Home > Commerce Bank of San Luis Obispo > Assets and Liabilities
Commerce Bank of San Luis Obispo, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $102,882,000 | 4,313 |
| Cash and due from depository institutions | $6,842,000 | 3,248 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,908,000 | 6,002 |
| Federal funds sold & reverse repurchase agreements | $9,750,000 | 1,493 |
| Net loans & leases | $64,568,000 | 4,009 |
| Loan loss allowance | $919,000 | 3,799 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,774,000 | 4,127 |
| Other real estate owned | $370,000 | 3,248 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,670,000 | 4,250 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $102,882,000 | 4,313 |
| Total liabilities | $93,880,000 | 4,248 |
| Total deposits | $93,685,000 | 4,056 |
| Interest-bearing deposits | $76,564,000 | 4,258 |
| Deposits held in domestic offices | $93,685,000 | 4,046 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $195,000 | 9,770 |
| Total equity capital | $9,002,000 | 4,736 |
| Total bank equity capital | $9,002,000 | 4,736 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,500,000 | 2,568 |
| Surplus | $2,000,000 | 5,494 |
| Undivided profits | $5,502,000 | 4,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $943,000 | 2,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $169,000 | 667 |
| Income earned, not collected on loans | $411,000 | 5,650 |
| Earning assets | $92,226,000 | 4,403 |
| Long-term assets (5+ years) | $3,725,000 | 6,538 |
| Average Assets, year-to-date | $99,617,600 | 4,262 |
| Average Assets, quarterly | $101,973,000 | 4,296 |
| Volatile liabilities | $8,352,000 | 5,147 |
| Insider loans | $1,704,000 | 2,484 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $19,851,000 | 2,008 |
| Tier 1 (core) risk-based capital | $8,996,000 | 4,610 |
| Tier 2 risk-based capital | $919,000 | 3,149 |
| Total risk weighted assets | $74,289,000 | 3,554 |
| Total unused commitments | $19,851,000 | 2,018 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 67 | 3,011 |
| Assets and Liabilities | ||
| Total Assets: | $98,425,000 | 4,435 |
| Cash and due from depository institutions | $5,061,000 | 3,011 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $27,615,000 | 4,579 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 4,965 |
| Net loans & leases | $59,608,000 | 4,218 |
| Loan loss allowance | $1,085,000 | 3,338 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,897,000 | 3,830 |
| Other real estate owned | $1,409,000 | 3,011 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,585,000 | 4,706 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,425,000 | 4,435 |
| Total liabilities | $90,459,000 | 4,382 |
| Total deposits | $90,046,000 | 4,169 |
| Interest-bearing deposits | $75,254,000 | 4,289 |
| Deposits held in domestic offices | $90,046,000 | 4,159 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $413,000 | 5,953 |
| Total equity capital | $7,966,000 | 4,942 |
| Total bank equity capital | $7,966,000 | 4,942 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,500,000 | 2,652 |
| Surplus | $2,000,000 | 5,488 |
| Undivided profits | $4,466,000 | 4,578 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,423,000 | 2,036 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $379,000 | 5,432 |
| Earning assets | $88,473,000 | 4,508 |
| Long-term assets (5+ years) | $5,099,000 | 5,948 |
| Average Assets, year-to-date | $97,163,000 | 4,391 |
| Average Assets, quarterly | $99,225,500 | 4,368 |
| Volatile liabilities | $6,786,000 | 5,661 |
| Insider loans | $1,888,000 | 2,190 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,278,000 | 2,438 |
| Tier 1 (core) risk-based capital | $8,268,000 | 4,864 |
| Tier 2 risk-based capital | $860,950 | 3,326 |
| Total risk weighted assets | $68,651,750 | 3,726 |
| Total unused commitments | $14,278,000 | 2,449 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 60 | 3,482 |
| Assets and Liabilities | ||
| Total Assets: | $93,732,000 | 4,738 |
| Cash and due from depository institutions | $3,021,000 | 3,482 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $18,665,000 | 6,441 |
| Federal funds sold & reverse repurchase agreements | $3,750,000 | 3,643 |
| Net loans & leases | $64,124,000 | 3,902 |
| Loan loss allowance | $1,015,000 | 3,635 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,402,000 | 3,044 |
| Other real estate owned | $648,000 | 3,482 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,122,000 | 5,584 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $93,732,000 | 4,738 |
| Total liabilities | $86,276,000 | 4,675 |
| Total deposits | $79,552,000 | 4,803 |
| Interest-bearing deposits | $66,841,000 | 4,945 |
| Deposits held in domestic offices | $79,552,000 | 4,796 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,318,000 | 1,349 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $406,000 | 6,220 |
| Total equity capital | $7,456,000 | 5,307 |
| Total bank equity capital | $7,456,000 | 5,307 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,500,000 | 2,712 |
| Surplus | $2,000,000 | 5,469 |
| Undivided profits | $3,956,000 | 5,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $173,000 | 7,943 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $287,000 | 6,308 |
| Earning assets | $86,539,000 | 4,713 |
| Long-term assets (5+ years) | $2,384,000 | 8,373 |
| Average Assets, year-to-date | $92,731,000 | 4,666 |
| Average Assets, quarterly | $93,730,500 | 4,689 |
| Volatile liabilities | $14,027,000 | 3,165 |
| Insider loans | $1,782,000 | 2,295 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $6,318,000 | 438 |
| Unused loan commitments | $14,794,000 | 2,344 |
| Tier 1 (core) risk-based capital | $7,456,000 | 5,227 |
| Tier 2 risk-based capital | $886,520 | 3,224 |
| Total risk weighted assets | $70,792,720 | 3,607 |
| Total unused commitments | $14,794,000 | 2,363 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 61 | 3,504 |
| Assets and Liabilities | ||
| Total Assets: | $90,532,000 | 4,950 |
| Cash and due from depository institutions | $4,432,000 | 3,504 |
| Interest-bearing balances | $200,000 | 6,016 |
| Securities | $17,453,000 | 6,675 |
| Federal funds sold & reverse repurchase agreements | $6,500,000 | 2,536 |
| Net loans & leases | $59,118,000 | 4,221 |
| Loan loss allowance | $840,000 | 4,317 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,584,000 | 4,446 |
| Other real estate owned | $415,000 | 3,504 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,030,000 | 6,204 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,532,000 | 4,950 |
| Total liabilities | $83,913,000 | 4,883 |
| Total deposits | $81,721,000 | 4,814 |
| Interest-bearing deposits | $69,265,000 | 4,922 |
| Deposits held in domestic offices | $81,721,000 | 4,806 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,862,000 | 2,030 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $330,000 | 7,754 |
| Total equity capital | $6,619,000 | 5,639 |
| Total bank equity capital | $6,619,000 | 5,639 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,500,000 | 2,815 |
| Surplus | $2,000,000 | 5,384 |
| Undivided profits | $3,119,000 | 5,813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $16,000 | 12,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $296,000 | 6,575 |
| Earning assets | $83,271,000 | 4,924 |
| Long-term assets (5+ years) | $3,356,000 | 7,698 |
| Average Assets, year-to-date | $87,617,000 | 4,980 |
| Average Assets, quarterly | $90,393,500 | 4,912 |
| Volatile liabilities | $9,363,000 | 4,325 |
| Insider loans | $7,000 | 9,040 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $386,000 | 948 |
| Unused loan commitments | $10,974,000 | 2,760 |
| Tier 1 (core) risk-based capital | $6,619,000 | 5,579 |
| Tier 2 risk-based capital | $819,770 | 3,453 |
| Total risk weighted assets | $65,561,470 | 3,922 |
| Total unused commitments | $10,974,000 | 2,773 |
| Derivatives | $0 | 651 |