Home > Commerce Bank of St. Joseph > Income and Expense
Commerce Bank of St. Joseph, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,826,000 | 1,446 |
| Total interest expense | $11,421,000 | 1,425 |
| Net interest income | $12,405,000 | 1,447 |
| Provision for loan and lease losses | $226,000 | 2,785 |
| Total noninterest income | $2,597,000 | 1,499 |
| Gross Fiduciary activities income | $1,059,000 | 525 |
| Service charges on deposit accounts | $1,026,000 | 1,321 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $512,000 | 2,830 |
| Total noninterest expense | $7,418,000 | 1,882 |
| Salaries and employee benefits | $2,827,000 | 2,343 |
| Premises and equipment expense | $752,000 | 2,632 |
| Additional noninterest expense | $3,839,000 | 1,383 |
| Pre-tax net operating income | $7,358,000 | 1,062 |
| Securities gains (losses) | $110,000 | 911 |
| Applicable income taxes | $2,948,000 | 934 |
| Income before extraordinary items | $4,520,000 | 1,166 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,520,000 | 1,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,928 |
| Cash dividends | $4,000,000 | 748 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,449,600 | 1,171 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,319,000 | 1,448 |
| Total interest expense | $9,199,000 | 1,415 |
| Net interest income | $12,120,000 | 1,486 |
| Provision for loan and lease losses | $156,000 | 3,523 |
| Total noninterest income | $2,452,000 | 1,584 |
| Gross Fiduciary activities income | $960,000 | 533 |
| Service charges on deposit accounts | $1,005,000 | 1,328 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $487,000 | 2,995 |
| Total noninterest expense | $7,921,000 | 1,828 |
| Salaries and employee benefits | $2,981,000 | 2,230 |
| Premises and equipment expense | $776,000 | 2,596 |
| Additional noninterest expense | $4,164,000 | 1,369 |
| Pre-tax net operating income | $6,495,000 | 1,163 |
| Securities gains (losses) | $51,000 | 1,146 |
| Applicable income taxes | $2,650,000 | 971 |
| Income before extraordinary items | $3,896,000 | 1,291 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,896,000 | 1,291 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $3,500,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,863,360 | 1,314 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,294,000 | 1,475 |
| Total interest expense | $10,007,000 | 1,342 |
| Net interest income | $11,287,000 | 1,597 |
| Provision for loan and lease losses | $349,000 | 2,723 |
| Total noninterest income | $2,410,000 | 1,724 |
| Gross Fiduciary activities income | $915,000 | 568 |
| Service charges on deposit accounts | $1,008,000 | 1,342 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $487,000 | 3,320 |
| Total noninterest expense | $7,873,000 | 1,885 |
| Salaries and employee benefits | $2,802,000 | 2,377 |
| Premises and equipment expense | $844,000 | 2,421 |
| Additional noninterest expense | $4,227,000 | 1,446 |
| Pre-tax net operating income | $5,475,000 | 1,271 |
| Securities gains (losses) | $304,000 | 1,290 |
| Applicable income taxes | $2,319,000 | 1,069 |
| Income before extraordinary items | $3,460,000 | 1,468 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,460,000 | 1,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,821 |
| Cash dividends | $2,000,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,265,440 | 1,471 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $23,389,000 | 1,549 |
| Total interest expense | $12,874,000 | 1,372 |
| Net interest income | $10,515,000 | 1,749 |
| Provision for loan and lease losses | $446,000 | 3,241 |
| Total noninterest income | $2,357,000 | 1,730 |
| Gross Fiduciary activities income | $868,000 | 585 |
| Service charges on deposit accounts | $1,070,000 | 1,248 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $419,000 | 3,592 |
| Total noninterest expense | $7,475,000 | 1,977 |
| Salaries and employee benefits | $2,661,000 | 2,427 |
| Premises and equipment expense | $866,000 | 2,385 |
| Additional noninterest expense | $3,948,000 | 1,603 |
| Pre-tax net operating income | $4,951,000 | 1,281 |
| Securities gains (losses) | $773,000 | 783 |
| Applicable income taxes | $2,188,000 | 1,043 |
| Income before extraordinary items | $3,536,000 | 1,324 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,536,000 | 1,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Cash dividends | $2,000,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,041,280 | 1,414 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.