Home > Commerce Bank > Net charge- offs to loans
Commerce Bank, Net charge- offs to loans
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2479% | 419 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1050% | 314 |
| Percentage Net Loans Charged-off:Construction & development | 4.7873% | 156 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5555% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8098% | 385 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8270% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6697% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8374% | 503 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6666% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1532% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7284% | 546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2811% | 1,942 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1904% | 1,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.9281% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0630% | 1,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1476% | 1,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4779% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0995% | 1,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5647% | 1,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5228% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9295% | 408 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1440% | 1,278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1926% | 2,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1031% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.2282% | 575 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0326% | 962 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1360% | 1,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4392% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0912% | 1,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4225% | 1,636 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4005% | 932 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4474% | 475 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1477% | 1,103 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1692% | 1,949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0889% | 1,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0121% | 741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0225% | 758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1588% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4770% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1104% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3506% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2944% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8655% | 386 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1724% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1493% | 1,741 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0911% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0007% | 443 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0410% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1514% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4960% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0973% | 835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1680% | 1,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2610% | 994 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6821% | 407 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2771% | 655 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1079% | 3,098 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0409% | 2,158 |
| Percentage Net Loans Charged-off:Construction & development | 0.0031% | 802 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0207% | 1,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 1,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1762% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0425% | 1,954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2235% | 2,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3077% | 1,051 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2620% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1181% | 1,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0202% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0637% | 1,486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1460% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0464% | 1,593 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2355% | 1,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2388% | 999 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3405% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0667% | 1,193 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1122% | 2,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0374% | 1,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0185% | 727 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0599% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1046% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0499% | 1,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3719% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1776% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0691% | 524 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0342% | 7,015 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1559% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0528% | 1,000 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0370% | 408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0756% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0417% | 271 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0836% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6066% | 770 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8502% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8296% | 533 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0222% | 879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1599% | 2,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0435% | 2,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0559% | 1,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0378% | 555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0617% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6772% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1221% | 1,599 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1108% | 791 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1491% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0482% | 1,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0445% | 802 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 1,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0153% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5909% | 1,404 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1086% | 1,437 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5573% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 3,087 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 1,876 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0029% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0026% | 5,879 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0686% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2852% | 1,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1024% | 1,398 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8201% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1142% | 2,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0135% | 8,246 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0761% | 999 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0885% | 5,966 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1311% | 757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4082% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2713% | 1,178 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1590% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1359% | 3,599 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0603% | 2,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0665% | 1,120 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 1,935 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1222% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 2,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3952% | 2,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1146% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8488% | 997 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 3,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0470% | 1,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0904% | 792 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0179% | 2,363 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0236% | 5,972 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 1,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3179% | 2,204 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0701% | 1,708 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1142% | 1,202 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1465% | 2,771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0650% | 1,577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1347% | 574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 2,028 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 5,934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0258% | 1,773 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4331% | 1,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0318% | 1,810 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9442% | 1,165 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1500% | 2,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1586% | 756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3467% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 1,358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 1,204 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0777% | 1,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0498% | 1,721 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9222% | 779 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1375% | 4,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0883% | 1,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1573% | 928 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0434% | 2,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0948% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 2,692 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2240% | 3,525 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3363% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2040% | 1,105 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1496% | 3,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0918% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1804% | 705 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 2,301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0415% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 2,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2828% | 2,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2817% | 1,585 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8364% | 1,180 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1538% | 3,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1186% | 1,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2464% | 523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0205% | 2,026 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0025% | 417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 1,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1908% | 2,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3086% | 1,522 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9769% | 1,349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1759% | 2,536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1539% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3192% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0320% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0422% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1969% | 1,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1216% | 1,771 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9894% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1884% | 3,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0356% | 2,875 |
| Percentage Net Loans Charged-off:Construction & development | -0.0115% | 8,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0225% | 1,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0614% | 2,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0761% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0581% | 2,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8119% | 2,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0867% | 2,153 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6461% | 1,047 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2037% | 3,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1191% | 1,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2201% | 699 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9265% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0604% | 1,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0191% | 556 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0659% | 1,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4511% | 2,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0193% | 2,195 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4106% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0792% | 5,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 668 |
| Percentage Net Loans Charged-off:Construction & development | 0.0030% | 259 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0215% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0205% | 1,320 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 582 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3109% | 592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6398% | 649 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0716% | 748 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1049% | 4,719 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0132% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0449% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0997% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 478 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 1,272 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0607% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2351% | 630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8079% | 557 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1279% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0367% | 6,770 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 1,349 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1599% | 1,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3944% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 422 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0454% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0651% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0114% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1705% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4219% | 347 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1356% | 4,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6642% | 1,367 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0691% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1189% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5201% | 322 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0705% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3368% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2156% | 3,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1880% | 284 |
| Percentage Net Loans Charged-off:Construction & development | -0.0269% | 1,315 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0504% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4921% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2472% | 156 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3512% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2193% | 175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1912% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6932% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5120% | 519 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 5,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 700 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0350% | 1,279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1281% | 304 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0285% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1643% | 256 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3426% | 385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0394% | 358 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4525% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2995% | 3,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1920% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 0.1966% | 256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1107% | 496 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2843% | 195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3172% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2714% | 215 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2592% | 167 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6704% | 476 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4625% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9069% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4416% | 361 |
| Percentage Net Loans Charged-off:Construction & development | 0.2916% | 370 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4616% | 428 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4858% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3062% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5620% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2368% | 77 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2451% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9238% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1712% | 1,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1318% | 224 |
| Percentage Net Loans Charged-off:Construction & development | 6.1073% | 139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6706% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7276% | 99 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3671% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9174% | 79 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9783% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9909% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1144% | 856 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |