Home > Commerce Bank Corporation > Assets and Liabilities
Commerce Bank Corporation, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 24 | 6,148 |
| Assets and Liabilities | ||
| Total Assets: | $82,921,000 | 5,076 |
| Cash and due from depository institutions | $7,266,000 | 6,148 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $29,165,000 | 3,732 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 3,395 |
| Net loans & leases | $39,688,000 | 5,742 |
| Loan loss allowance | $645,000 | 4,745 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $210,000 | 9,184 |
| Other real estate owned | $211,000 | 6,148 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,381,000 | 4,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $82,921,000 | 5,076 |
| Total liabilities | $77,403,000 | 4,917 |
| Total deposits | $46,254,000 | 6,634 |
| Interest-bearing deposits | $29,200,000 | 7,696 |
| Deposits held in domestic offices | $46,254,000 | 6,632 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,757,000 | 606 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,060,000 | 3,692 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $332,000 | 7,141 |
| Total equity capital | $5,518,000 | 6,702 |
| Total bank equity capital | $5,518,000 | 6,702 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,922,000 | 1,984 |
| Surplus | $2,604,000 | 4,591 |
| Undivided profits | $992,000 | 8,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $333,000 | 4,963 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $186,000 | 8,110 |
| Earning assets | $73,853,000 | 5,190 |
| Long-term assets (5+ years) | $15,512,000 | 3,688 |
| Average Assets, year-to-date | $86,461,800 | 4,686 |
| Average Assets, quarterly | $83,310,000 | 4,974 |
| Volatile liabilities | $38,447,000 | 1,764 |
| Insider loans | $251,000 | 6,793 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,313,000 | 5,700 |
| Tier 1 (core) risk-based capital | $5,679,000 | 6,427 |
| Tier 2 risk-based capital | $631,750 | 4,428 |
| Total risk weighted assets | $50,526,350 | 5,043 |
| Total unused commitments | $4,313,000 | 5,707 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 23 | 6,565 |
| Assets and Liabilities | ||
| Total Assets: | $76,476,000 | 5,359 |
| Cash and due from depository institutions | $4,959,000 | 6,565 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $17,904,000 | 5,331 |
| Federal funds sold & reverse repurchase agreements | $7,200,000 | 1,930 |
| Net loans & leases | $45,655,000 | 5,314 |
| Loan loss allowance | $700,000 | 4,503 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $206,000 | 9,501 |
| Other real estate owned | $0 | 6,565 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $552,000 | 8,154 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $76,476,000 | 5,359 |
| Total liabilities | $70,615,000 | 5,247 |
| Total deposits | $60,302,000 | 5,636 |
| Interest-bearing deposits | $45,498,000 | 6,125 |
| Deposits held in domestic offices | $60,302,000 | 5,630 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,288,000 | 1,161 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $1,919,000 | 2,973 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $106,000 | 10,144 |
| Total equity capital | $5,861,000 | 6,485 |
| Total bank equity capital | $5,861,000 | 6,485 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,922,000 | 1,986 |
| Surplus | $2,604,000 | 4,576 |
| Undivided profits | $1,335,000 | 8,074 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $629,000 | 3,488 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $378,000 | 374 |
| Income earned, not collected on loans | $219,000 | 7,965 |
| Earning assets | $70,759,000 | 5,334 |
| Long-term assets (5+ years) | $7,395,000 | 5,081 |
| Average Assets, year-to-date | $76,286,000 | 5,179 |
| Average Assets, quarterly | $83,312,500 | 4,978 |
| Volatile liabilities | $28,461,000 | 2,234 |
| Insider loans | $786,000 | 4,185 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $5,998,000 | 4,740 |
| Tier 1 (core) risk-based capital | $5,886,000 | 6,348 |
| Tier 2 risk-based capital | $620,280 | 4,401 |
| Total risk weighted assets | $49,542,780 | 5,077 |
| Total unused commitments | $5,998,000 | 4,744 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 23 | 6,897 |
| Assets and Liabilities | ||
| Total Assets: | $69,315,000 | 5,914 |
| Cash and due from depository institutions | $6,054,000 | 6,897 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $11,516,000 | 7,437 |
| Federal funds sold & reverse repurchase agreements | $6,100,000 | 2,130 |
| Net loans & leases | $44,904,000 | 5,428 |
| Loan loss allowance | $708,000 | 4,631 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $204,000 | 9,848 |
| Other real estate owned | $0 | 6,897 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $537,000 | 8,598 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $69,315,000 | 5,914 |
| Total liabilities | $63,726,000 | 5,812 |
| Total deposits | $54,172,000 | 6,281 |
| Interest-bearing deposits | $39,716,000 | 6,924 |
| Deposits held in domestic offices | $54,172,000 | 6,272 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,775,000 | 1,238 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $520,000 | 3,893 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $259,000 | 8,412 |
| Total equity capital | $5,589,000 | 6,749 |
| Total bank equity capital | $5,589,000 | 6,749 |
| Perpetual preferred stock | $631,000 | 155 |
| Common stock | $1,922,000 | 2,108 |
| Surplus | $1,973,000 | 5,636 |
| Undivided profits | $1,063,000 | 8,745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $216,000 | 6,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $143,000 | 780 |
| Income earned, not collected on loans | $212,000 | 8,253 |
| Earning assets | $62,520,000 | 5,988 |
| Long-term assets (5+ years) | $1,457,000 | 8,312 |
| Average Assets, year-to-date | $66,994,200 | 5,887 |
| Average Assets, quarterly | $70,935,000 | 5,765 |
| Volatile liabilities | $19,952,000 | 2,917 |
| Insider loans | $869,000 | 3,999 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $8,597,000 | 3,727 |
| Tier 1 (core) risk-based capital | $5,596,000 | 6,654 |
| Tier 2 risk-based capital | $597,950 | 4,615 |
| Total risk weighted assets | $47,725,650 | 5,248 |
| Total unused commitments | $8,597,000 | 3,742 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 21 | 7,557 |
| Assets and Liabilities | ||
| Total Assets: | $64,721,000 | 6,293 |
| Cash and due from depository institutions | $4,382,000 | 7,557 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $9,405,000 | 8,486 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,427 |
| Net loans & leases | $40,202,000 | 5,812 |
| Loan loss allowance | $569,000 | 5,513 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $267,000 | 9,766 |
| Other real estate owned | $0 | 7,557 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $465,000 | 9,426 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,721,000 | 6,293 |
| Total liabilities | $59,750,000 | 6,168 |
| Total deposits | $53,197,000 | 6,489 |
| Interest-bearing deposits | $39,918,000 | 7,048 |
| Deposits held in domestic offices | $53,197,000 | 6,482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,507,000 | 1,464 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $486,000 | 3,484 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $560,000 | 5,761 |
| Total equity capital | $4,971,000 | 7,396 |
| Total bank equity capital | $4,971,000 | 7,396 |
| Perpetual preferred stock | $631,000 | 171 |
| Common stock | $1,922,000 | 2,167 |
| Surplus | $1,973,000 | 5,701 |
| Undivided profits | $445,000 | 10,431 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $114,000 | 8,010 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $220,000 | 8,426 |
| Earning assets | $59,607,000 | 6,255 |
| Long-term assets (5+ years) | $1,438,000 | 8,472 |
| Average Assets, year-to-date | $54,189,000 | 6,886 |
| Average Assets, quarterly | $60,097,500 | 6,570 |
| Volatile liabilities | $20,658,000 | 2,567 |
| Insider loans | $1,039,000 | 3,642 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $8,679,000 | 3,583 |
| Tier 1 (core) risk-based capital | $4,982,000 | 7,261 |
| Tier 2 risk-based capital | $532,500 | 5,025 |
| Total risk weighted assets | $42,563,400 | 5,688 |
| Total unused commitments | $8,679,000 | 3,596 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 17 | 8,823 |
| Assets and Liabilities | ||
| Total Assets: | $47,785,000 | 7,704 |
| Cash and due from depository institutions | $3,643,000 | 8,823 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $6,052,000 | 10,366 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $37,397,000 | 6,063 |
| Loan loss allowance | $387,000 | 7,296 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $299,000 | 9,866 |
| Other real estate owned | $0 | 8,823 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $394,000 | 10,416 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,785,000 | 7,704 |
| Total liabilities | $43,184,000 | 7,702 |
| Total deposits | $37,138,000 | 8,192 |
| Interest-bearing deposits | $26,593,000 | 8,995 |
| Deposits held in domestic offices | $37,138,000 | 8,185 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,077,000 | 1,770 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $685,000 | 3,508 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $284,000 | 7,551 |
| Total equity capital | $4,601,000 | 7,540 |
| Total bank equity capital | $4,601,000 | 7,540 |
| Perpetual preferred stock | $631,000 | 185 |
| Common stock | $1,922,000 | 2,223 |
| Surplus | $1,973,000 | 5,712 |
| Undivided profits | $75,000 | 11,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $79,000 | 8,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $192,000 | 8,642 |
| Earning assets | $43,449,000 | 7,714 |
| Long-term assets (5+ years) | $266,000 | 10,486 |
| Average Assets, year-to-date | $45,997,800 | 7,748 |
| Average Assets, quarterly | $48,260,500 | 7,624 |
| Volatile liabilities | $14,630,000 | 3,265 |
| Insider loans | $953,000 | 3,835 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,980,000 | 4,410 |
| Tier 1 (core) risk-based capital | $4,601,000 | 7,629 |
| Tier 2 risk-based capital | $387,000 | 6,379 |
| Total risk weighted assets | $37,644,900 | 6,173 |
| Total unused commitments | $5,980,000 | 4,417 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 12 | 10,651 |
| Assets and Liabilities | ||
| Total Assets: | $43,799,000 | 8,378 |
| Cash and due from depository institutions | $2,796,000 | 10,651 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $5,590,000 | 10,992 |
| Federal funds sold & reverse repurchase agreements | $7,550,000 | 1,839 |
| Net loans & leases | $27,105,000 | 7,439 |
| Loan loss allowance | $294,000 | 8,752 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $224,000 | 10,950 |
| Other real estate owned | $0 | 10,651 |
| Goodwill and other intangibles | $7,000 | 2,921 |
| All other assets | $527,000 | 9,114 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,799,000 | 8,378 |
| Total liabilities | $39,633,000 | 8,372 |
| Total deposits | $34,638,000 | 8,879 |
| Interest-bearing deposits | $27,623,000 | 9,201 |
| Deposits held in domestic offices | $34,638,000 | 8,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,006,000 | 1,652 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $750,000 | 3,010 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $239,000 | 8,536 |
| Total equity capital | $4,166,000 | 8,182 |
| Total bank equity capital | $4,166,000 | 8,182 |
| Perpetual preferred stock | $631,000 | 201 |
| Common stock | $1,922,000 | 2,262 |
| Surplus | $1,973,000 | 5,711 |
| Undivided profits | $-360,000 | 12,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $210,000 | 7,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $119,000 | 10,434 |
| Earning assets | $40,245,000 | 8,343 |
| Long-term assets (5+ years) | $516,000 | 10,636 |
| Average Assets, year-to-date | $38,940,000 | 8,820 |
| Average Assets, quarterly | $43,373,500 | 8,373 |
| Volatile liabilities | $9,447,000 | 4,270 |
| Insider loans | $605,000 | 5,141 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,214,000 | 3,276 |
| Tier 1 (core) risk-based capital | $4,159,000 | 8,108 |
| Tier 2 risk-based capital | $294,000 | 7,682 |
| Total risk weighted assets | $29,684,900 | 7,327 |
| Total unused commitments | $9,214,000 | 3,294 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 10 | 11,730 |
| Assets and Liabilities | ||
| Total Assets: | $33,583,000 | 9,891 |
| Cash and due from depository institutions | $1,064,000 | 11,730 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $3,611,000 | 12,306 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 3,744 |
| Net loans & leases | $24,090,000 | 8,079 |
| Loan loss allowance | $236,000 | 9,848 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $289,000 | 10,637 |
| Other real estate owned | $0 | 11,730 |
| Goodwill and other intangibles | $17,000 | 2,783 |
| All other assets | $212,000 | 12,717 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $33,583,000 | 9,891 |
| Total liabilities | $29,862,000 | 9,973 |
| Total deposits | $26,941,000 | 10,312 |
| Interest-bearing deposits | $21,826,000 | 10,572 |
| Deposits held in domestic offices | $26,941,000 | 10,308 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,447,000 | 1,883 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $281,000 | 3,634 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $193,000 | 10,188 |
| Total equity capital | $3,721,000 | 8,634 |
| Total bank equity capital | $3,721,000 | 8,634 |
| Perpetual preferred stock | $631,000 | 195 |
| Common stock | $1,922,000 | 2,344 |
| Surplus | $1,973,000 | 5,620 |
| Undivided profits | $-805,000 | 13,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $300,000 | 7,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $108,000 | 11,301 |
| Earning assets | $32,001,000 | 9,627 |
| Long-term assets (5+ years) | $1,099,000 | 10,109 |
| Average Assets, year-to-date | $31,574,600 | 10,042 |
| Average Assets, quarterly | $33,404,000 | 9,862 |
| Volatile liabilities | $7,395,000 | 5,097 |
| Insider loans | $71,000 | 6,515 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,175,000 | 4,048 |
| Tier 1 (core) risk-based capital | $3,704,000 | 8,584 |
| Tier 2 risk-based capital | $236,000 | 8,678 |
| Total risk weighted assets | $25,431,900 | 8,179 |
| Total unused commitments | $6,175,000 | 4,070 |
| Derivatives | $0 | 651 |