Home > Commerce Bank/Pennsylvania > Income and Expense
Commerce Bank/Pennsylvania, Income and Expense
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $138,829,000 | 169 |
| Total interest expense | $39,878,000 | 192 |
| Net interest income | $98,951,000 | 158 |
| Provision for loan and lease losses | $2,337,000 | 238 |
| Total noninterest income | $16,454,000 | 273 |
| Gross Fiduciary activities income | $516,000 | 385 |
| Service charges on deposit accounts | $13,691,000 | 89 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,247,000 | 738 |
| Total noninterest expense | $62,941,000 | 184 |
| Salaries and employee benefits | $24,015,000 | 208 |
| Premises and equipment expense | $16,521,000 | 110 |
| Additional noninterest expense | $22,405,000 | 199 |
| Pre-tax net operating income | $50,127,000 | 179 |
| Securities gains (losses) | $925,000 | 162 |
| Applicable income taxes | $17,485,000 | 175 |
| Income before extraordinary items | $33,567,000 | 185 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $33,567,000 | 185 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,046,000 | 224 |
| Cash dividends | $5,000,000 | 335 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $32,956,500 | 180 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $67,156,000 | 171 |
| Total interest expense | $17,973,000 | 196 |
| Net interest income | $49,183,000 | 156 |
| Provision for loan and lease losses | $1,337,000 | 204 |
| Total noninterest income | $7,588,000 | 286 |
| Gross Fiduciary activities income | $282,000 | 367 |
| Service charges on deposit accounts | $6,477,000 | 89 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $829,000 | 920 |
| Total noninterest expense | $31,576,000 | 188 |
| Salaries and employee benefits | $12,213,000 | 210 |
| Premises and equipment expense | $8,508,000 | 111 |
| Additional noninterest expense | $10,855,000 | 200 |
| Pre-tax net operating income | $23,858,000 | 181 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,150,000 | 180 |
| Income before extraordinary items | $15,708,000 | 187 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $15,708,000 | 187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $834,000 | 253 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $15,708,000 | 182 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $236,014,000 | 176 |
| Total interest expense | $44,170,000 | 231 |
| Net interest income | $191,844,000 | 161 |
| Provision for loan and lease losses | $6,444,000 | 206 |
| Total noninterest income | $29,541,000 | 297 |
| Gross Fiduciary activities income | $456,000 | 599 |
| Service charges on deposit accounts | $26,460,000 | 97 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,625,000 | 1,089 |
| Total noninterest expense | $108,369,000 | 209 |
| Salaries and employee benefits | $43,440,000 | 222 |
| Premises and equipment expense | $28,714,000 | 120 |
| Additional noninterest expense | $36,215,000 | 231 |
| Pre-tax net operating income | $106,572,000 | 154 |
| Securities gains (losses) | $-4,093,000 | 8,948 |
| Applicable income taxes | $34,864,000 | 161 |
| Income before extraordinary items | $67,615,000 | 167 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $67,615,000 | 168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,787,000 | 364 |
| Cash dividends | $15,000,000 | 257 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $70,316,380 | 157 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $169,219,000 | 182 |
| Total interest expense | $28,305,000 | 257 |
| Net interest income | $140,914,000 | 161 |
| Provision for loan and lease losses | $4,944,000 | 207 |
| Total noninterest income | $21,027,000 | 314 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $19,213,000 | 102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,814,000 | 1,168 |
| Total noninterest expense | $80,195,000 | 212 |
| Salaries and employee benefits | $31,909,000 | 229 |
| Premises and equipment expense | $21,368,000 | 122 |
| Additional noninterest expense | $26,918,000 | 231 |
| Pre-tax net operating income | $76,802,000 | 160 |
| Securities gains (losses) | $-4,414,000 | 9,008 |
| Applicable income taxes | $24,591,000 | 168 |
| Income before extraordinary items | $47,797,000 | 175 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $47,797,000 | 176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,133,000 | 340 |
| Cash dividends | $15,000,000 | 203 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $50,710,240 | 161 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $109,848,000 | 183 |
| Total interest expense | $17,422,000 | 265 |
| Net interest income | $92,426,000 | 159 |
| Provision for loan and lease losses | $3,080,000 | 221 |
| Total noninterest income | $13,666,000 | 316 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $12,210,000 | 106 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,456,000 | 1,018 |
| Total noninterest expense | $52,843,000 | 212 |
| Salaries and employee benefits | $20,719,000 | 232 |
| Premises and equipment expense | $14,063,000 | 122 |
| Additional noninterest expense | $18,061,000 | 228 |
| Pre-tax net operating income | $50,169,000 | 165 |
| Securities gains (losses) | $-4,101,000 | 9,063 |
| Applicable income taxes | $15,633,000 | 171 |
| Income before extraordinary items | $30,435,000 | 180 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,435,000 | 181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,360,000 | 334 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $33,141,660 | 165 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $54,137,000 | 184 |
| Total interest expense | $8,352,000 | 280 |
| Net interest income | $45,785,000 | 162 |
| Provision for loan and lease losses | $1,580,000 | 223 |
| Total noninterest income | $6,382,000 | 328 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,782,000 | 105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $600,000 | 1,145 |
| Total noninterest expense | $25,664,000 | 217 |
| Salaries and employee benefits | $10,082,000 | 242 |
| Premises and equipment expense | $6,974,000 | 126 |
| Additional noninterest expense | $8,608,000 | 227 |
| Pre-tax net operating income | $24,923,000 | 161 |
| Securities gains (losses) | $-4,101,000 | 9,112 |
| Applicable income taxes | $7,050,000 | 181 |
| Income before extraordinary items | $13,772,000 | 195 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $13,772,000 | 196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $557,000 | 393 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $16,478,660 | 160 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $177,584,000 | 210 |
| Total interest expense | $33,231,000 | 298 |
| Net interest income | $144,353,000 | 186 |
| Provision for loan and lease losses | $3,531,000 | 421 |
| Total noninterest income | $23,310,000 | 361 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $20,992,000 | 117 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,318,000 | 1,309 |
| Total noninterest expense | $90,742,000 | 236 |
| Salaries and employee benefits | $36,156,000 | 269 |
| Premises and equipment expense | $26,271,000 | 132 |
| Additional noninterest expense | $28,315,000 | 264 |
| Pre-tax net operating income | $73,390,000 | 187 |
| Securities gains (losses) | $344,000 | 966 |
| Applicable income taxes | $25,043,000 | 197 |
| Income before extraordinary items | $48,691,000 | 201 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $48,691,000 | 203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,022,000 | 551 |
| Cash dividends | $10,000,000 | 375 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $48,463,960 | 189 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $126,423,000 | 222 |
| Total interest expense | $24,715,000 | 319 |
| Net interest income | $101,708,000 | 195 |
| Provision for loan and lease losses | $2,550,000 | 442 |
| Total noninterest income | $16,714,000 | 388 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $14,923,000 | 126 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,791,000 | 1,338 |
| Total noninterest expense | $67,221,000 | 241 |
| Salaries and employee benefits | $26,397,000 | 276 |
| Premises and equipment expense | $19,013,000 | 135 |
| Additional noninterest expense | $21,811,000 | 267 |
| Pre-tax net operating income | $48,651,000 | 209 |
| Securities gains (losses) | $-2,341,000 | 9,218 |
| Applicable income taxes | $15,653,000 | 235 |
| Income before extraordinary items | $30,657,000 | 236 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $30,657,000 | 237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,147,000 | 628 |
| Cash dividends | $10,000,000 | 304 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $32,202,060 | 214 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $80,894,000 | 232 |
| Total interest expense | $16,461,000 | 325 |
| Net interest income | $64,433,000 | 204 |
| Provision for loan and lease losses | $1,650,000 | 448 |
| Total noninterest income | $10,625,000 | 398 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $9,470,000 | 128 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,155,000 | 1,376 |
| Total noninterest expense | $43,684,000 | 242 |
| Salaries and employee benefits | $17,053,000 | 282 |
| Premises and equipment expense | $12,438,000 | 135 |
| Additional noninterest expense | $14,193,000 | 271 |
| Pre-tax net operating income | $29,724,000 | 224 |
| Securities gains (losses) | $-2,023,000 | 9,259 |
| Applicable income taxes | $9,314,000 | 257 |
| Income before extraordinary items | $18,387,000 | 257 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $18,387,000 | 257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $693,000 | 670 |
| Cash dividends | $10,000,000 | 200 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $19,722,180 | 229 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $39,512,000 | 236 |
| Total interest expense | $8,031,000 | 345 |
| Net interest income | $31,481,000 | 205 |
| Provision for loan and lease losses | $825,000 | 436 |
| Total noninterest income | $5,317,000 | 407 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,528,000 | 135 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $789,000 | 1,060 |
| Total noninterest expense | $21,274,000 | 247 |
| Salaries and employee benefits | $8,345,000 | 293 |
| Premises and equipment expense | $6,145,000 | 138 |
| Additional noninterest expense | $6,784,000 | 273 |
| Pre-tax net operating income | $14,699,000 | 229 |
| Securities gains (losses) | $-582,000 | 9,299 |
| Applicable income taxes | $4,771,000 | 253 |
| Income before extraordinary items | $9,346,000 | 258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,346,000 | 258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $341,000 | 650 |
| Cash dividends | $5,000,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $9,730,120 | 230 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $162,005,000 | 241 |
| Total interest expense | $37,753,000 | 346 |
| Net interest income | $124,252,000 | 212 |
| Provision for loan and lease losses | $6,358,000 | 322 |
| Total noninterest income | $22,505,000 | 371 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $19,213,000 | 127 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,292,000 | 939 |
| Total noninterest expense | $75,703,000 | 266 |
| Salaries and employee benefits | $28,404,000 | 319 |
| Premises and equipment expense | $18,238,000 | 166 |
| Additional noninterest expense | $29,061,000 | 272 |
| Pre-tax net operating income | $64,696,000 | 203 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $21,965,000 | 213 |
| Income before extraordinary items | $42,731,000 | 227 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $42,731,000 | 228 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,608,000 | 479 |
| Cash dividends | $4,000,000 | 738 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $42,731,000 | 207 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $107,911,000 | 373 |
| Total interest expense | $40,887,000 | 442 |
| Net interest income | $67,024,000 | 326 |
| Provision for loan and lease losses | $4,186,000 | 402 |
| Total noninterest income | $15,565,000 | 451 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $14,095,000 | 145 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,470,000 | 1,547 |
| Total noninterest expense | $58,418,000 | 321 |
| Salaries and employee benefits | $20,649,000 | 391 |
| Premises and equipment expense | $14,379,000 | 179 |
| Additional noninterest expense | $23,390,000 | 316 |
| Pre-tax net operating income | $19,985,000 | 425 |
| Securities gains (losses) | $396,000 | 723 |
| Applicable income taxes | $6,491,000 | 457 |
| Income before extraordinary items | $13,890,000 | 439 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $13,890,000 | 439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,670,000 | 650 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $13,620,720 | 422 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $80,403,000 | 490 |
| Total interest expense | $35,130,000 | 551 |
| Net interest income | $45,273,000 | 434 |
| Provision for loan and lease losses | $3,138,000 | 446 |
| Total noninterest income | $10,421,000 | 566 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $9,352,000 | 174 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,069,000 | 1,784 |
| Total noninterest expense | $43,277,000 | 391 |
| Salaries and employee benefits | $14,432,000 | 509 |
| Premises and equipment expense | $10,502,000 | 246 |
| Additional noninterest expense | $18,343,000 | 374 |
| Pre-tax net operating income | $9,279,000 | 828 |
| Securities gains (losses) | $690,000 | 208 |
| Applicable income taxes | $3,379,000 | 750 |
| Income before extraordinary items | $6,590,000 | 820 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,590,000 | 820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,658,000 | 527 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $6,134,600 | 859 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $55,441,000 | 630 |
| Total interest expense | $22,230,000 | 730 |
| Net interest income | $33,211,000 | 585 |
| Provision for loan and lease losses | $1,445,000 | 729 |
| Total noninterest income | $6,551,000 | 784 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $5,937,000 | 258 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $614,000 | 2,592 |
| Total noninterest expense | $28,499,000 | 564 |
| Salaries and employee benefits | $9,624,000 | 731 |
| Premises and equipment expense | $6,461,000 | 369 |
| Additional noninterest expense | $12,414,000 | 515 |
| Pre-tax net operating income | $9,818,000 | 840 |
| Securities gains (losses) | $148,000 | 617 |
| Applicable income taxes | $3,444,000 | 786 |
| Income before extraordinary items | $6,522,000 | 867 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,522,000 | 867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,139 |
| Cash dividends | $7,000,000 | 521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $6,425,800 | 863 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $40,941,000 | 813 |
| Total interest expense | $18,872,000 | 844 |
| Net interest income | $22,069,000 | 781 |
| Provision for loan and lease losses | $1,032,000 | 945 |
| Total noninterest income | $4,420,000 | 1,028 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $4,008,000 | 331 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $412,000 | 3,368 |
| Total noninterest expense | $17,072,000 | 843 |
| Salaries and employee benefits | $6,427,000 | 1,020 |
| Premises and equipment expense | $4,716,000 | 468 |
| Additional noninterest expense | $5,929,000 | 853 |
| Pre-tax net operating income | $8,385,000 | 932 |
| Securities gains (losses) | $475,000 | 573 |
| Applicable income taxes | $3,102,000 | 842 |
| Income before extraordinary items | $5,758,000 | 939 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,758,000 | 938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 3,700 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,449,250 | 964 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $27,422,000 | 1,217 |
| Total interest expense | $11,159,000 | 1,413 |
| Net interest income | $16,263,000 | 1,081 |
| Provision for loan and lease losses | $582,000 | 1,581 |
| Total noninterest income | $3,229,000 | 1,230 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $2,961,000 | 447 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $268,000 | 4,189 |
| Total noninterest expense | $13,883,000 | 987 |
| Salaries and employee benefits | $5,225,000 | 1,261 |
| Premises and equipment expense | $4,105,000 | 530 |
| Additional noninterest expense | $4,553,000 | 1,039 |
| Pre-tax net operating income | $5,027,000 | 1,542 |
| Securities gains (losses) | $434,000 | 460 |
| Applicable income taxes | $1,897,000 | 1,389 |
| Income before extraordinary items | $3,564,000 | 1,510 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,564,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,899 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,281,900 | 1,606 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $20,321,000 | 1,648 |
| Total interest expense | $8,457,000 | 1,863 |
| Net interest income | $11,864,000 | 1,502 |
| Provision for loan and lease losses | $463,000 | 1,843 |
| Total noninterest income | $2,470,000 | 1,566 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $2,134,000 | 642 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $336,000 | 3,802 |
| Total noninterest expense | $10,648,000 | 1,348 |
| Salaries and employee benefits | $3,999,000 | 1,663 |
| Premises and equipment expense | $3,500,000 | 638 |
| Additional noninterest expense | $3,149,000 | 1,647 |
| Pre-tax net operating income | $3,223,000 | 2,221 |
| Securities gains (losses) | $340,000 | 520 |
| Applicable income taxes | $1,243,000 | 1,937 |
| Income before extraordinary items | $2,320,000 | 2,133 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,320,000 | 2,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 3,051 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,099,000 | 2,298 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,516,000 | 2,179 |
| Total interest expense | $5,925,000 | 2,590 |
| Net interest income | $9,591,000 | 1,860 |
| Provision for loan and lease losses | $205,000 | 2,949 |
| Total noninterest income | $1,594,000 | 2,194 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $1,421,000 | 940 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $173,000 | 5,560 |
| Total noninterest expense | $8,205,000 | 1,712 |
| Salaries and employee benefits | $2,726,000 | 2,445 |
| Premises and equipment expense | $2,412,000 | 906 |
| Additional noninterest expense | $3,067,000 | 1,670 |
| Pre-tax net operating income | $2,775,000 | 2,603 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $980,000 | 2,429 |
| Income before extraordinary items | $1,795,000 | 2,751 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,795,000 | 2,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 2,975 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,795,000 | 2,720 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,558,000 | 2,415 |
| Total interest expense | $4,199,000 | 2,909 |
| Net interest income | $8,359,000 | 2,162 |
| Provision for loan and lease losses | $324,000 | 2,141 |
| Total noninterest income | $1,336,000 | 2,515 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,097,000 | 1,215 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $239,000 | 4,715 |
| Total noninterest expense | $6,308,000 | 2,237 |
| Salaries and employee benefits | $2,030,000 | 3,237 |
| Premises and equipment expense | $1,801,000 | 1,171 |
| Additional noninterest expense | $2,477,000 | 2,149 |
| Pre-tax net operating income | $3,063,000 | 2,317 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,070,000 | 2,092 |
| Income before extraordinary items | $1,993,000 | 2,445 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,993,000 | 2,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,273 |
| Cash dividends | $750,000 | 2,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,993,000 | 2,455 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,431,000 | 2,707 |
| Total interest expense | $4,743,000 | 2,715 |
| Net interest income | $6,688,000 | 2,698 |
| Provision for loan and lease losses | $491,000 | 2,131 |
| Total noninterest income | $1,059,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $902,000 | 1,507 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $157,000 | 6,409 |
| Total noninterest expense | $5,855,000 | 2,443 |
| Salaries and employee benefits | $1,704,000 | 3,813 |
| Premises and equipment expense | $1,703,000 | 1,260 |
| Additional noninterest expense | $2,448,000 | 2,278 |
| Pre-tax net operating income | $1,401,000 | 4,595 |
| Securities gains (losses) | $382,000 | 1,091 |
| Applicable income taxes | $609,000 | 3,553 |
| Income before extraordinary items | $1,174,000 | 4,098 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,174,000 | 4,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,948 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $921,880 | 4,771 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,661,000 | 3,283 |
| Total interest expense | $5,290,000 | 3,133 |
| Net interest income | $5,371,000 | 3,395 |
| Provision for loan and lease losses | $640,000 | 2,521 |
| Total noninterest income | $855,000 | 3,781 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $742,000 | 1,824 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $4,524,000 | 3,142 |
| Salaries and employee benefits | $1,369,000 | 4,601 |
| Premises and equipment expense | $1,486,000 | 1,448 |
| Additional noninterest expense | $1,669,000 | 3,275 |
| Pre-tax net operating income | $1,062,000 | 5,384 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $363,000 | 5,177 |
| Income before extraordinary items | $699,000 | 5,933 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $699,000 | 6,008 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $579,000 | 2,222 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $699,000 | 5,587 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.