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Commerce Bank, Income and Expense

1996-12-31 (YTD Data)Rank
Total interest income$50,393,000729
Total interest expense$24,542,000712
Net interest income$25,851,000732
Provision for loan and lease losses$4,612,000347
Total noninterest income$6,318,000813
Gross Fiduciary activities income$1,386,000428
Service charges on deposit accounts$3,187,000452
Trading account gains and fees$0262
Additional Noninterest Income$1,745,0001,272
Total noninterest expense$31,238,000545
Salaries and employee benefits$8,831,000790
Premises and equipment expense$3,384,000664
Additional noninterest expense$19,023,000427
Pre-tax net operating income$-3,681,00011,434
Securities gains (losses)$65,0001,179
Applicable income taxes$-728,00011,376
Income before extraordinary items$-2,888,00011,415
Extraordinary gains, net$053
Net income$-2,888,00011,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,577,000355
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$-2,940,00011,411
1995-12-31 (YTD Data)Rank
Total interest income$40,501,000898
Total interest expense$19,563,000899
Net interest income$20,938,000897
Provision for loan and lease losses$1,738,000636
Total noninterest income$4,777,000990
Gross Fiduciary activities income$1,412,000456
Service charges on deposit accounts$1,991,000684
Trading account gains and fees$0522
Additional Noninterest Income$1,374,0001,433
Total noninterest expense$23,076,000708
Salaries and employee benefits$8,047,000861
Premises and equipment expense$2,491,000878
Additional noninterest expense$12,538,000581
Pre-tax net operating income$901,0006,410
Securities gains (losses)$23,0001,804
Applicable income taxes$783,0002,925
Income before extraordinary items$141,00010,546
Extraordinary gains, net$065
Net income$141,00010,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,551,000493
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$126,28010,666
1994-12-31 (YTD Data)Rank
Total interest income$43,331,000788
Total interest expense$17,205,000810
Net interest income$26,126,000748
Provision for loan and lease losses$2,312,000520
Total noninterest income$10,504,000570
Gross Fiduciary activities income$1,571,000422
Service charges on deposit accounts$2,624,000534
Trading account gains and fees$29,000318
Additional Noninterest Income$6,280,000558
Total noninterest expense$25,293,000673
Salaries and employee benefits$11,823,000608
Premises and equipment expense$3,561,000657
Additional noninterest expense$9,909,000705
Pre-tax net operating income$9,025,000859
Securities gains (losses)$420,000308
Applicable income taxes$2,686,000957
Income before extraordinary items$6,759,000789
Extraordinary gains, net$0249
Net income$6,759,000788
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,559,000663
Cash dividends$3,915,000671
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$6,456,600816
1993-12-31 (YTD Data)Rank
Total interest income$38,616,000856
Total interest expense$13,980,000973
Net interest income$24,636,000776
Provision for loan and lease losses$2,412,000711
Total noninterest income$8,482,000686
Gross Fiduciary activities income$1,352,000473
Service charges on deposit accounts$2,453,000561
Trading account gains and fees$24,000366
Additional Noninterest Income$4,653,000708
Total noninterest expense$22,176,000763
Salaries and employee benefits$10,276,000692
Premises and equipment expense$2,974,000785
Additional noninterest expense$8,926,000826
Pre-tax net operating income$8,530,000864
Securities gains (losses)$20,0004,664
Applicable income taxes$2,493,0001,006
Income before extraordinary items$6,057,000866
Extraordinary gains, net$03,149
Net income$6,057,000901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,412,000901
Cash dividends$3,000,000716
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$6,042,800817
1992-12-31 (YTD Data)Rank
Total interest income$42,706,000890
Total interest expense$18,704,000970
Net interest income$24,002,000812
Provision for loan and lease losses$2,569,000947
Total noninterest income$7,984,000693
Gross Fiduciary activities income$1,188,000502
Service charges on deposit accounts$2,271,000605
Trading account gains and fees$68,000296
Additional Noninterest Income$4,457,000732
Total noninterest expense$22,598,000766
Salaries and employee benefits$9,763,000717
Premises and equipment expense$2,706,000880
Additional noninterest expense$10,129,000763
Pre-tax net operating income$6,819,000950
Securities gains (losses)$359,0001,377
Applicable income taxes$2,124,0001,060
Income before extraordinary items$5,054,000943
Extraordinary gains, net$01,422
Net income$5,054,000946
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,219,000903
Cash dividends$2,500,000692
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$4,802,700898

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.