Home > Commerce Bank/Shore > Net charge- offs to loans
Commerce Bank/Shore, Net charge- offs to loans
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 4,268 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0248% | 8,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0199% | 515 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0810% | 8,611 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2293% | 5,968 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 1,314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1128% | 1,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7900% | 2,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 5,563 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 3,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 8,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0669% | 2,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1454% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0185% | 2,804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1584% | 3,832 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4878% | 4,308 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0826% | 4,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0403% | 2,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0986% | 1,488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2058% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0345% | 2,101 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2271% | 3,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4852% | 3,903 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 4,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 2,500 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0347% | 1,833 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0022% | 5,884 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0554% | 1,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0113% | 3,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9736% | 2,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0579% | 4,026 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0027% | 8,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0066% | 8,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 8,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0450% | 2,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1559% | 1,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0676% | 5,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0101% | 3,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 2,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0334% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0363% | 4,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1920% | 1,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0712% | 5,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 2,919 |
| Percentage Net Loans Charged-off:Construction & development | -0.2322% | 8,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0602% | 1,091 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0583% | 1,992 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0034% | 5,946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0708% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0757% | 4,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0251% | 2,182 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4181% | 1,992 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 6,337 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0016% | 1,268 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0591% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8662% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4228% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0236% | 9,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0031% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 956 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0186% | 1,304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 878 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1979% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0637% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4335% | 908 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0406% | 6,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1771% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0212% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0733% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8838% | 551 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9240% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0362% | 7,163 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0157% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 1,111 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0261% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1226% | 1,278 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 1,332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1374% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1517% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2713% | 610 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0856% | 6,095 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 1,398 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5095% | 326 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6205% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3774% | 1,004 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0969% | 11,112 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1287% | 1,496 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0459% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2710% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3386% | 1,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3328% | 1,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0889% | 345 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3216% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1562% | 4,682 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4899% | 2,796 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4075% | 4,997 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |