Home > Commerce Bank of St. Joseph > Loan Charge- Offs and Recoveries
Commerce Bank of St. Joseph, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $340,000 | 2,342 |
| Loans secured by real estate, total | $51,000 | 2,379 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $51,000 | 2,377 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $43,000 | 1,704 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $8,000 | 1,877 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $117,000 | 2,117 |
| Loans to individuals | $172,000 | 1,619 |
| Credit card loan charge offs | $115,000 | 668 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $57,000 | 2,904 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $183,000 | 1,599 |
| Loans secured by real estate, total | $6,000 | 3,322 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $6,000 | 3,320 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $1,000 | 3,420 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $5,000 | 1,570 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $131,000 | 938 |
| Loans to individuals | $46,000 | 1,870 |
| Credit card loan recoveries | $21,000 | 651 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $25,000 | 2,605 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $157,000 | 2,928 |
| Loans secured by real estate, total | $45,000 | 2,054 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $45,000 | 2,052 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $42,000 | 1,474 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,673 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-14,000 | 10,509 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $126,000 | 1,540 |
| Credit card loan net charge offs | $94,000 | 664 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $32,000 | 3,066 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $517,000 | 1,775 |
| Loans secured by real estate, total | $178,000 | 1,425 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $178,000 | 1,425 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 4,860 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $178,000 | 754 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $182,000 | 1,587 |
| Loans to individuals | $151,000 | 1,634 |
| Credit card loan charge offs | $91,000 | 719 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $60,000 | 2,771 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $6,000 | 315 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $453,000 | 918 |
| Loans secured by real estate, total | $53,000 | 1,468 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $53,000 | 1,468 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $14,000 | 1,671 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $39,000 | 896 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $350,000 | 506 |
| Loans to individuals | $44,000 | 2,039 |
| Credit card loan recoveries | $24,000 | 633 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $20,000 | 3,227 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $6,000 | 292 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Loans secured by real estate, total | $125,000 | 1,413 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $125,000 | 1,414 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-14,000 | 11,996 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $139,000 | 704 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-168,000 | 12,293 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $107,000 | 1,521 |
| Credit card loan net charge offs | $67,000 | 742 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $40,000 | 2,487 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $702,000 | 1,793 |
| Loans secured by real estate, total | $80,000 | 2,693 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $80,000 | 2,692 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $80,000 | 1,581 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $451,000 | 1,095 |
| Loans to individuals | $168,000 | 1,718 |
| Credit card loan charge offs | $66,000 | 899 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $102,000 | 2,123 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $3,000 | 353 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $464,000 | 960 |
| Loans secured by real estate, total | $0 | 6,091 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $0 | 6,082 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $401,000 | 472 |
| Loans to individuals | $60,000 | 1,730 |
| Credit card loan recoveries | $14,000 | 839 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $46,000 | 1,891 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $3,000 | 305 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $238,000 | 2,821 |
| Loans secured by real estate, total | $80,000 | 2,275 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $80,000 | 2,273 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $80,000 | 1,363 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $50,000 | 3,443 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $108,000 | 1,734 |
| Credit card loan net charge offs | $52,000 | 903 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $56,000 | 2,237 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $380,000 | 3,500 |
| Loans secured by real estate, total | $19,000 | 5,773 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $19,000 | 5,773 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $19,000 | 3,932 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $186,000 | 2,821 |
| Loans to individuals | $144,000 | 2,355 |
| Credit card loan charge offs | $79,000 | 932 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $65,000 | 3,573 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $31,000 | 270 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $300,000 | 1,393 |
| Loans secured by real estate, total | $2,000 | 5,181 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,000 | 5,180 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 3,676 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $248,000 | 709 |
| Loans to individuals | $39,000 | 2,513 |
| Credit card loan recoveries | $13,000 | 907 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $26,000 | 3,042 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $11,000 | 239 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Loans secured by real estate, total | $17,000 | 5,218 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $17,000 | 5,219 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $17,000 | 3,580 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $-62,000 | 13,500 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $105,000 | 2,267 |
| Credit card loan net charge offs | $66,000 | 924 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $39,000 | 3,748 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $20,000 | 244 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.