Home > Commerce Bank Corporation > Income and Expense
Commerce Bank Corporation, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,022,000 | 4,992 |
| Total interest expense | $2,475,000 | 5,402 |
| Net interest income | $3,547,000 | 4,548 |
| Provision for loan and lease losses | $1,055,000 | 929 |
| Total noninterest income | $715,000 | 3,915 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $501,000 | 2,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $214,000 | 4,797 |
| Total noninterest expense | $2,950,000 | 4,177 |
| Salaries and employee benefits | $1,265,000 | 4,871 |
| Premises and equipment expense | $457,000 | 3,959 |
| Additional noninterest expense | $1,228,000 | 3,306 |
| Pre-tax net operating income | $257,000 | 8,631 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $97,000 | 7,577 |
| Income before extraordinary items | $160,000 | 8,909 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $160,000 | 8,907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,110,000 | 702 |
| Cash dividends | $367,000 | 4,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $160,000 | 8,844 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,108,000 | 5,701 |
| Total interest expense | $1,993,000 | 6,283 |
| Net interest income | $3,115,000 | 5,145 |
| Provision for loan and lease losses | $180,000 | 3,648 |
| Total noninterest income | $718,000 | 3,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $546,000 | 2,415 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $172,000 | 5,333 |
| Total noninterest expense | $2,384,000 | 4,976 |
| Salaries and employee benefits | $1,257,000 | 4,909 |
| Premises and equipment expense | $350,000 | 4,898 |
| Additional noninterest expense | $777,000 | 4,831 |
| Pre-tax net operating income | $1,269,000 | 5,052 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $564,000 | 3,857 |
| Income before extraordinary items | $705,000 | 5,881 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $705,000 | 5,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 2,648 |
| Cash dividends | $414,000 | 3,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $705,000 | 5,837 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 6,034 |
| Total interest expense | $1,920,000 | 6,582 |
| Net interest income | $2,979,000 | 5,471 |
| Provision for loan and lease losses | $175,000 | 3,759 |
| Total noninterest income | $589,000 | 4,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $432,000 | 3,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $157,000 | 5,848 |
| Total noninterest expense | $1,907,000 | 6,143 |
| Salaries and employee benefits | $1,099,000 | 5,586 |
| Premises and equipment expense | $362,000 | 4,912 |
| Additional noninterest expense | $446,000 | 7,499 |
| Pre-tax net operating income | $1,486,000 | 4,369 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $567,000 | 3,753 |
| Income before extraordinary items | $919,000 | 4,799 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $919,000 | 4,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,885 |
| Cash dividends | $305,000 | 4,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $919,000 | 4,743 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,245,000 | 6,751 |
| Total interest expense | $1,647,000 | 7,283 |
| Net interest income | $2,598,000 | 6,126 |
| Provision for loan and lease losses | $306,000 | 2,248 |
| Total noninterest income | $543,000 | 4,895 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $414,000 | 3,258 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,436 |
| Total noninterest expense | $1,828,000 | 6,395 |
| Salaries and employee benefits | $954,000 | 6,278 |
| Premises and equipment expense | $360,000 | 4,928 |
| Additional noninterest expense | $514,000 | 7,143 |
| Pre-tax net operating income | $1,007,000 | 5,973 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $369,000 | 5,228 |
| Income before extraordinary items | $638,000 | 6,386 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $638,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 3,316 |
| Cash dividends | $257,000 | 4,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $638,000 | 6,376 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,280,000 | 7,650 |
| Total interest expense | $1,113,000 | 8,242 |
| Net interest income | $2,167,000 | 7,155 |
| Provision for loan and lease losses | $385,000 | 1,876 |
| Total noninterest income | $463,000 | 5,568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $330,000 | 4,032 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 6,595 |
| Total noninterest expense | $1,496,000 | 7,614 |
| Salaries and employee benefits | $727,000 | 7,696 |
| Premises and equipment expense | $275,000 | 6,081 |
| Additional noninterest expense | $494,000 | 7,905 |
| Pre-tax net operating income | $749,000 | 7,134 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $314,000 | 5,710 |
| Income before extraordinary items | $435,000 | 7,843 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $435,000 | 7,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,939 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $435,000 | 7,905 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 9,262 |
| Total interest expense | $889,000 | 9,599 |
| Net interest income | $1,576,000 | 8,881 |
| Provision for loan and lease losses | $425,000 | 2,350 |
| Total noninterest income | $282,000 | 7,912 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $195,000 | 6,059 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,348 |
| Total noninterest expense | $1,198,000 | 8,898 |
| Salaries and employee benefits | $558,000 | 9,143 |
| Premises and equipment expense | $259,000 | 6,527 |
| Additional noninterest expense | $381,000 | 9,469 |
| Pre-tax net operating income | $235,000 | 10,741 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $78,000 | 10,260 |
| Income before extraordinary items | $157,000 | 11,113 |
| Extraordinary gains, net | $318,000 | 673 |
| Net income | $475,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 2,060 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $157,000 | 10,910 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,173,000 | 10,529 |
| Total interest expense | $919,000 | 10,772 |
| Net interest income | $1,254,000 | 10,119 |
| Provision for loan and lease losses | $194,000 | 5,305 |
| Total noninterest income | $190,000 | 9,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 9,852 |
| Total noninterest expense | $1,068,000 | 9,677 |
| Salaries and employee benefits | $511,000 | 9,674 |
| Premises and equipment expense | $266,000 | 6,505 |
| Additional noninterest expense | $291,000 | 10,959 |
| Pre-tax net operating income | $182,000 | 11,244 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $182,000 | 10,841 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $182,000 | 10,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 4,894 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $182,000 | 10,505 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.