Home > Commerce Bank of San Luis Obispo > Income and Expense
Commerce Bank of San Luis Obispo, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,113,000 | 3,577 |
| Total interest expense | $3,044,000 | 4,695 |
| Net interest income | $6,069,000 | 2,927 |
| Provision for loan and lease losses | $825,000 | 1,100 |
| Total noninterest income | $1,277,000 | 2,578 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,745 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $924,000 | 1,905 |
| Total noninterest expense | $5,011,000 | 2,713 |
| Salaries and employee benefits | $2,248,000 | 2,959 |
| Premises and equipment expense | $556,000 | 3,432 |
| Additional noninterest expense | $2,207,000 | 2,219 |
| Pre-tax net operating income | $1,510,000 | 4,432 |
| Securities gains (losses) | $-108,000 | 11,517 |
| Applicable income taxes | $574,000 | 3,776 |
| Income before extraordinary items | $828,000 | 5,312 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $828,000 | 5,309 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $991,000 | 886 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $897,120 | 4,991 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,700,000 | 3,870 |
| Total interest expense | $2,556,000 | 4,556 |
| Net interest income | $5,144,000 | 3,464 |
| Provision for loan and lease losses | $410,000 | 1,789 |
| Total noninterest income | $1,155,000 | 2,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 4,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $832,000 | 2,086 |
| Total noninterest expense | $4,487,000 | 3,065 |
| Salaries and employee benefits | $2,276,000 | 2,913 |
| Premises and equipment expense | $552,000 | 3,506 |
| Additional noninterest expense | $1,659,000 | 3,033 |
| Pre-tax net operating income | $1,402,000 | 4,672 |
| Securities gains (losses) | $-97,000 | 11,509 |
| Applicable income taxes | $493,000 | 4,102 |
| Income before extraordinary items | $812,000 | 5,306 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $812,000 | 5,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $340,000 | 1,758 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $874,080 | 5,076 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,098,000 | 4,262 |
| Total interest expense | $2,530,000 | 4,755 |
| Net interest income | $4,568,000 | 3,875 |
| Provision for loan and lease losses | $480,000 | 2,158 |
| Total noninterest income | $1,550,000 | 2,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $315,000 | 4,240 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,235,000 | 1,781 |
| Total noninterest expense | $4,295,000 | 3,264 |
| Salaries and employee benefits | $2,095,000 | 3,131 |
| Premises and equipment expense | $513,000 | 3,773 |
| Additional noninterest expense | $1,687,000 | 3,161 |
| Pre-tax net operating income | $1,343,000 | 4,750 |
| Securities gains (losses) | $12,000 | 5,266 |
| Applicable income taxes | $519,000 | 4,053 |
| Income before extraordinary items | $836,000 | 5,381 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $836,000 | 5,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 2,449 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $828,320 | 5,175 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,205,000 | 4,709 |
| Total interest expense | $2,918,000 | 5,275 |
| Net interest income | $4,287,000 | 4,185 |
| Provision for loan and lease losses | $160,000 | 5,897 |
| Total noninterest income | $873,000 | 3,715 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $283,000 | 4,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $590,000 | 2,848 |
| Total noninterest expense | $4,009,000 | 3,499 |
| Salaries and employee benefits | $2,062,000 | 3,133 |
| Premises and equipment expense | $529,000 | 3,784 |
| Additional noninterest expense | $1,418,000 | 3,760 |
| Pre-tax net operating income | $991,000 | 5,661 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $403,000 | 4,769 |
| Income before extraordinary items | $588,000 | 6,653 |
| Extraordinary gains, net | $30,000 | 1,127 |
| Net income | $618,000 | 6,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 4,924 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $588,000 | 6,297 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.