Home > Commerce Bank/Shore > Income and Expense
Commerce Bank/Shore, Income and Expense
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $33,889,000 | 257 |
| Total interest expense | $3,580,000 | 571 |
| Net interest income | $30,309,000 | 219 |
| Provision for loan and lease losses | $1,100,000 | 294 |
| Total noninterest income | $4,810,000 | 402 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,860,000 | 135 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $950,000 | 815 |
| Total noninterest expense | $11,297,000 | 405 |
| Salaries and employee benefits | $3,743,000 | 586 |
| Premises and equipment expense | $3,220,000 | 218 |
| Additional noninterest expense | $4,334,000 | 350 |
| Pre-tax net operating income | $22,722,000 | 169 |
| Securities gains (losses) | $-704,000 | 9,102 |
| Applicable income taxes | $7,788,000 | 172 |
| Income before extraordinary items | $14,230,000 | 189 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $14,230,000 | 190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 1,783 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $14,687,600 | 172 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $105,629,000 | 314 |
| Total interest expense | $15,037,000 | 594 |
| Net interest income | $90,592,000 | 261 |
| Provision for loan and lease losses | $2,304,000 | 583 |
| Total noninterest income | $15,855,000 | 470 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $14,414,000 | 148 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,441,000 | 1,874 |
| Total noninterest expense | $44,976,000 | 411 |
| Salaries and employee benefits | $16,242,000 | 533 |
| Premises and equipment expense | $13,363,000 | 207 |
| Additional noninterest expense | $15,371,000 | 398 |
| Pre-tax net operating income | $59,167,000 | 216 |
| Securities gains (losses) | $390,000 | 895 |
| Applicable income taxes | $21,098,000 | 219 |
| Income before extraordinary items | $38,459,000 | 237 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $38,459,000 | 239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,618 |
| Cash dividends | $20,000,000 | 241 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $38,205,500 | 222 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $73,872,000 | 332 |
| Total interest expense | $11,413,000 | 620 |
| Net interest income | $62,459,000 | 286 |
| Provision for loan and lease losses | $1,650,000 | 606 |
| Total noninterest income | $11,505,000 | 508 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $10,452,000 | 154 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,053,000 | 1,978 |
| Total noninterest expense | $32,289,000 | 436 |
| Salaries and employee benefits | $11,495,000 | 584 |
| Premises and equipment expense | $10,022,000 | 212 |
| Additional noninterest expense | $10,772,000 | 432 |
| Pre-tax net operating income | $40,025,000 | 242 |
| Securities gains (losses) | $960,000 | 462 |
| Applicable income taxes | $14,460,000 | 245 |
| Income before extraordinary items | $26,525,000 | 262 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $26,525,000 | 262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $471,000 | 1,224 |
| Cash dividends | $20,000,000 | 192 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $25,901,000 | 241 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $46,552,000 | 349 |
| Total interest expense | $7,868,000 | 619 |
| Net interest income | $38,684,000 | 311 |
| Provision for loan and lease losses | $1,050,000 | 614 |
| Total noninterest income | $7,407,000 | 517 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $6,731,000 | 157 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $676,000 | 2,021 |
| Total noninterest expense | $21,313,000 | 441 |
| Salaries and employee benefits | $7,610,000 | 588 |
| Premises and equipment expense | $6,694,000 | 212 |
| Additional noninterest expense | $7,009,000 | 440 |
| Pre-tax net operating income | $23,728,000 | 265 |
| Securities gains (losses) | $960,000 | 373 |
| Applicable income taxes | $8,694,000 | 267 |
| Income before extraordinary items | $15,994,000 | 289 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $15,994,000 | 290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 1,544 |
| Cash dividends | $20,000,000 | 129 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $15,370,000 | 268 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $23,001,000 | 357 |
| Total interest expense | $3,933,000 | 630 |
| Net interest income | $19,068,000 | 318 |
| Provision for loan and lease losses | $525,000 | 600 |
| Total noninterest income | $3,881,000 | 495 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $3,254,000 | 163 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $627,000 | 1,251 |
| Total noninterest expense | $10,416,000 | 448 |
| Salaries and employee benefits | $3,660,000 | 601 |
| Premises and equipment expense | $3,383,000 | 214 |
| Additional noninterest expense | $3,373,000 | 445 |
| Pre-tax net operating income | $12,008,000 | 269 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,232,000 | 275 |
| Income before extraordinary items | $7,776,000 | 294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $7,776,000 | 294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,462 |
| Cash dividends | $10,000,000 | 127 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $7,776,000 | 276 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $89,668,000 | 382 |
| Total interest expense | $21,951,000 | 529 |
| Net interest income | $67,717,000 | 340 |
| Provision for loan and lease losses | $1,450,000 | 973 |
| Total noninterest income | $14,859,000 | 486 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $13,516,000 | 160 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,343,000 | 1,798 |
| Total noninterest expense | $41,372,000 | 434 |
| Salaries and employee benefits | $13,826,000 | 595 |
| Premises and equipment expense | $11,652,000 | 239 |
| Additional noninterest expense | $15,894,000 | 407 |
| Pre-tax net operating income | $39,754,000 | 293 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $14,329,000 | 285 |
| Income before extraordinary items | $25,425,000 | 310 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $25,425,000 | 310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $437,000 | 1,834 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $25,425,000 | 299 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $85,363,000 | 443 |
| Total interest expense | $28,362,000 | 590 |
| Net interest income | $57,001,000 | 373 |
| Provision for loan and lease losses | $1,631,000 | 840 |
| Total noninterest income | $12,392,000 | 529 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $11,073,000 | 169 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,319,000 | 1,692 |
| Total noninterest expense | $35,910,000 | 474 |
| Salaries and employee benefits | $11,579,000 | 656 |
| Premises and equipment expense | $9,868,000 | 264 |
| Additional noninterest expense | $14,463,000 | 448 |
| Pre-tax net operating income | $31,852,000 | 301 |
| Securities gains (losses) | $172,000 | 1,318 |
| Applicable income taxes | $11,044,000 | 316 |
| Income before extraordinary items | $20,980,000 | 313 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $20,980,000 | 313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,906 |
| Cash dividends | $3,500,000 | 807 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $20,866,480 | 300 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $72,917,000 | 527 |
| Total interest expense | $27,727,000 | 667 |
| Net interest income | $45,190,000 | 436 |
| Provision for loan and lease losses | $750,000 | 1,331 |
| Total noninterest income | $9,570,000 | 604 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $8,468,000 | 189 |
| Trading account gains and fees | $237,000 | 105 |
| Additional Noninterest Income | $865,000 | 2,045 |
| Total noninterest expense | $29,375,000 | 548 |
| Salaries and employee benefits | $9,641,000 | 726 |
| Premises and equipment expense | $8,150,000 | 300 |
| Additional noninterest expense | $11,584,000 | 519 |
| Pre-tax net operating income | $24,635,000 | 385 |
| Securities gains (losses) | $1,153,000 | 150 |
| Applicable income taxes | $8,919,000 | 364 |
| Income before extraordinary items | $16,869,000 | 375 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $16,869,000 | 376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,935 |
| Cash dividends | $1,850,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $16,119,550 | 389 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $53,945,000 | 646 |
| Total interest expense | $17,801,000 | 888 |
| Net interest income | $36,144,000 | 537 |
| Provision for loan and lease losses | $840,000 | 1,139 |
| Total noninterest income | $7,032,000 | 752 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,228,000 | 251 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $804,000 | 2,154 |
| Total noninterest expense | $25,896,000 | 619 |
| Salaries and employee benefits | $9,121,000 | 767 |
| Premises and equipment expense | $6,805,000 | 357 |
| Additional noninterest expense | $9,970,000 | 608 |
| Pre-tax net operating income | $16,440,000 | 564 |
| Securities gains (losses) | $644,000 | 294 |
| Applicable income taxes | $5,929,000 | 538 |
| Income before extraordinary items | $11,155,000 | 572 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $11,155,000 | 572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-93,000 | 10,032 |
| Cash dividends | $2,500,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $10,736,400 | 575 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $29,641,000 | 1,097 |
| Total interest expense | $12,213,000 | 1,277 |
| Net interest income | $17,428,000 | 968 |
| Provision for loan and lease losses | $1,090,000 | 897 |
| Total noninterest income | $3,913,000 | 1,104 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $3,559,000 | 372 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $354,000 | 3,679 |
| Total noninterest expense | $11,987,000 | 1,105 |
| Salaries and employee benefits | $4,388,000 | 1,495 |
| Premises and equipment expense | $3,977,000 | 552 |
| Additional noninterest expense | $3,622,000 | 1,235 |
| Pre-tax net operating income | $8,264,000 | 944 |
| Securities gains (losses) | $167,000 | 1,003 |
| Applicable income taxes | $2,984,000 | 874 |
| Income before extraordinary items | $5,447,000 | 991 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,447,000 | 990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,298 |
| Cash dividends | $1,250,000 | 1,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,338,450 | 973 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,068,000 | 1,296 |
| Total interest expense | $12,255,000 | 1,294 |
| Net interest income | $13,813,000 | 1,252 |
| Provision for loan and lease losses | $357,000 | 2,295 |
| Total noninterest income | $2,941,000 | 1,313 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,702,000 | 496 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $239,000 | 4,496 |
| Total noninterest expense | $10,154,000 | 1,300 |
| Salaries and employee benefits | $3,644,000 | 1,790 |
| Premises and equipment expense | $3,412,000 | 604 |
| Additional noninterest expense | $3,098,000 | 1,406 |
| Pre-tax net operating income | $6,243,000 | 1,252 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $2,255,000 | 1,197 |
| Income before extraordinary items | $3,981,000 | 1,381 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,981,000 | 1,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,260 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,985,480 | 1,331 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,762,000 | 1,536 |
| Total interest expense | $10,538,000 | 1,520 |
| Net interest income | $11,224,000 | 1,587 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $3,641,000 | 1,189 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,113,000 | 646 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,528,000 | 1,375 |
| Total noninterest expense | $8,538,000 | 1,666 |
| Salaries and employee benefits | $3,460,000 | 1,902 |
| Premises and equipment expense | $2,664,000 | 816 |
| Additional noninterest expense | $2,414,000 | 2,069 |
| Pre-tax net operating income | $6,207,000 | 1,175 |
| Securities gains (losses) | $273,000 | 577 |
| Applicable income taxes | $2,355,000 | 1,061 |
| Income before extraordinary items | $4,125,000 | 1,219 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,125,000 | 1,221 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,157 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,950,280 | 1,239 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $18,365,000 | 1,843 |
| Total interest expense | $9,083,000 | 1,750 |
| Net interest income | $9,282,000 | 1,931 |
| Provision for loan and lease losses | $-83,000 | 11,675 |
| Total noninterest income | $1,559,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,411,000 | 947 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $148,000 | 6,025 |
| Total noninterest expense | $6,070,000 | 2,241 |
| Salaries and employee benefits | $2,244,000 | 2,968 |
| Premises and equipment expense | $1,518,000 | 1,355 |
| Additional noninterest expense | $2,308,000 | 2,138 |
| Pre-tax net operating income | $4,854,000 | 1,545 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,778,000 | 1,411 |
| Income before extraordinary items | $3,076,000 | 1,658 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,076,000 | 1,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 11,649 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,076,000 | 1,640 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,619,000 | 2,104 |
| Total interest expense | $5,366,000 | 2,307 |
| Net interest income | $9,253,000 | 1,963 |
| Provision for loan and lease losses | $192,000 | 3,103 |
| Total noninterest income | $1,210,000 | 2,721 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,053,000 | 1,273 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $157,000 | 6,078 |
| Total noninterest expense | $5,068,000 | 2,744 |
| Salaries and employee benefits | $2,021,000 | 3,250 |
| Premises and equipment expense | $1,116,000 | 1,835 |
| Additional noninterest expense | $1,931,000 | 2,649 |
| Pre-tax net operating income | $5,203,000 | 1,415 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,915,000 | 1,253 |
| Income before extraordinary items | $3,288,000 | 1,496 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,288,000 | 1,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,422 |
| Cash dividends | $2,250,000 | 1,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,288,000 | 1,515 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,007,000 | 2,220 |
| Total interest expense | $5,999,000 | 2,171 |
| Net interest income | $8,008,000 | 2,245 |
| Provision for loan and lease losses | $396,000 | 2,489 |
| Total noninterest income | $992,000 | 3,361 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $854,000 | 1,606 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $138,000 | 6,833 |
| Total noninterest expense | $5,161,000 | 2,770 |
| Salaries and employee benefits | $1,910,000 | 3,414 |
| Premises and equipment expense | $1,007,000 | 2,036 |
| Additional noninterest expense | $2,244,000 | 2,471 |
| Pre-tax net operating income | $3,443,000 | 1,981 |
| Securities gains (losses) | $760,000 | 661 |
| Applicable income taxes | $1,766,000 | 1,355 |
| Income before extraordinary items | $2,437,000 | 2,051 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,437,000 | 2,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 2,232 |
| Cash dividends | $1,400,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,950,600 | 2,437 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,990,000 | 2,511 |
| Total interest expense | $6,860,000 | 2,454 |
| Net interest income | $7,130,000 | 2,548 |
| Provision for loan and lease losses | $413,000 | 3,387 |
| Total noninterest income | $1,078,000 | 3,115 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $878,000 | 1,540 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $200,000 | 5,673 |
| Total noninterest expense | $4,826,000 | 2,965 |
| Salaries and employee benefits | $1,632,000 | 3,929 |
| Premises and equipment expense | $1,124,000 | 1,878 |
| Additional noninterest expense | $2,070,000 | 2,712 |
| Pre-tax net operating income | $2,969,000 | 2,092 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $816,000 | 2,560 |
| Income before extraordinary items | $2,153,000 | 2,137 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,153,000 | 2,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 3,333 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,153,000 | 1,962 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.