Home > Commerce Bank of Arizona > Net charge- offs to loans
Commerce Bank of Arizona, Net charge- offs to loans
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0347% | 4,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0458% | 4,409 |
| Percentage Net Loans Charged-off:Construction & development | -0.3668% | 4,542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1424% | 4,583 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1185% | 4,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1319% | 4,591 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4389% | 4,689 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5711% | 4,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2247% | 4,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1884% | 4,631 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1526% | 4,640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1821% | 4,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4240% | 4,714 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5498% | 4,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3158% | 4,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2855% | 4,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2315% | 4,619 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2760% | 4,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6309% | 4,638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.8000% | 4,642 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4843% | 4,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1264% | 4,518 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0629% | 4,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.2052% | 4,676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -1.4710% | 4,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3591% | 4,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0529% | 1,272 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0353% | 4,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0411% | 4,397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0705% | 4,367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0833% | 4,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2548% | 619 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.4585% | 4,690 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.4585% | 4,656 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0723% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0455% | 4,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0558% | 4,508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0569% | 4,374 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0666% | 4,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3168% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.8712% | 4,762 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.8712% | 4,727 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0176% | 3,930 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0099% | 3,919 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0101% | 4,329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0326% | 4,234 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0380% | 4,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 3,616 |
| Percentage Net Loans Charged-off: Loans to individuals | -4.0541% | 4,803 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -4.0541% | 4,768 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0272% | 4,130 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 4,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0214% | 4,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0309% | 4,318 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0357% | 4,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 3,605 |
| Percentage Net Loans Charged-off: Loans to individuals | -37.4269% | 4,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -37.4269% | 4,806 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1228% | 4,842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1792% | 4,867 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 4,078 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2515% | 4,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0909% | 4,670 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4092% | 3,707 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0455% | 4,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 3,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1945% | 4,924 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2793% | 4,921 |
| Percentage Net Loans Charged-off:Construction & development | -0.0051% | 4,138 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4021% | 4,860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0996% | 4,724 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5068% | 3,729 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0407% | 4,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0061% | 3,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3064% | 4,979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4195% | 4,966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6180% | 4,916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1019% | 4,762 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7725% | 3,751 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 3,773 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2000% | 4,849 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6612% | 5,039 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8263% | 5,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.2409% | 4,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0811% | 4,742 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2953% | 3,725 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0470% | 4,626 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0224% | 3,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1476% | 5,016 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0897% | 4,898 |
| Percentage Net Loans Charged-off:Construction & development | -0.0272% | 4,353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0862% | 4,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1929% | 4,970 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3741% | 3,860 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0055% | 4,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3877% | 4,791 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7758% | 4,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7758% | 4,963 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1228% | 5,031 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0432% | 4,795 |
| Percentage Net Loans Charged-off:Construction & development | -0.0316% | 4,437 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 4,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2168% | 5,058 |
| Percentage Net Loans Charged-off: Home equity loans | -1.5281% | 3,906 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0072% | 4,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4596% | 4,884 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5000% | 5,002 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5000% | 4,970 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0680% | 4,911 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0441% | 4,837 |
| Percentage Net Loans Charged-off:Construction & development | -0.0397% | 4,505 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0124% | 4,652 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1994% | 5,079 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3525% | 3,929 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 4,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1640% | 4,685 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7290% | 5,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7290% | 5,042 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0534% | 4,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0245% | 4,749 |
| Percentage Net Loans Charged-off:Construction & development | -0.0397% | 4,602 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1215% | 5,067 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7591% | 3,948 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 4,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1835% | 4,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1740% | 5,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1557% | 5,193 |
| Percentage Net Loans Charged-off:Construction & development | -0.1872% | 4,734 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0389% | 4,866 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6721% | 5,290 |
| Percentage Net Loans Charged-off: Home equity loans | -4.1386% | 4,047 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0479% | 4,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2415% | 4,863 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.8499% | 5,260 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.8499% | 5,231 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2148% | 5,313 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1990% | 5,274 |
| Percentage Net Loans Charged-off:Construction & development | -0.2465% | 4,810 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0466% | 4,968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8692% | 5,355 |
| Percentage Net Loans Charged-off: Home equity loans | -5.2547% | 4,084 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0576% | 4,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2745% | 4,926 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5118% | 5,324 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.5118% | 5,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1373% | 5,250 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0994% | 5,182 |
| Percentage Net Loans Charged-off:Construction & development | -0.3457% | 4,890 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0220% | 4,869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2581% | 5,315 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2917% | 4,086 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0552% | 4,995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3105% | 5,003 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.5821% | 5,388 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.5821% | 5,359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0977% | 5,197 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0611% | 5,141 |
| Percentage Net Loans Charged-off:Construction & development | -0.0693% | 4,761 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0266% | 5,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2218% | 5,360 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9502% | 4,112 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0672% | 5,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2210% | 4,962 |
| Percentage Net Loans Charged-off: Loans to individuals | -6.6759% | 5,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -6.6759% | 5,434 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0548% | 5,215 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1353% | 5,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.4077% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1084% | 5,291 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.8244% | 4,570 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5370% | 5,525 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9261% | 4,209 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4459% | 5,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3868% | 1,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3495% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3495% | 532 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1072% | 5,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2459% | 5,550 |
| Percentage Net Loans Charged-off:Construction & development | -0.0652% | 4,763 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1285% | 5,366 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0771% | 4,601 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6574% | 5,599 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9423% | 4,239 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5911% | 5,588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5267% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.5599% | 39 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 10.5599% | 29 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0467% | 5,146 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1671% | 5,533 |
| Percentage Net Loans Charged-off:Construction & development | -0.0710% | 4,819 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1841% | 5,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2589% | 5,557 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9466% | 4,262 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0937% | 5,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4918% | 676 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.8631% | 38 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.8631% | 31 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0614% | 5,275 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0862% | 5,459 |
| Percentage Net Loans Charged-off:Construction & development | -0.0988% | 4,968 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0441% | 5,361 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3025% | 5,645 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9735% | 4,301 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1350% | 5,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1812% | 5,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 33.8983% | 10 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 33.8983% | 10 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0437% | 3,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 2,529 |
| Percentage Net Loans Charged-off:Construction & development | 0.2756% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0381% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2977% | 5,704 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7939% | 4,373 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1479% | 5,592 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1493% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.6898% | 104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6898% | 93 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0486% | 2,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0011% | 2,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.3022% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0751% | 731 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5596% | 5,824 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8242% | 4,404 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4783% | 5,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2354% | 1,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6667% | 62 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.6667% | 53 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1129% | 1,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0298% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.5086% | 163 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1208% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.7302% | 5,904 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8054% | 4,438 |
| All other 1-4 family - Percent of loans charged-off, net | -0.7059% | 5,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4512% | 777 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.5332% | 45 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.5332% | 37 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1422% | 1,258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0599% | 5,482 |
| Percentage Net Loans Charged-off:Construction & development | -0.0810% | 5,074 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 5,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2400% | 5,855 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7013% | 4,455 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0871% | 5,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9872% | 389 |
| Percentage Net Loans Charged-off: Loans to individuals | 21.3483% | 18 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 21.3483% | 16 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2229% | 5,967 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2285% | 5,922 |
| Percentage Net Loans Charged-off:Construction & development | -1.2726% | 5,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0149% | 1,506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4838% | 6,008 |
| Percentage Net Loans Charged-off: Home equity loans | -1.7155% | 4,579 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1744% | 5,343 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1888% | 5,968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1888% | 5,934 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0917% | 5,752 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0625% | 5,628 |
| Percentage Net Loans Charged-off:Construction & development | -1.1256% | 5,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2658% | 558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5591% | 6,089 |
| Percentage Net Loans Charged-off: Home equity loans | -2.0112% | 4,623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 2,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2717% | 5,521 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2317% | 540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2317% | 478 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2153% | 6,045 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1329% | 5,898 |
| Percentage Net Loans Charged-off:Construction & development | -0.1381% | 5,227 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 5,298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6791% | 6,169 |
| Percentage Net Loans Charged-off: Home equity loans | -2.2295% | 4,658 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0316% | 5,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5790% | 5,822 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2338% | 6,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2338% | 6,110 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3723% | 6,191 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2502% | 6,107 |
| Percentage Net Loans Charged-off:Construction & development | -0.1102% | 5,295 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0628% | 5,858 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.2093% | 6,265 |
| Percentage Net Loans Charged-off: Home equity loans | -3.7980% | 4,686 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0646% | 5,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9207% | 5,992 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6824% | 6,168 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6824% | 6,127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1753% | 82 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8199% | 77 |
| Percentage Net Loans Charged-off:Construction & development | 2.7966% | 196 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4953% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8347% | 35 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5024% | 30 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9845% | 83 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6314% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 9.6774% | 40 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.6774% | 41 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3923% | 68 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9655% | 69 |
| Percentage Net Loans Charged-off:Construction & development | 3.3465% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6555% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6436% | 51 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0314% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9342% | 94 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2900% | 167 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9447% | 79 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.9447% | 71 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9927% | 358 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1083% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 0.5223% | 487 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8843% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5417% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1628% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2218% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2119% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.1356% | 53 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 8.1355% | 53 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1478% | 6,282 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1851% | 6,397 |
| Percentage Net Loans Charged-off:Construction & development | -0.5176% | 5,763 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 5,646 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0515% | 5,120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5455% | 6,533 |
| Percentage Net Loans Charged-off: Home equity loans | -1.6230% | 4,879 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0245% | 5,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0487% | 5,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6972% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6972% | 264 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8978% | 40 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8762% | 37 |
| Percentage Net Loans Charged-off:Construction & development | 3.2373% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.3348% | 71 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0453% | 276 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9300% | 45 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1176% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | 3.2789% | 71 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7384% | 304 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.1234% | 134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.1234% | 121 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1918% | 454 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2776% | 318 |
| Percentage Net Loans Charged-off:Construction & development | 0.5048% | 978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7513% | 710 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5521% | 193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2044% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 5.7344% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7882% | 205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7316% | 1,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1319% | 3,250 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1319% | 3,096 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1486% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2722% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 0.2739% | 1,012 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7789% | 654 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0225% | 402 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.7207% | 78 |
| Percentage Net Loans Charged-off: Home equity loans | 5.7535% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5679% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4929% | 1,270 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1947% | 2,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1947% | 2,545 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1414% | 521 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3294% | 366 |
| Percentage Net Loans Charged-off:Construction & development | 0.6123% | 642 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3034% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1819% | 230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2621% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5700% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1493% | 1,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3964% | 1,831 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3964% | 1,687 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0445% | 1,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9443% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.2491% | 2,038 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1263% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7759% | 501 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9829% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8785% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0463% | 858 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3936% | 1,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4614% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4614% | 826 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3835% | 654 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2573% | 717 |
| Percentage Net Loans Charged-off:Construction & development | 0.3538% | 1,786 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4991% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0005% | 408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3002% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1545% | 546 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3895% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8449% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1358% | 1,124 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1358% | 1,008 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2733% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0739% | 901 |
| Percentage Net Loans Charged-off:Construction & development | -0.7437% | 6,345 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7488% | 470 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6566% | 383 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6651% | 1,338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2218% | 1,092 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9387% | 946 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0732% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5825% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5825% | 738 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0174% | 1,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0177% | 917 |
| Percentage Net Loans Charged-off:Construction & development | -1.3154% | 6,413 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9221% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2922% | 222 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1684% | 2,284 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4366% | 734 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9894% | 974 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1940% | 6,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1940% | 6,883 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1527% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1945% | 567 |
| Percentage Net Loans Charged-off:Construction & development | 3.0582% | 1,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4001% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4133% | 785 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0629% | 163 |
| Percentage Net Loans Charged-off: Home equity loans | 6.0633% | 116 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8110% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1599% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1382% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0344% | 668 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1319% | 1,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9747% | 1,510 |
| Percentage Net Loans Charged-off:Construction & development | 1.6344% | 1,641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 3,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5502% | 617 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.0287% | 290 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5310% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0989% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5418% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0802% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9616% | 645 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5271% | 968 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3312% | 1,085 |
| Percentage Net Loans Charged-off:Construction & development | 2.1329% | 1,337 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0064% | 2,625 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8165% | 458 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1166% | 204 |
| Percentage Net Loans Charged-off: Home equity loans | 6.7754% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4867% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9165% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9663% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7811% | 419 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7563% | 1,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5074% | 1,879 |
| Percentage Net Loans Charged-off:Construction & development | 1.7564% | 1,032 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0128% | 1,860 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6022% | 244 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9071% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8181% | 2,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6237% | 2,642 |
| Percentage Net Loans Charged-off:Construction & development | 1.4148% | 2,312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2934% | 2,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6313% | 1,953 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4923% | 635 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7353% | 1,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2712% | 294 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0909% | 1,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8522% | 1,978 |
| Percentage Net Loans Charged-off:Construction & development | 1.9146% | 1,880 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4062% | 1,928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8345% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9352% | 472 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4637% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4261% | 259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3265% | 3,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1453% | 3,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.5961% | 2,212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3576% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4625% | 387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2971% | 3,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1410% | 3,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.6324% | 1,632 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9034% | 1,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 13.1065% | 112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3963% | 4,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3960% | 3,257 |
| Percentage Net Loans Charged-off:Construction & development | 1.5765% | 2,272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0547% | 4,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0990% | 3,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2593% | 4,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6530% | 603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4570% | 3,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4868% | 2,484 |
| Percentage Net Loans Charged-off:Construction & development | 1.8966% | 1,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 3,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1332% | 3,075 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0945% | 4,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0011% | 513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4239% | 3,106 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4374% | 2,287 |
| Percentage Net Loans Charged-off:Construction & development | 1.6516% | 1,531 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1054% | 2,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1899% | 2,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1523% | 3,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2689% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2757% | 3,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2777% | 2,143 |
| Percentage Net Loans Charged-off:Construction & development | 1.1019% | 1,198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0388% | 6,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.5844% | 253 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2073% | 4,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1431% | 3,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.3979% | 2,116 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0759% | 3,117 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1380% | 2,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6603% | 2,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2215% | 4,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1966% | 3,343 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1725% | 2,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.5032% | 1,437 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3510% | 2,372 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4000% | 3,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2789% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2583% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.7290% | 884 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4766% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1959% | 7,654 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3344% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3977% | 807 |
| Percentage Net Loans Charged-off:Construction & development | 1.0827% | 432 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0374% | 7,023 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1934% | 7,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 4,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 2,872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4778% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3445% | 176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2908% | 2,435 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2242% | 7,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 4,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3965% | 1,682 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0830% | 3,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6162% | 1,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1694% | 1,594 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1973% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0798% | 3,675 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4418% | 1,737 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0426% | 7,550 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0029% | 7,217 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1629% | 7,781 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,727 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0451% | 4,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0848% | 3,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6383% | 928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0630% | 3,871 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1187% | 2,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2542% | 496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0477% | 3,943 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3703% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,017 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,497 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,632 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |