Home > Commerce Bank > Net charge- offs to loans
Commerce Bank, Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2054% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0399% | 1,403 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0416% | 1,272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0291% | 1,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9009% | 86 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8319% | 252 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9078% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2956% | 23 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6000% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0881% | 538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2287% | 357 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0175% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4181% | 345 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1085% | 336 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2790% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4759% | 140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4512% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0184% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0845% | 1,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0145% | 299 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4107% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4926% | 2,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 1,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0216% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 1,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3035% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1283% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9892% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8027% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 1,521 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0272% | 1,517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 1,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2248% | 313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6130% | 856 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4874% | 755 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |