Home > Commerce Bank of Woodford County > Income and Expense
Commerce Bank of Woodford County, Income and Expense
1993-12-31 (YTD Data) | Rank | |
Total interest income | $5,371,000 | 5,439 |
Total interest expense | $2,065,000 | 5,688 |
Net interest income | $3,306,000 | 5,205 |
Provision for loan and lease losses | $-27,000 | 12,633 |
Total noninterest income | $337,000 | 7,188 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $265,000 | 4,878 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $72,000 | 8,988 |
Total noninterest expense | $2,353,000 | 5,552 |
Salaries and employee benefits | $803,000 | 7,302 |
Premises and equipment expense | $183,000 | 8,063 |
Additional noninterest expense | $1,367,000 | 3,788 |
Pre-tax net operating income | $1,317,000 | 4,811 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $480,000 | 4,328 |
Income before extraordinary items | $837,000 | 5,377 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $837,000 | 5,510 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-27,000 | 12,315 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $837,000 | 5,143 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,363,000 | 8,384 |
Total interest expense | $1,391,000 | 8,885 |
Net interest income | $1,972,000 | 7,830 |
Provision for loan and lease losses | $16,000 | 10,806 |
Total noninterest income | $161,000 | 10,273 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $103,000 | 8,425 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $58,000 | 9,916 |
Total noninterest expense | $1,363,000 | 8,428 |
Salaries and employee benefits | $488,000 | 9,890 |
Premises and equipment expense | $115,000 | 10,217 |
Additional noninterest expense | $760,000 | 6,346 |
Pre-tax net operating income | $754,000 | 6,810 |
Securities gains (losses) | $0 | 8,369 |
Applicable income taxes | $243,000 | 6,773 |
Income before extraordinary items | $511,000 | 7,226 |
Extraordinary gains, net | $0 | 1,422 |
Net income | $511,000 | 7,320 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 9,510 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $511,000 | 6,857 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.