Home > Commerce Bank > Income and Expense
Commerce Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,717,000 | 1,108 |
| Total interest expense | $14,325,000 | 1,205 |
| Net interest income | $17,392,000 | 1,001 |
| Provision for loan and lease losses | $690,000 | 1,435 |
| Total noninterest income | $2,542,000 | 1,564 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,937,000 | 700 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $605,000 | 2,620 |
| Total noninterest expense | $10,483,000 | 1,322 |
| Salaries and employee benefits | $6,739,000 | 1,038 |
| Premises and equipment expense | $1,316,000 | 1,572 |
| Additional noninterest expense | $2,428,000 | 1,822 |
| Pre-tax net operating income | $8,761,000 | 885 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $2,741,000 | 891 |
| Income before extraordinary items | $6,020,000 | 876 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $6,020,000 | 875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $286,000 | 1,886 |
| Cash dividends | $3,551,000 | 831 |
| Sale, conversion, retirement of capital stock, net | $-84,000 | 9,771 |
| Net operating income | $6,020,000 | 879 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,498,000 | 3,696 |
| Total interest expense | $3,211,000 | 4,342 |
| Net interest income | $5,287,000 | 3,286 |
| Provision for loan and lease losses | $200,000 | 3,546 |
| Total noninterest income | $754,000 | 3,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $632,000 | 2,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 6,135 |
| Total noninterest expense | $2,847,000 | 4,401 |
| Salaries and employee benefits | $1,741,000 | 3,846 |
| Premises and equipment expense | $344,000 | 5,024 |
| Additional noninterest expense | $762,000 | 4,967 |
| Pre-tax net operating income | $2,994,000 | 2,416 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $981,000 | 2,245 |
| Income before extraordinary items | $2,013,000 | 2,581 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,013,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,165 |
| Cash dividends | $1,218,000 | 1,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,013,000 | 2,545 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,063,000 | 3,911 |
| Total interest expense | $3,094,000 | 4,607 |
| Net interest income | $4,969,000 | 3,416 |
| Provision for loan and lease losses | $202,000 | 3,487 |
| Total noninterest income | $914,000 | 3,290 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $597,000 | 2,149 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $317,000 | 3,898 |
| Total noninterest expense | $2,877,000 | 4,272 |
| Salaries and employee benefits | $1,786,000 | 3,695 |
| Premises and equipment expense | $351,000 | 4,877 |
| Additional noninterest expense | $740,000 | 4,938 |
| Pre-tax net operating income | $2,804,000 | 2,526 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $892,000 | 2,513 |
| Income before extraordinary items | $1,912,000 | 2,657 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,912,000 | 2,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,085 |
| Cash dividends | $1,038,000 | 2,142 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,912,000 | 2,579 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,991,000 | 3,971 |
| Total interest expense | $3,018,000 | 4,687 |
| Net interest income | $4,973,000 | 3,513 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $703,000 | 3,960 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $589,000 | 2,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,420 |
| Total noninterest expense | $2,742,000 | 4,419 |
| Salaries and employee benefits | $1,691,000 | 3,851 |
| Premises and equipment expense | $367,000 | 4,734 |
| Additional noninterest expense | $684,000 | 5,310 |
| Pre-tax net operating income | $2,922,000 | 2,549 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $945,000 | 2,552 |
| Income before extraordinary items | $1,977,000 | 2,614 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,977,000 | 2,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $1,068,000 | 2,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,977,000 | 2,566 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,882,000 | 4,100 |
| Total interest expense | $3,012,000 | 4,770 |
| Net interest income | $4,870,000 | 3,616 |
| Provision for loan and lease losses | $361,000 | 2,247 |
| Total noninterest income | $751,000 | 3,874 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $577,000 | 2,354 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,546 |
| Total noninterest expense | $2,436,000 | 5,110 |
| Salaries and employee benefits | $1,467,000 | 4,402 |
| Premises and equipment expense | $344,000 | 5,065 |
| Additional noninterest expense | $625,000 | 6,198 |
| Pre-tax net operating income | $2,824,000 | 2,490 |
| Securities gains (losses) | $6,000 | 2,865 |
| Applicable income taxes | $929,000 | 2,503 |
| Income before extraordinary items | $1,901,000 | 2,564 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,901,000 | 2,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 1,734 |
| Cash dividends | $695,000 | 2,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,896,980 | 2,521 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,360,000 | 4,355 |
| Total interest expense | $2,890,000 | 4,925 |
| Net interest income | $4,470,000 | 3,927 |
| Provision for loan and lease losses | $247,000 | 2,594 |
| Total noninterest income | $727,000 | 3,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $575,000 | 2,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $152,000 | 5,944 |
| Total noninterest expense | $2,438,000 | 5,110 |
| Salaries and employee benefits | $1,401,000 | 4,560 |
| Premises and equipment expense | $332,000 | 5,224 |
| Additional noninterest expense | $705,000 | 5,817 |
| Pre-tax net operating income | $2,512,000 | 2,833 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $851,000 | 2,741 |
| Income before extraordinary items | $1,661,000 | 2,959 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,661,000 | 2,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,409 |
| Cash dividends | $140,000 | 6,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,661,000 | 2,927 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,932,000 | 4,911 |
| Total interest expense | $2,232,000 | 5,107 |
| Net interest income | $3,700,000 | 4,701 |
| Provision for loan and lease losses | $66,000 | 5,441 |
| Total noninterest income | $882,000 | 3,408 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $652,000 | 2,071 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,815 |
| Total noninterest expense | $2,576,000 | 5,019 |
| Salaries and employee benefits | $1,399,000 | 4,568 |
| Premises and equipment expense | $370,000 | 4,890 |
| Additional noninterest expense | $807,000 | 5,662 |
| Pre-tax net operating income | $1,940,000 | 3,511 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $649,000 | 3,287 |
| Income before extraordinary items | $1,291,000 | 3,612 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,291,000 | 3,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 11,887 |
| Cash dividends | $171,000 | 5,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,291,000 | 3,649 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,409,000 | 5,412 |
| Total interest expense | $2,199,000 | 5,376 |
| Net interest income | $3,210,000 | 5,336 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $833,000 | 3,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $689,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 6,692 |
| Total noninterest expense | $2,285,000 | 5,693 |
| Salaries and employee benefits | $1,201,000 | 5,240 |
| Premises and equipment expense | $359,000 | 5,130 |
| Additional noninterest expense | $725,000 | 6,391 |
| Pre-tax net operating income | $1,638,000 | 3,998 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $573,000 | 3,737 |
| Income before extraordinary items | $1,065,000 | 4,439 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,065,000 | 4,566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,012 |
| Cash dividends | $139,000 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,065,000 | 4,214 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,370,000 | 6,011 |
| Total interest expense | $2,442,000 | 6,102 |
| Net interest income | $2,928,000 | 5,837 |
| Provision for loan and lease losses | $372,000 | 3,615 |
| Total noninterest income | $824,000 | 3,889 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $673,000 | 2,021 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 6,621 |
| Total noninterest expense | $2,067,000 | 6,209 |
| Salaries and employee benefits | $1,092,000 | 5,611 |
| Premises and equipment expense | $386,000 | 4,934 |
| Additional noninterest expense | $589,000 | 7,607 |
| Pre-tax net operating income | $1,313,000 | 4,571 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $448,000 | 4,381 |
| Income before extraordinary items | $865,000 | 5,061 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $865,000 | 5,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 3,304 |
| Cash dividends | $130,000 | 6,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $865,000 | 4,756 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.