Home > Commerce Bank of Wyoming, N.A. > Income and Expense

Commerce Bank of Wyoming, N.A., Income and Expense

2009-06-30 (YTD Data)Rank
Total interest income$2,007,0005,823
Total interest expense$765,0005,372
Net interest income$1,242,0005,881
Provision for loan and lease losses$10,0006,907
Total noninterest income$12,0007,789
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$8,0007,058
Trading account gains and fees$0193
Additional Noninterest Income$4,0007,529
Total noninterest expense$868,0006,608
Salaries and employee benefits$396,0006,831
Premises and equipment expense$99,0006,592
Additional noninterest expense$373,0006,008
Pre-tax net operating income$376,0003,791
Securities gains (losses)$43,0002,002
Applicable income taxes$143,0002,315
Income before extraordinary items$276,0004,095
Extraordinary gains, net$021
Net income$276,0004,095
Minority interest net income$0112
Net income of bank and minority interests.$276,0004,095
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$247,6204,156
2009-03-31 (YTD Data)Rank
Total interest income$1,012,0005,842
Total interest expense$411,0005,326
Net interest income$601,0005,977
Provision for loan and lease losses$10,0006,289
Total noninterest income$6,0007,878
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$4,0007,066
Trading account gains and fees$0171
Additional Noninterest Income$2,0007,617
Total noninterest expense$387,0006,808
Salaries and employee benefits$189,0006,967
Premises and equipment expense$49,0006,650
Additional noninterest expense$149,0006,332
Pre-tax net operating income$210,0003,957
Securities gains (losses)$10,0001,902
Applicable income taxes$75,0002,472
Income before extraordinary items$145,0004,413
Extraordinary gains, net$015
Net income$145,0004,416
Minority interest net income$0102
Net income of bank and minority interests.$145,0004,416
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$138,4004,323
2008-12-31 (YTD Data)Rank
Total interest income$3,860,0006,087
Total interest expense$1,681,0005,726
Net interest income$2,179,0006,233
Provision for loan and lease losses$235,0005,010
Total noninterest income$17,0007,968
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$12,0007,145
Trading account gains and fees$0154
Additional Noninterest Income$5,0007,796
Total noninterest expense$1,661,0006,668
Salaries and employee benefits$849,0006,788
Premises and equipment expense$200,0006,676
Additional noninterest expense$612,0006,185
Pre-tax net operating income$300,0005,447
Securities gains (losses)$225,000667
Applicable income taxes$180,0002,909
Income before extraordinary items$345,0004,941
Extraordinary gains, net$039
Net income$345,0004,941
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$196,5005,654
2008-09-30 (YTD Data)Rank
Total interest income$2,808,0006,229
Total interest expense$1,233,0005,899
Net interest income$1,575,0006,360
Provision for loan and lease losses$185,0004,316
Total noninterest income$12,0008,095
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$8,0007,214
Trading account gains and fees$0148
Additional Noninterest Income$4,0007,959
Total noninterest expense$1,241,0006,676
Salaries and employee benefits$652,0006,728
Premises and equipment expense$146,0006,761
Additional noninterest expense$443,0006,222
Pre-tax net operating income$161,0006,193
Securities gains (losses)$174,000680
Applicable income taxes$115,0003,477
Income before extraordinary items$220,0005,597
Extraordinary gains, net$031
Net income$220,0005,594
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$105,1606,310
2008-06-30 (YTD Data)Rank
Total interest income$1,801,0006,385
Total interest expense$830,0006,024
Net interest income$971,0006,549
Provision for loan and lease losses$165,0003,451
Total noninterest income$7,0008,189
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$5,0007,264
Trading account gains and fees$0149
Additional Noninterest Income$2,0008,087
Total noninterest expense$811,0006,755
Salaries and employee benefits$428,0006,822
Premises and equipment expense$97,0006,803
Additional noninterest expense$286,0006,297
Pre-tax net operating income$2,0006,921
Securities gains (losses)$130,000806
Applicable income taxes$45,0004,142
Income before extraordinary items$87,0006,441
Extraordinary gains, net$021
Net income$87,0006,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,2006,953
2008-03-31 (YTD Data)Rank
Total interest income$884,0006,510
Total interest expense$432,0006,094
Net interest income$452,0006,743
Provision for loan and lease losses$165,0002,024
Total noninterest income$5,0008,194
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$3,0007,255
Trading account gains and fees$0158
Additional Noninterest Income$2,0008,025
Total noninterest expense$405,0006,786
Salaries and employee benefits$213,0006,865
Premises and equipment expense$50,0006,769
Additional noninterest expense$142,0006,321
Pre-tax net operating income$-113,0007,600
Securities gains (losses)$130,000601
Applicable income taxes$6,0005,045
Income before extraordinary items$11,0007,128
Extraordinary gains, net$015
Net income$11,0007,129
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-73,5007,535
2007-12-31 (YTD Data)Rank
Total interest income$3,025,0006,818
Total interest expense$1,420,0006,540
Net interest income$1,605,0006,993
Provision for loan and lease losses$65,0005,403
Total noninterest income$16,0008,268
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$7,0007,355
Trading account gains and fees$0178
Additional Noninterest Income$9,0008,086
Total noninterest expense$1,431,0007,017
Salaries and employee benefits$762,0007,079
Premises and equipment expense$164,0007,113
Additional noninterest expense$505,0006,551
Pre-tax net operating income$125,0007,076
Securities gains (losses)$02,146
Applicable income taxes$44,0005,002
Income before extraordinary items$81,0007,217
Extraordinary gains, net$039
Net income$81,0007,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$81,0007,188
2007-09-30 (YTD Data)Rank
Total interest income$2,108,0007,019
Total interest expense$971,0006,742
Net interest income$1,137,0007,144
Provision for loan and lease losses$10,0006,151
Total noninterest income$14,0008,304
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$4,0007,410
Trading account gains and fees$0184
Additional Noninterest Income$10,0008,023
Total noninterest expense$1,087,0006,983
Salaries and employee benefits$587,0006,991
Premises and equipment expense$134,0006,939
Additional noninterest expense$366,0006,618
Pre-tax net operating income$54,0007,480
Securities gains (losses)$01,655
Applicable income taxes$20,0005,469
Income before extraordinary items$34,0007,554
Extraordinary gains, net$033
Net income$34,0007,552
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$34,0007,538
2007-06-30 (YTD Data)Rank
Total interest income$1,224,0007,330
Total interest expense$561,0007,042
Net interest income$663,0007,457
Provision for loan and lease losses$06,209
Total noninterest income$9,0008,377
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,0007,481
Trading account gains and fees$0168
Additional Noninterest Income$7,0008,056
Total noninterest expense$697,0007,111
Salaries and employee benefits$385,0007,080
Premises and equipment expense$84,0007,058
Additional noninterest expense$228,0006,808
Pre-tax net operating income$-25,0007,841
Securities gains (losses)$01,444
Applicable income taxes$-8,0008,131
Income before extraordinary items$-17,0007,836
Extraordinary gains, net$029
Net income$-17,0007,835
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-17,0007,825
2007-03-31 (YTD Data)Rank
Total interest income$583,0007,447
Total interest expense$276,0007,073
Net interest income$307,0007,611
Provision for loan and lease losses$05,779
Total noninterest income$4,0008,418
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,0007,501
Trading account gains and fees$0195
Additional Noninterest Income$3,0008,103
Total noninterest expense$359,0007,075
Salaries and employee benefits$214,0006,882
Premises and equipment expense$38,0007,268
Additional noninterest expense$107,0006,972
Pre-tax net operating income$-48,0008,029
Securities gains (losses)$01,187
Applicable income taxes$-16,0008,283
Income before extraordinary items$-32,0008,006
Extraordinary gains, net$022
Net income$-32,0008,005
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-32,0007,992
2006-12-31 (YTD Data)Rank
Total interest income$732,0008,431
Total interest expense$284,0008,316
Net interest income$448,0008,450
Provision for loan and lease losses$250,0003,097
Total noninterest income$2,0008,568
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,0007,596
Trading account gains and fees$0130
Additional Noninterest Income$1,0008,495
Total noninterest expense$902,0007,860
Salaries and employee benefits$486,0007,905
Premises and equipment expense$93,0007,880
Additional noninterest expense$323,0007,448
Pre-tax net operating income$-702,0008,338
Securities gains (losses)$01,687
Applicable income taxes$-238,0008,483
Income before extraordinary items$-464,0008,273
Extraordinary gains, net$051
Net income$-464,0008,272
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$7,000,000266
Net operating income$-464,0008,270
2006-09-30 (YTD Data)Rank
Total interest income$305,0008,639
Total interest expense$93,0008,566
Net interest income$212,0008,637
Provision for loan and lease losses$150,0003,386
Total noninterest income$2,0008,639
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$2,0008,526
Total noninterest expense$555,0008,121
Salaries and employee benefits$270,0008,251
Premises and equipment expense$60,0008,067
Additional noninterest expense$225,0007,597
Pre-tax net operating income$-491,0008,446
Securities gains (losses)$01,388
Applicable income taxes$-159,0008,605
Income before extraordinary items$-332,0008,399
Extraordinary gains, net$045
Net income$-332,0008,399
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$6,000,000214
Net operating income$-332,0008,389
2006-06-30 (YTD Data)Rank
Total interest income$52,0008,761
Total interest expense$1,0008,750
Net interest income$51,0008,752
Provision for loan and lease losses$100,0003,294
Total noninterest income$08,702
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$08,630
Total noninterest expense$288,0008,412
Salaries and employee benefits$152,0008,444
Premises and equipment expense$22,0008,491
Additional noninterest expense$114,0008,013
Pre-tax net operating income$-337,0008,491
Securities gains (losses)$01,185
Applicable income taxes$-114,0008,643
Income before extraordinary items$-223,0008,443
Extraordinary gains, net$039
Net income$-223,0008,444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$6,000,000142
Net operating income$-223,0008,441

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.