Home > Commerce Bank & Trust Company > Net charge- offs to loans
Commerce Bank & Trust Company, Net charge- offs to loans
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1710% | 1,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0625% | 1,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4559% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0628% | 4,000 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6405% | 122 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3536% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1156% | 2,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1156% | 2,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1433% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 4,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0288% | 4,975 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1115% | 4,091 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3779% | 779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0601% | 2,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0601% | 2,735 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2087% | 836 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 4,062 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 4,491 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0158% | 3,920 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5512% | 478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0189% | 2,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0189% | 2,360 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1034% | 2,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 2,543 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0248% | 1,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0196% | 3,990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2374% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1165% | 3,146 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1165% | 3,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1093% | 1,851 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0209% | 4,002 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2505% | 1,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0951% | 2,952 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0951% | 2,800 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1626% | 1,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0297% | 1,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0501% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 4,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 4,826 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3792% | 860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0921% | 2,721 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0921% | 2,574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1609% | 1,166 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 4,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 4,752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 4,841 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4131% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1014% | 2,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1014% | 2,108 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3880% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 1,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7793% | 191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0172% | 128 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8942% | 668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1344% | 2,997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1344% | 2,839 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2476% | 1,057 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 4,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 4,980 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0594% | 5,712 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0786% | 5,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6652% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1300% | 2,769 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1300% | 2,626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4197% | 613 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 5,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 5,104 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1443% | 5,973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1922% | 6,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1493% | 407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1013% | 2,681 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1013% | 2,551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7104% | 331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 4,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 5,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 5,120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0201% | 4,277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9235% | 209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1032% | 2,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1032% | 2,151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0704% | 3,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 3,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0075% | 2,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 3,401 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3380% | 4,710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1608% | 1,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1574% | 1,955 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1286% | 3,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1286% | 3,103 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0272% | 3,951 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 5,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 1,785 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1221% | 6,192 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4430% | 4,769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 2,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0633% | 2,027 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1068% | 3,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1068% | 2,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0133% | 3,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0367% | 2,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 1,473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2282% | 1,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6769% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0299% | 2,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0364% | 4,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0936% | 2,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0936% | 2,757 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1743% | 1,673 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 5,083 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 5,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 5,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4750% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0144% | 5,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0144% | 5,159 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1540% | 3,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0722% | 3,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5337% | 1,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3813% | 789 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5948% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2653% | 2,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1828% | 3,243 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1828% | 3,099 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0484% | 4,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0797% | 3,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5708% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5052% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5965% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0158% | 5,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1785% | 3,006 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1785% | 2,857 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0364% | 4,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1197% | 2,584 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8247% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7519% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8521% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0937% | 5,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1571% | 2,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1571% | 2,698 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 3,057 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1150% | 2,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7757% | 689 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1441% | 300 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6374% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0079% | 1,666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2226% | 2,253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2226% | 2,106 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1211% | 933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1268% | 3,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0310% | 3,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7152% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3286% | 1,235 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8868% | 1,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7314% | 616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2596% | 3,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2596% | 3,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3129% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1810% | 3,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0424% | 2,631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0483% | 846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4399% | 990 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3393% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1815% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2752% | 2,871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2752% | 2,688 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 4,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0745% | 3,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5596% | 1,532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6704% | 730 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4987% | 1,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1158% | 2,437 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0132% | 5,725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0132% | 5,626 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0963% | 3,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0642% | 3,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4939% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3260% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1662% | 1,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0273% | 2,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0273% | 2,820 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1761% | 4,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1504% | 4,251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 3,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9732% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2588% | 1,543 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4003% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1567% | 3,587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5821% | 2,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4900% | 2,548 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1970% | 4,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1932% | 3,651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2828% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2841% | 1,320 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8737% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1532% | 3,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5829% | 2,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4715% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2766% | 3,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2149% | 3,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3767% | 848 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1804% | 5,373 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2932% | 448 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3101% | 2,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6500% | 2,057 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4940% | 2,107 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4294% | 2,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1699% | 2,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0228% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2856% | 5,411 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7821% | 569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6749% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9045% | 1,478 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6129% | 1,550 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8207% | 2,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2601% | 3,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.5330% | 2,817 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0046% | 3,615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9345% | 1,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7482% | 1,050 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0298% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6637% | 1,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5544% | 3,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1230% | 751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2143% | 4,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1945% | 3,910 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0062% | 3,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0373% | 1,217 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9842% | 802 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0642% | 1,179 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1974% | 3,650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4366% | 3,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1437% | 694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1787% | 4,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1257% | 3,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6827% | 1,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0521% | 1,363 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0017% | 1,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2060% | 3,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3979% | 3,242 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4727% | 535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1799% | 3,842 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0287% | 3,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1546% | 2,424 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2302% | 2,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3854% | 2,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1305% | 3,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6967% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3941% | 4,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2805% | 3,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0086% | 3,338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2631% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8926% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0041% | 1,237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5625% | 3,626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2242% | 5,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4447% | 521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3281% | 3,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1820% | 3,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 2,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7814% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4955% | 1,046 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8955% | 1,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5496% | 3,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.8252% | 242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4384% | 3,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2498% | 2,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 2,165 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0335% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7390% | 712 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1464% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7290% | 2,321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0819% | 4,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.9069% | 197 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5969% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3883% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6033% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4773% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6499% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9416% | 1,465 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1133% | 7,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7551% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1951% | 4,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1862% | 2,960 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6940% | 911 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5981% | 634 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7279% | 817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1089% | 3,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9122% | 1,085 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.6556% | 246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1549% | 3,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1574% | 2,407 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5645% | 823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8223% | 400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4765% | 885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0364% | 3,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2952% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2744% | 225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2417% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2482% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8469% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6344% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5926% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0592% | 2,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3603% | 390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9460% | 186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3991% | 1,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4968% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6339% | 197 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3758% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1062% | 267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1221% | 1,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7046% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7120% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2226% | 2,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0941% | 2,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 1,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2781% | 984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5672% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1797% | 1,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4811% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9853% | 1,635 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.8221% | 159 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2283% | 1,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 2,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1066% | 8,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1907% | 951 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7260% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6042% | 1,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0573% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.6520% | 138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2839% | 1,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0624% | 8,160 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1564% | 8,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0425% | 1,598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1498% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0445% | 780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5689% | 2,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9899% | 155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0256% | 7,407 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0733% | 8,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1516% | 8,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0328% | 342 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0464% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3726% | 2,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9242% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3218% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1856% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2013% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2258% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2540% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2774% | 2,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0767% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8196% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1653% | 1,884 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0106% | 2,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 2,321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0352% | 479 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2145% | 1,924 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6718% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.4520% | 137 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2088% | 1,470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 2,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0273% | 696 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0255% | 8,094 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1530% | 6,056 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3535% | 1,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0642% | 266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0666% | 120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2294% | 1,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0559% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0488% | 8,249 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2966% | 6,029 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4291% | 903 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8381% | 364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.4998% | 79 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3170% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0114% | 3,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 1,141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0040% | 2,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0312% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9649% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0958% | 298 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8584% | 132 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3359% | 1,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0090% | 2,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0194% | 921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 2,570 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1340% | 6,045 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 2,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2192% | 835 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7707% | 352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.4018% | 108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4577% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 2,238 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1975% | 5,990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 1,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8951% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0825% | 303 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.0992% | 97 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0373% | 3,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0550% | 396 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0341% | 8,259 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3904% | 5,998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0137% | 1,277 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7738% | 8,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9078% | 392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.6266% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3531% | 1,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 3,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 8,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 2,619 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1155% | 6,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0399% | 2,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4672% | 993 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9568% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | 470.5882% | 5 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7946% | 652 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3892% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,849 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0090% | 8,254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 7,864 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1537% | 6,037 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0130% | 2,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9433% | 653 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6894% | 431 |
| Percentage Net Loans Charged-off: Credit card loans | 501.8824% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7367% | 590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5330% | 873 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 7,879 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 8,049 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2335% | 6,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0128% | 1,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1349% | 353 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7155% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | 564.3739% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7188% | 332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9394% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 1,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 1,303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4526% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4573% | 144 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6977% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 800.0000% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2924% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3655% | 2,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 3,460 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0228% | 2,856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2699% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5601% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3380% | 358 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4093% | 1,585 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 3,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0290% | 8,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 2,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2878% | 197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9277% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0562% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6951% | 451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1736% | 3,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0110% | 2,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0442% | 8,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0416% | 1,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4289% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1839% | 2,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7319% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0683% | 546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1870% | 2,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0340% | 1,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0504% | 8,746 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0883% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0985% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0233% | 2,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0322% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8694% | 477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2515% | 3,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 3,990 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0084% | 1,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1006% | 8,149 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1645% | 261 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8077% | 536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2345% | 611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2991% | 2,692 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 8,793 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0506% | 8,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 8,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 8,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0167% | 4,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8683% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8598% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2293% | 608 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2533% | 2,595 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1379% | 182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1828% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1172% | 216 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3618% | 83 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3095% | 1,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1560% | 162 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1784% | 1,300 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2102% | 3,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,015 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0206% | 340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0160% | 1,410 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0249% | 1,433 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2570% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8612% | 203 |
| Percentage Net Loans Charged-off: Credit card loans | 19.9135% | 17 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7560% | 1,361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 5,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 561 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0708% | 392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1154% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0510% | 447 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2553% | 1,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1893% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1077% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 5,086 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0515% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0898% | 1,301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1412% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1509% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8340% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 6,302 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1961% | 3,932 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6663% | 1,315 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0796% | 7,551 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7408% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |