Home > Commerce Bank/Central > Income and Expense
Commerce Bank/Central, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $25,953,000 | 1,356 |
| Total interest expense | $11,646,000 | 1,481 |
| Net interest income | $14,307,000 | 1,226 |
| Provision for loan and lease losses | $220,000 | 3,525 |
| Total noninterest income | $2,498,000 | 1,587 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,142,000 | 1,187 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,356,000 | 1,500 |
| Total noninterest expense | $13,641,000 | 1,028 |
| Salaries and employee benefits | $5,156,000 | 1,376 |
| Premises and equipment expense | $4,045,000 | 549 |
| Additional noninterest expense | $4,440,000 | 1,059 |
| Pre-tax net operating income | $2,944,000 | 2,429 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $959,000 | 2,196 |
| Income before extraordinary items | $1,985,000 | 2,592 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,985,000 | 2,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $285,000 | 1,896 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,985,000 | 2,585 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $23,438,000 | 1,391 |
| Total interest expense | $9,682,000 | 1,555 |
| Net interest income | $13,756,000 | 1,271 |
| Provision for loan and lease losses | $925,000 | 1,036 |
| Total noninterest income | $1,735,000 | 2,056 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $739,000 | 1,795 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $996,000 | 1,876 |
| Total noninterest expense | $9,858,000 | 1,407 |
| Salaries and employee benefits | $3,858,000 | 1,801 |
| Premises and equipment expense | $2,417,000 | 831 |
| Additional noninterest expense | $3,583,000 | 1,282 |
| Pre-tax net operating income | $4,708,000 | 1,600 |
| Securities gains (losses) | $-27,000 | 9,628 |
| Applicable income taxes | $839,000 | 2,540 |
| Income before extraordinary items | $3,842,000 | 1,392 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,842,000 | 1,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $343,000 | 1,640 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,864,140 | 1,370 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $21,878,000 | 1,481 |
| Total interest expense | $10,402,000 | 1,466 |
| Net interest income | $11,476,000 | 1,468 |
| Provision for loan and lease losses | $1,553,000 | 694 |
| Total noninterest income | $2,694,000 | 1,455 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $473,000 | 2,686 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,221,000 | 1,085 |
| Total noninterest expense | $19,511,000 | 756 |
| Salaries and employee benefits | $11,188,000 | 636 |
| Premises and equipment expense | $2,317,000 | 845 |
| Additional noninterest expense | $6,006,000 | 844 |
| Pre-tax net operating income | $-6,894,000 | 10,456 |
| Securities gains (losses) | $-15,000 | 10,246 |
| Applicable income taxes | $-51,000 | 10,138 |
| Income before extraordinary items | $-6,858,000 | 10,447 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-6,858,000 | 10,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $658,000 | 1,010 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-6,843,150 | 10,442 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $19,643,000 | 1,679 |
| Total interest expense | $9,119,000 | 1,705 |
| Net interest income | $10,524,000 | 1,655 |
| Provision for loan and lease losses | $745,000 | 1,268 |
| Total noninterest income | $2,500,000 | 1,483 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $391,000 | 3,277 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,109,000 | 1,058 |
| Total noninterest expense | $8,444,000 | 1,563 |
| Salaries and employee benefits | $3,919,000 | 1,677 |
| Premises and equipment expense | $1,848,000 | 1,070 |
| Additional noninterest expense | $2,677,000 | 1,599 |
| Pre-tax net operating income | $3,835,000 | 1,958 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,195,000 | 2,093 |
| Income before extraordinary items | $2,640,000 | 2,001 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,640,000 | 2,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $499,000 | 1,339 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,640,000 | 1,943 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,988,000 | 2,107 |
| Total interest expense | $7,568,000 | 2,075 |
| Net interest income | $8,420,000 | 2,123 |
| Provision for loan and lease losses | $516,000 | 1,692 |
| Total noninterest income | $1,536,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $267,000 | 4,592 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,269,000 | 1,539 |
| Total noninterest expense | $6,208,000 | 2,215 |
| Salaries and employee benefits | $3,150,000 | 2,119 |
| Premises and equipment expense | $1,268,000 | 1,610 |
| Additional noninterest expense | $1,790,000 | 2,709 |
| Pre-tax net operating income | $3,232,000 | 2,215 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,221,000 | 1,969 |
| Income before extraordinary items | $2,011,000 | 2,452 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,011,000 | 2,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,344 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,011,000 | 2,406 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,252,000 | 2,730 |
| Total interest expense | $5,709,000 | 2,694 |
| Net interest income | $6,543,000 | 2,715 |
| Provision for loan and lease losses | $350,000 | 2,061 |
| Total noninterest income | $776,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $154,000 | 6,588 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $622,000 | 2,478 |
| Total noninterest expense | $4,884,000 | 2,780 |
| Salaries and employee benefits | $2,257,000 | 2,950 |
| Premises and equipment expense | $1,033,000 | 1,966 |
| Additional noninterest expense | $1,594,000 | 2,937 |
| Pre-tax net operating income | $2,085,000 | 3,358 |
| Securities gains (losses) | $-76,000 | 11,379 |
| Applicable income taxes | $828,000 | 2,795 |
| Income before extraordinary items | $1,181,000 | 4,012 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,181,000 | 4,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 3,716 |
| Cash dividends | $181,000 | 5,715 |
| Sale, conversion, retirement of capital stock, net | $-900,000 | 10,514 |
| Net operating income | $1,229,640 | 3,852 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,189,000 | 3,665 |
| Total interest expense | $3,327,000 | 3,602 |
| Net interest income | $4,862,000 | 3,654 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $563,000 | 4,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 7,476 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $438,000 | 3,221 |
| Total noninterest expense | $4,068,000 | 3,377 |
| Salaries and employee benefits | $1,798,000 | 3,618 |
| Premises and equipment expense | $942,000 | 2,143 |
| Additional noninterest expense | $1,328,000 | 3,707 |
| Pre-tax net operating income | $1,257,000 | 5,060 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $510,000 | 3,997 |
| Income before extraordinary items | $747,000 | 5,626 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $747,000 | 5,644 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,134 |
| Cash dividends | $184,000 | 5,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $747,000 | 5,697 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,655,000 | 4,523 |
| Total interest expense | $2,706,000 | 4,508 |
| Net interest income | $3,949,000 | 4,460 |
| Provision for loan and lease losses | $451,000 | 2,258 |
| Total noninterest income | $361,000 | 6,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $119,000 | 7,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 5,092 |
| Total noninterest expense | $3,272,000 | 4,171 |
| Salaries and employee benefits | $1,430,000 | 4,463 |
| Premises and equipment expense | $679,000 | 2,967 |
| Additional noninterest expense | $1,163,000 | 4,311 |
| Pre-tax net operating income | $587,000 | 8,028 |
| Securities gains (losses) | $164,000 | 1,897 |
| Applicable income taxes | $286,000 | 6,253 |
| Income before extraordinary items | $465,000 | 7,837 |
| Extraordinary gains, net | $63,000 | 1,988 |
| Net income | $528,000 | 7,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 6,165 |
| Cash dividends | $199,000 | 5,512 |
| Sale, conversion, retirement of capital stock, net | $667,000 | 545 |
| Net operating income | $360,040 | 8,568 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,467,000 | 5,935 |
| Total interest expense | $2,710,000 | 5,628 |
| Net interest income | $2,757,000 | 6,112 |
| Provision for loan and lease losses | $365,000 | 3,650 |
| Total noninterest income | $188,000 | 9,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 8,102 |
| Total noninterest expense | $2,227,000 | 5,851 |
| Salaries and employee benefits | $1,098,000 | 5,593 |
| Premises and equipment expense | $340,000 | 5,484 |
| Additional noninterest expense | $789,000 | 6,140 |
| Pre-tax net operating income | $353,000 | 9,655 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $154,000 | 8,513 |
| Income before extraordinary items | $199,000 | 10,612 |
| Extraordinary gains, net | $154,000 | 549 |
| Net income | $353,000 | 8,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 9,883 |
| Cash dividends | $71,000 | 7,223 |
| Sale, conversion, retirement of capital stock, net | $1,288,000 | 376 |
| Net operating income | $199,000 | 10,273 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.