Home > Commerce Bank of Central Florida > Income and Expense
Commerce Bank of Central Florida, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 6,744 |
| Total interest expense | $1,563,000 | 6,702 |
| Net interest income | $2,402,000 | 6,658 |
| Provision for loan and lease losses | $163,000 | 3,436 |
| Total noninterest income | $357,000 | 6,584 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $149,000 | 6,229 |
| Total noninterest expense | $1,831,000 | 6,618 |
| Salaries and employee benefits | $815,000 | 7,125 |
| Premises and equipment expense | $401,000 | 4,575 |
| Additional noninterest expense | $615,000 | 6,926 |
| Pre-tax net operating income | $765,000 | 7,052 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $267,000 | 6,290 |
| Income before extraordinary items | $498,000 | 7,338 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $498,000 | 7,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,463 |
| Cash dividends | $50,000 | 7,903 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $498,000 | 7,362 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,614,000 | 7,381 |
| Total interest expense | $1,393,000 | 7,570 |
| Net interest income | $2,221,000 | 7,125 |
| Provision for loan and lease losses | $215,000 | 3,749 |
| Total noninterest income | $359,000 | 6,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 5,270 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 7,302 |
| Total noninterest expense | $1,664,000 | 7,310 |
| Salaries and employee benefits | $721,000 | 7,859 |
| Premises and equipment expense | $349,000 | 5,250 |
| Additional noninterest expense | $594,000 | 7,395 |
| Pre-tax net operating income | $701,000 | 7,359 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $251,000 | 6,774 |
| Income before extraordinary items | $450,000 | 7,972 |
| Extraordinary gains, net | $74,000 | 1,859 |
| Net income | $524,000 | 7,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,347 |
| Cash dividends | $50,000 | 7,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $450,000 | 7,711 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,507,000 | 8,173 |
| Total interest expense | $1,508,000 | 8,480 |
| Net interest income | $1,999,000 | 7,773 |
| Provision for loan and lease losses | $257,000 | 4,518 |
| Total noninterest income | $222,000 | 8,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,992 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 12,406 |
| Total noninterest expense | $1,409,000 | 8,253 |
| Salaries and employee benefits | $593,000 | 8,865 |
| Premises and equipment expense | $344,000 | 5,436 |
| Additional noninterest expense | $472,000 | 8,729 |
| Pre-tax net operating income | $555,000 | 8,029 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $214,000 | 7,296 |
| Income before extraordinary items | $341,000 | 8,811 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $341,000 | 8,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 4,954 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $341,000 | 8,446 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.