Home > Commerce Bank/North > Net charge- offs to loans
Commerce Bank/North, Net charge- offs to loans
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4307% | 364 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3522% | 246 |
| Percentage Net Loans Charged-off:Construction & development | 11.1245% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0378% | 697 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3139% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2663% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3226% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5859% | 581 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9969% | 164 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5848% | 904 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6731% | 401 |
| Percentage Net Loans Charged-off:Construction & development | 5.3511% | 84 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0043% | 1,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0992% | 1,902 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2122% | 549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 1,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2092% | 2,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6606% | 2,485 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0582% | 7,059 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1168% | 2,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1043% | 1,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0038% | 1,144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1853% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1456% | 473 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1935% | 897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1471% | 2,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7752% | 1,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0757% | 7,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1345% | 2,320 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1421% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0059% | 849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2509% | 675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0682% | 443 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2901% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1540% | 1,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1492% | 3,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1135% | 7,145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2488% | 1,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2626% | 464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4713% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4771% | 151 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4700% | 317 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2161% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3519% | 2,572 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0677% | 3,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0423% | 2,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0833% | 8,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1181% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3458% | 213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 1,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1334% | 2,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9495% | 1,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 3,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0582% | 1,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1142% | 8,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1609% | 836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4500% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0727% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1127% | 2,349 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5465% | 2,358 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0163% | 4,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0138% | 2,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2161% | 8,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1324% | 882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4657% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 1,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0058% | 2,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2731% | 3,302 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1302% | 1,784 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1532% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2687% | 419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9246% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 6,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4244% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0343% | 8,207 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0690% | 8,423 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0023% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1222% | 8,491 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5783% | 6,122 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1303% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0825% | 3,435 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5004% | 3,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0528% | 8,162 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0915% | 8,466 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 1,016 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1633% | 8,518 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4740% | 6,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 1,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0876% | 2,839 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3509% | 3,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1100% | 8,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1561% | 8,554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2779% | 8,583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6985% | 6,020 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 7,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0300% | 2,721 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4854% | 2,920 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2433% | 8,555 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3187% | 8,700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5600% | 8,698 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3780% | 6,014 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 7,904 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 6,759 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6290% | 2,199 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5798% | 919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4458% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1265% | 943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7178% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5131% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 1,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5051% | 970 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6917% | 3,013 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7745% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5852% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1691% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9451% | 151 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0212% | 46 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0127% | 2,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1158% | 599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6959% | 2,680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5396% | 857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0908% | 1,321 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2506% | 449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 8,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2352% | 341 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0088% | 1,847 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0271% | 416 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1813% | 678 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4888% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 8,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0099% | 8,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5989% | 140 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0417% | 1,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3353% | 2,235 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2949% | 741 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5254% | 420 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1125% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 8,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0617% | 4,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3438% | 228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4117% | 1,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3530% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6218% | 284 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3101% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 8,252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0646% | 3,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5438% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3839% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2308% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4070% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8603% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0089% | 8,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.9998% | 59 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4155% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 2,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 1,595 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0305% | 254 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 8,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 18.0769% | 25 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0143% | 7,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 3,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0350% | 2,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0882% | 437 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 3,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1214% | 8,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5813% | 3,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0086% | 7,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 3,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 2,877 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0339% | 5,981 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0255% | 2,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0287% | 8,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1985% | 5,997 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7289% | 5,461 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0268% | 9,120 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0112% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0211% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0416% | 1,341 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0176% | 1,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1185% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2831% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3175% | 1,333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 9,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0950% | 1,343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0274% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0812% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8870% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2308% | 1,289 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0768% | 5,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 495 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0620% | 399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3971% | 423 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7371% | 653 |
| Percentage Net Loans Charged-off: Credit card loans | -1.3521% | 1,286 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0234% | 7,621 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 0.3938% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 594 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0592% | 446 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1608% | 1,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2268% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | -1.2753% | 1,295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5854% | 1,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3278% | 158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8898% | 89 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0510% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1493% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 1,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5849% | 108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2641% | 408 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1618% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.1481% | 18 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3630% | 2,368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1136% | 332 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1835% | 232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6180% | 56 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7904% | 500 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4681% | 406 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7030% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7976% | 248 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9901% | 759 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |