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Commerce Bank, Income and Expense

2025-03-31 (YTD Data)Rank
Total interest income$8,457,0001,439
Total interest expense$3,128,0001,389
Net interest income$5,329,0001,469
Provision for loan and lease losses$198,0001,036
Total noninterest income$1,662,000961
Gross Fiduciary activities income$0918
Service charges on deposit accounts$737,000422
Trading account gains and fees$0116
Additional Noninterest Income$925,0001,009
Total noninterest expense$2,283,0002,234
Salaries and employee benefits$752,0002,972
Premises and equipment expense$352,0001,672
Additional noninterest expense$925,0001,009
Pre-tax net operating income$4,510,000775
Securities gains (losses)$39,000258
Applicable income taxes$961,000659
Income before extraordinary items$3,588,000793
Extraordinary gains, net$047
Net income$3,588,000805
Minority interest net income$065
Net income of bank and minority interests.$3,588,000793
Net charge-offs$39,0001,120
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$3,557,190803
2024-12-31 (YTD Data)Rank
Total interest income$32,315,0001,481
Total interest expense$12,011,0001,481
Net interest income$20,304,0001,459
Provision for loan and lease losses$-258,0004,325
Total noninterest income$7,035,000943
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$3,047,000407
Trading account gains and fees$0138
Additional Noninterest Income$3,988,0001,002
Total noninterest expense$8,765,0002,265
Salaries and employee benefits$2,612,0003,138
Premises and equipment expense$1,348,0001,694
Additional noninterest expense$3,988,0001,002
Pre-tax net operating income$18,832,000714
Securities gains (losses)$-25,0003,737
Applicable income taxes$3,942,000617
Income before extraordinary items$14,865,000744
Extraordinary gains, net$053
Net income$14,865,000752
Minority interest net income$090
Net income of bank and minority interests.$14,865,000744
Net charge-offs$194,0001,384
Cash dividends$10,000,000512
Sale, conversion, retirement of capital stock, net$0564
Net operating income$14,884,750749
2024-09-30 (YTD Data)Rank
Total interest income$24,009,0001,479
Total interest expense$8,771,0001,508
Net interest income$15,238,0001,446
Provision for loan and lease losses$-47,0004,248
Total noninterest income$5,421,000920
Gross Fiduciary activities income$0972
Service charges on deposit accounts$2,279,000408
Trading account gains and fees$0139
Additional Noninterest Income$3,142,000969
Total noninterest expense$6,749,0002,202
Salaries and employee benefits$1,989,0003,097
Premises and equipment expense$1,045,0001,640
Additional noninterest expense$3,142,000969
Pre-tax net operating income$13,957,000701
Securities gains (losses)$56,000388
Applicable income taxes$2,977,000609
Income before extraordinary items$11,036,000747
Extraordinary gains, net$051
Net income$11,036,000761
Minority interest net income$082
Net income of bank and minority interests.$11,036,000749
Net charge-offs$147,0001,200
Cash dividends$10,000,000388
Sale, conversion, retirement of capital stock, net$0527
Net operating income$10,991,760744
2024-06-30 (YTD Data)Rank
Total interest income$15,565,0001,497
Total interest expense$5,581,0001,529
Net interest income$9,984,0001,456
Provision for loan and lease losses$72,0002,057
Total noninterest income$3,843,000899
Gross Fiduciary activities income$0962
Service charges on deposit accounts$1,512,000404
Trading account gains and fees$0145
Additional Noninterest Income$2,331,000911
Total noninterest expense$4,406,0002,227
Salaries and employee benefits$1,308,0003,117
Premises and equipment expense$679,0001,666
Additional noninterest expense$2,331,000911
Pre-tax net operating income$9,349,000698
Securities gains (losses)$-39,0004,063
Applicable income taxes$1,982,000609
Income before extraordinary items$7,328,000732
Extraordinary gains, net$052
Net income$7,328,000742
Minority interest net income$084
Net income of bank and minority interests.$7,328,000734
Net charge-offs$102,0001,072
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$7,358,810728
2024-03-31 (YTD Data)Rank
Total interest income$7,513,0001,525
Total interest expense$2,632,0001,564
Net interest income$4,881,0001,473
Provision for loan and lease losses$-244,0004,419
Total noninterest income$1,929,000894
Gross Fiduciary activities income$0895
Service charges on deposit accounts$743,000412
Trading account gains and fees$0121
Additional Noninterest Income$1,186,000893
Total noninterest expense$2,148,0002,265
Salaries and employee benefits$639,0003,155
Premises and equipment expense$326,0001,723
Additional noninterest expense$1,186,000893
Pre-tax net operating income$4,906,000668
Securities gains (losses)$-28,0004,193
Applicable income taxes$1,037,000599
Income before extraordinary items$3,841,000705
Extraordinary gains, net$051
Net income$3,841,000713
Minority interest net income$072
Net income of bank and minority interests.$3,841,000705
Net charge-offs$44,000992
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$3,863,120698
2023-12-31 (YTD Data)Rank
Total interest income$28,053,0001,483
Total interest expense$6,738,0001,691
Net interest income$21,315,0001,363
Provision for loan and lease losses$915,000879
Total noninterest income$5,912,0001,064
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,795,000425
Trading account gains and fees$0123
Additional Noninterest Income$3,117,0001,221
Total noninterest expense$8,278,0002,282
Salaries and employee benefits$2,323,0003,272
Premises and equipment expense$1,251,0001,756
Additional noninterest expense$3,117,0001,221
Pre-tax net operating income$18,034,000741
Securities gains (losses)$36,000485
Applicable income taxes$3,824,000639
Income before extraordinary items$14,246,000768
Extraordinary gains, net$054
Net income$14,246,000779
Minority interest net income$088
Net income of bank and minority interests.$14,246,000771
Net charge-offs$301,000968
Cash dividends$15,000,000360
Sale, conversion, retirement of capital stock, net$0540
Net operating income$14,217,560779
2023-09-30 (YTD Data)Rank
Total interest income$20,868,0001,449
Total interest expense$4,442,0001,717
Net interest income$16,426,0001,343
Provision for loan and lease losses$594,000911
Total noninterest income$4,395,0001,078
Gross Fiduciary activities income$0950
Service charges on deposit accounts$2,067,000425
Trading account gains and fees$0125
Additional Noninterest Income$2,328,0001,235
Total noninterest expense$6,553,0002,203
Salaries and employee benefits$1,805,0003,212
Premises and equipment expense$964,0001,727
Additional noninterest expense$2,328,0001,235
Pre-tax net operating income$13,674,000762
Securities gains (losses)$-81,0003,950
Applicable income taxes$2,915,000660
Income before extraordinary items$10,678,000786
Extraordinary gains, net$052
Net income$10,678,000790
Minority interest net income$081
Net income of bank and minority interests.$10,678,000786
Net charge-offs$141,0001,031
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,741,990799
2023-06-30 (YTD Data)Rank
Total interest income$13,578,0001,450
Total interest expense$2,533,0001,734
Net interest income$11,045,0001,344
Provision for loan and lease losses$521,000760
Total noninterest income$2,841,0001,040
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,325,000423
Trading account gains and fees$0112
Additional Noninterest Income$1,516,0001,182
Total noninterest expense$4,347,0002,196
Salaries and employee benefits$1,189,0003,234
Premises and equipment expense$619,0001,763
Additional noninterest expense$1,516,0001,181
Pre-tax net operating income$9,018,000762
Securities gains (losses)$0938
Applicable income taxes$1,937,000673
Income before extraordinary items$7,081,000790
Extraordinary gains, net$051
Net income$7,081,000802
Minority interest net income$081
Net income of bank and minority interests.$7,081,000790
Net charge-offs$101,000912
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$7,081,000798
2023-03-31 (YTD Data)Rank
Total interest income$6,327,0001,514
Total interest expense$994,0001,841
Net interest income$5,333,0001,384
Provision for loan and lease losses$270,000741
Total noninterest income$1,342,0001,090
Gross Fiduciary activities income$0913
Service charges on deposit accounts$609,000468
Trading account gains and fees$097
Additional Noninterest Income$733,0001,190
Total noninterest expense$2,183,0002,227
Salaries and employee benefits$606,0003,254
Premises and equipment expense$307,0001,809
Additional noninterest expense$733,0001,190
Pre-tax net operating income$4,222,000848
Securities gains (losses)$42,000292
Applicable income taxes$917,000714
Income before extraordinary items$3,347,000861
Extraordinary gains, net$04
Net income$3,347,000860
Minority interest net income$048
Net income of bank and minority interests.$3,347,000860
Net charge-offs$27,0001,004
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,313,820885
2022-12-31 (YTD Data)Rank
Total interest income$17,288,0001,749
Total interest expense$1,240,0002,152
Net interest income$16,048,0001,694
Provision for loan and lease losses$198,0001,807
Total noninterest income$5,826,0001,084
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,392,000487
Trading account gains and fees$0116
Additional Noninterest Income$3,434,0001,159
Total noninterest expense$7,755,0002,349
Salaries and employee benefits$2,152,0003,380
Premises and equipment expense$1,216,0001,797
Additional noninterest expense$3,434,0001,159
Pre-tax net operating income$13,921,0001,008
Securities gains (losses)$-342,0004,235
Applicable income taxes$2,868,000852
Income before extraordinary items$10,711,0001,045
Extraordinary gains, net$05
Net income$10,711,0001,045
Minority interest net income$063
Net income of bank and minority interests.$10,711,0001,045
Net charge-offs$142,0001,078
Cash dividends$15,000,000345
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,981,1801,052
2022-06-30 (YTD Data)Rank
Total interest income$7,056,0001,927
Total interest expense$415,0002,209
Net interest income$6,641,0001,894
Provision for loan and lease losses$-331,0004,574
Total noninterest income$2,632,0001,161
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,158,000500
Trading account gains and fees$0108
Additional Noninterest Income$1,474,0001,333
Total noninterest expense$3,872,0002,324
Salaries and employee benefits$1,040,0003,427
Premises and equipment expense$624,0001,782
Additional noninterest expense$2,208,0001,492
Pre-tax net operating income$5,732,0001,092
Securities gains (losses)$-233,0004,487
Applicable income taxes$1,183,000907
Income before extraordinary items$4,316,0001,164
Extraordinary gains, net$04
Net income$4,316,0001,162
Minority interest net income$060
Net income of bank and minority interests.$4,316,0001,164
Net charge-offs$68,000851
Cash dividends$15,000,000204
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,500,0701,157
2022-03-31 (YTD Data)Rank
Total interest income$3,243,0002,022
Total interest expense$205,0002,175
Net interest income$3,038,0001,969
Provision for loan and lease losses$-41,0004,463
Total noninterest income$1,279,0001,185
Gross Fiduciary activities income$0892
Service charges on deposit accounts$563,000510
Trading account gains and fees$0103
Additional Noninterest Income$716,0001,357
Total noninterest expense$2,355,0002,052
Salaries and employee benefits$536,0003,381
Premises and equipment expense$301,0001,833
Additional noninterest expense$1,518,0001,136
Pre-tax net operating income$2,003,0001,346
Securities gains (losses)$-137,0004,564
Applicable income taxes$404,0001,100
Income before extraordinary items$1,462,0001,480
Extraordinary gains, net$04
Net income$1,462,0001,479
Minority interest net income$050
Net income of bank and minority interests.$1,462,0001,480
Net charge-offs$37,000768
Cash dividends$15,000,000132
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,570,2301,423
2021-12-31 (YTD Data)Rank
Total interest income$13,224,0002,054
Total interest expense$934,0002,312
Net interest income$12,290,0001,997
Provision for loan and lease losses$-34,0004,172
Total noninterest income$6,383,0001,121
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,972,000547
Trading account gains and fees$0132
Additional Noninterest Income$4,411,0001,166
Total noninterest expense$7,716,0002,342
Salaries and employee benefits$2,195,0003,389
Premises and equipment expense$1,266,0001,759
Additional noninterest expense$4,255,0001,519
Pre-tax net operating income$10,991,0001,197
Securities gains (losses)$-87,0004,635
Applicable income taxes$1,955,0001,120
Income before extraordinary items$8,949,0001,247
Extraordinary gains, net$010
Net income$8,949,0001,246
Minority interest net income$074
Net income of bank and minority interests.$8,949,0001,247
Net charge-offs$77,0001,452
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,020,3401,220
2021-09-30 (YTD Data)Rank
Total interest income$9,584,0002,137
Total interest expense$719,0002,366
Net interest income$8,865,0002,075
Provision for loan and lease losses$-294,0004,486
Total noninterest income$5,113,0001,101
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,409,000564
Trading account gains and fees$0132
Additional Noninterest Income$3,704,0001,102
Total noninterest expense$5,973,0002,298
Salaries and employee benefits$1,668,0003,382
Premises and equipment expense$963,0001,760
Additional noninterest expense$3,342,0001,454
Pre-tax net operating income$8,299,0001,247
Securities gains (losses)$-59,0004,745
Applicable income taxes$1,442,0001,184
Income before extraordinary items$6,798,0001,279
Extraordinary gains, net$08
Net income$6,798,0001,279
Minority interest net income$069
Net income of bank and minority interests.$6,798,0001,279
Net charge-offs$41,0001,444
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$6,846,3801,250
2021-06-30 (YTD Data)Rank
Total interest income$6,308,0002,158
Total interest expense$494,0002,398
Net interest income$5,814,0002,092
Provision for loan and lease losses$-77,0004,472
Total noninterest income$3,860,0001,024
Gross Fiduciary activities income$0951
Service charges on deposit accounts$899,000568
Trading account gains and fees$0133
Additional Noninterest Income$2,961,000983
Total noninterest expense$3,873,0002,346
Salaries and employee benefits$1,114,0003,385
Premises and equipment expense$623,0001,799
Additional noninterest expense$2,136,0001,494
Pre-tax net operating income$5,878,0001,165
Securities gains (losses)$-45,0004,799
Applicable income taxes$923,0001,205
Income before extraordinary items$4,910,0001,203
Extraordinary gains, net$06
Net income$4,910,0001,204
Minority interest net income$067
Net income of bank and minority interests.$4,910,0001,204
Net charge-offs$15,0001,614
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,947,8001,172
2021-03-31 (YTD Data)Rank
Total interest income$3,238,0002,095
Total interest expense$252,0002,432
Net interest income$2,986,0002,042
Provision for loan and lease losses$-24,0004,602
Total noninterest income$2,714,000806
Gross Fiduciary activities income$0922
Service charges on deposit accounts$440,000575
Trading account gains and fees$0127
Additional Noninterest Income$2,274,000744
Total noninterest expense$1,869,0002,364
Salaries and employee benefits$554,0003,398
Premises and equipment expense$284,0001,913
Additional noninterest expense$1,031,0001,513
Pre-tax net operating income$3,855,000943
Securities gains (losses)$-53,0004,843
Applicable income taxes$481,0001,165
Income before extraordinary items$3,321,000932
Extraordinary gains, net$03
Net income$3,321,000932
Minority interest net income$055
Net income of bank and minority interests.$3,321,000932
Net charge-offs$22,0001,105
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,367,110905
2020-12-31 (YTD Data)Rank
Total interest income$15,845,0001,810
Total interest expense$1,874,0002,055
Net interest income$13,971,0001,746
Provision for loan and lease losses$1,144,0001,480
Total noninterest income$6,375,0001,083
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,804,000571
Trading account gains and fees$0133
Additional Noninterest Income$4,571,0001,086
Total noninterest expense$8,489,0002,171
Salaries and employee benefits$2,223,0003,395
Premises and equipment expense$1,267,0001,729
Additional noninterest expense$4,999,0001,280
Pre-tax net operating income$10,713,0001,007
Securities gains (losses)$64,0001,608
Applicable income taxes$1,809,000996
Income before extraordinary items$8,968,0001,056
Extraordinary gains, net$04
Net income$8,968,0001,056
Minority interest net income$072
Net income of bank and minority interests.$8,968,0001,056
Net charge-offs$257,0001,383
Cash dividends$7,000,000590
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,914,8801,029
2020-09-30 (YTD Data)Rank
Total interest income$12,441,0001,752
Total interest expense$1,555,0002,011
Net interest income$10,886,0001,688
Provision for loan and lease losses$880,0001,467
Total noninterest income$5,272,000996
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,325,000576
Trading account gains and fees$0125
Additional Noninterest Income$3,947,000950
Total noninterest expense$6,689,0002,091
Salaries and employee benefits$1,656,0003,403
Premises and equipment expense$1,092,0001,544
Additional noninterest expense$3,941,0001,197
Pre-tax net operating income$8,589,000915
Securities gains (losses)$73,0001,356
Applicable income taxes$1,396,000946
Income before extraordinary items$7,266,000950
Extraordinary gains, net$04
Net income$7,266,000950
Minority interest net income$065
Net income of bank and minority interests.$7,266,000950
Net charge-offs$228,0001,182
Cash dividends$7,000,000460
Sale, conversion, retirement of capital stock, net$0532
Net operating income$7,204,680927
2020-06-30 (YTD Data)Rank
Total interest income$8,783,0001,689
Total interest expense$1,153,0001,977
Net interest income$7,630,0001,613
Provision for loan and lease losses$641,0001,400
Total noninterest income$1,970,0001,372
Gross Fiduciary activities income$0970
Service charges on deposit accounts$888,000572
Trading account gains and fees$0123
Additional Noninterest Income$1,082,0001,592
Total noninterest expense$4,394,0002,118
Salaries and employee benefits$1,103,0003,404
Premises and equipment expense$723,0001,552
Additional noninterest expense$2,568,0001,220
Pre-tax net operating income$4,565,0001,034
Securities gains (losses)$73,0001,116
Applicable income taxes$992,000837
Income before extraordinary items$3,646,0001,112
Extraordinary gains, net$04
Net income$3,646,0001,112
Minority interest net income$065
Net income of bank and minority interests.$3,646,0001,112
Net charge-offs$219,000961
Cash dividends$7,000,000342
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,588,3301,101
2020-03-31 (YTD Data)Rank
Total interest income$4,357,0001,695
Total interest expense$659,0001,920
Net interest income$3,698,0001,616
Provision for loan and lease losses$469,000930
Total noninterest income$1,046,0001,246
Gross Fiduciary activities income$0941
Service charges on deposit accounts$510,000591
Trading account gains and fees$0106
Additional Noninterest Income$536,0001,448
Total noninterest expense$2,262,0002,085
Salaries and employee benefits$598,0003,308
Premises and equipment expense$369,0001,549
Additional noninterest expense$1,295,0001,229
Pre-tax net operating income$2,013,0001,030
Securities gains (losses)$48,000851
Applicable income taxes$442,000810
Income before extraordinary items$1,619,0001,115
Extraordinary gains, net$04
Net income$1,619,0001,114
Minority interest net income$056
Net income of bank and minority interests.$1,619,0001,115
Net charge-offs$139,000743
Cash dividends$7,000,000248
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,581,0801,118
2019-12-31 (YTD Data)Rank
Total interest income$19,178,0001,568
Total interest expense$2,908,0001,846
Net interest income$16,270,0001,489
Provision for loan and lease losses$367,0001,762
Total noninterest income$4,236,0001,250
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,055,000611
Trading account gains and fees$0135
Additional Noninterest Income$2,181,0001,466
Total noninterest expense$8,918,0002,087
Salaries and employee benefits$2,311,0003,370
Premises and equipment expense$1,440,0001,551
Additional noninterest expense$5,167,0001,198
Pre-tax net operating income$11,221,000965
Securities gains (losses)$87,000999
Applicable income taxes$2,373,000811
Income before extraordinary items$8,935,0001,026
Extraordinary gains, net$011
Net income$8,935,0001,027
Minority interest net income$076
Net income of bank and minority interests.$8,935,0001,027
Net charge-offs$-198,0004,993
Cash dividends$7,000,000625
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,866,2701,008
2019-09-30 (YTD Data)Rank
Total interest income$14,933,0001,540
Total interest expense$2,255,0001,815
Net interest income$12,678,0001,446
Provision for loan and lease losses$75,0002,839
Total noninterest income$3,136,0001,258
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,520,000619
Trading account gains and fees$0129
Additional Noninterest Income$1,616,0001,468
Total noninterest expense$6,736,0002,084
Salaries and employee benefits$1,774,0003,344
Premises and equipment expense$1,069,0001,582
Additional noninterest expense$3,893,0001,199
Pre-tax net operating income$9,003,000919
Securities gains (losses)$101,000772
Applicable income taxes$1,947,000782
Income before extraordinary items$7,157,000988
Extraordinary gains, net$011
Net income$7,157,000989
Minority interest net income$072
Net income of bank and minority interests.$7,157,000989
Net charge-offs$-233,0005,093
Cash dividends$7,000,000467
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,077,210977
2019-06-30 (YTD Data)Rank
Total interest income$10,204,0001,506
Total interest expense$1,518,0001,780
Net interest income$8,686,0001,421
Provision for loan and lease losses$238,0001,432
Total noninterest income$2,036,0001,258
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,007,000611
Trading account gains and fees$0131
Additional Noninterest Income$1,029,0001,466
Total noninterest expense$4,387,0002,121
Salaries and employee benefits$1,178,0003,363
Premises and equipment expense$708,0001,598
Additional noninterest expense$2,501,0001,260
Pre-tax net operating income$6,097,000887
Securities gains (losses)$78,000614
Applicable income taxes$1,322,000748
Income before extraordinary items$4,853,000948
Extraordinary gains, net$011
Net income$4,853,000948
Minority interest net income$069
Net income of bank and minority interests.$4,853,000948
Net charge-offs$-209,0005,157
Cash dividends$7,000,000341
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,791,380937
2019-03-31 (YTD Data)Rank
Total interest income$5,188,0001,477
Total interest expense$753,0001,742
Net interest income$4,435,0001,389
Provision for loan and lease losses$-67,0005,252
Total noninterest income$986,0001,253
Gross Fiduciary activities income$0972
Service charges on deposit accounts$506,000604
Trading account gains and fees$0126
Additional Noninterest Income$480,0001,491
Total noninterest expense$2,069,0002,218
Salaries and employee benefits$584,0003,417
Premises and equipment expense$344,0001,655
Additional noninterest expense$1,141,0001,355
Pre-tax net operating income$3,419,000786
Securities gains (losses)$36,000448
Applicable income taxes$739,000678
Income before extraordinary items$2,716,000846
Extraordinary gains, net$05
Net income$2,716,000845
Minority interest net income$052
Net income of bank and minority interests.$2,716,000845
Net charge-offs$-267,0005,291
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,687,560843
2018-12-31 (YTD Data)Rank
Total interest income$18,146,0001,576
Total interest expense$1,831,0002,054
Net interest income$16,315,0001,481
Provision for loan and lease losses$-504,0005,299
Total noninterest income$4,029,0001,263
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,085,000609
Trading account gains and fees$0126
Additional Noninterest Income$1,944,0001,520
Total noninterest expense$8,503,0002,151
Salaries and employee benefits$2,145,0003,560
Premises and equipment expense$1,348,0001,649
Additional noninterest expense$5,010,0001,234
Pre-tax net operating income$12,345,000882
Securities gains (losses)$-64,0004,900
Applicable income taxes$2,554,000738
Income before extraordinary items$9,727,000934
Extraordinary gains, net$06
Net income$9,727,000933
Minority interest net income$072
Net income of bank and minority interests.$9,727,000933
Net charge-offs$-142,0005,108
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,777,560930
2018-09-30 (YTD Data)Rank
Total interest income$13,272,0001,594
Total interest expense$1,283,0002,066
Net interest income$11,989,0001,504
Provision for loan and lease losses$-622,0005,401
Total noninterest income$2,991,0001,279
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,552,000611
Trading account gains and fees$0138
Additional Noninterest Income$1,439,0001,549
Total noninterest expense$6,579,0002,097
Salaries and employee benefits$1,649,0003,524
Premises and equipment expense$985,0001,703
Additional noninterest expense$3,945,0001,196
Pre-tax net operating income$9,023,000907
Securities gains (losses)$-93,0005,226
Applicable income taxes$1,905,000756
Income before extraordinary items$7,025,000980
Extraordinary gains, net$05
Net income$7,025,000979
Minority interest net income$066
Net income of bank and minority interests.$7,025,000979
Net charge-offs$-172,0005,225
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,098,470964
2018-06-30 (YTD Data)Rank
Total interest income$8,653,0001,608
Total interest expense$810,0002,066
Net interest income$7,843,0001,519
Provision for loan and lease losses$-522,0005,471
Total noninterest income$1,936,0001,317
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,015,000621
Trading account gains and fees$0130
Additional Noninterest Income$921,0001,605
Total noninterest expense$4,315,0002,135
Salaries and employee benefits$1,066,0003,589
Premises and equipment expense$665,0001,702
Additional noninterest expense$2,584,0001,207
Pre-tax net operating income$5,986,000898
Securities gains (losses)$-160,0005,399
Applicable income taxes$1,243,000754
Income before extraordinary items$4,583,000985
Extraordinary gains, net$06
Net income$4,583,000984
Minority interest net income$065
Net income of bank and minority interests.$4,583,000984
Net charge-offs$-160,0005,311
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,709,400959
2018-03-31 (YTD Data)Rank
Total interest income$4,268,0001,617
Total interest expense$384,0002,077
Net interest income$3,884,0001,536
Provision for loan and lease losses$-269,0005,540
Total noninterest income$964,0001,295
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$514,000616
Trading account gains and fees$0123
Additional Noninterest Income$450,0001,584
Total noninterest expense$2,083,0002,209
Salaries and employee benefits$519,0003,684
Premises and equipment expense$317,0001,785
Additional noninterest expense$1,247,0001,240
Pre-tax net operating income$3,034,000857
Securities gains (losses)$-93,0005,468
Applicable income taxes$626,000726
Income before extraordinary items$2,315,000945
Extraordinary gains, net$07
Net income$2,315,000945
Minority interest net income$052
Net income of bank and minority interests.$2,315,000945
Net charge-offs$7,0002,089
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,388,470906
2017-12-31 (YTD Data)Rank
Total interest income$17,132,0001,566
Total interest expense$1,344,0002,082
Net interest income$15,788,0001,487
Provision for loan and lease losses$-576,0005,542
Total noninterest income$3,881,0001,314
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,038,000623
Trading account gains and fees$0151
Additional Noninterest Income$1,843,0001,603
Total noninterest expense$7,899,0002,293
Salaries and employee benefits$1,867,0003,886
Premises and equipment expense$1,302,0001,731
Additional noninterest expense$4,730,0001,298
Pre-tax net operating income$12,346,000826
Securities gains (losses)$-289,0005,544
Applicable income taxes$3,492,000860
Income before extraordinary items$8,565,000849
Extraordinary gains, net$09
Net income$8,565,000850
Minority interest net income$076
Net income of bank and minority interests.$8,565,000849
Net charge-offs$-197,0005,432
Cash dividends$3,000,0001,019
Sale, conversion, retirement of capital stock, net$0711
Net operating income$8,770,190819
2017-09-30 (YTD Data)Rank
Total interest income$12,852,0001,560
Total interest expense$984,0002,105
Net interest income$11,868,0001,482
Provision for loan and lease losses$-528,0005,637
Total noninterest income$2,913,0001,335
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,518,000630
Trading account gains and fees$0145
Additional Noninterest Income$1,395,0001,624
Total noninterest expense$5,908,0002,311
Salaries and employee benefits$1,446,0003,838
Premises and equipment expense$979,0001,729
Additional noninterest expense$3,483,0001,316
Pre-tax net operating income$9,401,000830
Securities gains (losses)$-289,0005,685
Applicable income taxes$3,173,000657
Income before extraordinary items$5,939,000997
Extraordinary gains, net$09
Net income$5,939,000997
Minority interest net income$071
Net income of bank and minority interests.$5,939,000997
Net charge-offs$-374,0005,611
Cash dividends$3,000,000755
Sale, conversion, retirement of capital stock, net$0677
Net operating income$6,126,850951
2017-06-30 (YTD Data)Rank
Total interest income$8,443,0001,558
Total interest expense$651,0002,075
Net interest income$7,792,0001,493
Provision for loan and lease losses$321,0001,135
Total noninterest income$1,844,0001,383
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$979,000643
Trading account gains and fees$0139
Additional Noninterest Income$865,0001,688
Total noninterest expense$3,937,0002,308
Salaries and employee benefits$955,0003,884
Premises and equipment expense$633,0001,779
Additional noninterest expense$2,349,0001,307
Pre-tax net operating income$5,378,000939
Securities gains (losses)$-289,0005,746
Applicable income taxes$1,770,000730
Income before extraordinary items$3,319,0001,145
Extraordinary gains, net$011
Net income$3,319,0001,145
Minority interest net income$071
Net income of bank and minority interests.$3,319,0001,145
Net charge-offs$-8,0004,727
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,506,8501,089
2017-03-31 (YTD Data)Rank
Total interest income$4,105,0001,591
Total interest expense$331,0002,022
Net interest income$3,774,0001,525
Provision for loan and lease losses$265,000760
Total noninterest income$923,0001,369
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$496,000631
Trading account gains and fees$0142
Additional Noninterest Income$427,0001,687
Total noninterest expense$1,872,0002,430
Salaries and employee benefits$488,0003,893
Premises and equipment expense$293,0001,922
Additional noninterest expense$1,091,0001,386
Pre-tax net operating income$2,560,000941
Securities gains (losses)$-18,0005,705
Applicable income taxes$885,000717
Income before extraordinary items$1,657,0001,134
Extraordinary gains, net$08
Net income$1,657,0001,133
Minority interest net income$055
Net income of bank and minority interests.$1,657,0001,134
Net charge-offs$52,0001,304
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,668,7001,103
2016-12-31 (YTD Data)Rank
Total interest income$15,616,0001,614
Total interest expense$1,187,0002,152
Net interest income$14,429,0001,546
Provision for loan and lease losses$2,932,000395
Total noninterest income$3,963,0001,354
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,056,000628
Trading account gains and fees$0170
Additional Noninterest Income$1,907,0001,639
Total noninterest expense$7,795,0002,345
Salaries and employee benefits$1,958,0003,874
Premises and equipment expense$1,324,0001,706
Additional noninterest expense$4,513,0001,383
Pre-tax net operating income$7,665,0001,145
Securities gains (losses)$-144,0005,825
Applicable income taxes$2,594,000868
Income before extraordinary items$4,927,0001,411
Extraordinary gains, net$05
Net income$4,927,0001,409
Minority interest net income$082
Net income of bank and minority interests.$4,927,0001,410
Net charge-offs$1,921,000397
Cash dividends$4,000,000806
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,022,0401,350
2016-09-30 (YTD Data)Rank
Total interest income$11,781,0001,613
Total interest expense$883,0002,172
Net interest income$10,898,0001,543
Provision for loan and lease losses$2,667,000332
Total noninterest income$2,976,0001,342
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,523,000640
Trading account gains and fees$0169
Additional Noninterest Income$1,453,0001,620
Total noninterest expense$6,211,0002,223
Salaries and employee benefits$1,494,0003,840
Premises and equipment expense$963,0001,761
Additional noninterest expense$3,754,0001,263
Pre-tax net operating income$4,996,0001,321
Securities gains (losses)$-144,0005,934
Applicable income taxes$1,666,0001,000
Income before extraordinary items$3,186,0001,597
Extraordinary gains, net$05
Net income$3,186,0001,597
Minority interest net income$071
Net income of bank and minority interests.$3,186,0001,597
Net charge-offs$1,892,000313
Cash dividends$4,000,000598
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,281,0401,519
2016-06-30 (YTD Data)Rank
Total interest income$7,890,0001,612
Total interest expense$588,0002,168
Net interest income$7,302,0001,534
Provision for loan and lease losses$1,889,000313
Total noninterest income$1,910,0001,363
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$983,000650
Trading account gains and fees$0157
Additional Noninterest Income$927,0001,643
Total noninterest expense$4,148,0002,238
Salaries and employee benefits$979,0003,904
Premises and equipment expense$629,0001,780
Additional noninterest expense$2,540,0001,251
Pre-tax net operating income$3,175,0001,358
Securities gains (losses)$110,000900
Applicable income taxes$1,140,000975
Income before extraordinary items$2,145,0001,560
Extraordinary gains, net$016
Net income$2,145,0001,560
Minority interest net income$071
Net income of bank and minority interests.$2,145,0001,560
Net charge-offs$1,865,000227
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,073,5001,564
2016-03-31 (YTD Data)Rank
Total interest income$3,785,0001,676
Total interest expense$265,0002,350
Net interest income$3,520,0001,598
Provision for loan and lease losses$739,000354
Total noninterest income$937,0001,363
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$495,000637
Trading account gains and fees$0142
Additional Noninterest Income$442,0001,645
Total noninterest expense$1,959,0002,346
Salaries and employee benefits$481,0003,968
Premises and equipment expense$305,0001,846
Additional noninterest expense$1,173,0001,330
Pre-tax net operating income$1,759,0001,218
Securities gains (losses)$02,077
Applicable income taxes$608,000907
Income before extraordinary items$1,151,0001,454
Extraordinary gains, net$012
Net income$1,151,0001,454
Minority interest net income$062
Net income of bank and minority interests.$1,151,0001,455
Net charge-offs$41,0001,566
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,151,0001,424
2015-12-31 (YTD Data)Rank
Total interest income$16,254,0001,516
Total interest expense$1,123,0002,224
Net interest income$15,131,0001,458
Provision for loan and lease losses$-57,0005,689
Total noninterest income$4,047,0001,286
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,152,000615
Trading account gains and fees$0159
Additional Noninterest Income$1,895,0001,590
Total noninterest expense$7,677,0002,389
Salaries and employee benefits$1,962,0003,942
Premises and equipment expense$1,464,0001,568
Additional noninterest expense$4,251,0001,451
Pre-tax net operating income$11,558,000774
Securities gains (losses)$03,216
Applicable income taxes$4,022,000620
Income before extraordinary items$7,536,000947
Extraordinary gains, net$023
Net income$7,536,000947
Minority interest net income$081
Net income of bank and minority interests.$7,536,000947
Net charge-offs$-433,0005,987
Cash dividends$2,000,0001,332
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,536,000927
2015-09-30 (YTD Data)Rank
Total interest income$12,475,0001,495
Total interest expense$844,0002,247
Net interest income$11,631,0001,442
Provision for loan and lease losses$-328,0006,038
Total noninterest income$3,051,0001,313
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,623,000609
Trading account gains and fees$0153
Additional Noninterest Income$1,428,0001,582
Total noninterest expense$5,856,0002,339
Salaries and employee benefits$1,507,0003,914
Premises and equipment expense$953,0001,811
Additional noninterest expense$3,396,0001,379
Pre-tax net operating income$9,154,000755
Securities gains (losses)$03,031
Applicable income taxes$3,187,000608
Income before extraordinary items$5,967,000897
Extraordinary gains, net$021
Net income$5,967,000898
Minority interest net income$078
Net income of bank and minority interests.$5,967,000897
Net charge-offs$-530,0006,120
Cash dividends$2,000,000975
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,967,000873
2015-06-30 (YTD Data)Rank
Total interest income$8,548,0001,468
Total interest expense$566,0002,247
Net interest income$7,982,0001,407
Provision for loan and lease losses$-599,0006,218
Total noninterest income$2,036,0001,309
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,074,000602
Trading account gains and fees$0157
Additional Noninterest Income$962,0001,603
Total noninterest expense$3,782,0002,418
Salaries and employee benefits$985,0003,991
Premises and equipment expense$602,0001,911
Additional noninterest expense$2,195,0001,424
Pre-tax net operating income$6,835,000693
Securities gains (losses)$02,636
Applicable income taxes$2,384,000577
Income before extraordinary items$4,451,000823
Extraordinary gains, net$022
Net income$4,451,000822
Minority interest net income$075
Net income of bank and minority interests.$4,451,000823
Net charge-offs$-598,0006,243
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$4,451,000797
2015-03-31 (YTD Data)Rank
Total interest income$4,672,0001,362
Total interest expense$284,0002,257
Net interest income$4,388,0001,293
Provision for loan and lease losses$-648,0006,345
Total noninterest income$942,0001,353
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$522,000606
Trading account gains and fees$0152
Additional Noninterest Income$420,0001,704
Total noninterest expense$1,791,0002,550
Salaries and employee benefits$510,0003,930
Premises and equipment expense$257,0002,195
Additional noninterest expense$1,024,0001,498
Pre-tax net operating income$4,187,000562
Securities gains (losses)$02,027
Applicable income taxes$1,463,000481
Income before extraordinary items$2,724,000659
Extraordinary gains, net$013
Net income$2,724,000657
Minority interest net income$064
Net income of bank and minority interests.$2,724,000659
Net charge-offs$-657,0006,367
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,724,000640
2014-12-31 (YTD Data)Rank
Total interest income$15,381,0001,618
Total interest expense$1,216,0002,235
Net interest income$14,165,0001,564
Provision for loan and lease losses$81,0003,402
Total noninterest income$4,290,0001,221
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,426,000566
Trading account gains and fees$0180
Additional Noninterest Income$1,864,0001,549
Total noninterest expense$7,184,0002,564
Salaries and employee benefits$1,784,0004,241
Premises and equipment expense$1,359,0001,710
Additional noninterest expense$4,041,0001,550
Pre-tax net operating income$11,190,000748
Securities gains (losses)$03,259
Applicable income taxes$3,888,000598
Income before extraordinary items$7,302,000916
Extraordinary gains, net$017
Net income$7,302,000915
Minority interest net income$084
Net income of bank and minority interests.$7,302,000915
Net charge-offs$243,0002,252
Cash dividends$3,500,000813
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,302,000894
2014-09-30 (YTD Data)Rank
Total interest income$11,577,0001,619
Total interest expense$918,0002,255
Net interest income$10,659,0001,568
Provision for loan and lease losses$90,0002,885
Total noninterest income$3,230,0001,224
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,811,000564
Trading account gains and fees$0174
Additional Noninterest Income$1,419,0001,512
Total noninterest expense$5,404,0002,554
Salaries and employee benefits$1,385,0004,173
Premises and equipment expense$998,0001,760
Additional noninterest expense$3,021,0001,553
Pre-tax net operating income$8,395,000755
Securities gains (losses)$02,980
Applicable income taxes$2,916,000606
Income before extraordinary items$5,479,000907
Extraordinary gains, net$015
Net income$5,479,000906
Minority interest net income$081
Net income of bank and minority interests.$5,479,000906
Net charge-offs$174,0002,145
Cash dividends$3,500,000597
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,479,000889
2014-06-30 (YTD Data)Rank
Total interest income$7,785,0001,595
Total interest expense$626,0002,245
Net interest income$7,159,0001,542
Provision for loan and lease losses$103,0002,311
Total noninterest income$2,160,0001,215
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,196,000559
Trading account gains and fees$0172
Additional Noninterest Income$964,0001,482
Total noninterest expense$3,554,0002,596
Salaries and employee benefits$911,0004,244
Premises and equipment expense$657,0001,803
Additional noninterest expense$1,986,0001,571
Pre-tax net operating income$5,662,000725
Securities gains (losses)$02,580
Applicable income taxes$1,969,000585
Income before extraordinary items$3,693,000875
Extraordinary gains, net$020
Net income$3,693,000875
Minority interest net income$080
Net income of bank and minority interests.$3,693,000875
Net charge-offs$94,0002,236
Cash dividends$2,000,000639
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,693,000854
2014-03-31 (YTD Data)Rank
Total interest income$3,914,0001,584
Total interest expense$316,0002,265
Net interest income$3,598,0001,525
Provision for loan and lease losses$249,000857
Total noninterest income$1,088,0001,163
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$584,000564
Trading account gains and fees$0147
Additional Noninterest Income$504,0001,410
Total noninterest expense$1,678,0002,716
Salaries and employee benefits$451,0004,298
Premises and equipment expense$315,0001,899
Additional noninterest expense$912,0001,676
Pre-tax net operating income$2,759,000732
Securities gains (losses)$01,715
Applicable income taxes$958,000583
Income before extraordinary items$1,801,000878
Extraordinary gains, net$016
Net income$1,801,000879
Minority interest net income$066
Net income of bank and minority interests.$1,801,000879
Net charge-offs$62,0001,700
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,801,000847
2013-12-31 (YTD Data)Rank
Total interest income$14,345,0001,738
Total interest expense$1,462,0002,213
Net interest income$12,883,0001,673
Provision for loan and lease losses$-5,0006,247
Total noninterest income$4,055,0001,306
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,530,000545
Trading account gains and fees$0184
Additional Noninterest Income$1,525,0001,824
Total noninterest expense$6,621,0002,751
Salaries and employee benefits$1,814,0004,291
Premises and equipment expense$1,318,0001,772
Additional noninterest expense$3,489,0001,828
Pre-tax net operating income$10,322,000753
Securities gains (losses)$03,182
Applicable income taxes$3,477,000603
Income before extraordinary items$6,845,000913
Extraordinary gains, net$029
Net income$6,845,000914
Minority interest net income$090
Net income of bank and minority interests.$6,845,000914
Net charge-offs$620,0001,773
Cash dividends$2,500,000997
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,845,000890
2013-09-30 (YTD Data)Rank
Total interest income$10,511,0001,788
Total interest expense$1,135,0002,206
Net interest income$9,376,0001,717
Provision for loan and lease losses$23,0004,446
Total noninterest income$3,008,0001,348
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,863,000552
Trading account gains and fees$0180
Additional Noninterest Income$1,145,0001,880
Total noninterest expense$5,211,0002,649
Salaries and employee benefits$1,439,0004,186
Premises and equipment expense$995,0001,775
Additional noninterest expense$2,777,0001,709
Pre-tax net operating income$7,150,000830
Securities gains (losses)$03,040
Applicable income taxes$2,411,000634
Income before extraordinary items$4,739,000983
Extraordinary gains, net$025
Net income$4,739,000985
Minority interest net income$084
Net income of bank and minority interests.$4,739,000986
Net charge-offs$532,0001,533
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,739,000957
2013-06-30 (YTD Data)Rank
Total interest income$7,004,0001,786
Total interest expense$798,0002,139
Net interest income$6,206,0001,723
Provision for loan and lease losses$-179,0006,726
Total noninterest income$1,976,0001,366
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,246,000540
Trading account gains and fees$0157
Additional Noninterest Income$730,0001,954
Total noninterest expense$3,496,0002,646
Salaries and employee benefits$998,0004,120
Premises and equipment expense$657,0001,788
Additional noninterest expense$1,841,0001,724
Pre-tax net operating income$4,865,000790
Securities gains (losses)$02,791
Applicable income taxes$1,626,000627
Income before extraordinary items$3,239,000949
Extraordinary gains, net$022
Net income$3,239,000951
Minority interest net income$082
Net income of bank and minority interests.$3,239,000952
Net charge-offs$144,0002,413
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,239,000914
2013-03-31 (YTD Data)Rank
Total interest income$3,561,0001,771
Total interest expense$426,0002,075
Net interest income$3,135,0001,716
Provision for loan and lease losses$23,0003,509
Total noninterest income$1,022,0001,345
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$633,000529
Trading account gains and fees$0148
Additional Noninterest Income$389,0001,891
Total noninterest expense$1,754,0002,670
Salaries and employee benefits$513,0004,096
Premises and equipment expense$344,0001,741
Additional noninterest expense$897,0001,775
Pre-tax net operating income$2,380,000792
Securities gains (losses)$01,966
Applicable income taxes$762,000659
Income before extraordinary items$1,618,000946
Extraordinary gains, net$010
Net income$1,618,000947
Minority interest net income$076
Net income of bank and minority interests.$1,618,000948
Net charge-offs$106,0001,848
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,618,000901
2012-12-31 (YTD Data)Rank
Total interest income$13,964,0001,890
Total interest expense$2,306,0001,891
Net interest income$11,658,0001,878
Provision for loan and lease losses$-300,0006,959
Total noninterest income$4,152,0001,293
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,381,000595
Trading account gains and fees$0166
Additional Noninterest Income$1,771,0001,661
Total noninterest expense$6,785,0002,738
Salaries and employee benefits$1,891,0004,263
Premises and equipment expense$1,379,0001,706
Additional noninterest expense$3,515,0001,870
Pre-tax net operating income$9,325,000768
Securities gains (losses)$642,000784
Applicable income taxes$3,430,000548
Income before extraordinary items$6,537,000925
Extraordinary gains, net$029
Net income$6,537,000924
Minority interest net income$093
Net income of bank and minority interests.$6,537,000925
Net charge-offs$228,0003,632
Cash dividends$10,800,000306
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$6,113,280923
2012-09-30 (YTD Data)Rank
Total interest income$10,365,0001,935
Total interest expense$1,760,0001,939
Net interest income$8,605,0001,936
Provision for loan and lease losses$-578,0007,117
Total noninterest income$3,054,0001,320
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,762,000610
Trading account gains and fees$0157
Additional Noninterest Income$1,292,0001,692
Total noninterest expense$5,336,0002,635
Salaries and employee benefits$1,478,0004,182
Premises and equipment expense$1,030,0001,723
Additional noninterest expense$2,828,0001,758
Pre-tax net operating income$6,901,000817
Securities gains (losses)$91,0002,045
Applicable income taxes$2,389,000609
Income before extraordinary items$4,603,0001,003
Extraordinary gains, net$020
Net income$4,603,0001,003
Minority interest net income$086
Net income of bank and minority interests.$4,603,0001,003
Net charge-offs$191,0003,358
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,542,940961
2012-06-30 (YTD Data)Rank
Total interest income$7,076,0001,897
Total interest expense$1,213,0001,945
Net interest income$5,863,0001,887
Provision for loan and lease losses$-195,0007,138
Total noninterest income$2,167,0001,260
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,155,000615
Trading account gains and fees$0153
Additional Noninterest Income$1,012,0001,508
Total noninterest expense$3,566,0002,638
Salaries and employee benefits$988,0004,205
Premises and equipment expense$708,0001,675
Additional noninterest expense$1,870,0001,786
Pre-tax net operating income$4,659,000790
Securities gains (losses)$03,178
Applicable income taxes$1,583,000610
Income before extraordinary items$3,076,000992
Extraordinary gains, net$019
Net income$3,076,000992
Minority interest net income$084
Net income of bank and minority interests.$3,076,000992
Net charge-offs$102,0003,389
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,076,000931
2012-03-31 (YTD Data)Rank
Total interest income$3,537,0001,914
Total interest expense$623,0001,971
Net interest income$2,914,0001,903
Provision for loan and lease losses$187,0002,097
Total noninterest income$902,0001,410
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$571,000619
Trading account gains and fees$0148
Additional Noninterest Income$331,0001,976
Total noninterest expense$1,767,0002,652
Salaries and employee benefits$492,0004,244
Premises and equipment expense$357,0001,672
Additional noninterest expense$918,0001,808
Pre-tax net operating income$1,862,000955
Securities gains (losses)$02,210
Applicable income taxes$608,000752
Income before extraordinary items$1,254,0001,173
Extraordinary gains, net$019
Net income$1,254,0001,173
Minority interest net income$078
Net income of bank and minority interests.$1,254,0001,173
Net charge-offs$72,0002,737
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,254,0001,111
2011-12-31 (YTD Data)Rank
Total interest income$16,316,0001,728
Total interest expense$2,920,0002,008
Net interest income$13,396,0001,667
Provision for loan and lease losses$1,049,0002,355
Total noninterest income$4,569,0001,115
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,466,000594
Trading account gains and fees$0146
Additional Noninterest Income$2,103,0001,311
Total noninterest expense$8,031,0002,361
Salaries and employee benefits$1,999,0004,174
Premises and equipment expense$1,549,0001,596
Additional noninterest expense$4,483,0001,525
Pre-tax net operating income$8,885,000695
Securities gains (losses)$1,377,000322
Applicable income taxes$3,566,000518
Income before extraordinary items$6,696,000751
Extraordinary gains, net$029
Net income$6,696,000749
Minority interest net income$096
Net income of bank and minority interests.$6,696,000751
Net charge-offs$1,161,0002,184
Cash dividends$3,100,000642
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,800,950834
2011-09-30 (YTD Data)Rank
Total interest income$12,526,0001,713
Total interest expense$2,272,0002,024
Net interest income$10,254,0001,634
Provision for loan and lease losses$772,0002,316
Total noninterest income$3,101,0001,211
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,846,000597
Trading account gains and fees$0145
Additional Noninterest Income$1,255,0001,512
Total noninterest expense$5,803,0002,453
Salaries and employee benefits$1,528,0004,136
Premises and equipment expense$1,181,0001,590
Additional noninterest expense$3,094,0001,650
Pre-tax net operating income$6,780,000701
Securities gains (losses)$616,000549
Applicable income taxes$2,567,000520
Income before extraordinary items$4,829,000796
Extraordinary gains, net$021
Net income$4,829,000795
Minority interest net income$087
Net income of bank and minority interests.$4,829,000796
Net charge-offs$965,0001,931
Cash dividends$3,100,000440
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,428,600827
2011-06-30 (YTD Data)Rank
Total interest income$8,519,0001,698
Total interest expense$1,564,0002,031
Net interest income$6,955,0001,618
Provision for loan and lease losses$508,0002,291
Total noninterest income$2,035,0001,212
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,221,000604
Trading account gains and fees$0153
Additional Noninterest Income$814,0001,545
Total noninterest expense$3,784,0002,509
Salaries and employee benefits$1,025,0004,142
Premises and equipment expense$768,0001,653
Additional noninterest expense$1,991,0001,726
Pre-tax net operating income$4,698,000671
Securities gains (losses)$215,000693
Applicable income taxes$1,706,000514
Income before extraordinary items$3,207,000781
Extraordinary gains, net$015
Net income$3,207,000780
Minority interest net income$089
Net income of bank and minority interests.$3,207,000781
Net charge-offs$855,0001,606
Cash dividends$3,100,000299
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,067,250782
2011-03-31 (YTD Data)Rank
Total interest income$4,230,0001,721
Total interest expense$815,0002,024
Net interest income$3,415,0001,638
Provision for loan and lease losses$246,0002,199
Total noninterest income$984,0001,228
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$608,000591
Trading account gains and fees$0158
Additional Noninterest Income$376,0001,639
Total noninterest expense$1,837,0002,592
Salaries and employee benefits$517,0004,136
Premises and equipment expense$363,0001,779
Additional noninterest expense$957,0001,770
Pre-tax net operating income$2,316,000689
Securities gains (losses)$173,000382
Applicable income taxes$864,000506
Income before extraordinary items$1,625,000776
Extraordinary gains, net$09
Net income$1,625,000775
Minority interest net income$086
Net income of bank and minority interests.$1,625,000776
Net charge-offs$272,0001,839
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,512,550806
2010-12-31 (YTD Data)Rank
Total interest income$18,161,0001,668
Total interest expense$3,962,0002,018
Net interest income$14,199,0001,573
Provision for loan and lease losses$903,0003,207
Total noninterest income$4,257,0001,209
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,718,000552
Trading account gains and fees$0175
Additional Noninterest Income$1,539,0001,670
Total noninterest expense$7,624,0002,546
Salaries and employee benefits$2,076,0004,124
Premises and equipment expense$1,619,0001,582
Additional noninterest expense$3,929,0001,838
Pre-tax net operating income$9,929,000560
Securities gains (losses)$307,0001,241
Applicable income taxes$3,500,000480
Income before extraordinary items$6,736,000670
Extraordinary gains, net$029
Net income$6,736,000668
Minority interest net income$0111
Net income of bank and minority interests.$6,736,000671
Net charge-offs$998,0002,685
Cash dividends$5,800,000292
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,533,380658
2010-09-30 (YTD Data)Rank
Total interest income$13,733,0001,687
Total interest expense$3,083,0002,030
Net interest income$10,650,0001,590
Provision for loan and lease losses$673,0003,098
Total noninterest income$3,194,0001,203
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,061,000557
Trading account gains and fees$0165
Additional Noninterest Income$1,133,0001,660
Total noninterest expense$5,908,0002,453
Salaries and employee benefits$1,565,0004,147
Premises and equipment expense$1,233,0001,576
Additional noninterest expense$3,110,0001,705
Pre-tax net operating income$7,263,000589
Securities gains (losses)$139,0001,663
Applicable income taxes$2,537,000495
Income before extraordinary items$4,865,000717
Extraordinary gains, net$023
Net income$4,865,000716
Minority interest net income$0110
Net income of bank and minority interests.$4,865,000717
Net charge-offs$715,0002,609
Cash dividends$1,500,000712
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,773,260689
2010-06-30 (YTD Data)Rank
Total interest income$9,087,0001,720
Total interest expense$2,133,0002,030
Net interest income$6,954,0001,620
Provision for loan and lease losses$443,0003,044
Total noninterest income$2,127,0001,186
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,360,000566
Trading account gains and fees$0152
Additional Noninterest Income$767,0001,568
Total noninterest expense$3,940,0002,462
Salaries and employee benefits$1,041,0004,183
Premises and equipment expense$853,0001,544
Additional noninterest expense$2,046,0001,722
Pre-tax net operating income$4,698,000593
Securities gains (losses)$139,0001,186
Applicable income taxes$1,673,000456
Income before extraordinary items$3,164,000710
Extraordinary gains, net$019
Net income$3,164,000708
Minority interest net income$0105
Net income of bank and minority interests.$3,164,000710
Net charge-offs$567,0002,301
Cash dividends$1,500,000452
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,073,650705
2010-03-31 (YTD Data)Rank
Total interest income$4,539,0001,763
Total interest expense$1,071,0002,124
Net interest income$3,468,0001,638
Provision for loan and lease losses$218,0002,890
Total noninterest income$1,028,0001,203
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$670,000566
Trading account gains and fees$0175
Additional Noninterest Income$358,0001,632
Total noninterest expense$1,908,0002,564
Salaries and employee benefits$529,0004,192
Premises and equipment expense$414,0001,630
Additional noninterest expense$965,0001,799
Pre-tax net operating income$2,370,000574
Securities gains (losses)$02,284
Applicable income taxes$820,000443
Income before extraordinary items$1,550,000715
Extraordinary gains, net$016
Net income$1,550,000718
Minority interest net income$091
Net income of bank and minority interests.$1,550,000719
Net charge-offs$302,0002,022
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,550,000685
2009-12-31 (YTD Data)Rank
Total interest income$19,331,0001,768
Total interest expense$5,089,0002,220
Net interest income$14,242,0001,576
Provision for loan and lease losses$942,0003,590
Total noninterest income$4,233,0001,246
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,836,000591
Trading account gains and fees$0211
Additional Noninterest Income$1,397,0001,730
Total noninterest expense$7,479,0002,632
Salaries and employee benefits$2,067,0004,248
Premises and equipment expense$1,563,0001,728
Additional noninterest expense$3,849,0001,908
Pre-tax net operating income$10,054,000423
Securities gains (losses)$883,000548
Applicable income taxes$3,773,000329
Income before extraordinary items$7,164,000463
Extraordinary gains, net$034
Net income$7,164,000463
Minority interest net income$0115
Net income of bank and minority interests.$7,164,000465
Net charge-offs$443,0003,948
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$6,581,220515
2009-09-30 (YTD Data)Rank
Total interest income$14,782,0001,759
Total interest expense$3,992,0002,224
Net interest income$10,790,0001,560
Provision for loan and lease losses$704,0003,267
Total noninterest income$3,152,0001,269
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,103,000600
Trading account gains and fees$0212
Additional Noninterest Income$1,049,0001,769
Total noninterest expense$5,804,0002,550
Salaries and employee benefits$1,643,0004,116
Premises and equipment expense$1,186,0001,734
Additional noninterest expense$2,975,0001,801
Pre-tax net operating income$7,434,000449
Securities gains (losses)$883,000429
Applicable income taxes$2,865,000340
Income before extraordinary items$5,452,000479
Extraordinary gains, net$027
Net income$5,452,000478
Minority interest net income$0118
Net income of bank and minority interests.$5,452,000480
Net charge-offs$313,0003,646
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,869,220547
2009-06-30 (YTD Data)Rank
Total interest income$10,159,0001,740
Total interest expense$2,802,0002,213
Net interest income$7,357,0001,522
Provision for loan and lease losses$458,0003,084
Total noninterest income$2,070,0001,298
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,376,000606
Trading account gains and fees$0193
Additional Noninterest Income$694,0001,819
Total noninterest expense$3,907,0002,553
Salaries and employee benefits$1,109,0004,102
Premises and equipment expense$805,0001,730
Additional noninterest expense$1,993,0001,815
Pre-tax net operating income$5,062,000430
Securities gains (losses)$868,000326
Applicable income taxes$2,064,000333
Income before extraordinary items$3,866,000453
Extraordinary gains, net$021
Net income$3,866,000451
Minority interest net income$0112
Net income of bank and minority interests.$3,866,000453
Net charge-offs$289,0002,980
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,301,800517
2009-03-31 (YTD Data)Rank
Total interest income$5,121,0001,753
Total interest expense$1,516,0002,149
Net interest income$3,605,0001,543
Provision for loan and lease losses$241,0002,606
Total noninterest income$1,005,0001,283
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$676,000603
Trading account gains and fees$0171
Additional Noninterest Income$329,0001,831
Total noninterest expense$1,832,0002,634
Salaries and employee benefits$562,0004,096
Premises and equipment expense$414,0001,699
Additional noninterest expense$856,0001,881
Pre-tax net operating income$2,537,000461
Securities gains (losses)$02,434
Applicable income taxes$877,000392
Income before extraordinary items$1,660,000603
Extraordinary gains, net$015
Net income$1,660,000604
Minority interest net income$0102
Net income of bank and minority interests.$1,660,000606
Net charge-offs$52,0003,501
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,660,000565
2008-12-31 (YTD Data)Rank
Total interest income$22,612,0001,702
Total interest expense$9,254,0001,742
Net interest income$13,358,0001,661
Provision for loan and lease losses$315,0004,545
Total noninterest income$4,238,0001,221
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,737,000636
Trading account gains and fees$0154
Additional Noninterest Income$1,501,0001,596
Total noninterest expense$7,779,0002,434
Salaries and employee benefits$2,217,0004,116
Premises and equipment expense$1,852,0001,492
Additional noninterest expense$3,710,0001,667
Pre-tax net operating income$9,502,000577
Securities gains (losses)$15,0002,329
Applicable income taxes$3,249,000443
Income before extraordinary items$6,268,000641
Extraordinary gains, net$039
Net income$6,268,000641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$366,0003,253
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,258,100693
2008-09-30 (YTD Data)Rank
Total interest income$17,259,0001,722
Total interest expense$7,409,0001,710
Net interest income$9,850,0001,707
Provision for loan and lease losses$162,0004,525
Total noninterest income$3,231,0001,240
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,065,000639
Trading account gains and fees$0148
Additional Noninterest Income$1,166,0001,636
Total noninterest expense$6,009,0002,368
Salaries and employee benefits$1,696,0004,091
Premises and equipment expense$1,390,0001,501
Additional noninterest expense$2,923,0001,530
Pre-tax net operating income$6,910,000726
Securities gains (losses)$15,0002,175
Applicable income taxes$2,354,000566
Income before extraordinary items$4,571,000801
Extraordinary gains, net$031
Net income$4,571,000800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$274,0002,668
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,561,100852
2008-06-30 (YTD Data)Rank
Total interest income$11,817,0001,703
Total interest expense$5,284,0001,663
Net interest income$6,533,0001,718
Provision for loan and lease losses$48,0005,233
Total noninterest income$2,096,0001,281
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,361,000635
Trading account gains and fees$0149
Additional Noninterest Income$735,0001,728
Total noninterest expense$3,923,0002,412
Salaries and employee benefits$1,124,0004,142
Premises and equipment expense$901,0001,546
Additional noninterest expense$1,898,0001,551
Pre-tax net operating income$4,658,000756
Securities gains (losses)$15,0002,228
Applicable income taxes$1,610,000621
Income before extraordinary items$3,063,000887
Extraordinary gains, net$021
Net income$3,063,000887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0003,332
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,053,100875
2008-03-31 (YTD Data)Rank
Total interest income$6,378,0001,630
Total interest expense$3,046,0001,543
Net interest income$3,332,0001,670
Provision for loan and lease losses$41,0004,079
Total noninterest income$1,083,0001,253
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$677,000628
Trading account gains and fees$0158
Additional Noninterest Income$406,0001,611
Total noninterest expense$1,908,0002,470
Salaries and employee benefits$578,0004,083
Premises and equipment expense$422,0001,644
Additional noninterest expense$908,0001,588
Pre-tax net operating income$2,466,000769
Securities gains (losses)$15,0001,758
Applicable income taxes$848,000662
Income before extraordinary items$1,633,000925
Extraordinary gains, net$015
Net income$1,633,000927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0004,162
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,623,100886
2007-12-31 (YTD Data)Rank
Total interest income$28,272,0001,526
Total interest expense$15,724,0001,266
Net interest income$12,548,0001,800
Provision for loan and lease losses$-410,0008,479
Total noninterest income$3,814,0001,348
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,678,000653
Trading account gains and fees$0178
Additional Noninterest Income$1,136,0002,046
Total noninterest expense$7,614,0002,399
Salaries and employee benefits$2,437,0003,801
Premises and equipment expense$1,688,0001,577
Additional noninterest expense$3,489,0001,589
Pre-tax net operating income$9,158,000925
Securities gains (losses)$-1,236,0008,441
Applicable income taxes$2,619,000903
Income before extraordinary items$5,303,0001,204
Extraordinary gains, net$039
Net income$5,303,0001,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,0001,923
Cash dividends$4,000,000908
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$6,131,1201,041
2007-09-30 (YTD Data)Rank
Total interest income$21,593,0001,503
Total interest expense$12,181,0001,228
Net interest income$9,412,0001,810
Provision for loan and lease losses$-97,0008,416
Total noninterest income$2,823,0001,373
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,967,000655
Trading account gains and fees$0184
Additional Noninterest Income$856,0002,033
Total noninterest expense$5,953,0002,281
Salaries and employee benefits$1,918,0003,646
Premises and equipment expense$1,252,0001,590
Additional noninterest expense$2,783,0001,458
Pre-tax net operating income$6,379,0001,085
Securities gains (losses)$-1,236,0008,500
Applicable income taxes$1,673,0001,120
Income before extraordinary items$3,470,0001,470
Extraordinary gains, net$033
Net income$3,470,0001,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$302,0001,527
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,298,1201,185
2007-06-30 (YTD Data)Rank
Total interest income$14,606,0001,488
Total interest expense$8,361,0001,188
Net interest income$6,245,0001,835
Provision for loan and lease losses$283,0001,638
Total noninterest income$1,864,0001,398
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,282,000680
Trading account gains and fees$0168
Additional Noninterest Income$582,0002,024
Total noninterest expense$4,027,0002,262
Salaries and employee benefits$1,304,0003,629
Premises and equipment expense$839,0001,601
Additional noninterest expense$1,884,0001,450
Pre-tax net operating income$3,799,0001,249
Securities gains (losses)$-1,176,0008,567
Applicable income taxes$847,0001,438
Income before extraordinary items$1,776,0001,938
Extraordinary gains, net$029
Net income$1,776,0001,938
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$306,0001,023
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,575,6801,359
2007-03-31 (YTD Data)Rank
Total interest income$7,402,0001,458
Total interest expense$4,438,0001,094
Net interest income$2,964,0001,951
Provision for loan and lease losses$158,0001,378
Total noninterest income$936,0001,374
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$653,000647
Trading account gains and fees$0195
Additional Noninterest Income$283,0002,034
Total noninterest expense$1,963,0002,326
Salaries and employee benefits$668,0003,588
Premises and equipment expense$404,0001,654
Additional noninterest expense$891,0001,498
Pre-tax net operating income$1,779,0001,318
Securities gains (losses)$-1,317,0008,626
Applicable income taxes$126,0002,972
Income before extraordinary items$336,0003,922
Extraordinary gains, net$022
Net income$336,0003,923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,000573
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,297,4101,353
2006-12-31 (YTD Data)Rank
Total interest income$29,184,0001,363
Total interest expense$16,210,0001,024
Net interest income$12,974,0001,778
Provision for loan and lease losses$563,0001,717
Total noninterest income$3,646,0001,383
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,554,000688
Trading account gains and fees$0130
Additional Noninterest Income$1,092,0002,091
Total noninterest expense$7,888,0002,238
Salaries and employee benefits$2,581,0003,532
Premises and equipment expense$1,736,0001,480
Additional noninterest expense$3,571,0001,479
Pre-tax net operating income$8,169,0001,208
Securities gains (losses)$01,687
Applicable income taxes$2,689,0001,039
Income before extraordinary items$5,480,0001,331
Extraordinary gains, net$051
Net income$5,480,0001,331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$168,0002,426
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$5,480,0001,317
2006-09-30 (YTD Data)Rank
Total interest income$21,617,0001,376
Total interest expense$11,618,0001,043
Net interest income$9,999,0001,740
Provision for loan and lease losses$306,0002,114
Total noninterest income$2,729,0001,402
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,912,000697
Trading account gains and fees$0126
Additional Noninterest Income$817,0002,094
Total noninterest expense$6,048,0002,187
Salaries and employee benefits$1,975,0003,483
Premises and equipment expense$1,259,0001,546
Additional noninterest expense$2,814,0001,405
Pre-tax net operating income$6,374,0001,202
Securities gains (losses)$01,388
Applicable income taxes$2,099,0001,054
Income before extraordinary items$4,275,0001,327
Extraordinary gains, net$045
Net income$4,275,0001,327
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,092
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,275,0001,314
2006-06-30 (YTD Data)Rank
Total interest income$14,113,0001,369
Total interest expense$7,242,0001,064
Net interest income$6,871,0001,687
Provision for loan and lease losses$211,0002,018
Total noninterest income$1,805,0001,413
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,256,000693
Trading account gains and fees$0126
Additional Noninterest Income$549,0002,085
Total noninterest expense$4,014,0002,200
Salaries and employee benefits$1,339,0003,453
Premises and equipment expense$832,0001,559
Additional noninterest expense$1,843,0001,439
Pre-tax net operating income$4,451,0001,143
Securities gains (losses)$01,185
Applicable income taxes$1,483,0001,006
Income before extraordinary items$2,968,0001,256
Extraordinary gains, net$039
Net income$2,968,0001,257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0003,137
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,968,0001,242
2006-03-31 (YTD Data)Rank
Total interest income$6,823,0001,379
Total interest expense$3,323,0001,096
Net interest income$3,500,0001,644
Provision for loan and lease losses$117,0001,801
Total noninterest income$878,0001,405
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$608,000690
Trading account gains and fees$0115
Additional Noninterest Income$270,0002,094
Total noninterest expense$1,992,0002,229
Salaries and employee benefits$669,0003,463
Premises and equipment expense$415,0001,569
Additional noninterest expense$908,0001,453
Pre-tax net operating income$2,269,0001,093
Securities gains (losses)$0955
Applicable income taxes$756,000983
Income before extraordinary items$1,513,0001,230
Extraordinary gains, net$021
Net income$1,513,0001,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,757
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,513,0001,208
2005-12-31 (YTD Data)Rank
Total interest income$21,904,0001,524
Total interest expense$9,117,0001,242
Net interest income$12,787,0001,722
Provision for loan and lease losses$314,0002,733
Total noninterest income$3,634,0001,378
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,482,000705
Trading account gains and fees$0138
Additional Noninterest Income$1,152,0002,022
Total noninterest expense$7,448,0002,249
Salaries and employee benefits$2,598,0003,377
Premises and equipment expense$1,396,0001,737
Additional noninterest expense$3,454,0001,470
Pre-tax net operating income$8,659,0001,119
Securities gains (losses)$212,000492
Applicable income taxes$2,933,000969
Income before extraordinary items$5,938,0001,214
Extraordinary gains, net$046
Net income$5,938,0001,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0002,118
Cash dividends$1,000,0002,429
Sale, conversion, retirement of capital stock, net$0934
Net operating income$5,795,9601,223
2005-09-30 (YTD Data)Rank
Total interest income$15,859,0001,542
Total interest expense$6,274,0001,276
Net interest income$9,585,0001,700
Provision for loan and lease losses$315,0002,100
Total noninterest income$2,743,0001,382
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,845,000704
Trading account gains and fees$0126
Additional Noninterest Income$898,0001,953
Total noninterest expense$5,551,0002,232
Salaries and employee benefits$1,980,0003,304
Premises and equipment expense$967,0001,866
Additional noninterest expense$2,604,0001,443
Pre-tax net operating income$6,462,0001,109
Securities gains (losses)$212,000461
Applicable income taxes$2,209,000983
Income before extraordinary items$4,465,0001,214
Extraordinary gains, net$035
Net income$4,465,0001,214
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,641
Cash dividends$1,000,0001,776
Sale, conversion, retirement of capital stock, net$0769
Net operating income$4,322,9601,222
2005-06-30 (YTD Data)Rank
Total interest income$10,086,0001,588
Total interest expense$3,672,0001,378
Net interest income$6,414,0001,672
Provision for loan and lease losses$208,0002,103
Total noninterest income$1,838,0001,357
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,194,000704
Trading account gains and fees$0116
Additional Noninterest Income$644,0001,838
Total noninterest expense$3,571,0002,308
Salaries and employee benefits$1,314,0003,300
Premises and equipment expense$547,0002,171
Additional noninterest expense$1,710,0001,464
Pre-tax net operating income$4,473,0001,063
Securities gains (losses)$212,000395
Applicable income taxes$1,570,000916
Income before extraordinary items$3,115,0001,128
Extraordinary gains, net$030
Net income$3,115,0001,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0002,342
Cash dividends$1,000,0001,280
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,975,0801,155
2005-03-31 (YTD Data)Rank
Total interest income$4,765,0001,648
Total interest expense$1,599,0001,499
Net interest income$3,166,0001,688
Provision for loan and lease losses$105,0001,941
Total noninterest income$968,0001,274
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$593,000690
Trading account gains and fees$0115
Additional Noninterest Income$375,0001,622
Total noninterest expense$1,664,0002,464
Salaries and employee benefits$663,0003,268
Premises and equipment expense$252,0002,341
Additional noninterest expense$749,0001,644
Pre-tax net operating income$2,365,000990
Securities gains (losses)$69,000468
Applicable income taxes$812,000894
Income before extraordinary items$1,622,0001,065
Extraordinary gains, net$024
Net income$1,622,0001,065
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,779
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,575,7701,067
2004-12-31 (YTD Data)Rank
Total interest income$15,419,0001,856
Total interest expense$4,074,0002,007
Net interest income$11,345,0001,783
Provision for loan and lease losses$323,0002,772
Total noninterest income$5,275,0001,039
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,687,000656
Trading account gains and fees$0138
Additional Noninterest Income$2,588,0001,102
Total noninterest expense$6,048,0002,622
Salaries and employee benefits$2,139,0003,771
Premises and equipment expense$1,261,0001,821
Additional noninterest expense$2,648,0001,835
Pre-tax net operating income$10,249,000855
Securities gains (losses)$1,197,000252
Applicable income taxes$3,787,000747
Income before extraordinary items$7,659,000855
Extraordinary gains, net$034
Net income$7,659,000856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$356,0001,742
Cash dividends$9,749,000372
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,857,010927
2004-09-30 (YTD Data)Rank
Total interest income$11,119,0001,903
Total interest expense$2,880,0002,078
Net interest income$8,239,0001,822
Provision for loan and lease losses$215,0002,865
Total noninterest income$2,843,0001,360
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,007,000665
Trading account gains and fees$0134
Additional Noninterest Income$836,0002,016
Total noninterest expense$4,754,0002,490
Salaries and employee benefits$1,614,0003,737
Premises and equipment expense$925,0001,868
Additional noninterest expense$2,215,0001,628
Pre-tax net operating income$6,113,0001,083
Securities gains (losses)$1,203,000233
Applicable income taxes$2,436,000873
Income before extraordinary items$4,880,0001,024
Extraordinary gains, net$026
Net income$4,880,0001,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,013
Cash dividends$9,749,000284
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,073,9901,175
2004-06-30 (YTD Data)Rank
Total interest income$7,149,0001,954
Total interest expense$1,851,0002,129
Net interest income$5,298,0001,888
Provision for loan and lease losses$126,0003,023
Total noninterest income$1,857,0001,358
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,303,000669
Trading account gains and fees$0130
Additional Noninterest Income$554,0002,031
Total noninterest expense$3,221,0002,469
Salaries and employee benefits$1,155,0003,563
Premises and equipment expense$616,0001,853
Additional noninterest expense$1,450,0001,660
Pre-tax net operating income$3,808,0001,131
Securities gains (losses)$555,000340
Applicable income taxes$1,443,000942
Income before extraordinary items$2,920,0001,123
Extraordinary gains, net$021
Net income$2,920,0001,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$127,0001,867
Cash dividends$9,750,000199
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,548,1501,230
2004-03-31 (YTD Data)Rank
Total interest income$3,559,0001,972
Total interest expense$912,0002,181
Net interest income$2,647,0001,879
Provision for loan and lease losses$61,0002,910
Total noninterest income$951,0001,295
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$642,000665
Trading account gains and fees$0121
Additional Noninterest Income$309,0001,847
Total noninterest expense$1,616,0002,472
Salaries and employee benefits$590,0003,527
Premises and equipment expense$342,0001,706
Additional noninterest expense$684,0001,743
Pre-tax net operating income$1,921,0001,107
Securities gains (losses)$555,000245
Applicable income taxes$824,000874
Income before extraordinary items$1,652,000991
Extraordinary gains, net$016
Net income$1,652,000991
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,280,1501,199
2003-12-31 (YTD Data)Rank
Total interest income$18,519,0001,552
Total interest expense$5,238,0001,714
Net interest income$13,281,0001,465
Provision for loan and lease losses$237,0003,713
Total noninterest income$3,287,0001,560
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,641,000650
Trading account gains and fees$0160
Additional Noninterest Income$646,0003,115
Total noninterest expense$6,610,0002,372
Salaries and employee benefits$2,525,0003,247
Premises and equipment expense$1,216,0001,881
Additional noninterest expense$2,869,0001,689
Pre-tax net operating income$9,721,000877
Securities gains (losses)$1,074,000453
Applicable income taxes$3,562,000806
Income before extraordinary items$7,233,000897
Extraordinary gains, net$054
Net income$7,233,000899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$650,0001,301
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,513,420926
2003-09-30 (YTD Data)Rank
Total interest income$14,440,0001,522
Total interest expense$4,234,0001,669
Net interest income$10,206,0001,444
Provision for loan and lease losses$180,0003,498
Total noninterest income$2,617,0001,533
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,961,000671
Trading account gains and fees$0153
Additional Noninterest Income$656,0002,682
Total noninterest expense$4,933,0002,391
Salaries and employee benefits$1,836,0003,327
Premises and equipment expense$842,0002,042
Additional noninterest expense$2,255,0001,616
Pre-tax net operating income$7,710,000871
Securities gains (losses)$783,000516
Applicable income taxes$2,850,000814
Income before extraordinary items$5,643,000901
Extraordinary gains, net$040
Net income$5,643,000901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,0002,071
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,126,220922
2003-06-30 (YTD Data)Rank
Total interest income$9,883,0001,494
Total interest expense$2,956,0001,643
Net interest income$6,927,0001,412
Provision for loan and lease losses$118,0003,606
Total noninterest income$1,718,0001,544
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,269,000672
Trading account gains and fees$0150
Additional Noninterest Income$449,0002,614
Total noninterest expense$3,216,0002,442
Salaries and employee benefits$1,192,0003,380
Premises and equipment expense$542,0002,102
Additional noninterest expense$1,482,0001,635
Pre-tax net operating income$5,311,000839
Securities gains (losses)$266,000878
Applicable income taxes$1,870,000818
Income before extraordinary items$3,707,000914
Extraordinary gains, net$030
Net income$3,707,000915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$214,0001,579
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,531,440881
2003-03-31 (YTD Data)Rank
Total interest income$4,968,0001,493
Total interest expense$1,512,0001,636
Net interest income$3,456,0001,418
Provision for loan and lease losses$59,0003,475
Total noninterest income$850,0001,503
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$621,000669
Trading account gains and fees$0134
Additional Noninterest Income$229,0002,483
Total noninterest expense$1,525,0002,541
Salaries and employee benefits$589,0003,413
Premises and equipment expense$244,0002,295
Additional noninterest expense$692,0001,705
Pre-tax net operating income$2,722,000822
Securities gains (losses)$111,000943
Applicable income taxes$951,000835
Income before extraordinary items$1,882,000896
Extraordinary gains, net$021
Net income$1,882,000895
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0003,019
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,808,740862
2002-12-31 (YTD Data)Rank
Total interest income$20,640,0001,491
Total interest expense$6,610,0001,728
Net interest income$14,030,0001,383
Provision for loan and lease losses$245,0003,904
Total noninterest income$3,285,0001,462
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,449,000669
Trading account gains and fees$0153
Additional Noninterest Income$836,0002,440
Total noninterest expense$6,226,0002,382
Salaries and employee benefits$2,379,0003,249
Premises and equipment expense$1,063,0002,062
Additional noninterest expense$2,784,0001,689
Pre-tax net operating income$10,844,000801
Securities gains (losses)$9,0003,662
Applicable income taxes$3,709,000777
Income before extraordinary items$7,144,000876
Extraordinary gains, net$070
Net income$7,144,000874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0003,403
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,138,060846
2001-12-31 (YTD Data)Rank
Total interest income$15,788,0002,183
Total interest expense$8,668,0001,867
Net interest income$7,120,0002,509
Provision for loan and lease losses$240,0003,705
Total noninterest income$1,759,0002,233
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,251,0001,191
Trading account gains and fees$0177
Additional Noninterest Income$508,0003,108
Total noninterest expense$3,626,0003,718
Salaries and employee benefits$1,413,0004,722
Premises and equipment expense$531,0003,700
Additional noninterest expense$1,682,0002,609
Pre-tax net operating income$5,013,0001,433
Securities gains (losses)$-91,0009,491
Applicable income taxes$1,556,0001,450
Income before extraordinary items$3,366,0001,576
Extraordinary gains, net$0105
Net income$3,366,0001,577
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$50,0005,161
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,427,8801,490
2000-12-31 (YTD Data)Rank
Total interest income$18,042,0001,948
Total interest expense$10,871,0001,578
Net interest income$7,171,0002,479
Provision for loan and lease losses$238,0003,398
Total noninterest income$1,668,0002,159
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,210,0001,122
Trading account gains and fees$0180
Additional Noninterest Income$458,0003,090
Total noninterest expense$3,179,0004,035
Salaries and employee benefits$1,210,0005,192
Premises and equipment expense$493,0003,830
Additional noninterest expense$1,476,0002,861
Pre-tax net operating income$5,422,0001,366
Securities gains (losses)$-327,0009,650
Applicable income taxes$1,620,0001,409
Income before extraordinary items$3,475,0001,515
Extraordinary gains, net$038
Net income$3,475,0001,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,466
Cash dividends$3,700,000807
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,697,3601,423
1999-12-31 (YTD Data)Rank
Total interest income$14,016,0002,328
Total interest expense$7,819,0001,920
Net interest income$6,197,0002,837
Provision for loan and lease losses$183,0003,738
Total noninterest income$1,630,0002,170
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,218,0001,099
Trading account gains and fees$0173
Additional Noninterest Income$412,0003,349
Total noninterest expense$2,983,0004,232
Salaries and employee benefits$1,097,0005,509
Premises and equipment expense$396,0004,571
Additional noninterest expense$1,490,0002,880
Pre-tax net operating income$4,661,0001,611
Securities gains (losses)$-5,0009,083
Applicable income taxes$1,510,0001,595
Income before extraordinary items$3,146,0001,700
Extraordinary gains, net$035
Net income$3,146,0001,701
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,073
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,149,4001,666
1998-12-31 (YTD Data)Rank
Total interest income$12,515,0002,614
Total interest expense$6,945,0002,184
Net interest income$5,570,0003,085
Provision for loan and lease losses$180,0003,728
Total noninterest income$874,0003,383
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$723,0001,765
Trading account gains and fees$0224
Additional Noninterest Income$151,0005,664
Total noninterest expense$2,321,0005,025
Salaries and employee benefits$1,001,0005,791
Premises and equipment expense$322,0005,158
Additional noninterest expense$998,0003,970
Pre-tax net operating income$3,943,0001,847
Securities gains (losses)$97,0001,291
Applicable income taxes$1,429,0001,704
Income before extraordinary items$2,611,0002,004
Extraordinary gains, net$032
Net income$2,611,0002,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,253
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$66,000821
Net operating income$2,547,9501,976
1997-12-31 (YTD Data)Rank
Total interest income$11,487,0002,853
Total interest expense$5,953,0002,506
Net interest income$5,534,0003,161
Provision for loan and lease losses$180,0003,648
Total noninterest income$791,0003,602
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$659,0001,990
Trading account gains and fees$0239
Additional Noninterest Income$132,0006,034
Total noninterest expense$2,373,0004,992
Salaries and employee benefits$1,002,0005,859
Premises and equipment expense$343,0004,973
Additional noninterest expense$1,028,0003,800
Pre-tax net operating income$3,772,0001,996
Securities gains (losses)$23,0001,798
Applicable income taxes$1,339,0001,884
Income before extraordinary items$2,456,0002,144
Extraordinary gains, net$044
Net income$2,456,0002,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,868
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,441,0502,109
1996-12-31 (YTD Data)Rank
Total interest income$10,600,0003,096
Total interest expense$5,390,0002,829
Net interest income$5,210,0003,414
Provision for loan and lease losses$180,0003,640
Total noninterest income$865,0003,491
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$752,0001,795
Trading account gains and fees$0262
Additional Noninterest Income$113,0006,777
Total noninterest expense$2,271,0005,401
Salaries and employee benefits$1,014,0005,927
Premises and equipment expense$379,0004,733
Additional noninterest expense$878,0004,847
Pre-tax net operating income$3,624,0001,993
Securities gains (losses)$113,000903
Applicable income taxes$1,326,0001,818
Income before extraordinary items$2,411,0002,061
Extraordinary gains, net$053
Net income$2,411,0002,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,559
Cash dividends$2,000,0001,264
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,337,5502,072
1995-12-31 (YTD Data)Rank
Total interest income$10,549,0003,141
Total interest expense$5,571,0002,752
Net interest income$4,978,0003,552
Provision for loan and lease losses$180,0003,223
Total noninterest income$873,0003,437
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$759,0001,799
Trading account gains and fees$0522
Additional Noninterest Income$114,0006,804
Total noninterest expense$2,522,0004,961
Salaries and employee benefits$944,0006,330
Premises and equipment expense$393,0004,613
Additional noninterest expense$1,185,0003,779
Pre-tax net operating income$3,149,0002,337
Securities gains (losses)$-29,00010,820
Applicable income taxes$1,107,0002,181
Income before extraordinary items$2,013,0002,499
Extraordinary gains, net$065
Net income$2,013,0002,498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$88,0004,028
Cash dividends$2,500,0001,056
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,031,8502,455
1994-12-31 (YTD Data)Rank
Total interest income$7,494,0003,968
Total interest expense$3,237,0003,694
Net interest income$4,257,0004,137
Provision for loan and lease losses$120,0004,039
Total noninterest income$1,028,0003,051
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$900,0001,498
Trading account gains and feesNANA
Additional Noninterest Income$128,0006,726
Total noninterest expense$2,468,0005,218
Salaries and employee benefits$860,0006,875
Premises and equipment expense$333,0005,261
Additional noninterest expense$1,275,0003,843
Pre-tax net operating income$2,697,0002,626
Securities gains (losses)$-78,00011,363
Applicable income taxes$931,0002,397
Income before extraordinary items$1,688,0002,864
Extraordinary gains, net$0249
Net income$1,688,0002,870
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,134
Cash dividends$500,0003,161
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,737,9202,799
1993-12-31 (YTD Data)Rank
Total interest income$6,779,0004,442
Total interest expense$2,717,0004,489
Net interest income$4,062,0004,333
Provision for loan and lease losses$180,0004,132
Total noninterest income$890,0003,667
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$781,0001,750
Trading account gains and feesNANA
Additional Noninterest Income$109,0007,610
Total noninterest expense$2,128,0006,033
Salaries and employee benefits$762,0007,558
Premises and equipment expense$300,0005,858
Additional noninterest expense$1,066,0004,666
Pre-tax net operating income$2,644,0002,579
Securities gains (losses)$444,000978
Applicable income taxes$1,067,0002,115
Income before extraordinary items$2,021,0002,484
Extraordinary gains, net$03,149
Net income$2,021,0002,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0005,035
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,732,4002,699
1992-12-31 (YTD Data)Rank
Total interest income$7,286,0004,665
Total interest expense$3,281,0004,805
Net interest income$4,005,0004,442
Provision for loan and lease losses$180,0005,503
Total noninterest income$861,0003,756
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$667,0002,043
Trading account gains and feesNANA
Additional Noninterest Income$194,0005,772
Total noninterest expense$1,952,0006,505
Salaries and employee benefits$758,0007,552
Premises and equipment expense$299,0005,991
Additional noninterest expense$895,0005,544
Pre-tax net operating income$2,734,0002,263
Securities gains (losses)$770,000785
Applicable income taxes$1,213,0001,741
Income before extraordinary items$2,291,0002,004
Extraordinary gains, net$-24,00013,520
Net income$2,267,0002,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0007,501
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,790,5002,368

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.