Home > Commerce Bank/Delaware > Income and Expense

Commerce Bank/Delaware, Income and Expense

2005-03-31 (YTD Data)Rank
Total interest income$4,394,0001,777
Total interest expense$884,0002,581
Net interest income$3,510,0001,513
Provision for loan and lease losses$90,0002,180
Total noninterest income$1,193,0001,095
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$1,119,000357
Trading account gains and fees$0115
Additional Noninterest Income$74,0004,342
Total noninterest expense$3,209,0001,328
Salaries and employee benefits$1,299,0001,781
Premises and equipment expense$832,000720
Additional noninterest expense$1,078,0001,139
Pre-tax net operating income$1,404,0001,615
Securities gains (losses)$01,685
Applicable income taxes$572,0001,197
Income before extraordinary items$832,0002,022
Extraordinary gains, net$024
Net income$832,0002,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,000972
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$832,0001,987
2004-12-31 (YTD Data)Rank
Total interest income$14,916,0001,910
Total interest expense$2,227,0003,340
Net interest income$12,689,0001,607
Provision for loan and lease losses$400,0002,359
Total noninterest income$4,863,0001,101
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$4,491,000381
Trading account gains and fees$0138
Additional Noninterest Income$372,0003,850
Total noninterest expense$10,811,0001,509
Salaries and employee benefits$3,904,0002,227
Premises and equipment expense$2,855,000793
Additional noninterest expense$4,052,0001,216
Pre-tax net operating income$6,341,0001,367
Securities gains (losses)$03,819
Applicable income taxes$2,345,0001,104
Income before extraordinary items$3,996,0001,626
Extraordinary gains, net$034
Net income$3,996,0001,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0004,254
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,996,0001,577
2004-09-30 (YTD Data)Rank
Total interest income$10,607,0001,979
Total interest expense$1,443,0003,728
Net interest income$9,164,0001,652
Provision for loan and lease losses$300,0002,260
Total noninterest income$3,505,0001,151
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$3,197,000417
Trading account gains and fees$0134
Additional Noninterest Income$308,0003,677
Total noninterest expense$7,790,0001,564
Salaries and employee benefits$2,785,0002,327
Premises and equipment expense$1,928,000870
Additional noninterest expense$3,077,0001,193
Pre-tax net operating income$4,579,0001,417
Securities gains (losses)$03,710
Applicable income taxes$1,697,0001,159
Income before extraordinary items$2,882,0001,685
Extraordinary gains, net$026
Net income$2,882,0001,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,609
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,882,0001,641
2004-06-30 (YTD Data)Rank
Total interest income$6,908,0002,010
Total interest expense$823,0004,196
Net interest income$6,085,0001,649
Provision for loan and lease losses$200,0002,196
Total noninterest income$2,120,0001,235
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,976,000446
Trading account gains and fees$0130
Additional Noninterest Income$144,0004,389
Total noninterest expense$4,839,0001,668
Salaries and employee benefits$1,745,0002,462
Premises and equipment expense$1,192,000955
Additional noninterest expense$1,902,0001,282
Pre-tax net operating income$3,166,0001,340
Securities gains (losses)$03,413
Applicable income taxes$1,170,0001,130
Income before extraordinary items$1,996,0001,607
Extraordinary gains, net$021
Net income$1,996,0001,608
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,596
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,996,0001,546
2004-03-31 (YTD Data)Rank
Total interest income$3,274,0002,133
Total interest expense$395,0004,375
Net interest income$2,879,0001,732
Provision for loan and lease losses$100,0002,105
Total noninterest income$976,0001,273
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$883,000499
Trading account gains and fees$0121
Additional Noninterest Income$93,0003,862
Total noninterest expense$2,437,0001,672
Salaries and employee benefits$873,0002,478
Premises and equipment expense$624,000915
Additional noninterest expense$940,0001,275
Pre-tax net operating income$1,318,0001,573
Securities gains (losses)$02,934
Applicable income taxes$493,0001,306
Income before extraordinary items$825,0001,896
Extraordinary gains, net$016
Net income$825,0001,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0002,952
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$825,0001,804
2003-12-31 (YTD Data)Rank
Total interest income$9,929,0002,840
Total interest expense$1,736,0004,462
Net interest income$8,193,0002,383
Provision for loan and lease losses$308,0003,101
Total noninterest income$3,378,0001,533
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,217,000541
Trading account gains and fees$0160
Additional Noninterest Income$161,0005,703
Total noninterest expense$9,248,0001,725
Salaries and employee benefits$3,486,0002,413
Premises and equipment expense$2,480,000904
Additional noninterest expense$3,282,0001,505
Pre-tax net operating income$2,015,0003,386
Securities gains (losses)$04,500
Applicable income taxes$784,0002,576
Income before extraordinary items$1,231,0004,072
Extraordinary gains, net$054
Net income$1,231,0004,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,0002,065
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,231,0003,890
2003-09-30 (YTD Data)Rank
Total interest income$7,034,0003,039
Total interest expense$1,333,0004,510
Net interest income$5,701,0002,553
Provision for loan and lease losses$227,0003,045
Total noninterest income$2,375,0001,651
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,260,000583
Trading account gains and fees$0153
Additional Noninterest Income$115,0005,813
Total noninterest expense$6,976,0001,727
Salaries and employee benefits$2,604,0002,431
Premises and equipment expense$1,912,000893
Additional noninterest expense$2,460,0001,490
Pre-tax net operating income$873,0004,916
Securities gains (losses)$04,204
Applicable income taxes$365,0003,561
Income before extraordinary items$508,0005,812
Extraordinary gains, net$040
Net income$508,0005,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$332,0001,601
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$508,0005,649
2003-06-30 (YTD Data)Rank
Total interest income$4,776,0003,021
Total interest expense$922,0004,513
Net interest income$3,854,0002,521
Provision for loan and lease losses$152,0002,982
Total noninterest income$1,474,0001,738
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,406,000606
Trading account gains and fees$0150
Additional Noninterest Income$68,0006,043
Total noninterest expense$4,528,0001,754
Salaries and employee benefits$1,682,0002,491
Premises and equipment expense$1,312,000868
Additional noninterest expense$1,534,0001,582
Pre-tax net operating income$648,0004,631
Securities gains (losses)$03,782
Applicable income taxes$260,0003,486
Income before extraordinary items$388,0005,492
Extraordinary gains, net$030
Net income$388,0005,492
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,348
Cash dividends$4,000,000418
Sale, conversion, retirement of capital stock, net$0589
Net operating income$388,0005,279
2003-03-31 (YTD Data)Rank
Total interest income$2,427,0002,993
Total interest expense$457,0004,618
Net interest income$1,970,0002,468
Provision for loan and lease losses$76,0002,787
Total noninterest income$674,0001,836
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$644,000645
Trading account gains and fees$0134
Additional Noninterest Income$30,0006,231
Total noninterest expense$2,293,0001,724
Salaries and employee benefits$868,0002,432
Premises and equipment expense$692,000838
Additional noninterest expense$733,0001,609
Pre-tax net operating income$275,0005,017
Securities gains (losses)$02,891
Applicable income taxes$114,0003,720
Income before extraordinary items$161,0005,852
Extraordinary gains, net$021
Net income$161,0005,851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,000813
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$161,0005,654
2002-12-31 (YTD Data)Rank
Total interest income$9,296,0003,214
Total interest expense$2,335,0004,321
Net interest income$6,961,0002,754
Provision for loan and lease losses$527,0002,301
Total noninterest income$2,660,0001,712
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,444,000670
Trading account gains and fees$0153
Additional Noninterest Income$216,0004,864
Total noninterest expense$8,477,0001,787
Salaries and employee benefits$2,978,0002,645
Premises and equipment expense$2,184,0001,003
Additional noninterest expense$3,315,0001,426
Pre-tax net operating income$617,0006,365
Securities gains (losses)$04,537
Applicable income taxes$180,0005,258
Income before extraordinary items$437,0006,662
Extraordinary gains, net$070
Net income$437,0006,661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-85,0009,220
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$437,0006,537
2001-12-31 (YTD Data)Rank
Total interest income$5,371,0005,363
Total interest expense$2,286,0005,689
Net interest income$3,085,0004,965
Provision for loan and lease losses$374,0002,763
Total noninterest income$1,508,0002,496
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,415,0001,052
Trading account gains and fees$0177
Additional Noninterest Income$93,0006,591
Total noninterest expense$6,675,0002,151
Salaries and employee benefits$2,546,0002,901
Premises and equipment expense$1,533,0001,392
Additional noninterest expense$2,596,0001,763
Pre-tax net operating income$-2,456,0009,517
Securities gains (losses)$04,612
Applicable income taxes$-910,0009,546
Income before extraordinary items$-1,546,0009,491
Extraordinary gains, net$0105
Net income$-1,546,0009,491
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$380,0001,899
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-1,546,0009,461
2000-12-31 (YTD Data)Rank
Total interest income$2,833,0007,579
Total interest expense$1,755,0006,690
Net interest income$1,078,0008,324
Provision for loan and lease losses$500,0001,862
Total noninterest income$239,0006,888
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$215,0004,920
Trading account gains and feesNANA
Additional Noninterest Income$24,0008,801
Total noninterest expense$3,771,0003,490
Salaries and employee benefits$1,524,0004,307
Premises and equipment expense$745,0002,734
Additional noninterest expense$1,502,0002,818
Pre-tax net operating income$-2,954,0009,848
Securities gains (losses)$01,956
Applicable income taxes$-1,057,0009,848
Income before extraordinary items$-1,897,0009,818
Extraordinary gains, net$038
Net income$-1,897,0009,817
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$-1,897,0009,822
1999-12-31 (YTD Data)Rank
Total interest income$95,00010,184
Total interest expense$46,00010,106
Net interest income$49,00010,191
Provision for loan and lease losses$130,0004,573
Total noninterest income$1,00010,157
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$08,885
Trading account gains and feesNANA
Additional Noninterest Income$1,00010,109
Total noninterest expense$133,00010,186
Salaries and employee benefits$4,00010,206
Premises and equipment expense$12,00010,138
Additional noninterest expense$117,0009,798
Pre-tax net operating income$-213,0009,645
Securities gains (losses)$03,155
Applicable income taxes$-75,0009,878
Income before extraordinary items$-138,0009,606
Extraordinary gains, net$035
Net income$-138,0009,606
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,897
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-138,0009,583

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.