Home > Commerce Bank of St. Joseph > Net charge- offs to loans
Commerce Bank of St. Joseph, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0800% | 6,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0370% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0125% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0509% | 532 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0545% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0414% | 1,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3340% | 952 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6699% | 905 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0337% | 7,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1067% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5440% | 273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 1,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5132% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2856% | 879 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5032% | 878 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 6,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0733% | 835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1124% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1202% | 458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1450% | 790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2819% | 996 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4000% | 931 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0461% | 9,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0300% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1836% | 1,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2660% | 1,183 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4837% | 981 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5222% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |