Home > Commerce Bank of St. Joseph > Assets and Liabilities
Commerce Bank of St. Joseph, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 107 | 1,799 |
| Assets and Liabilities | ||
| Total Assets: | $322,924,000 | 1,475 |
| Cash and due from depository institutions | $10,316,000 | 1,799 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $98,688,000 | 1,260 |
| Federal funds sold & reverse repurchase agreements | $13,100,000 | 1,089 |
| Net loans & leases | $193,110,000 | 1,492 |
| Loan loss allowance | $3,044,000 | 1,346 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,543,000 | 2,978 |
| Other real estate owned | $101,000 | 1,799 |
| Goodwill and other intangibles | $312,000 | 1,799 |
| All other assets | $4,754,000 | 1,693 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $322,924,000 | 1,475 |
| Total liabilities | $297,586,000 | 1,442 |
| Total deposits | $274,552,000 | 1,436 |
| Interest-bearing deposits | $235,686,000 | 1,451 |
| Deposits held in domestic offices | $274,552,000 | 1,423 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $20,091,000 | 806 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,943,000 | 1,558 |
| Total equity capital | $25,338,000 | 1,774 |
| Total bank equity capital | $25,338,000 | 1,774 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $14,750,000 | 1,160 |
| Undivided profits | $9,588,000 | 2,694 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,894,000 | 1,585 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,468,000 | 1,524 |
| Earning assets | $304,898,000 | 1,431 |
| Long-term assets (5+ years) | $25,136,000 | 2,101 |
| Average Assets, year-to-date | $322,172,800 | 1,408 |
| Average Assets, quarterly | $323,414,500 | 1,450 |
| Volatile liabilities | $22,234,000 | 2,418 |
| Insider loans | $11,002,000 | 419 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $62,582,000 | 911 |
| Tier 1 (core) risk-based capital | $24,204,000 | 1,770 |
| Tier 2 risk-based capital | $2,278,560 | 1,405 |
| Total risk weighted assets | $181,519,660 | 1,576 |
| Total unused commitments | $62,582,000 | 916 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 121 | 1,637 |
| Assets and Liabilities | ||
| Total Assets: | $323,723,000 | 1,428 |
| Cash and due from depository institutions | $10,311,000 | 1,637 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $110,958,000 | 1,179 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $192,042,000 | 1,482 |
| Loan loss allowance | $2,975,000 | 1,408 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,890,000 | 2,559 |
| Other real estate owned | $0 | 1,637 |
| Goodwill and other intangibles | $628,000 | 1,317 |
| All other assets | $6,894,000 | 1,276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $323,723,000 | 1,428 |
| Total liabilities | $301,699,000 | 1,404 |
| Total deposits | $279,287,000 | 1,362 |
| Interest-bearing deposits | $239,659,000 | 1,372 |
| Deposits held in domestic offices | $279,287,000 | 1,353 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $19,992,000 | 881 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,420,000 | 1,560 |
| Total equity capital | $22,024,000 | 1,871 |
| Total bank equity capital | $22,024,000 | 1,871 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $14,750,000 | 1,092 |
| Undivided profits | $6,274,000 | 3,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,926,000 | 1,584 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,351,000 | 1,441 |
| Earning assets | $303,000,000 | 1,394 |
| Long-term assets (5+ years) | $22,585,000 | 2,309 |
| Average Assets, year-to-date | $327,213,000 | 1,379 |
| Average Assets, quarterly | $324,278,000 | 1,415 |
| Volatile liabilities | $22,806,000 | 2,274 |
| Insider loans | $12,815,000 | 346 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $57,940,000 | 894 |
| Tier 1 (core) risk-based capital | $23,368,000 | 1,777 |
| Tier 2 risk-based capital | $2,144,830 | 1,486 |
| Total risk weighted assets | $170,756,530 | 1,634 |
| Total unused commitments | $57,940,000 | 903 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 126 | 1,655 |
| Assets and Liabilities | ||
| Total Assets: | $335,537,000 | 1,406 |
| Cash and due from depository institutions | $15,210,000 | 1,655 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $125,812,000 | 1,094 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $185,032,000 | 1,491 |
| Loan loss allowance | $2,883,000 | 1,520 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,219,000 | 2,277 |
| Other real estate owned | $0 | 1,655 |
| Goodwill and other intangibles | $1,026,000 | 995 |
| All other assets | $5,238,000 | 1,530 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $335,537,000 | 1,406 |
| Total liabilities | $311,937,000 | 1,386 |
| Total deposits | $292,060,000 | 1,369 |
| Interest-bearing deposits | $256,313,000 | 1,341 |
| Deposits held in domestic offices | $292,060,000 | 1,358 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $17,543,000 | 802 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,334,000 | 1,599 |
| Total equity capital | $23,600,000 | 1,733 |
| Total bank equity capital | $23,600,000 | 1,733 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $14,750,000 | 1,041 |
| Undivided profits | $7,850,000 | 2,982 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,603,000 | 1,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,040,000 | 1,666 |
| Earning assets | $310,844,000 | 1,383 |
| Long-term assets (5+ years) | $11,918,000 | 3,896 |
| Average Assets, year-to-date | $338,362,200 | 1,368 |
| Average Assets, quarterly | $336,297,000 | 1,398 |
| Volatile liabilities | $20,098,000 | 2,394 |
| Insider loans | $12,803,000 | 343 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $71,217,000 | 764 |
| Tier 1 (core) risk-based capital | $22,574,000 | 1,758 |
| Tier 2 risk-based capital | $2,095,310 | 1,508 |
| Total risk weighted assets | $166,836,810 | 1,651 |
| Total unused commitments | $71,217,000 | 785 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 124 | 1,747 |
| Assets and Liabilities | ||
| Total Assets: | $338,042,000 | 1,452 |
| Cash and due from depository institutions | $9,900,000 | 1,747 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $142,469,000 | 944 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $175,632,000 | 1,595 |
| Loan loss allowance | $2,772,000 | 1,630 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,458,000 | 2,138 |
| Other real estate owned | $104,000 | 1,747 |
| Goodwill and other intangibles | $1,424,000 | 845 |
| All other assets | $5,055,000 | 1,633 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $338,042,000 | 1,452 |
| Total liabilities | $315,902,000 | 1,435 |
| Total deposits | $303,186,000 | 1,387 |
| Interest-bearing deposits | $269,958,000 | 1,356 |
| Deposits held in domestic offices | $303,186,000 | 1,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,169,000 | 992 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,547,000 | 1,551 |
| Total equity capital | $22,140,000 | 1,752 |
| Total bank equity capital | $22,140,000 | 1,752 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $14,750,000 | 1,005 |
| Undivided profits | $6,390,000 | 3,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,562,000 | 1,884 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,239,000 | 1,549 |
| Earning assets | $318,101,000 | 1,411 |
| Long-term assets (5+ years) | $1,783,000 | 9,212 |
| Average Assets, year-to-date | $337,349,800 | 1,436 |
| Average Assets, quarterly | $336,348,500 | 1,453 |
| Volatile liabilities | $12,705,000 | 3,422 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $65,379,000 | 796 |
| Tier 1 (core) risk-based capital | $20,716,000 | 1,833 |
| Tier 2 risk-based capital | $1,908,940 | 1,666 |
| Total risk weighted assets | $151,851,940 | 1,865 |
| Total unused commitments | $65,379,000 | 809 |
| Derivatives | $0 | 651 |