Home > Commerce Exchange Bank > Income and Expense
Commerce Exchange Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,263,000 | 3,328 |
| Total interest expense | $4,341,000 | 3,731 |
| Net interest income | $5,922,000 | 2,984 |
| Provision for loan and lease losses | $940,000 | 1,127 |
| Total noninterest income | $583,000 | 4,481 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $188,000 | 5,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 3,375 |
| Total noninterest expense | $3,395,000 | 3,820 |
| Salaries and employee benefits | $1,834,000 | 3,716 |
| Premises and equipment expense | $465,000 | 4,020 |
| Additional noninterest expense | $1,096,000 | 3,701 |
| Pre-tax net operating income | $2,170,000 | 3,116 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $737,000 | 2,675 |
| Income before extraordinary items | $1,433,000 | 3,375 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,433,000 | 3,374 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $379,000 | 1,539 |
| Cash dividends | $372,000 | 4,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,433,000 | 3,366 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 3,897 |
| Total interest expense | $3,194,000 | 4,357 |
| Net interest income | $4,805,000 | 3,577 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $460,000 | 5,220 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 5,375 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 4,191 |
| Total noninterest expense | $3,394,000 | 3,793 |
| Salaries and employee benefits | $1,907,000 | 3,587 |
| Premises and equipment expense | $488,000 | 3,841 |
| Additional noninterest expense | $999,000 | 4,027 |
| Pre-tax net operating income | $1,871,000 | 3,508 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $636,000 | 3,094 |
| Income before extraordinary items | $1,235,000 | 3,789 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,235,000 | 3,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,640 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,235,000 | 3,753 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,081,000 | 3,903 |
| Total interest expense | $3,217,000 | 4,459 |
| Net interest income | $4,864,000 | 3,496 |
| Provision for loan and lease losses | $-1,616,000 | 10,432 |
| Total noninterest income | $317,000 | 6,312 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,148 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 6,262 |
| Total noninterest expense | $3,035,000 | 4,070 |
| Salaries and employee benefits | $1,681,000 | 3,879 |
| Premises and equipment expense | $503,000 | 3,678 |
| Additional noninterest expense | $851,000 | 4,468 |
| Pre-tax net operating income | $3,762,000 | 1,938 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,279,000 | 1,880 |
| Income before extraordinary items | $2,483,000 | 2,098 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,483,000 | 2,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-132,000 | 10,302 |
| Cash dividends | $1,650,000 | 1,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,483,000 | 2,024 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,758,000 | 4,629 |
| Total interest expense | $2,427,000 | 5,522 |
| Net interest income | $4,331,000 | 3,945 |
| Provision for loan and lease losses | $-344,000 | 10,858 |
| Total noninterest income | $353,000 | 6,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,493 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,480 |
| Total noninterest expense | $2,895,000 | 4,217 |
| Salaries and employee benefits | $1,643,000 | 3,937 |
| Premises and equipment expense | $489,000 | 3,778 |
| Additional noninterest expense | $763,000 | 4,903 |
| Pre-tax net operating income | $2,133,000 | 3,332 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $725,000 | 3,150 |
| Income before extraordinary items | $1,408,000 | 3,551 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,408,000 | 3,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-65,000 | 10,609 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,408,000 | 3,478 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,488,000 | 5,530 |
| Total interest expense | $2,048,000 | 6,323 |
| Net interest income | $3,440,000 | 4,888 |
| Provision for loan and lease losses | $-337,000 | 11,382 |
| Total noninterest income | $270,000 | 7,321 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,903 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,444 |
| Total noninterest expense | $2,772,000 | 4,595 |
| Salaries and employee benefits | $1,472,000 | 4,385 |
| Premises and equipment expense | $566,000 | 3,393 |
| Additional noninterest expense | $734,000 | 5,552 |
| Pre-tax net operating income | $1,275,000 | 4,902 |
| Securities gains (losses) | $-46,000 | 11,009 |
| Applicable income taxes | $-1,100,000 | 11,394 |
| Income before extraordinary items | $2,329,000 | 2,124 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,329,000 | 2,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 11,173 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,375,000 | 2,046 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,374,000 | 5,677 |
| Total interest expense | $2,032,000 | 6,391 |
| Net interest income | $3,342,000 | 5,053 |
| Provision for loan and lease losses | $-113,000 | 11,742 |
| Total noninterest income | $337,000 | 6,638 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,862 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 5,191 |
| Total noninterest expense | $2,921,000 | 4,392 |
| Salaries and employee benefits | $1,450,000 | 4,421 |
| Premises and equipment expense | $571,000 | 3,347 |
| Additional noninterest expense | $900,000 | 4,773 |
| Pre-tax net operating income | $871,000 | 6,553 |
| Securities gains (losses) | $-58,000 | 11,256 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $813,000 | 5,385 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $813,000 | 5,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 11,529 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $871,000 | 5,102 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,478,000 | 6,167 |
| Total interest expense | $1,532,000 | 6,801 |
| Net interest income | $2,946,000 | 5,681 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $280,000 | 7,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $165,000 | 6,552 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 7,070 |
| Total noninterest expense | $2,707,000 | 4,818 |
| Salaries and employee benefits | $1,269,000 | 4,992 |
| Premises and equipment expense | $492,000 | 3,863 |
| Additional noninterest expense | $946,000 | 4,949 |
| Pre-tax net operating income | $399,000 | 9,381 |
| Securities gains (losses) | $-119,000 | 11,659 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $280,000 | 9,373 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $280,000 | 9,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-113,000 | 12,266 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $399,000 | 8,249 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,842,000 | 5,941 |
| Total interest expense | $2,194,000 | 5,390 |
| Net interest income | $2,648,000 | 6,259 |
| Provision for loan and lease losses | $325,000 | 2,832 |
| Total noninterest income | $387,000 | 6,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 6,201 |
| Total noninterest expense | $2,830,000 | 4,753 |
| Salaries and employee benefits | $1,220,000 | 5,158 |
| Premises and equipment expense | $434,000 | 4,393 |
| Additional noninterest expense | $1,176,000 | 4,264 |
| Pre-tax net operating income | $-120,000 | 12,616 |
| Securities gains (losses) | $313,000 | 1,260 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $193,000 | 10,734 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $193,000 | 10,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $554,000 | 1,659 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-120,000 | 12,587 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,779,000 | 4,965 |
| Total interest expense | $3,516,000 | 4,527 |
| Net interest income | $3,263,000 | 5,319 |
| Provision for loan and lease losses | $5,510,000 | 554 |
| Total noninterest income | $237,000 | 8,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $2,918,000 | 4,653 |
| Salaries and employee benefits | $1,346,000 | 4,677 |
| Premises and equipment expense | $394,000 | 4,854 |
| Additional noninterest expense | $1,178,000 | 4,410 |
| Pre-tax net operating income | $-4,928,000 | 13,783 |
| Securities gains (losses) | $91,000 | 3,163 |
| Applicable income taxes | $-140,000 | 13,613 |
| Income before extraordinary items | $-4,697,000 | 13,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-4,697,000 | 13,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,636,000 | 651 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-4,785,270 | 13,759 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.