undivided profits | $-322,000 | 12,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $51,000 | 10,389 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $150,000 | 9,479 |
| Earning assets | $46,160,000 | 7,696 |
| Long-term assets (5+ years) | $1,724,000 | 9,042 |
| Average Assets, year-to-date | $43,720,400 | 8,220 |
| Average Assets, quarterly | $47,924,500 | 7,896 |
| Volatile liabilities | $8,341,000 | 4,679 |
| Insider loans | $3,911,000 | 1,054 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,730,000 | 2,948 |
| Tier 1 (core) risk-based capital | $4,832,000 | 7,372 |
| Tier 2 risk-based capital | $503,000 | 5,241 |
| Total risk weighted assets | $40,695,200 | 5,817 |
| Total unused commitments | $10,730,000 | 2,967 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $37,614,000 | 9,328 |
| Cash and due from depository institutions | $2,105,000 | 11,407 |
| Interest-bearing balances | $676,000 | 4,468 |
| Securities | $5,314,000 | 11,424 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 7,479 |
| Net loans & leases | $28,329,000 | 7,318 |
| Loan loss allowance | $320,000 | 8,518 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $132,000 | 12,326 |
| Other real estate owned | $0 | 11,407 |
| Goodwill and other intangibles | $46,000 | 2,507 |
| All other assets | $188,000 | 12,953 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $37,614,000 | 9,328 |
| Total liabilities | $33,161,000 | 9,452 |
| Total deposits | $32,154,000 | 9,443 |
| Interest-bearing deposits | $25,936,000 | 9,759 |
| Deposits held in domestic offices | $32,154,000 | 9,438 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $872,000 | 2,678 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $135,000 | 11,500 |
| Total equity capital | $4,453,000 | 7,708 |
| Total bank equity capital | $4,453,000 | 7,708 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,030,000 | 2,083 |
| Surplus | $3,150,000 | 3,838 |
| Undivided profits | $-727,000 | 13,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 13,091 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $112,000 | 11,169 |
| Earning assets | $35,819,000 | 9,074 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $26,417,800 | 10,843 |
| Average Assets, quarterly | $34,685,500 | 9,667 |
| Volatile liabilities | $6,149,000 | 5,792 |
| Insider loans | $25,000 | 8,124 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,992,000 | 3,728 |
| Tier 1 (core) risk-based capital | $4,407,000 | 7,700 |
| Tier 2 risk-based capital | $320,000 | 7,296 |
| Total risk weighted assets | $31,840,800 | 7,018 |
| Total unused commitments | $6,992,000 | 3,747 |
| Derivatives | $0 | 651 |