Home > Commerce Bank of Alabama > Assets and Liabilities
Commerce Bank of Alabama, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 56 | 3,222 |
Assets and Liabilities | ||
Total Assets: | $105,295,000 | 4,127 |
Cash and due from depository institutions | $5,641,000 | 3,222 |
Interest-bearing balances | $0 | 6,604 |
Securities | $12,195,000 | 6,752 |
Federal funds sold & reverse repurchase agreements | $6,635,000 | 2,088 |
Net loans & leases | $76,761,000 | 3,505 |
Loan loss allowance | $698,000 | 4,514 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $2,822,000 | 2,788 |
Other real estate owned | $156,000 | 3,222 |
Goodwill and other intangibles | $9,000 | 3,399 |
All other assets | $1,076,000 | 5,735 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $105,295,000 | 4,127 |
Total liabilities | $98,785,000 | 3,968 |
Total deposits | $97,473,000 | 3,798 |
Interest-bearing deposits | $88,943,000 | 3,584 |
Deposits held in domestic offices | $97,473,000 | 3,790 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $216,000 | 3,440 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $352,000 | 4,238 |
Subordinated debt | $0 | 260 |
All other liabilities | $744,000 | 4,494 |
Total equity capital | $6,510,000 | 6,069 |
Total bank equity capital | $6,510,000 | 6,069 |
Perpetual preferred stock | $0 | 223 |
Common stock | $7,000 | 9,663 |
Surplus | $7,010,000 | 2,116 |
Undivided profits | $-507,000 | 10,618 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $538,000 | 3,878 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $298,000 | 466 |
Income earned, not collected on loans | $382,000 | 5,858 |
Earning assets | $95,591,000 | 4,188 |
Long-term assets (5+ years) | $13,368,000 | 3,636 |
Average Assets, year-to-date | $88,369,200 | 4,643 |
Average Assets, quarterly | $100,087,500 | 4,265 |
Volatile liabilities | $18,983,000 | 3,118 |
Insider loans | $1,587,000 | 2,499 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $10,733,000 | 3,291 |
Tier 1 (core) risk-based capital | $6,473,000 | 5,960 |
Tier 2 risk-based capital | $698,000 | 3,988 |
Total risk weighted assets | $82,428,600 | 3,309 |
Total unused commitments | $10,733,000 | 3,293 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 48 | 3,887 |
Assets and Liabilities | ||
Total Assets: | $68,560,000 | 5,978 |
Cash and due from depository institutions | $7,663,000 | 3,887 |
Interest-bearing balances | $0 | 6,640 |
Securities | $6,156,000 | 9,311 |
Federal funds sold & reverse repurchase agreements | $330,000 | 7,818 |
Net loans & leases | $50,752,000 | 4,982 |
Loan loss allowance | $411,000 | 6,682 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $2,656,000 | 2,921 |
Other real estate owned | $40,000 | 3,887 |
Goodwill and other intangibles | $18,000 | 3,145 |
All other assets | $945,000 | 6,476 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $68,560,000 | 5,978 |
Total liabilities | $62,328,000 | 5,907 |
Total deposits | $61,294,000 | 5,749 |
Interest-bearing deposits | $54,122,000 | 5,633 |
Deposits held in domestic offices | $61,294,000 | 5,742 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $404,000 | 4,099 |
Subordinated debt | $0 | 298 |
All other liabilities | $630,000 | 5,067 |
Total equity capital | $6,232,000 | 6,296 |
Total bank equity capital | $6,232,000 | 6,296 |
Perpetual preferred stock | $0 | 250 |
Common stock | $7,000 | 10,129 |
Surplus | $7,003,000 | 2,184 |
Undivided profits | $-778,000 | 11,194 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $44,000 | 9,206 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $324,000 | 6,579 |
Earning assets | $57,238,000 | 6,341 |
Long-term assets (5+ years) | $5,121,000 | 5,820 |
Average Assets, year-to-date | $50,006,000 | 7,070 |
Average Assets, quarterly | $64,683,500 | 6,159 |
Volatile liabilities | $19,667,000 | 2,941 |
Insider loans | $250,000 | 7,262 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $7,399,000 | 4,082 |
Tier 1 (core) risk-based capital | $6,032,000 | 6,339 |
Tier 2 risk-based capital | $411,000 | 6,014 |
Total risk weighted assets | $52,326,600 | 4,897 |
Total unused commitments | $7,399,000 | 4,096 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 22 | 7,361 |
Assets and Liabilities | ||
Total Assets: | $33,965,000 | 9,051 |
Cash and due from depository institutions | $643,000 | 7,361 |
Interest-bearing balances | $0 | 6,853 |
Securities | $3,551,000 | 10,804 |
Federal funds sold & reverse repurchase agreements | $5,790,000 | 2,512 |
Net loans & leases | $22,150,000 | 8,179 |
Loan loss allowance | $174,000 | 9,863 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $1,281,000 | 5,175 |
Other real estate owned | $40,000 | 7,361 |
Goodwill and other intangibles | $0 | 3,181 |
All other assets | $510,000 | 9,089 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $33,965,000 | 9,051 |
Total liabilities | $28,934,000 | 9,223 |
Total deposits | $28,607,000 | 9,116 |
Interest-bearing deposits | $25,254,000 | 8,998 |
Deposits held in domestic offices | $28,607,000 | 9,112 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $150,000 | 4,176 |
Subordinated debt | $0 | 337 |
All other liabilities | $177,000 | 10,029 |
Total equity capital | $5,031,000 | 7,346 |
Total bank equity capital | $5,031,000 | 7,346 |
Perpetual preferred stock | $0 | 288 |
Common stock | $6,000 | 10,604 |
Surplus | $5,494,000 | 2,646 |
Undivided profits | $-469,000 | 11,598 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $0 | 11,056 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $114,000 | 10,411 |
Earning assets | $31,491,000 | 8,994 |
Long-term assets (5+ years) | $1,342,000 | 8,584 |
Average Assets, year-to-date | $27,475,330 | 9,645 |
Average Assets, quarterly | $29,897,000 | 9,465 |
Volatile liabilities | $10,723,000 | 4,358 |
Insider loans | $1,294,000 | 3,091 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $6,521,000 | 4,285 |
Tier 1 (core) risk-based capital | $4,910,000 | 7,322 |
Tier 2 risk-based capital | $174,000 | 9,315 |
Total risk weighted assets | $24,631,300 | 7,989 |
Total unused commitments | $6,521,000 | 4,297 |
Derivatives | $0 | 628 |