Home > Commerce Bank/Pennsylvania > Net charge- offs to loans

Commerce Bank/Pennsylvania, Net charge- offs to loans

2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2754%1,392
Percentage Net Loans Charged-off: Total real estate loans0.1688%715
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.3995%284
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0286%1,736
Percentage Net Loans Charged-off: Home equity loans0.0035%436
All other 1-4 family - Percent of loans charged-off, net0.0405%1,501
Percentage Net Loans Charged-off: Commercial and industrial0.9565%942
Percentage Net Loans Charged-off: Loans to individuals1.8342%697
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2311%1,420
Percentage Net Loans Charged-off: Total real estate loans0.0110%1,614
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0237%446
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0035%1,509
Percentage Net Loans Charged-off: Home equity loans0.0070%319
All other 1-4 family - Percent of loans charged-off, net0.0018%1,389
Percentage Net Loans Charged-off: Commercial and industrial1.7393%501
Percentage Net Loans Charged-off: Loans to individuals2.3940%519
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2171%2,568
Percentage Net Loans Charged-off: Total real estate loans0.0477%2,348
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0845%1,746
Percentage Net Loans Charged-off: Home equity loans0.0063%636
All other 1-4 family - Percent of loans charged-off, net0.1307%1,329
Percentage Net Loans Charged-off: Commercial and industrial1.0938%1,270
Percentage Net Loans Charged-off: Loans to individuals2.4172%563
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2275%2,105
Percentage Net Loans Charged-off: Total real estate loans0.0584%1,817
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1035%1,330
Percentage Net Loans Charged-off: Home equity loans-0.0055%5,934
All other 1-4 family - Percent of loans charged-off, net0.1700%939
Percentage Net Loans Charged-off: Commercial and industrial1.0462%1,088
Percentage Net Loans Charged-off: Loans to individuals2.4928%490
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2244%2,031
Percentage Net Loans Charged-off: Total real estate loans0.0743%1,475
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.1315%1,046
Percentage Net Loans Charged-off: Home equity loans-0.0084%5,923
All other 1-4 family - Percent of loans charged-off, net0.2191%734
Percentage Net Loans Charged-off: Commercial and industrial0.7801%1,242
Percentage Net Loans Charged-off: Loans to individuals2.8239%444
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1901%2,008
Percentage Net Loans Charged-off: Total real estate loans0.0274%1,568
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0483%1,232
Percentage Net Loans Charged-off: Home equity loans-0.0423%5,932
All other 1-4 family - Percent of loans charged-off, net0.1055%888
Percentage Net Loans Charged-off: Commercial and industrial0.8165%935
Percentage Net Loans Charged-off: Loans to individuals2.6459%587
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1975%3,412
Percentage Net Loans Charged-off: Total real estate loans0.0309%2,957
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0019%1,583
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0543%2,305
Percentage Net Loans Charged-off: Home equity loans0.1240%382
All other 1-4 family - Percent of loans charged-off, net0.0116%2,960
Percentage Net Loans Charged-off: Commercial and industrial0.6682%2,236
Percentage Net Loans Charged-off: Loans to individuals2.5894%553
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1539%3,499
Percentage Net Loans Charged-off: Total real estate loans0.0139%2,941
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0059%1,236
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0209%2,414
Percentage Net Loans Charged-off: Home equity loans0.0522%396
All other 1-4 family - Percent of loans charged-off, net0.0020%2,735
Percentage Net Loans Charged-off: Commercial and industrial0.4831%2,246
Percentage Net Loans Charged-off: Loans to individuals2.2701%642
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1447%3,333
Percentage Net Loans Charged-off: Total real estate loans0.0162%2,446
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0091%936
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0228%1,995
Percentage Net Loans Charged-off: Home equity loans0.0559%325
All other 1-4 family - Percent of loans charged-off, net0.0030%2,248
Percentage Net Loans Charged-off: Commercial and industrial0.3889%2,211
Percentage Net Loans Charged-off: Loans to individuals2.1901%700
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1470%2,788
Percentage Net Loans Charged-off: Total real estate loans0.0233%1,685
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0424%1,293
Percentage Net Loans Charged-off: Home equity loans0.1207%183
All other 1-4 family - Percent of loans charged-off, net-0.0015%8,333
Percentage Net Loans Charged-off: Commercial and industrial0.3241%1,655
Percentage Net Loans Charged-off: Loans to individuals2.2369%760
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3463%2,412
Percentage Net Loans Charged-off: Total real estate loans0.0445%2,677
Percentage Net Loans Charged-off:Construction & development-0.1533%8,154
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0871%1,829
Percentage Net Loans Charged-off: Home equity loans0.1405%366
All other 1-4 family - Percent of loans charged-off, net0.0669%2,010
Percentage Net Loans Charged-off: Commercial and industrial1.4217%1,451
Percentage Net Loans Charged-off: Loans to individuals2.3124%709
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3283%2,464
Percentage Net Loans Charged-off: Total real estate loans-0.0010%8,263
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate-0.1828%9,095
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.1322%1,277
Percentage Net Loans Charged-off: Home equity loans0.1452%359
All other 1-4 family - Percent of loans charged-off, net0.1300%1,260
Percentage Net Loans Charged-off: Commercial and industrial1.3212%1,440
Percentage Net Loans Charged-off: Loans to individuals2.3159%631
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4236%1,578
Percentage Net Loans Charged-off: Total real estate loans0.5045%43
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate1.1099%16
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.1418%183
Percentage Net Loans Charged-off: Home equity loans0.1640%166
All other 1-4 family - Percent of loans charged-off, net0.1392%183
Percentage Net Loans Charged-off: Commercial and industrial-0.0169%1,324
Percentage Net Loans Charged-off: Loans to individuals0.6554%637
Percentage Net Loans Charged-off: Credit card loans0.9313%782
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0804%5,261
Percentage Net Loans Charged-off: Total real estate loans0.0540%428
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0968%208
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0309%647
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.0341%592
Percentage Net Loans Charged-off: Commercial and industrial0.1653%718
Percentage Net Loans Charged-off: Loans to individuals0.6225%698
Percentage Net Loans Charged-off: Credit card loans1.1848%745
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0494%6,406
Percentage Net Loans Charged-off: Total real estate loans0.0439%505
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0000%457
Percentage Net Loans Charged-off: Multi-family residential1.1154%26
Percentage Net Loans Charged-off: 1-4 family residential0.0347%584
Percentage Net Loans Charged-off: Home equity loans0.0233%346
All other 1-4 family - Percent of loans charged-off, net0.0365%522
Percentage Net Loans Charged-off: Commercial and industrial-0.1362%1,311
Percentage Net Loans Charged-off: Loans to individuals0.6702%706
Percentage Net Loans Charged-off: Credit card loans2.4053%522
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0406%7,023
Percentage Net Loans Charged-off: Total real estate loans0.0421%561
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0022%473
Percentage Net Loans Charged-off: Multi-family residential0.9514%48
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial-0.0476%1,218
Percentage Net Loans Charged-off: Loans to individuals0.3093%1,055
Percentage Net Loans Charged-off: Credit card loans1.3263%807
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1491%4,861
Percentage Net Loans Charged-off: Total real estate loans0.0969%430
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate-0.1512%1,377
Percentage Net Loans Charged-off: Multi-family residential2.2026%45
Percentage Net Loans Charged-off: 1-4 family residential0.0100%890
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0135%801
Percentage Net Loans Charged-off: Commercial and industrial-0.0589%1,223
Percentage Net Loans Charged-off: Loans to individuals2.8675%136
Percentage Net Loans Charged-off: Credit card loans1.3495%812
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1944%3,956
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3443%2,653
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6779%2,032
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9589%2,195
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA