Home > Commerce Bank > Loan Charge- Offs and Recoveries
Commerce Bank, Loan Charge- Offs and Recoveries
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,483,000 | 393 |
| Loans secured by real estate, total | $12,000 | 3,708 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $12,000 | 3,708 |
| Construction and land development | $0 | 737 |
| Secured by farmland | $0 | 391 |
| Total charge-offs secured by 1-4 family residential properties | $12,000 | 2,810 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $0 | 1,929 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $0 | 223 |
| Commercial and industrial loans | $1,481,000 | 258 |
| Loans to individuals | $3,730,000 | 292 |
| Credit card loan charge offs | $1,462,000 | 244 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $2,268,000 | 254 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $260,000 | 94 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $906,000 | 528 |
| Loans secured by real estate, total | $66,000 | 1,066 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $66,000 | 1,066 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $12,000 | 270 |
| Secured by 1-4 family residential properties - total recoveries | $41,000 | 744 |
| Secured by multifamily residential properties | $0 | 399 |
| Secured by nonfarm nonresidential properties | $13,000 | 1,110 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 231 |
| Commercial and industrial loans | $97,000 | 1,120 |
| Loans to individuals | $712,000 | 331 |
| Credit card loan recoveries | $172,000 | 255 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $540,000 | 282 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $31,000 | 173 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,577,000 | 355 |
| Loans secured by real estate, total | $-54,000 | 11,059 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $-54,000 | 11,084 |
| Construction and land development | $0 | 634 |
| Secured by farmland | $-12,000 | 9,898 |
| Secured by 1-4 family residential properties- net charge-offs | $-29,000 | 11,214 |
| Secured by multifamily residential properties | $0 | 413 |
| Secured by nonfarm nonresidential properties | $-13,000 | 10,834 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $0 | 178 |
| Commercial and industrial loans | $1,384,000 | 201 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $3,018,000 | 281 |
| Credit card loan net charge offs | $1,290,000 | 240 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,728,000 | 237 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $229,000 | 70 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,120,000 | 555 |
| Loans secured by real estate, total | $140,000 | 1,466 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $140,000 | 1,464 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $42,000 | 131 |
| Total charge-offs secured by 1-4 family residential properties | $23,000 | 2,273 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $75,000 | 1,025 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 186 |
| Commercial and industrial loans | $393,000 | 775 |
| Loans to individuals | $2,545,000 | 338 |
| Credit card loan charge offs | $752,000 | 317 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,793,000 | 258 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $42,000 | 215 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $569,000 | 708 |
| Loans secured by real estate, total | $3,000 | 3,971 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $3,000 | 3,968 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $3,000 | 2,770 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $74,000 | 1,467 |
| Loans to individuals | $486,000 | 411 |
| Credit card loan recoveries | $52,000 | 434 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $434,000 | 339 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $6,000 | 283 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,551,000 | 493 |
| Loans secured by real estate, total | $137,000 | 1,186 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $137,000 | 1,184 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $42,000 | 110 |
| Secured by 1-4 family residential properties- net charge-offs | $20,000 | 2,033 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $75,000 | 826 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $319,000 | 662 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $2,059,000 | 310 |
| Credit card loan net charge offs | $700,000 | 304 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $1,359,000 | 221 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $36,000 | 169 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $2,100,000 | 716 |
| Loans secured by real estate, total | $25,000 | 3,607 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $25,000 | 3,607 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $25,000 | 2,418 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $46,000 | 3,749 |
| Loans to individuals | $2,029,000 | 337 |
| Credit card loan charge offs | $1,064,000 | 263 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $965,000 | 347 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 345 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $541,000 | 809 |
| Loans secured by real estate, total | $4,000 | 4,168 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $4,000 | 4,167 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $4,000 | 2,774 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $0 | 2,421 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $107,000 | 1,295 |
| Loans to individuals | $430,000 | 447 |
| Credit card loan recoveries | $189,000 | 273 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $241,000 | 497 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 356 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,559,000 | 663 |
| Loans secured by real estate, total | $21,000 | 3,078 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $21,000 | 3,079 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $21,000 | 2,165 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $0 | 2,119 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-61,000 | 11,890 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,599,000 | 287 |
| Credit card loan net charge offs | $875,000 | 256 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $724,000 | 264 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $0 | 276 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,940,000 | 900 |
| Loans secured by real estate, total | $0 | 7,166 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $0 | 7,160 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $0 | 5,721 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $1,940,000 | 370 |
| Credit card loan charge offs | $1,108,000 | 270 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $832,000 | 418 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $0 | 371 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $528,000 | 869 |
| Loans secured by real estate, total | $12,000 | 3,213 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $12,000 | 3,213 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $12,000 | 1,950 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $200,000 | 843 |
| Loans to individuals | $316,000 | 551 |
| Credit card loan recoveries | $151,000 | 303 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $165,000 | 694 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $0 | 355 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,412,000 | 901 |
| Loans secured by real estate, total | $-12,000 | 12,285 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-12,000 | 12,324 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $-12,000 | 12,706 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-200,000 | 13,087 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $1,624,000 | 312 |
| Credit card loan net charge offs | $957,000 | 260 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $667,000 | 340 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $0 | 299 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,104,000 | 832 |
| Loans secured by real estate, total | $13,000 | 6,312 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $13,000 | 6,312 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $13,000 | 4,465 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $1,525,000 | 570 |
| Loans to individuals | $1,566,000 | 493 |
| Credit card loan charge offs | $866,000 | 339 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $700,000 | 606 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $885,000 | 619 |
| Loans secured by real estate, total | $30,000 | 2,141 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $30,000 | 2,141 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $30,000 | 1,132 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $88,000 | 1,796 |
| Loans to individuals | $767,000 | 344 |
| Credit card loan recoveries | $91,000 | 378 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $676,000 | 270 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,219,000 | 903 |
| Loans secured by real estate, total | $-17,000 | 13,282 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $-17,000 | 13,321 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $-17,000 | 13,540 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $1,437,000 | 505 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $799,000 | 605 |
| Credit card loan net charge offs | $775,000 | 321 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $24,000 | 4,806 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.