Home > Commerce Bank of Lebanon > Income and Expense
Commerce Bank of Lebanon, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,196,000 | 4,447 |
| Total interest expense | $3,494,000 | 4,165 |
| Net interest income | $3,702,000 | 4,637 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $588,000 | 4,641 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $402,000 | 3,353 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $186,000 | 5,328 |
| Total noninterest expense | $2,034,000 | 5,912 |
| Salaries and employee benefits | $755,000 | 7,370 |
| Premises and equipment expense | $186,000 | 7,481 |
| Additional noninterest expense | $1,093,000 | 4,048 |
| Pre-tax net operating income | $2,256,000 | 3,142 |
| Securities gains (losses) | $15,000 | 2,090 |
| Applicable income taxes | $858,000 | 2,710 |
| Income before extraordinary items | $1,413,000 | 3,424 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,413,000 | 3,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,002 |
| Cash dividends | $1,500,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,403,400 | 3,422 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,260,000 | 4,677 |
| Total interest expense | $2,682,000 | 4,363 |
| Net interest income | $3,578,000 | 4,851 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $532,000 | 5,057 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $365,000 | 3,697 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $167,000 | 5,866 |
| Total noninterest expense | $2,111,000 | 5,939 |
| Salaries and employee benefits | $730,000 | 7,673 |
| Premises and equipment expense | $192,000 | 7,613 |
| Additional noninterest expense | $1,189,000 | 4,087 |
| Pre-tax net operating income | $1,999,000 | 3,420 |
| Securities gains (losses) | $17,000 | 1,895 |
| Applicable income taxes | $763,000 | 2,891 |
| Income before extraordinary items | $1,253,000 | 3,703 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,253,000 | 3,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-39,000 | 11,735 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,242,120 | 3,769 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,289,000 | 4,762 |
| Total interest expense | $2,917,000 | 4,213 |
| Net interest income | $3,372,000 | 5,121 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $481,000 | 5,748 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $327,000 | 4,113 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $154,000 | 6,477 |
| Total noninterest expense | $1,946,000 | 6,478 |
| Salaries and employee benefits | $694,000 | 8,035 |
| Premises and equipment expense | $179,000 | 8,164 |
| Additional noninterest expense | $1,073,000 | 4,638 |
| Pre-tax net operating income | $1,907,000 | 3,472 |
| Securities gains (losses) | $100,000 | 2,512 |
| Applicable income taxes | $751,000 | 2,904 |
| Income before extraordinary items | $1,256,000 | 3,840 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,256,000 | 3,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 12,272 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,192,000 | 3,837 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,731,000 | 4,989 |
| Total interest expense | $3,591,000 | 4,453 |
| Net interest income | $3,140,000 | 5,505 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $471,000 | 5,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 4,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $142,000 | 6,834 |
| Total noninterest expense | $1,908,000 | 6,634 |
| Salaries and employee benefits | $716,000 | 7,867 |
| Premises and equipment expense | $177,000 | 8,387 |
| Additional noninterest expense | $1,015,000 | 5,003 |
| Pre-tax net operating income | $1,703,000 | 3,619 |
| Securities gains (losses) | $273,000 | 1,622 |
| Applicable income taxes | $730,000 | 2,840 |
| Income before extraordinary items | $1,246,000 | 3,679 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,246,000 | 3,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-53,000 | 13,506 |
| Cash dividends | $1,000,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,071,280 | 3,923 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.