Home > Commerce Bank > Income and Expense
Commerce Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $10,306,000 | 3,207 |
| Total interest expense | $4,994,000 | 3,025 |
| Net interest income | $5,312,000 | 3,336 |
| Provision for loan and lease losses | $148,000 | 3,696 |
| Total noninterest income | $1,516,000 | 2,267 |
| Gross Fiduciary activities income | $313,000 | 881 |
| Service charges on deposit accounts | $633,000 | 2,144 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $570,000 | 2,627 |
| Total noninterest expense | $4,416,000 | 3,040 |
| Salaries and employee benefits | $2,094,000 | 3,163 |
| Premises and equipment expense | $534,000 | 3,548 |
| Additional noninterest expense | $1,788,000 | 2,642 |
| Pre-tax net operating income | $2,264,000 | 3,133 |
| Securities gains (losses) | $-27,000 | 10,774 |
| Applicable income taxes | $871,000 | 2,682 |
| Income before extraordinary items | $1,366,000 | 3,531 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,366,000 | 3,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 3,012 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,383,280 | 3,480 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $9,595,000 | 3,153 |
| Total interest expense | $4,196,000 | 2,911 |
| Net interest income | $5,399,000 | 3,319 |
| Provision for loan and lease losses | $10,000 | 8,460 |
| Total noninterest income | $1,736,000 | 2,049 |
| Gross Fiduciary activities income | $359,000 | 839 |
| Service charges on deposit accounts | $679,000 | 1,986 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $698,000 | 2,337 |
| Total noninterest expense | $4,742,000 | 2,911 |
| Salaries and employee benefits | $2,240,000 | 2,958 |
| Premises and equipment expense | $568,000 | 3,433 |
| Additional noninterest expense | $1,934,000 | 2,646 |
| Pre-tax net operating income | $2,383,000 | 2,959 |
| Securities gains (losses) | $28,000 | 1,509 |
| Applicable income taxes | $952,000 | 2,344 |
| Income before extraordinary items | $1,459,000 | 3,249 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,459,000 | 3,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-34,000 | 11,664 |
| Cash dividends | $2,450,000 | 945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,441,080 | 3,309 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $9,844,000 | 3,131 |
| Total interest expense | $4,597,000 | 2,806 |
| Net interest income | $5,247,000 | 3,416 |
| Provision for loan and lease losses | $80,000 | 6,310 |
| Total noninterest income | $1,523,000 | 2,425 |
| Gross Fiduciary activities income | $260,000 | 988 |
| Service charges on deposit accounts | $638,000 | 2,151 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $625,000 | 2,801 |
| Total noninterest expense | $4,553,000 | 3,086 |
| Salaries and employee benefits | $2,303,000 | 2,864 |
| Premises and equipment expense | $557,000 | 3,540 |
| Additional noninterest expense | $1,693,000 | 3,150 |
| Pre-tax net operating income | $2,137,000 | 3,106 |
| Securities gains (losses) | $1,061,000 | 522 |
| Applicable income taxes | $1,236,000 | 1,874 |
| Income before extraordinary items | $1,962,000 | 2,573 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,962,000 | 2,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,894 |
| Cash dividends | $7,050,000 | 367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,282,960 | 3,569 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $12,105,000 | 2,890 |
| Total interest expense | $6,002,000 | 2,774 |
| Net interest income | $6,103,000 | 2,998 |
| Provision for loan and lease losses | $400,000 | 3,453 |
| Total noninterest income | $1,687,000 | 2,178 |
| Gross Fiduciary activities income | $237,000 | 1,037 |
| Service charges on deposit accounts | $800,000 | 1,691 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $650,000 | 2,682 |
| Total noninterest expense | $4,789,000 | 2,985 |
| Salaries and employee benefits | $2,564,000 | 2,518 |
| Premises and equipment expense | $545,000 | 3,675 |
| Additional noninterest expense | $1,680,000 | 3,254 |
| Pre-tax net operating income | $2,601,000 | 2,374 |
| Securities gains (losses) | $52,000 | 4,050 |
| Applicable income taxes | $1,004,000 | 2,105 |
| Income before extraordinary items | $1,649,000 | 2,791 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,649,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 4,906 |
| Cash dividends | $184,000 | 5,290 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,615,720 | 2,630 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.