Home > Commerce Bank of Arizona > Income and Expense

Commerce Bank of Arizona, Income and Expense

2023-09-30 (YTD Data)		Rank
Total interest income	$15,711,000	1,794
Total interest expense	$3,183,000	2,099
Net interest income	$12,528,000	1,673
Provision for loan and lease losses	$0	3,085
Total noninterest income	$261,000	3,687
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$82,000	3,300
Trading account gains and fees	NA	NA
Additional Noninterest Income	$179,000	3,560
Total noninterest expense	$9,367,000	1,757
Salaries and employee benefits	$5,787,000	1,648
Premises and equipment expense	$1,010,000	1,662
Additional noninterest expense	$179,000	3,558
Pre-tax net operating income	$3,422,000	2,075
Securities gains (losses)	$-1,000	3,290
Applicable income taxes	$887,000	1,361
Income before extraordinary items	$2,534,000	2,247
Extraordinary gains, net	$0	52
Net income	$2,534,000	2,269
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,534,000	2,249
Net charge-offs	$-76,000	4,308
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$2,534,790	2,267
2023-06-30 (YTD Data)		Rank
Total interest income	$10,020,000	1,821
Total interest expense	$1,737,000	2,174
Net interest income	$8,283,000	1,704
Provision for loan and lease losses	$0	2,940
Total noninterest income	$172,000	3,706
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$54,000	3,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	3,568
Total noninterest expense	$6,288,000	1,741
Salaries and employee benefits	$3,898,000	1,632
Premises and equipment expense	$657,000	1,688
Additional noninterest expense	$118,000	3,553
Pre-tax net operating income	$2,167,000	2,156
Securities gains (losses)	$-1,000	3,583
Applicable income taxes	$561,000	1,413
Income before extraordinary items	$1,605,000	2,327
Extraordinary gains, net	$0	51
Net income	$1,605,000	2,354
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,605,000	2,327
Net charge-offs	$0	2,431
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,605,790	2,340
2023-03-31 (YTD Data)		Rank
Total interest income	$4,909,000	1,834
Total interest expense	$713,000	2,218
Net interest income	$4,196,000	1,702
Provision for loan and lease losses	$0	2,612
Total noninterest income	$93,000	3,650
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$26,000	3,350
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,000	3,482
Total noninterest expense	$3,106,000	1,782
Salaries and employee benefits	$2,013,000	1,630
Premises and equipment expense	$304,000	1,820
Additional noninterest expense	$67,000	3,482
Pre-tax net operating income	$1,183,000	2,095
Securities gains (losses)	$-1,000	3,873
Applicable income taxes	$306,000	1,371
Income before extraordinary items	$876,000	2,266
Extraordinary gains, net	$0	4
Net income	$876,000	2,266
Minority interest net income	$0	48
Net income of bank and minority interests.	$876,000	2,266
Net charge-offs	$0	2,062
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$876,790	2,301
2022-12-31 (YTD Data)		Rank
Total interest income	$15,751,000	1,876
Total interest expense	$650,000	2,934
Net interest income	$15,101,000	1,784
Provision for loan and lease losses	$37,000	2,636
Total noninterest income	$802,000	3,047
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$112,000	3,341
Trading account gains and fees	NA	NA
Additional Noninterest Income	$690,000	2,733
Total noninterest expense	$10,946,000	1,885
Salaries and employee benefits	$6,560,000	1,830
Premises and equipment expense	$1,383,000	1,621
Additional noninterest expense	$690,000	2,733
Pre-tax net operating income	$4,920,000	2,058
Securities gains (losses)	$0	691
Applicable income taxes	$1,274,000	1,380
Income before extraordinary items	$3,646,000	2,230
Extraordinary gains, net	$0	5
Net income	$3,646,000	2,229
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,646,000	2,229
Net charge-offs	$-359,000	4,549
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$3,646,000	2,256
2022-09-30 (YTD Data)		Rank
Total interest income	$11,047,000	1,918
Total interest expense	$352,000	3,101
Net interest income	$10,695,000	1,835
Provision for loan and lease losses	$37,000	2,395
Total noninterest income	$645,000	3,017
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$88,000	3,320
Trading account gains and fees	NA	NA
Additional Noninterest Income	$557,000	2,688
Total noninterest expense	$7,914,000	1,928
Salaries and employee benefits	$4,631,000	1,905
Premises and equipment expense	$1,097,000	1,567
Additional noninterest expense	$557,000	2,688
Pre-tax net operating income	$3,389,000	2,138
Securities gains (losses)	$0	740
Applicable income taxes	$878,000	1,436
Income before extraordinary items	$2,511,000	2,291
Extraordinary gains, net	$0	4
Net income	$2,511,000	2,290
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,511,000	2,290
Net charge-offs	$-346,000	4,580
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,511,000	2,328
2022-06-30 (YTD Data)		Rank
Total interest income	$6,914,000	1,964
Total interest expense	$228,000	3,047
Net interest income	$6,686,000	1,876
Provision for loan and lease losses	$37,000	2,032
Total noninterest income	$539,000	2,750
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$60,000	3,316
Trading account gains and fees	NA	NA
Additional Noninterest Income	$479,000	2,438
Total noninterest expense	$5,218,000	1,932
Salaries and employee benefits	$3,053,000	1,916
Premises and equipment expense	$787,000	1,489
Additional noninterest expense	$1,378,000	2,113
Pre-tax net operating income	$1,970,000	2,212
Securities gains (losses)	$0	687
Applicable income taxes	$510,000	1,473
Income before extraordinary items	$1,460,000	2,386
Extraordinary gains, net	$0	4
Net income	$1,460,000	2,386
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,460,000	2,386
Net charge-offs	$-345,000	4,649
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,460,000	2,420
2022-03-31 (YTD Data)		Rank
Total interest income	$3,307,000	1,985
Total interest expense	$114,000	3,011
Net interest income	$3,193,000	1,906
Provision for loan and lease losses	$37,000	1,497
Total noninterest income	$452,000	2,165
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$30,000	3,296
Trading account gains and fees	NA	NA
Additional Noninterest Income	$422,000	1,863
Total noninterest expense	$2,694,000	1,888
Salaries and employee benefits	$1,576,000	1,867
Premises and equipment expense	$425,000	1,400
Additional noninterest expense	$693,000	2,108
Pre-tax net operating income	$914,000	2,214
Securities gains (losses)	$0	623
Applicable income taxes	$237,000	1,484
Income before extraordinary items	$677,000	2,400
Extraordinary gains, net	$0	4
Net income	$677,000	2,398
Minority interest net income	$0	50
Net income of bank and minority interests.	$677,000	2,400
Net charge-offs	$-74,000	4,484
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$677,000	2,424
2021-12-31 (YTD Data)		Rank
Total interest income	$14,122,000	1,954
Total interest expense	$732,000	2,653
Net interest income	$13,390,000	1,885
Provision for loan and lease losses	$494,000	1,073
Total noninterest income	$352,000	3,935
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$106,000	3,387
Trading account gains and fees	NA	NA
Additional Noninterest Income	$246,000	3,867
Total noninterest expense	$9,698,000	2,013
Salaries and employee benefits	$5,441,000	2,070
Premises and equipment expense	$1,342,000	1,664
Additional noninterest expense	$2,915,000	2,022
Pre-tax net operating income	$3,550,000	2,483
Securities gains (losses)	$2,000	1,964
Applicable income taxes	$920,000	1,662
Income before extraordinary items	$2,632,000	2,695
Extraordinary gains, net	$0	10
Net income	$2,632,000	2,696
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,632,000	2,696
Net charge-offs	$129,000	1,224
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,630,420	2,679
2021-09-30 (YTD Data)		Rank
Total interest income	$10,668,000	1,987
Total interest expense	$601,000	2,595
Net interest income	$10,067,000	1,911
Provision for loan and lease losses	$339,000	1,085
Total noninterest income	$228,000	4,080
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$77,000	3,441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$151,000	4,027
Total noninterest expense	$7,317,000	2,020
Salaries and employee benefits	$4,108,000	2,056
Premises and equipment expense	$1,009,000	1,685
Additional noninterest expense	$2,200,000	2,016
Pre-tax net operating income	$2,639,000	2,606
Securities gains (losses)	$2,000	1,903
Applicable income taxes	$550,000	1,913
Income before extraordinary items	$2,091,000	2,738
Extraordinary gains, net	$0	8
Net income	$2,091,000	2,738
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,091,000	2,738
Net charge-offs	$134,000	958
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,089,420	2,720
2021-06-30 (YTD Data)		Rank
Total interest income	$6,784,000	2,039
Total interest expense	$451,000	2,516
Net interest income	$6,333,000	1,973
Provision for loan and lease losses	$193,000	1,223
Total noninterest income	$154,000	4,090
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$50,000	3,442
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	4,021
Total noninterest expense	$4,909,000	1,999
Salaries and employee benefits	$2,764,000	2,035
Premises and equipment expense	$685,000	1,652
Additional noninterest expense	$1,460,000	2,012
Pre-tax net operating income	$1,385,000	2,871
Securities gains (losses)	$0	1,818
Applicable income taxes	$-165,000	4,919
Income before extraordinary items	$1,550,000	2,572
Extraordinary gains, net	$0	6
Net income	$1,550,000	2,571
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,550,000	2,572
Net charge-offs	$-22,000	4,093
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,550,000	2,542
2021-03-31 (YTD Data)		Rank
Total interest income	$3,485,000	1,987
Total interest expense	$254,000	2,422
Net interest income	$3,231,000	1,921
Provision for loan and lease losses	$0	2,741
Total noninterest income	$70,000	4,132
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$25,000	3,441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	4,073
Total noninterest expense	$2,484,000	1,975
Salaries and employee benefits	$1,364,000	2,043
Premises and equipment expense	$355,000	1,631
Additional noninterest expense	$765,000	1,893
Pre-tax net operating income	$817,000	2,641
Securities gains (losses)	$0	1,392
Applicable income taxes	$212,000	1,773
Income before extraordinary items	$605,000	2,899
Extraordinary gains, net	$0	3
Net income	$605,000	2,898
Minority interest net income	$0	55
Net income of bank and minority interests.	$605,000	2,899
Net charge-offs	$-17,000	4,270
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$605,000	2,858
2020-12-31 (YTD Data)		Rank
Total interest income	$12,858,000	2,118
Total interest expense	$1,333,000	2,551
Net interest income	$11,525,000	2,022
Provision for loan and lease losses	$-279,000	4,981
Total noninterest income	$-608,000	4,992
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$105,000	3,524
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-713,000	4,999
Total noninterest expense	$10,414,000	1,896
Salaries and employee benefits	$5,188,000	2,093
Premises and equipment expense	$1,796,000	1,307
Additional noninterest expense	$3,430,000	1,730
Pre-tax net operating income	$782,000	3,901
Securities gains (losses)	$168,000	1,120
Applicable income taxes	$-1,992,000	4,977
Income before extraordinary items	$2,942,000	2,333
Extraordinary gains, net	$0	4
Net income	$2,942,000	2,333
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,942,000	2,333
Net charge-offs	$-265,000	4,897
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,774,000	2,353
2020-09-30 (YTD Data)		Rank
Total interest income	$9,577,000	2,148
Total interest expense	$1,047,000	2,571
Net interest income	$8,530,000	2,037
Provision for loan and lease losses	$-279,000	5,019
Total noninterest income	$-501,000	5,022
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$80,000	3,528
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-581,000	5,030
Total noninterest expense	$7,095,000	2,013
Salaries and employee benefits	$3,880,000	2,081
Premises and equipment expense	$964,000	1,714
Additional noninterest expense	$2,251,000	1,897
Pre-tax net operating income	$1,213,000	3,226
Securities gains (losses)	$168,000	977
Applicable income taxes	$0	3,696
Income before extraordinary items	$1,381,000	2,939
Extraordinary gains, net	$0	4
Net income	$1,381,000	2,938
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,381,000	2,939
Net charge-offs	$-306,000	4,954
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,213,000	3,062
2020-06-30 (YTD Data)		Rank
Total interest income	$6,375,000	2,170
Total interest expense	$721,000	2,614
Net interest income	$5,654,000	2,059
Provision for loan and lease losses	$-279,000	5,053
Total noninterest income	$-452,000	5,051
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$56,000	3,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-508,000	5,056
Total noninterest expense	$4,764,000	2,000
Salaries and employee benefits	$2,578,000	2,091
Premises and equipment expense	$629,000	1,729
Additional noninterest expense	$1,557,000	1,830
Pre-tax net operating income	$717,000	3,357
Securities gains (losses)	$168,000	768
Applicable income taxes	$0	3,655
Income before extraordinary items	$885,000	2,967
Extraordinary gains, net	$0	4
Net income	$885,000	2,966
Minority interest net income	$0	65
Net income of bank and minority interests.	$885,000	2,967
Net charge-offs	$-301,000	5,010
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$717,000	3,191
2020-03-31 (YTD Data)		Rank
Total interest income	$2,826,000	2,363
Total interest expense	$396,000	2,626
Net interest income	$2,430,000	2,271
Provision for loan and lease losses	$-279,000	5,101
Total noninterest income	$8,000	4,978
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$31,000	3,610
Trading account gains and fees	NA	NA
Additional Noninterest Income	$-23,000	5,072
Total noninterest expense	$2,404,000	2,009
Salaries and employee benefits	$1,289,000	2,102
Premises and equipment expense	$313,000	1,764
Additional noninterest expense	$802,000	1,818
Pre-tax net operating income	$313,000	3,357
Securities gains (losses)	$121,000	540
Applicable income taxes	$0	3,513
Income before extraordinary items	$434,000	2,808
Extraordinary gains, net	$0	4
Net income	$434,000	2,807
Minority interest net income	$0	56
Net income of bank and minority interests.	$434,000	2,809
Net charge-offs	$-288,000	5,062
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$313,000	3,208
2019-12-31 (YTD Data)		Rank
Total interest income	$11,804,000	2,314
Total interest expense	$1,683,000	2,602
Net interest income	$10,121,000	2,222
Provision for loan and lease losses	$-153,000	5,016
Total noninterest income	$498,000	3,681
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$116,000	3,788
Trading account gains and fees	NA	NA
Additional Noninterest Income	$382,000	3,319
Total noninterest expense	$8,621,000	2,137
Salaries and employee benefits	$4,492,000	2,256
Premises and equipment expense	$1,218,000	1,779
Additional noninterest expense	$2,911,000	1,973
Pre-tax net operating income	$2,151,000	2,936
Securities gains (losses)	$-2,000	4,594
Applicable income taxes	$0	3,859
Income before extraordinary items	$2,149,000	2,791
Extraordinary gains, net	$0	11
Net income	$2,149,000	2,792
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,149,000	2,793
Net charge-offs	$-263,000	5,027
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,151,000	2,760
2019-09-30 (YTD Data)		Rank
Total interest income	$8,835,000	2,347
Total interest expense	$1,247,000	2,644
Net interest income	$7,588,000	2,251
Provision for loan and lease losses	$-79,000	5,096
Total noninterest income	$359,000	3,759
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$86,000	3,851
Trading account gains and fees	NA	NA
Additional Noninterest Income	$273,000	3,395
Total noninterest expense	$6,379,000	2,157
Salaries and employee benefits	$3,332,000	2,282
Premises and equipment expense	$915,000	1,797
Additional noninterest expense	$2,132,000	2,019
Pre-tax net operating income	$1,647,000	2,985
Securities gains (losses)	$-5,000	4,797
Applicable income taxes	$0	3,902
Income before extraordinary items	$1,642,000	2,828
Extraordinary gains, net	$0	11
Net income	$1,642,000	2,829
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,642,000	2,829
Net charge-offs	$-165,000	5,055
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,647,000	2,792
2019-06-30 (YTD Data)		Rank
Total interest income	$5,880,000	2,350
Total interest expense	$785,000	2,693
Net interest income	$5,095,000	2,243
Provision for loan and lease losses	$0	3,685
Total noninterest income	$229,000	3,790
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$55,000	3,906
Trading account gains and fees	NA	NA
Additional Noninterest Income	$174,000	3,438
Total noninterest expense	$4,246,000	2,172
Salaries and employee benefits	$2,179,000	2,319
Premises and equipment expense	$596,000	1,828
Additional noninterest expense	$1,471,000	1,974
Pre-tax net operating income	$1,078,000	2,999
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$1,078,000	2,843
Extraordinary gains, net	$0	11
Net income	$1,078,000	2,842
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,078,000	2,842
Net charge-offs	$-61,000	4,961
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,078,000	2,817
2019-03-31 (YTD Data)		Rank
Total interest income	$2,818,000	2,417
Total interest expense	$322,000	2,931
Net interest income	$2,496,000	2,281
Provision for loan and lease losses	$0	3,406
Total noninterest income	$71,000	4,278
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$32,000	3,744
Trading account gains and fees	NA	NA
Additional Noninterest Income	$39,000	4,186
Total noninterest expense	$2,167,000	2,150
Salaries and employee benefits	$1,069,000	2,368
Premises and equipment expense	$310,000	1,794
Additional noninterest expense	$788,000	1,842
Pre-tax net operating income	$400,000	3,392
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$400,000	3,220
Extraordinary gains, net	$0	5
Net income	$400,000	3,218
Minority interest net income	$0	52
Net income of bank and minority interests.	$400,000	3,219
Net charge-offs	$-24,000	4,908
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$400,000	3,209
2018-12-31 (YTD Data)		Rank
Total interest income	$10,314,000	2,472
Total interest expense	$865,000	3,143
Net interest income	$9,449,000	2,348
Provision for loan and lease losses	$-300,000	5,258
Total noninterest income	$424,000	3,980
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$131,000	3,847
Trading account gains and fees	NA	NA
Additional Noninterest Income	$293,000	3,709
Total noninterest expense	$8,267,000	2,195
Salaries and employee benefits	$4,427,000	2,291
Premises and equipment expense	$1,259,000	1,750
Additional noninterest expense	$2,581,000	2,172
Pre-tax net operating income	$1,906,000	3,203
Securities gains (losses)	$0	1,125
Applicable income taxes	$-15,000	5,233
Income before extraordinary items	$1,921,000	2,990
Extraordinary gains, net	$0	6
Net income	$1,921,000	2,989
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,921,000	2,989
Net charge-offs	$-292,000	5,240
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,921,000	2,991
2018-09-30 (YTD Data)		Rank
Total interest income	$7,592,000	2,503
Total interest expense	$572,000	3,273
Net interest income	$7,020,000	2,374
Provision for loan and lease losses	$-300,000	5,346
Total noninterest income	$346,000	3,922
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$98,000	3,878
Trading account gains and fees	NA	NA
Additional Noninterest Income	$248,000	3,588
Total noninterest expense	$6,165,000	2,197
Salaries and employee benefits	$3,387,000	2,262
Premises and equipment expense	$931,000	1,781
Additional noninterest expense	$1,847,000	2,239
Pre-tax net operating income	$1,501,000	3,192
Securities gains (losses)	$0	1,118
Applicable income taxes	$-15,000	5,355
Income before extraordinary items	$1,516,000	2,973
Extraordinary gains, net	$0	5
Net income	$1,516,000	2,971
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,516,000	2,972
Net charge-offs	$-267,000	5,303
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,516,000	2,960
2018-06-30 (YTD Data)		Rank
Total interest income	$4,947,000	2,527
Total interest expense	$305,000	3,538
Net interest income	$4,642,000	2,378
Provision for loan and lease losses	$0	3,782
Total noninterest income	$235,000	3,910
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$62,000	3,961
Trading account gains and fees	NA	NA
Additional Noninterest Income	$173,000	3,561
Total noninterest expense	$3,780,000	2,348
Salaries and employee benefits	$1,947,000	2,512
Premises and equipment expense	$648,000	1,728
Additional noninterest expense	$1,185,000	2,315
Pre-tax net operating income	$1,097,000	3,024
Securities gains (losses)	$0	961
Applicable income taxes	$-15,000	5,405
Income before extraordinary items	$1,112,000	2,796
Extraordinary gains, net	$0	6
Net income	$1,112,000	2,795
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,112,000	2,795
Net charge-offs	$-112,000	5,228
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,112,000	2,791
2018-03-31 (YTD Data)		Rank
Total interest income	$2,243,000	2,712
Total interest expense	$138,000	3,642
Net interest income	$2,105,000	2,577
Provision for loan and lease losses	$0	3,508
Total noninterest income	$155,000	3,521
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$32,000	3,937
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	3,081
Total noninterest expense	$1,839,000	2,421
Salaries and employee benefits	$945,000	2,594
Premises and equipment expense	$328,000	1,735
Additional noninterest expense	$566,000	2,398
Pre-tax net operating income	$421,000	3,370
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$421,000	3,171
Extraordinary gains, net	$0	7
Net income	$421,000	3,171
Minority interest net income	$0	52
Net income of bank and minority interests.	$421,000	3,171
Net charge-offs	$-39,000	5,175
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$421,000	3,172
2017-12-31 (YTD Data)		Rank
Total interest income	$8,495,000	2,754
Total interest expense	$489,000	3,704
Net interest income	$8,006,000	2,638
Provision for loan and lease losses	$0	4,227
Total noninterest income	$536,000	3,850
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$121,000	4,130
Trading account gains and fees	NA	NA
Additional Noninterest Income	$415,000	3,408
Total noninterest expense	$7,527,000	2,378
Salaries and employee benefits	$3,690,000	2,607
Premises and equipment expense	$1,357,000	1,662
Additional noninterest expense	$2,480,000	2,274
Pre-tax net operating income	$1,015,000	4,050
Securities gains (losses)	$0	2,243
Applicable income taxes	$15,000	3,814
Income before extraordinary items	$1,000,000	3,720
Extraordinary gains, net	$0	9
Net income	$1,000,000	3,719
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,000,000	3,720
Net charge-offs	$-84,000	5,251
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$9,500,000	67
Net operating income	$1,000,000	3,707
2017-09-30 (YTD Data)		Rank
Total interest income	$6,262,000	2,798
Total interest expense	$363,000	3,734
Net interest income	$5,899,000	2,684
Provision for loan and lease losses	$0	4,088
Total noninterest income	$534,000	3,462
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$88,000	4,199
Trading account gains and fees	NA	NA
Additional Noninterest Income	$446,000	2,962
Total noninterest expense	$5,677,000	2,378
Salaries and employee benefits	$2,806,000	2,603
Premises and equipment expense	$1,023,000	1,657
Additional noninterest expense	$1,848,000	2,275
Pre-tax net operating income	$756,000	4,135
Securities gains (losses)	$0	2,274
Applicable income taxes	$11,000	3,858
Income before extraordinary items	$745,000	3,940
Extraordinary gains, net	$0	9
Net income	$745,000	3,939
Minority interest net income	$0	71
Net income of bank and minority interests.	$745,000	3,940
Net charge-offs	$-122,000	5,397
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$9,500,000	54
Net operating income	$745,000	3,923
2017-06-30 (YTD Data)		Rank
Total interest income	$4,075,000	2,830
Total interest expense	$242,000	3,711
Net interest income	$3,833,000	2,730
Provision for loan and lease losses	$0	3,871
Total noninterest income	$480,000	3,026
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$60,000	4,182
Trading account gains and fees	NA	NA
Additional Noninterest Income	$420,000	2,531
Total noninterest expense	$3,821,000	2,360
Salaries and employee benefits	$1,870,000	2,613
Premises and equipment expense	$683,000	1,658
Additional noninterest expense	$1,268,000	2,226
Pre-tax net operating income	$492,000	4,149
Securities gains (losses)	$0	1,906
Applicable income taxes	$8,000	3,870
Income before extraordinary items	$484,000	3,938
Extraordinary gains, net	$0	11
Net income	$484,000	3,937
Minority interest net income	$0	71
Net income of bank and minority interests.	$484,000	3,938
Net charge-offs	$-35,000	5,183
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$8,200,000	48
Net operating income	$484,000	3,922
2017-03-31 (YTD Data)		Rank
Total interest income	$2,026,000	2,840
Total interest expense	$122,000	3,695
Net interest income	$1,904,000	2,738
Provision for loan and lease losses	$0	3,537
Total noninterest income	$336,000	2,563
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$31,000	4,167
Trading account gains and fees	NA	NA
Additional Noninterest Income	$305,000	2,073
Total noninterest expense	$1,938,000	2,352
Salaries and employee benefits	$939,000	2,649
Premises and equipment expense	$349,000	1,641
Additional noninterest expense	$650,000	2,163
Pre-tax net operating income	$302,000	3,826
Securities gains (losses)	$0	1,153
Applicable income taxes	$0	4,086
Income before extraordinary items	$302,000	3,589
Extraordinary gains, net	$0	8
Net income	$302,000	3,588
Minority interest net income	$0	55
Net income of bank and minority interests.	$302,000	3,589
Net charge-offs	$-23,000	5,304
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$302,000	3,569
2016-12-31 (YTD Data)		Rank
Total interest income	$7,921,000	2,868
Total interest expense	$491,000	3,677
Net interest income	$7,430,000	2,764
Provision for loan and lease losses	$-400,000	5,707
Total noninterest income	$275,000	4,765
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$134,000	4,161
Trading account gains and fees	$0	170
Additional Noninterest Income	$141,000	4,703
Total noninterest expense	$7,569,000	2,399
Salaries and employee benefits	$3,639,000	2,674
Premises and equipment expense	$1,586,000	1,439
Additional noninterest expense	$2,344,000	2,437
Pre-tax net operating income	$536,000	4,759
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$536,000	4,645
Extraordinary gains, net	$0	5
Net income	$536,000	4,644
Minority interest net income	$0	82
Net income of bank and minority interests.	$536,000	4,644
Net charge-offs	$63,000	2,969
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$536,000	4,613
2016-09-30 (YTD Data)		Rank
Total interest income	$5,886,000	2,893
Total interest expense	$369,000	3,696
Net interest income	$5,517,000	2,790
Provision for loan and lease losses	$0	4,186
Total noninterest income	$174,000	4,970
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$100,000	4,196
Trading account gains and fees	$0	169
Additional Noninterest Income	$74,000	5,027
Total noninterest expense	$5,585,000	2,422
Salaries and employee benefits	$2,754,000	2,659
Premises and equipment expense	$1,080,000	1,585
Additional noninterest expense	$1,751,000	2,446
Pre-tax net operating income	$106,000	5,489
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$106,000	5,503
Extraordinary gains, net	$0	5
Net income	$106,000	5,502
Minority interest net income	$0	71
Net income of bank and minority interests.	$106,000	5,503
Net charge-offs	$52,000	2,565
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$106,000	5,461
2016-06-30 (YTD Data)		Rank
Total interest income	$3,854,000	2,940
Total interest expense	$248,000	3,695
Net interest income	$3,606,000	2,838
Provision for loan and lease losses	$0	4,017
Total noninterest income	$175,000	4,579
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$67,000	4,184
Trading account gains and fees	$0	157
Additional Noninterest Income	$108,000	4,357
Total noninterest expense	$3,728,000	2,444
Salaries and employee benefits	$1,832,000	2,675
Premises and equipment expense	$742,000	1,539
Additional noninterest expense	$1,154,000	2,472
Pre-tax net operating income	$53,000	5,627
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$53,000	5,641
Extraordinary gains, net	$0	16
Net income	$53,000	5,640
Minority interest net income	$0	71
Net income of bank and minority interests.	$53,000	5,641
Net charge-offs	$80,000	1,820
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$53,000	5,604
2016-03-31 (YTD Data)		Rank
Total interest income	$1,931,000	2,937
Total interest expense	$129,000	3,655
Net interest income	$1,802,000	2,835
Provision for loan and lease losses	$0	3,656
Total noninterest income	$95,000	4,458
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$34,000	4,152
Trading account gains and fees	$0	142
Additional Noninterest Income	$61,000	4,193
Total noninterest expense	$1,874,000	2,445
Salaries and employee benefits	$926,000	2,651
Premises and equipment expense	$363,000	1,579
Additional noninterest expense	$585,000	2,447
Pre-tax net operating income	$23,000	5,663
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$23,000	5,684
Extraordinary gains, net	$0	12
Net income	$23,000	5,683
Minority interest net income	$0	62
Net income of bank and minority interests.	$23,000	5,683
Net charge-offs	$50,000	1,427
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$23,000	5,641
2015-12-31 (YTD Data)		Rank
Total interest income	$7,958,000	2,848
Total interest expense	$539,000	3,591
Net interest income	$7,419,000	2,748
Provision for loan and lease losses	$-370,000	5,902
Total noninterest income	$106,000	5,661
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$171,000	3,942
Trading account gains and fees	$0	159
Additional Noninterest Income	$-65,000	6,111
Total noninterest expense	$8,179,000	2,249
Salaries and employee benefits	$3,731,000	2,615
Premises and equipment expense	$1,568,000	1,471
Additional noninterest expense	$2,880,000	2,083
Pre-tax net operating income	$-284,000	5,995
Securities gains (losses)	$13,000	2,458
Applicable income taxes	$0	4,402
Income before extraordinary items	$-271,000	6,007
Extraordinary gains, net	$0	23
Net income	$-271,000	6,008
Minority interest net income	$0	81
Net income of bank and minority interests.	$-271,000	6,008
Net charge-offs	$-304,000	5,934
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$2,700,000	130
Net operating income	$-284,000	5,999
2015-09-30 (YTD Data)		Rank
Total interest income	$5,764,000	2,936
Total interest expense	$394,000	3,686
Net interest income	$5,370,000	2,839
Provision for loan and lease losses	$0	4,232
Total noninterest income	$19,000	6,114
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$130,000	3,959
Trading account gains and fees	$0	153
Additional Noninterest Income	$-111,000	6,218
Total noninterest expense	$6,295,000	2,200
Salaries and employee benefits	$2,836,000	2,597
Premises and equipment expense	$1,197,000	1,453
Additional noninterest expense	$2,262,000	1,986
Pre-tax net operating income	$-906,000	6,194
Securities gains (losses)	$0	3,031
Applicable income taxes	$0	4,489
Income before extraordinary items	$-906,000	6,197
Extraordinary gains, net	$0	21
Net income	$-906,000	6,197
Minority interest net income	$0	78
Net income of bank and minority interests.	$-906,000	6,197
Net charge-offs	$-93,000	5,786
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$2,700,000	93
Net operating income	$-906,000	6,194
2015-06-30 (YTD Data)		Rank
Total interest income	$3,749,000	2,987
Total interest expense	$253,000	3,780
Net interest income	$3,496,000	2,882
Provision for loan and lease losses	$0	4,069
Total noninterest income	$51,000	5,817
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$83,000	4,005
Trading account gains and fees	$0	157
Additional Noninterest Income	$-32,000	6,266
Total noninterest expense	$4,332,000	2,167
Salaries and employee benefits	$1,951,000	2,570
Premises and equipment expense	$815,000	1,440
Additional noninterest expense	$1,566,000	1,927
Pre-tax net operating income	$-785,000	6,277
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$-785,000	6,279
Extraordinary gains, net	$0	22
Net income	$-785,000	6,279
Minority interest net income	$0	75
Net income of bank and minority interests.	$-785,000	6,279
Net charge-offs	$-145,000	6,001
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$2,200,000	87
Net operating income	$-785,000	6,277
2015-03-31 (YTD Data)		Rank
Total interest income	$1,884,000	2,976
Total interest expense	$126,000	3,815
Net interest income	$1,758,000	2,873
Provision for loan and lease losses	$0	3,703
Total noninterest income	$-3,000	6,350
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$46,000	3,828
Trading account gains and fees	$0	152
Additional Noninterest Income	$-49,000	6,357
Total noninterest expense	$2,310,000	2,044
Salaries and employee benefits	$984,000	2,562
Premises and equipment expense	$419,000	1,426
Additional noninterest expense	$907,000	1,663
Pre-tax net operating income	$-555,000	6,365
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$-555,000	6,366
Extraordinary gains, net	$0	13
Net income	$-555,000	6,367
Minority interest net income	$0	64
Net income of bank and minority interests.	$-555,000	6,367
Net charge-offs	$-125,000	6,162
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$-555,000	6,361
2014-12-31 (YTD Data)		Rank
Total interest income	$7,668,000	2,965
Total interest expense	$653,000	3,436
Net interest income	$7,015,000	2,885
Provision for loan and lease losses	$1,660,000	556
Total noninterest income	$640,000	3,878
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$228,000	3,703
Trading account gains and fees	$0	180
Additional Noninterest Income	$412,000	3,556
Total noninterest expense	$9,008,000	2,093
Salaries and employee benefits	$3,966,000	2,520
Premises and equipment expense	$1,885,000	1,273
Additional noninterest expense	$3,157,000	1,946
Pre-tax net operating income	$-3,013,000	6,460
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,000	4,463
Income before extraordinary items	$-3,014,000	6,455
Extraordinary gains, net	$0	17
Net income	$-3,014,000	6,454
Minority interest net income	$0	84
Net income of bank and minority interests.	$-3,014,000	6,454
Net charge-offs	$3,035,000	340
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-3,014,000	6,457
2014-09-30 (YTD Data)		Rank
Total interest income	$5,683,000	3,012
Total interest expense	$502,000	3,442
Net interest income	$5,181,000	2,949
Provision for loan and lease losses	$1,469,000	467
Total noninterest income	$371,000	4,333
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$170,000	3,759
Trading account gains and fees	$0	174
Additional Noninterest Income	$201,000	4,198
Total noninterest expense	$7,111,000	2,000
Salaries and employee benefits	$3,051,000	2,454
Premises and equipment expense	$1,443,000	1,255
Additional noninterest expense	$2,617,000	1,761
Pre-tax net operating income	$-3,028,000	6,559
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,000	4,504
Income before extraordinary items	$-3,029,000	6,551
Extraordinary gains, net	$0	15
Net income	$-3,029,000	6,550
Minority interest net income	$0	81
Net income of bank and minority interests.	$-3,029,000	6,550
Net charge-offs	$2,524,000	315
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$-3,029,000	6,554
2014-06-30 (YTD Data)		Rank
Total interest income	$3,778,000	3,025
Total interest expense	$342,000	3,438
Net interest income	$3,436,000	2,961
Provision for loan and lease losses	$39,000	3,210
Total noninterest income	$370,000	3,639
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$111,000	3,771
Trading account gains and fees	$0	172
Additional Noninterest Income	$259,000	3,239
Total noninterest expense	$5,273,000	1,803
Salaries and employee benefits	$2,073,000	2,418
Premises and equipment expense	$969,000	1,250
Additional noninterest expense	$2,231,000	1,428
Pre-tax net operating income	$-1,506,000	6,611
Securities gains (losses)	$0	2,580
Applicable income taxes	$1,000	4,472
Income before extraordinary items	$-1,507,000	6,613
Extraordinary gains, net	$0	20
Net income	$-1,507,000	6,613
Minority interest net income	$0	80
Net income of bank and minority interests.	$-1,507,000	6,613
Net charge-offs	$704,000	663
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$-1,507,000	6,611
2014-03-31 (YTD Data)		Rank
Total interest income	$1,909,000	3,023
Total interest expense	$177,000	3,418
Net interest income	$1,732,000	2,954
Provision for loan and lease losses	$0	3,817
Total noninterest income	$63,000	5,235
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$62,000	3,563
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,000	6,409
Total noninterest expense	$2,385,000	1,992
Salaries and employee benefits	$1,008,000	2,491
Premises and equipment expense	$507,000	1,225
Additional noninterest expense	$870,000	1,756
Pre-tax net operating income	$-590,000	6,647
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$-590,000	6,653
Extraordinary gains, net	$0	16
Net income	$-590,000	6,653
Minority interest net income	$0	66
Net income of bank and minority interests.	$-590,000	6,653
Net charge-offs	$-53,000	6,330
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$-590,000	6,652
2013-12-31 (YTD Data)		Rank
Total interest income	$9,376,000	2,576
Total interest expense	$883,000	3,224
Net interest income	$8,493,000	2,464
Provision for loan and lease losses	$6,784,000	222
Total noninterest income	$-583,000	6,781
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$356,000	3,057
Trading account gains and fees	$0	184
Additional Noninterest Income	$-939,000	6,779
Total noninterest expense	$10,182,000	1,865
Salaries and employee benefits	$3,727,000	2,652
Premises and equipment expense	$2,782,000	866
Additional noninterest expense	$3,673,000	1,736
Pre-tax net operating income	$-9,056,000	6,789
Securities gains (losses)	$0	3,182
Applicable income taxes	$-7,000	6,278
Income before extraordinary items	$-9,049,000	6,782
Extraordinary gains, net	$0	29
Net income	$-9,049,000	6,783
Minority interest net income	$0	90
Net income of bank and minority interests.	$-9,049,000	6,783
Net charge-offs	$6,303,000	275
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$21,000	782
Net operating income	$-9,049,000	6,781
2013-09-30 (YTD Data)		Rank
Total interest income	$7,273,000	2,511
Total interest expense	$683,000	3,227
Net interest income	$6,590,000	2,399
Provision for loan and lease losses	$1,784,000	553
Total noninterest income	$488,000	4,057
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$266,000	3,085
Trading account gains and fees	$0	180
Additional Noninterest Income	$222,000	4,186
Total noninterest expense	$7,140,000	1,986
Salaries and employee benefits	$2,911,000	2,546
Premises and equipment expense	$1,562,000	1,151
Additional noninterest expense	$2,667,000	1,780
Pre-tax net operating income	$-1,846,000	6,778
Securities gains (losses)	$0	3,040
Applicable income taxes	$-7,000	6,511
Income before extraordinary items	$-1,839,000	6,785
Extraordinary gains, net	$0	25
Net income	$-1,839,000	6,786
Minority interest net income	$0	84
Net income of bank and minority interests.	$-1,839,000	6,786
Net charge-offs	$1,485,000	744
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$20,000	708
Net operating income	$-1,839,000	6,777
2013-06-30 (YTD Data)		Rank
Total interest income	$5,002,000	2,428
Total interest expense	$463,000	3,252
Net interest income	$4,539,000	2,296
Provision for loan and lease losses	$1,150,000	606
Total noninterest income	$496,000	3,316
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$176,000	3,057
Trading account gains and fees	$0	157
Additional Noninterest Income	$320,000	3,116
Total noninterest expense	$4,747,000	1,998
Salaries and employee benefits	$1,997,000	2,501
Premises and equipment expense	$1,041,000	1,150
Additional noninterest expense	$1,709,000	1,846
Pre-tax net operating income	$-862,000	6,773
Securities gains (losses)	$0	2,791
Applicable income taxes	$-7,000	6,572
Income before extraordinary items	$-855,000	6,792
Extraordinary gains, net	$0	22
Net income	$-855,000	6,794
Minority interest net income	$0	82
Net income of bank and minority interests.	$-855,000	6,793
Net charge-offs	$977,000	777
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$13,000	681
Net operating income	$-855,000	6,776
2013-03-31 (YTD Data)		Rank
Total interest income	$2,418,000	2,524
Total interest expense	$232,000	3,334
Net interest income	$2,186,000	2,404
Provision for loan and lease losses	$1,005,000	386
Total noninterest income	$308,000	2,971
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$94,000	2,904
Trading account gains and fees	$0	148
Additional Noninterest Income	$214,000	2,685
Total noninterest expense	$2,345,000	2,041
Salaries and employee benefits	$1,006,000	2,506
Premises and equipment expense	$523,000	1,163
Additional noninterest expense	$816,000	1,923
Pre-tax net operating income	$-856,000	6,926
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$-856,000	6,931
Extraordinary gains, net	$0	10
Net income	$-856,000	6,932
Minority interest net income	$0	76
Net income of bank and minority interests.	$-856,000	6,932
Net charge-offs	$495,000	778
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$7,000	626
Net operating income	$-856,000	6,921
2012-12-31 (YTD Data)		Rank
Total interest income	$10,337,000	2,490
Total interest expense	$1,308,000	3,007
Net interest income	$9,029,000	2,382
Provision for loan and lease losses	$3,489,000	683
Total noninterest income	$-524,000	6,993
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$427,000	2,794
Trading account gains and fees	$0	166
Additional Noninterest Income	$-951,000	6,997
Total noninterest expense	$9,287,000	2,056
Salaries and employee benefits	$4,369,000	2,264
Premises and equipment expense	$2,094,000	1,131
Additional noninterest expense	$2,824,000	2,294
Pre-tax net operating income	$-4,271,000	6,941
Securities gains (losses)	$37,000	2,896
Applicable income taxes	$-1,296,000	6,982
Income before extraordinary items	$-2,938,000	6,891
Extraordinary gains, net	$0	29
Net income	$-2,938,000	6,890
Minority interest net income	$0	93
Net income of bank and minority interests.	$-2,938,000	6,890
Net charge-offs	$1,856,000	1,228
Cash dividends	$64,000	4,128
Sale, conversion, retirement of capital stock, net	$714,000	261
Net operating income	$-2,963,530	6,873
2012-09-30 (YTD Data)		Rank
Total interest income	$7,828,000	2,515
Total interest expense	$1,093,000	2,879
Net interest income	$6,735,000	2,433
Provision for loan and lease losses	$3,093,000	610
Total noninterest income	$-295,000	7,077
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$315,000	2,863
Trading account gains and fees	$0	157
Additional Noninterest Income	$-610,000	7,097
Total noninterest expense	$7,043,000	2,038
Salaries and employee benefits	$3,354,000	2,218
Premises and equipment expense	$1,571,000	1,134
Additional noninterest expense	$2,118,000	2,293
Pre-tax net operating income	$-3,696,000	7,058
Securities gains (losses)	$37,000	2,600
Applicable income taxes	$-1,420,000	7,112
Income before extraordinary items	$-2,239,000	7,009
Extraordinary gains, net	$0	20
Net income	$-2,239,000	7,006
Minority interest net income	$0	86
Net income of bank and minority interests.	$-2,239,000	7,008
Net charge-offs	$1,852,000	971
Cash dividends	$64,000	3,494
Sale, conversion, retirement of capital stock, net	$702,000	200
Net operating income	$-2,262,680	6,996
2012-06-30 (YTD Data)		Rank
Total interest income	$5,274,000	2,506
Total interest expense	$843,000	2,655
Net interest income	$4,431,000	2,463
Provision for loan and lease losses	$2,792,000	484
Total noninterest income	$8,000	6,931
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$180,000	3,174
Trading account gains and fees	$0	153
Additional Noninterest Income	$-172,000	7,057
Total noninterest expense	$4,759,000	2,010
Salaries and employee benefits	$2,293,000	2,175
Premises and equipment expense	$1,044,000	1,140
Additional noninterest expense	$1,422,000	2,276
Pre-tax net operating income	$-3,112,000	7,146
Securities gains (losses)	$37,000	2,229
Applicable income taxes	$-1,192,000	7,174
Income before extraordinary items	$-1,883,000	7,100
Extraordinary gains, net	$0	19
Net income	$-1,883,000	7,099
Minority interest net income	$0	84
Net income of bank and minority interests.	$-1,883,000	7,100
Net charge-offs	$1,144,000	1,034
Cash dividends	$64,000	3,232
Sale, conversion, retirement of capital stock, net	$689,000	145
Net operating income	$-1,906,680	7,089
2012-03-31 (YTD Data)		Rank
Total interest income	$2,713,000	2,468
Total interest expense	$460,000	2,560
Net interest income	$2,253,000	2,427
Provision for loan and lease losses	$1,787,000	403
Total noninterest income	$176,000	3,910
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$90,000	3,159
Trading account gains and fees	$0	148
Additional Noninterest Income	$86,000	3,919
Total noninterest expense	$2,366,000	2,019
Salaries and employee benefits	$1,156,000	2,162
Premises and equipment expense	$523,000	1,145
Additional noninterest expense	$687,000	2,328
Pre-tax net operating income	$-1,724,000	7,226
Securities gains (losses)	$37,000	1,357
Applicable income taxes	$-688,000	7,260
Income before extraordinary items	$-999,000	7,170
Extraordinary gains, net	$0	19
Net income	$-999,000	7,170
Minority interest net income	$0	78
Net income of bank and minority interests.	$-999,000	7,170
Net charge-offs	$456,000	1,159
Cash dividends	$39,000	2,511
Sale, conversion, retirement of capital stock, net	$13,000	567
Net operating income	$-1,022,680	7,163
2011-12-31 (YTD Data)		Rank
Total interest income	$12,414,000	2,252
Total interest expense	$2,570,000	2,248
Net interest income	$9,844,000	2,217
Provision for loan and lease losses	$3,411,000	1,071
Total noninterest income	$711,000	3,752
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$420,000	2,928
Trading account gains and fees	$0	146
Additional Noninterest Income	$291,000	3,915
Total noninterest expense	$9,812,000	1,941
Salaries and employee benefits	$4,677,000	2,073
Premises and equipment expense	$2,098,000	1,192
Additional noninterest expense	$3,037,000	2,183
Pre-tax net operating income	$-2,668,000	6,885
Securities gains (losses)	$-1,000	6,712
Applicable income taxes	$-1,042,000	7,177
Income before extraordinary items	$-1,627,000	6,779
Extraordinary gains, net	$0	29
Net income	$-1,627,000	6,779
Minority interest net income	$0	96
Net income of bank and minority interests.	$-1,627,000	6,779
Net charge-offs	$4,167,000	928
Cash dividends	$228,000	3,241
Sale, conversion, retirement of capital stock, net	$65,000	753
Net operating income	$-1,626,360	6,752
2011-09-30 (YTD Data)		Rank
Total interest income	$9,468,000	2,240
Total interest expense	$2,006,000	2,243
Net interest income	$7,462,000	2,210
Provision for loan and lease losses	$1,187,000	1,761
Total noninterest income	$621,000	3,454
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$316,000	2,929
Trading account gains and fees	$0	145
Additional Noninterest Income	$305,000	3,437
Total noninterest expense	$7,418,000	1,935
Salaries and employee benefits	$3,470,000	2,091
Premises and equipment expense	$1,526,000	1,247
Additional noninterest expense	$2,422,000	2,058
Pre-tax net operating income	$-522,000	6,625
Securities gains (losses)	$-1,000	6,834
Applicable income taxes	$-210,000	7,095
Income before extraordinary items	$-313,000	6,585
Extraordinary gains, net	$0	21
Net income	$-313,000	6,586
Minority interest net income	$0	87
Net income of bank and minority interests.	$-313,000	6,586
Net charge-offs	$1,673,000	1,384
Cash dividends	$190,000	2,759
Sale, conversion, retirement of capital stock, net	$48,000	716
Net operating income	$-312,360	6,532
2011-06-30 (YTD Data)		Rank
Total interest income	$6,369,000	2,235
Total interest expense	$1,376,000	2,275
Net interest income	$4,993,000	2,199
Provision for loan and lease losses	$1,007,000	1,489
Total noninterest income	$485,000	3,177
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$220,000	2,825
Trading account gains and fees	$0	153
Additional Noninterest Income	$265,000	3,071
Total noninterest expense	$5,061,000	1,907
Salaries and employee benefits	$2,309,000	2,117
Premises and equipment expense	$993,000	1,290
Additional noninterest expense	$1,759,000	1,940
Pre-tax net operating income	$-590,000	6,826
Securities gains (losses)	$-1,000	6,874
Applicable income taxes	$-233,000	7,236
Income before extraordinary items	$-358,000	6,758
Extraordinary gains, net	$0	15
Net income	$-358,000	6,758
Minority interest net income	$0	89
Net income of bank and minority interests.	$-358,000	6,759
Net charge-offs	$1,520,000	1,108
Cash dividends	$100,000	2,767
Sale, conversion, retirement of capital stock, net	$31,000	658
Net operating income	$-357,360	6,734
2011-03-31 (YTD Data)		Rank
Total interest income	$3,151,000	2,268
Total interest expense	$705,000	2,301
Net interest income	$2,446,000	2,239
Provision for loan and lease losses	$163,000	2,672
Total noninterest income	$237,000	3,258
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$133,000	2,407
Trading account gains and fees	$0	158
Additional Noninterest Income	$104,000	3,509
Total noninterest expense	$2,442,000	1,981
Salaries and employee benefits	$1,144,000	2,152
Premises and equipment expense	$462,000	1,401
Additional noninterest expense	$836,000	2,026
Pre-tax net operating income	$78,000	5,399
Securities gains (losses)	$0	1,772
Applicable income taxes	$28,000	3,232
Income before extraordinary items	$50,000	5,709
Extraordinary gains, net	$0	9
Net income	$50,000	5,708
Minority interest net income	$0	86
Net income of bank and minority interests.	$50,000	5,709
Net charge-offs	$381,000	1,560
Cash dividends	$70,000	2,110
Sale, conversion, retirement of capital stock, net	$14,000	628
Net operating income	$50,000	5,668
2010-12-31 (YTD Data)		Rank
Total interest income	$12,435,000	2,416
Total interest expense	$2,855,000	2,703
Net interest income	$9,580,000	2,288
Provision for loan and lease losses	$3,186,000	1,565
Total noninterest income	$11,160,000	583
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$378,000	3,171
Trading account gains and fees	$0	175
Additional Noninterest Income	$10,782,000	431
Total noninterest expense	$9,548,000	2,035
Salaries and employee benefits	$3,800,000	2,528
Premises and equipment expense	$1,828,000	1,403
Additional noninterest expense	$3,920,000	1,840
Pre-tax net operating income	$8,006,000	670
Securities gains (losses)	$-1,000	6,878
Applicable income taxes	$3,081,000	532
Income before extraordinary items	$4,924,000	897
Extraordinary gains, net	$0	29
Net income	$4,924,000	898
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,924,000	899
Net charge-offs	$1,580,000	2,124
Cash dividends	$250,000	3,071
Sale, conversion, retirement of capital stock, net	$50,000	943
Net operating income	$4,924,640	859
2010-09-30 (YTD Data)		Rank
Total interest income	$9,109,000	2,521
Total interest expense	$2,125,000	2,831
Net interest income	$6,984,000	2,385
Provision for loan and lease losses	$2,045,000	1,632
Total noninterest income	$11,608,000	462
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$269,000	3,365
Trading account gains and fees	$0	165
Additional Noninterest Income	$11,339,000	334
Total noninterest expense	$6,520,000	2,222
Salaries and employee benefits	$2,593,000	2,763
Premises and equipment expense	$1,317,000	1,473
Additional noninterest expense	$2,610,000	1,983
Pre-tax net operating income	$10,027,000	423
Securities gains (losses)	$-1,000	7,074
Applicable income taxes	$3,862,000	348
Income before extraordinary items	$6,164,000	558
Extraordinary gains, net	$0	23
Net income	$6,164,000	555
Minority interest net income	$0	110
Net income of bank and minority interests.	$6,164,000	558
Net charge-offs	$1,560,000	1,746
Cash dividends	$150,000	2,918
Sale, conversion, retirement of capital stock, net	$37,000	889
Net operating income	$6,164,640	530
2010-06-30 (YTD Data)		Rank
Total interest income	$5,715,000	2,709
Total interest expense	$1,393,000	2,953
Net interest income	$4,322,000	2,563
Provision for loan and lease losses	$2,020,000	1,272
Total noninterest income	$11,462,000	346
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$157,000	3,606
Trading account gains and fees	$0	152
Additional Noninterest Income	$11,305,000	249
Total noninterest expense	$3,851,000	2,512
Salaries and employee benefits	$1,639,000	2,909
Premises and equipment expense	$829,000	1,584
Additional noninterest expense	$1,383,000	2,411
Pre-tax net operating income	$9,913,000	298
Securities gains (losses)	$-1,000	7,170
Applicable income taxes	$3,824,000	241
Income before extraordinary items	$6,088,000	363
Extraordinary gains, net	$0	19
Net income	$6,088,000	363
Minority interest net income	$0	105
Net income of bank and minority interests.	$6,088,000	363
Net charge-offs	$301,000	3,041
Cash dividends	$150,000	2,535
Sale, conversion, retirement of capital stock, net	$25,000	826
Net operating income	$6,088,640	356
2010-03-31 (YTD Data)		Rank
Total interest income	$2,544,000	3,065
Total interest expense	$654,000	3,213
Net interest income	$1,890,000	2,941
Provision for loan and lease losses	$260,000	2,614
Total noninterest income	$106,000	4,943
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$79,000	3,603
Trading account gains and fees	$0	175
Additional Noninterest Income	$27,000	5,578
Total noninterest expense	$1,584,000	3,002
Salaries and employee benefits	$713,000	3,350
Premises and equipment expense	$361,000	1,871
Additional noninterest expense	$510,000	3,129
Pre-tax net operating income	$152,000	4,536
Securities gains (losses)	$0	2,284
Applicable income taxes	$56,000	2,708
Income before extraordinary items	$96,000	5,028
Extraordinary gains, net	$0	16
Net income	$96,000	5,029
Minority interest net income	$0	91
Net income of bank and minority interests.	$96,000	5,028
Net charge-offs	$123,000	2,927
Cash dividends	$90,000	1,977
Sale, conversion, retirement of capital stock, net	$12,000	775
Net operating income	$96,000	4,910
2009-12-31 (YTD Data)		Rank
Total interest income	$10,479,000	3,116
Total interest expense	$3,270,000	3,206
Net interest income	$7,209,000	2,995
Provision for loan and lease losses	$710,000	4,017
Total noninterest income	$449,000	4,927
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$308,000	3,833
Trading account gains and fees	$0	211
Additional Noninterest Income	$141,000	5,184
Total noninterest expense	$6,734,000	2,889
Salaries and employee benefits	$2,891,000	3,290
Premises and equipment expense	$1,503,000	1,811
Additional noninterest expense	$2,340,000	2,902
Pre-tax net operating income	$214,000	4,766
Securities gains (losses)	$-7,000	6,978
Applicable income taxes	$60,000	3,171
Income before extraordinary items	$147,000	4,994
Extraordinary gains, net	$0	34
Net income	$147,000	4,994
Minority interest net income	$0	115
Net income of bank and minority interests.	$147,000	4,994
Net charge-offs	$667,000	3,415
Cash dividends	$245,000	3,459
Sale, conversion, retirement of capital stock, net	$50,000	1,063
Net operating income	$151,970	4,914
2009-09-30 (YTD Data)		Rank
Total interest income	$7,869,000	3,158
Total interest expense	$2,563,000	3,233
Net interest income	$5,306,000	3,035
Provision for loan and lease losses	$535,000	3,701
Total noninterest income	$326,000	5,050
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$218,000	3,946
Trading account gains and fees	$0	212
Additional Noninterest Income	$108,000	5,272
Total noninterest expense	$4,896,000	2,972
Salaries and employee benefits	$2,176,000	3,312
Premises and equipment expense	$1,133,000	1,806
Additional noninterest expense	$1,587,000	3,141
Pre-tax net operating income	$201,000	4,926
Securities gains (losses)	$-7,000	7,203
Applicable income taxes	$60,000	3,222
Income before extraordinary items	$134,000	5,162
Extraordinary gains, net	$0	27
Net income	$134,000	5,162
Minority interest net income	$0	118
Net income of bank and minority interests.	$134,000	5,162
Net charge-offs	$578,000	2,845
Cash dividends	$120,000	3,486
Sale, conversion, retirement of capital stock, net	$35,000	996
Net operating income	$138,830	5,088
2009-06-30 (YTD Data)		Rank
Total interest income	$5,236,000	3,193
Total interest expense	$1,806,000	3,209
Net interest income	$3,430,000	3,104
Provision for loan and lease losses	$395,000	3,298
Total noninterest income	$196,000	5,256
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$143,000	3,969
Trading account gains and fees	$0	193
Additional Noninterest Income	$53,000	5,767
Total noninterest expense	$3,253,000	3,006
Salaries and employee benefits	$1,456,000	3,316
Premises and equipment expense	$753,000	1,835
Additional noninterest expense	$1,044,000	3,185
Pre-tax net operating income	$-22,000	5,884
Securities gains (losses)	$0	3,136
Applicable income taxes	$-18,000	6,855
Income before extraordinary items	$-4,000	5,937
Extraordinary gains, net	$0	21
Net income	$-4,000	5,935
Minority interest net income	$0	112
Net income of bank and minority interests.	$-4,000	5,935
Net charge-offs	$358,000	2,730
Cash dividends	$90,000	3,361
Sale, conversion, retirement of capital stock, net	$21,000	985
Net operating income	$-4,000	5,857
2009-03-31 (YTD Data)		Rank
Total interest income	$2,624,000	3,208
Total interest expense	$969,000	3,129
Net interest income	$1,655,000	3,183
Provision for loan and lease losses	$125,000	3,535
Total noninterest income	$106,000	5,107
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$72,000	3,908
Trading account gains and fees	$0	171
Additional Noninterest Income	$34,000	5,436
Total noninterest expense	$1,544,000	3,063
Salaries and employee benefits	$715,000	3,400
Premises and equipment expense	$369,000	1,911
Additional noninterest expense	$460,000	3,219
Pre-tax net operating income	$92,000	5,112
Securities gains (losses)	$0	2,434
Applicable income taxes	$23,000	3,465
Income before extraordinary items	$69,000	5,413
Extraordinary gains, net	$0	15
Net income	$69,000	5,418
Minority interest net income	$0	102
Net income of bank and minority interests.	$69,000	5,417
Net charge-offs	$116,000	2,707
Cash dividends	$60,000	2,569
Sale, conversion, retirement of capital stock, net	$6,000	955
Net operating income	$69,000	5,234
2008-12-31 (YTD Data)		Rank
Total interest income	$12,507,000	2,925
Total interest expense	$5,028,000	2,953
Net interest income	$7,479,000	2,873
Provision for loan and lease losses	$480,000	3,870
Total noninterest income	$399,000	5,281
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$308,000	3,970
Trading account gains and fees	$0	154
Additional Noninterest Income	$91,000	6,047
Total noninterest expense	$6,522,000	2,857
Salaries and employee benefits	$2,875,000	3,375
Premises and equipment expense	$1,502,000	1,814
Additional noninterest expense	$2,145,000	2,690
Pre-tax net operating income	$876,000	4,010
Securities gains (losses)	$1,000	3,084
Applicable income taxes	$325,000	2,297
Income before extraordinary items	$552,000	4,291
Extraordinary gains, net	$0	39
Net income	$552,000	4,291
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$347,000	3,324
Cash dividends	$120,000	4,854
Sale, conversion, retirement of capital stock, net	$49,000	1,132
Net operating income	$551,360	4,449
2008-09-30 (YTD Data)		Rank
Total interest income	$9,673,000	2,899
Total interest expense	$3,951,000	2,931
Net interest income	$5,722,000	2,853
Provision for loan and lease losses	$270,000	3,724
Total noninterest income	$291,000	5,423
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$225,000	4,035
Trading account gains and fees	$0	148
Additional Noninterest Income	$66,000	6,225
Total noninterest expense	$4,827,000	2,851
Salaries and employee benefits	$2,146,000	3,423
Premises and equipment expense	$1,124,000	1,819
Additional noninterest expense	$1,557,000	2,688
Pre-tax net operating income	$916,000	3,841
Securities gains (losses)	$1,000	2,971
Applicable income taxes	$344,000	2,316
Income before extraordinary items	$573,000	4,206
Extraordinary gains, net	$0	31
Net income	$573,000	4,203
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$247,000	2,785
Cash dividends	$30,000	4,796
Sale, conversion, retirement of capital stock, net	$32,000	1,033
Net operating income	$572,360	4,363
2008-06-30 (YTD Data)		Rank
Total interest income	$6,602,000	2,885
Total interest expense	$2,793,000	2,894
Net interest income	$3,809,000	2,830
Provision for loan and lease losses	$190,000	3,238
Total noninterest income	$196,000	5,470
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$156,000	3,983
Trading account gains and fees	$0	149
Additional Noninterest Income	$40,000	6,423
Total noninterest expense	$3,186,000	2,897
Salaries and employee benefits	$1,441,000	3,446
Premises and equipment expense	$726,000	1,877
Additional noninterest expense	$1,019,000	2,699
Pre-tax net operating income	$629,000	3,912
Securities gains (losses)	$1,000	3,084
Applicable income taxes	$237,000	2,493
Income before extraordinary items	$393,000	4,510
Extraordinary gains, net	$0	21
Net income	$393,000	4,510
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$235,000	2,060
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$21,000	941
Net operating income	$392,360	4,455
2008-03-31 (YTD Data)		Rank
Total interest income	$3,486,000	2,797
Total interest expense	$1,479,000	2,916
Net interest income	$2,007,000	2,696
Provision for loan and lease losses	$90,000	2,858
Total noninterest income	$118,000	5,124
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$90,000	3,657
Trading account gains and fees	$0	158
Additional Noninterest Income	$28,000	5,994
Total noninterest expense	$1,617,000	2,859
Salaries and employee benefits	$733,000	3,425
Premises and equipment expense	$361,000	1,885
Additional noninterest expense	$523,000	2,614
Pre-tax net operating income	$418,000	3,449
Securities gains (losses)	$1,000	2,556
Applicable income taxes	$159,000	2,248
Income before extraordinary items	$260,000	4,117
Extraordinary gains, net	$0	15
Net income	$260,000	4,119
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	1,531
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$11,000	813
Net operating income	$259,360	4,023
2007-12-31 (YTD Data)		Rank
Total interest income	$15,210,000	2,642
Total interest expense	$6,338,000	2,873
Net interest income	$8,872,000	2,486
Provision for loan and lease losses	$232,000	3,654
Total noninterest income	$369,000	5,658
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$225,000	4,665
Trading account gains and fees	$0	178
Additional Noninterest Income	$144,000	5,639
Total noninterest expense	$6,226,000	2,865
Salaries and employee benefits	$2,729,000	3,478
Premises and equipment expense	$1,370,000	1,907
Additional noninterest expense	$2,127,000	2,518
Pre-tax net operating income	$2,783,000	2,601
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,070,000	1,779
Income before extraordinary items	$1,713,000	3,155
Extraordinary gains, net	$0	39
Net income	$1,713,000	3,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	3,470
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$57,000	1,042
Net operating income	$1,713,000	3,145
2007-09-30 (YTD Data)		Rank
Total interest income	$11,493,000	2,628
Total interest expense	$4,713,000	2,894
Net interest income	$6,780,000	2,462
Provision for loan and lease losses	$140,000	3,581
Total noninterest income	$256,000	5,862
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$138,000	5,088
Trading account gains and fees	$0	184
Additional Noninterest Income	$118,000	5,507
Total noninterest expense	$4,460,000	2,968
Salaries and employee benefits	$1,929,000	3,626
Premises and equipment expense	$1,014,000	1,924
Additional noninterest expense	$1,517,000	2,596
Pre-tax net operating income	$2,436,000	2,485
Securities gains (losses)	$0	1,655
Applicable income taxes	$938,000	1,721
Income before extraordinary items	$1,498,000	2,972
Extraordinary gains, net	$0	33
Net income	$1,498,000	2,971
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	3,360
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$42,000	922
Net operating income	$1,498,000	2,958
2007-06-30 (YTD Data)		Rank
Total interest income	$7,601,000	2,663
Total interest expense	$3,071,000	2,954
Net interest income	$4,530,000	2,487
Provision for loan and lease losses	$130,000	2,852
Total noninterest income	$151,000	6,124
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$72,000	5,542
Trading account gains and fees	$0	168
Additional Noninterest Income	$79,000	5,543
Total noninterest expense	$2,917,000	3,036
Salaries and employee benefits	$1,277,000	3,692
Premises and equipment expense	$659,000	1,972
Additional noninterest expense	$981,000	2,676
Pre-tax net operating income	$1,634,000	2,533
Securities gains (losses)	$0	1,444
Applicable income taxes	$630,000	1,780
Income before extraordinary items	$1,004,000	3,031
Extraordinary gains, net	$0	29
Net income	$1,004,000	3,030
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	2,544
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$28,000	849
Net operating income	$1,004,000	3,014
2007-03-31 (YTD Data)		Rank
Total interest income	$3,709,000	2,721
Total interest expense	$1,467,000	3,043
Net interest income	$2,242,000	2,509
Provision for loan and lease losses	$70,000	2,576
Total noninterest income	$72,000	6,185
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$39,000	5,359
Trading account gains and fees	$0	195
Additional Noninterest Income	$33,000	5,825
Total noninterest expense	$1,428,000	3,102
Salaries and employee benefits	$631,000	3,745
Premises and equipment expense	$304,000	2,145
Additional noninterest expense	$493,000	2,653
Pre-tax net operating income	$816,000	2,530
Securities gains (losses)	$0	1,187
Applicable income taxes	$315,000	1,799
Income before extraordinary items	$501,000	3,025
Extraordinary gains, net	$0	22
Net income	$501,000	3,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$67,000	1,485
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$13,000	731
Net operating income	$501,000	3,007
2006-12-31 (YTD Data)		Rank
Total interest income	$13,584,000	2,779
Total interest expense	$4,731,000	3,167
Net interest income	$8,853,000	2,547
Provision for loan and lease losses	$350,000	2,520
Total noninterest income	$162,000	7,213
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$132,000	5,746
Trading account gains and fees	$0	130
Additional Noninterest Income	$30,000	7,694
Total noninterest expense	$4,799,000	3,464
Salaries and employee benefits	$2,254,000	3,906
Premises and equipment expense	$959,000	2,568
Additional noninterest expense	$1,586,000	3,148
Pre-tax net operating income	$3,866,000	2,314
Securities gains (losses)	$-1,000	6,756
Applicable income taxes	$1,493,000	1,674
Income before extraordinary items	$2,372,000	2,728
Extraordinary gains, net	$0	51
Net income	$2,372,000	2,730
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	2,974
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$59,000	986
Net operating income	$2,372,640	2,712
2006-09-30 (YTD Data)		Rank
Total interest income	$9,825,000	2,846
Total interest expense	$3,305,000	3,248
Net interest income	$6,520,000	2,619
Provision for loan and lease losses	$275,000	2,295
Total noninterest income	$116,000	7,327
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$94,000	5,887
Trading account gains and fees	$0	126
Additional Noninterest Income	$22,000	7,774
Total noninterest expense	$3,264,000	3,726
Salaries and employee benefits	$1,462,000	4,327
Premises and equipment expense	$638,000	2,860
Additional noninterest expense	$1,164,000	3,216
Pre-tax net operating income	$3,097,000	2,274
Securities gains (losses)	$-1,000	7,100
Applicable income taxes	$1,195,000	1,655
Income before extraordinary items	$1,901,000	2,680
Extraordinary gains, net	$0	45
Net income	$1,901,000	2,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,425
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$29,000	879
Net operating income	$1,901,640	2,668
2006-06-30 (YTD Data)		Rank
Total interest income	$6,243,000	2,926
Total interest expense	$2,024,000	3,341
Net interest income	$4,219,000	2,682
Provision for loan and lease losses	$200,000	2,096
Total noninterest income	$76,000	7,394
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$62,000	5,917
Trading account gains and fees	$0	126
Additional Noninterest Income	$14,000	7,856
Total noninterest expense	$2,083,000	3,883
Salaries and employee benefits	$943,000	4,454
Premises and equipment expense	$399,000	3,006
Additional noninterest expense	$741,000	3,326
Pre-tax net operating income	$2,012,000	2,298
Securities gains (losses)	$0	1,185
Applicable income taxes	$774,000	1,707
Income before extraordinary items	$1,238,000	2,720
Extraordinary gains, net	$0	39
Net income	$1,238,000	2,722
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,238,000	2,707
2006-03-31 (YTD Data)		Rank
Total interest income	$2,953,000	3,015
Total interest expense	$933,000	3,438
Net interest income	$2,020,000	2,757
Provision for loan and lease losses	$115,000	1,817
Total noninterest income	$36,000	7,439
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$30,000	5,914
Trading account gains and fees	$0	115
Additional Noninterest Income	$6,000	7,952
Total noninterest expense	$1,033,000	3,929
Salaries and employee benefits	$466,000	4,510
Premises and equipment expense	$188,000	3,161
Additional noninterest expense	$379,000	3,266
Pre-tax net operating income	$908,000	2,448
Securities gains (losses)	$0	955
Applicable income taxes	$349,000	1,819
Income before extraordinary items	$559,000	2,896
Extraordinary gains, net	$0	21
Net income	$559,000	2,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$559,000	2,880
2005-12-31 (YTD Data)		Rank
Total interest income	$8,794,000	3,481
Total interest expense	$2,500,000	3,822
Net interest income	$6,294,000	3,302
Provision for loan and lease losses	$450,000	2,063
Total noninterest income	$119,000	7,765
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$88,000	6,451
Trading account gains and fees	$0	138
Additional Noninterest Income	$31,000	7,834
Total noninterest expense	$3,418,000	4,367
Salaries and employee benefits	$1,597,000	4,846
Premises and equipment expense	$716,000	3,171
Additional noninterest expense	$1,105,000	4,100
Pre-tax net operating income	$2,545,000	3,123
Securities gains (losses)	$0	2,296
Applicable income taxes	$885,000	2,436
Income before extraordinary items	$1,660,000	3,545
Extraordinary gains, net	$0	46
Net income	$1,660,000	3,546
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	4,338
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,660,000	3,514
2005-09-30 (YTD Data)		Rank
Total interest income	$6,084,000	3,659
Total interest expense	$1,672,000	3,991
Net interest income	$4,412,000	3,469
Provision for loan and lease losses	$370,000	1,832
Total noninterest income	$84,000	7,854
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$60,000	6,625
Trading account gains and fees	$0	126
Additional Noninterest Income	$24,000	7,836
Total noninterest expense	$2,354,000	4,610
Salaries and employee benefits	$1,047,000	5,273
Premises and equipment expense	$514,000	3,288
Additional noninterest expense	$793,000	4,208
Pre-tax net operating income	$1,772,000	3,335
Securities gains (losses)	$0	2,317
Applicable income taxes	$606,000	2,619
Income before extraordinary items	$1,166,000	3,748
Extraordinary gains, net	$0	35
Net income	$1,166,000	3,749
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	3,558
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,166,000	3,712
2005-06-30 (YTD Data)		Rank
Total interest income	$3,732,000	3,833
Total interest expense	$980,000	4,195
Net interest income	$2,752,000	3,645
Provision for loan and lease losses	$260,000	1,721
Total noninterest income	$59,000	7,792
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$40,000	6,599
Trading account gains and fees	$0	116
Additional Noninterest Income	$19,000	7,696
Total noninterest expense	$1,603,000	4,525
Salaries and employee benefits	$682,000	5,332
Premises and equipment expense	$327,000	3,379
Additional noninterest expense	$594,000	3,841
Pre-tax net operating income	$948,000	3,852
Securities gains (losses)	$0	2,146
Applicable income taxes	$278,000	3,229
Income before extraordinary items	$670,000	4,113
Extraordinary gains, net	$0	30
Net income	$670,000	4,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	3,630
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$670,000	4,058
2005-03-31 (YTD Data)		Rank
Total interest income	$1,711,000	4,076
Total interest expense	$445,000	4,363
Net interest income	$1,266,000	3,885
Provision for loan and lease losses	$130,000	1,632
Total noninterest income	$32,000	7,719
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$18,000	6,743
Trading account gains and fees	$0	115
Additional Noninterest Income	$14,000	7,363
Total noninterest expense	$740,000	4,790
Salaries and employee benefits	$335,000	5,428
Premises and equipment expense	$157,000	3,521
Additional noninterest expense	$248,000	4,387
Pre-tax net operating income	$428,000	4,088
Securities gains (losses)	$0	1,685
Applicable income taxes	$86,000	4,012
Income before extraordinary items	$342,000	4,012
Extraordinary gains, net	$0	24
Net income	$342,000	4,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$342,000	3,966
2004-12-31 (YTD Data)		Rank
Total interest income	$4,482,000	5,191
Total interest expense	$1,099,000	5,384
Net interest income	$3,383,000	5,019
Provision for loan and lease losses	$400,000	2,359
Total noninterest income	$80,000	8,304
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$64,000	7,054
Trading account gains and fees	$0	138
Additional Noninterest Income	$16,000	8,340
Total noninterest expense	$2,682,000	5,049
Salaries and employee benefits	$1,279,000	5,493
Premises and equipment expense	$600,000	3,530
Additional noninterest expense	$803,000	5,080
Pre-tax net operating income	$381,000	7,154
Securities gains (losses)	$0	3,819
Applicable income taxes	$-661,000	8,918
Income before extraordinary items	$1,042,000	4,580
Extraordinary gains, net	$0	34
Net income	$1,042,000	4,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$3,800,000	266
Net operating income	$1,042,000	4,506
2004-09-30 (YTD Data)		Rank
Total interest income	$3,034,000	5,517
Total interest expense	$747,000	5,637
Net interest income	$2,287,000	5,345
Provision for loan and lease losses	$245,000	2,606
Total noninterest income	$57,000	8,384
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$44,000	7,182
Trading account gains and fees	$0	134
Additional Noninterest Income	$13,000	8,331
Total noninterest expense	$1,904,000	5,207
Salaries and employee benefits	$899,000	5,662
Premises and equipment expense	$441,000	3,597
Additional noninterest expense	$564,000	5,253
Pre-tax net operating income	$195,000	7,722
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$195,000	7,513
Extraordinary gains, net	$0	26
Net income	$195,000	7,513
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$2,847,000	218
Net operating income	$195,000	7,456
2004-06-30 (YTD Data)		Rank
Total interest income	$1,808,000	5,873
Total interest expense	$457,000	5,905
Net interest income	$1,351,000	5,737
Provision for loan and lease losses	$125,000	3,031
Total noninterest income	$38,000	8,442
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$28,000	7,267
Trading account gains and fees	$0	130
Additional Noninterest Income	$10,000	8,299
Total noninterest expense	$1,219,000	5,382
Salaries and employee benefits	$477,000	6,449
Premises and equipment expense	$287,000	3,676
Additional noninterest expense	$455,000	4,644
Pre-tax net operating income	$45,000	8,270
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$45,000	8,269
Extraordinary gains, net	$0	21
Net income	$45,000	8,271
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$980,000	223
Net operating income	$45,000	8,207
2004-03-31 (YTD Data)		Rank
Total interest income	$802,000	6,254
Total interest expense	$200,000	6,351
Net interest income	$602,000	6,147
Provision for loan and lease losses	$60,000	2,918
Total noninterest income	$19,000	8,452
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$15,000	7,174
Trading account gains and fees	$0	121
Additional Noninterest Income	$4,000	8,419
Total noninterest expense	$597,000	5,469
Salaries and employee benefits	$298,000	5,754
Premises and equipment expense	$144,000	3,699
Additional noninterest expense	$155,000	5,907
Pre-tax net operating income	$-36,000	8,696
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$-36,000	8,738
Extraordinary gains, net	$0	16
Net income	$-36,000	8,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-36,000	8,696
2003-12-31 (YTD Data)		Rank
Total interest income	$1,486,000	8,090
Total interest expense	$379,000	8,180
Net interest income	$1,107,000	7,949
Provision for loan and lease losses	$300,000	3,140
Total noninterest income	$43,000	8,846
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$35,000	7,652
Trading account gains and fees	$0	160
Additional Noninterest Income	$8,000	8,827
Total noninterest expense	$1,996,000	5,996
Salaries and employee benefits	$788,000	6,949
Premises and equipment expense	$435,000	4,462
Additional noninterest expense	$773,000	5,175
Pre-tax net operating income	$-1,146,000	8,998
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$-1,146,000	9,052
Extraordinary gains, net	$0	54
Net income	$-1,146,000	9,053
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-1,146,000	9,009
2003-09-30 (YTD Data)		Rank
Total interest income	$885,000	8,509
Total interest expense	$224,000	8,571
Net interest income	$661,000	8,359
Provision for loan and lease losses	$220,000	3,174
Total noninterest income	$23,000	9,010
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$18,000	7,855
Trading account gains and fees	$0	153
Additional Noninterest Income	$5,000	8,924
Total noninterest expense	$1,408,000	6,157
Salaries and employee benefits	$698,000	6,477
Premises and equipment expense	$302,000	4,698
Additional noninterest expense	$408,000	6,291
Pre-tax net operating income	$-944,000	9,073
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$-944,000	9,119
Extraordinary gains, net	$0	40
Net income	$-944,000	9,118
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$-944,000	9,078
2003-06-30 (YTD Data)		Rank
Total interest income	$475,000	8,760
Total interest expense	$124,000	8,790
Net interest income	$351,000	8,665
Provision for loan and lease losses	$130,000	3,332
Total noninterest income	$8,000	9,128
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$5,000	8,028
Trading account gains and fees	$0	150
Additional Noninterest Income	$3,000	8,960
Total noninterest expense	$866,000	6,463
Salaries and employee benefits	$423,000	6,793
Premises and equipment expense	$167,000	5,295
Additional noninterest expense	$276,000	6,233
Pre-tax net operating income	$-637,000	9,114
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$-637,000	9,164
Extraordinary gains, net	$0	30
Net income	$-637,000	9,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$-637,000	9,112
2003-03-31 (YTD Data)		Rank
Total interest income	$186,000	8,982
Total interest expense	$50,000	8,969
Net interest income	$136,000	8,927
Provision for loan and lease losses	$40,000	4,103
Total noninterest income	$3,000	9,187
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,000	8,100
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,000	8,884
Total noninterest expense	$401,000	6,711
Salaries and employee benefits	$220,000	6,691
Premises and equipment expense	$78,000	5,518
Additional noninterest expense	$103,000	7,068
Pre-tax net operating income	$-302,000	9,140
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-302,000	9,185
Extraordinary gains, net	$0	21
Net income	$-302,000	9,182
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-302,000	9,131
2002-12-31 (YTD Data)		Rank
Total interest income	$159,000	9,285
Total interest expense	$58,000	9,236
Net interest income	$101,000	9,293
Provision for loan and lease losses	$100,000	5,681
Total noninterest income	$1,000	9,283
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$0	8,205
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,000	9,177
Total noninterest expense	$1,245,000	7,375
Salaries and employee benefits	$628,000	7,595
Premises and equipment expense	$160,000	7,308
Additional noninterest expense	$457,000	6,765
Pre-tax net operating income	$-1,243,000	9,170
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$-1,243,000	9,221
Extraordinary gains, net	$0	70
Net income	$-1,243,000	9,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$7,269,000	94
Net operating income	$-1,243,000	9,188

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.