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Commerce Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,856,000 | 6,116 |
| Total interest expense | $2,192,000 | 6,096 |
| Net interest income | $2,664,000 | 6,017 |
| Provision for loan and lease losses | $81,000 | 5,069 |
| Total noninterest income | $1,209,000 | 2,704 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $839,000 | 1,607 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $370,000 | 3,483 |
| Total noninterest expense | $3,014,000 | 4,276 |
| Salaries and employee benefits | $1,185,000 | 5,272 |
| Premises and equipment expense | $406,000 | 4,486 |
| Additional noninterest expense | $1,423,000 | 3,224 |
| Pre-tax net operating income | $778,000 | 6,928 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $292,000 | 6,108 |
| Income before extraordinary items | $482,000 | 7,386 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $482,000 | 7,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,240 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $484,560 | 7,331 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,452,000 | 7,403 |
| Total interest expense | $1,485,000 | 6,936 |
| Net interest income | $1,967,000 | 7,645 |
| Provision for loan and lease losses | $76,000 | 5,132 |
| Total noninterest income | $897,000 | 3,368 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $650,000 | 2,082 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 4,636 |
| Total noninterest expense | $2,374,000 | 5,398 |
| Salaries and employee benefits | $895,000 | 6,671 |
| Premises and equipment expense | $314,000 | 5,513 |
| Additional noninterest expense | $1,165,000 | 4,161 |
| Pre-tax net operating income | $414,000 | 9,254 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $147,000 | 8,368 |
| Income before extraordinary items | $263,000 | 9,560 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $263,000 | 9,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $230,000 | 2,273 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $265,560 | 9,594 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,926,000 | 6,950 |
| Total interest expense | $1,569,000 | 6,985 |
| Net interest income | $2,357,000 | 6,812 |
| Provision for loan and lease losses | $785,000 | 1,541 |
| Total noninterest income | $1,292,000 | 2,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $834,000 | 1,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $458,000 | 3,442 |
| Total noninterest expense | $2,709,000 | 4,911 |
| Salaries and employee benefits | $1,321,000 | 4,809 |
| Premises and equipment expense | $368,000 | 5,044 |
| Additional noninterest expense | $1,020,000 | 4,842 |
| Pre-tax net operating income | $155,000 | 11,436 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $51,000 | 10,921 |
| Income before extraordinary items | $104,000 | 11,764 |
| Extraordinary gains, net | $257,000 | 820 |
| Net income | $361,000 | 8,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $755,000 | 1,366 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $104,000 | 11,569 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 6,656 |
| Total interest expense | $2,047,000 | 7,010 |
| Net interest income | $2,670,000 | 6,272 |
| Provision for loan and lease losses | $300,000 | 4,111 |
| Total noninterest income | $1,188,000 | 2,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $776,000 | 1,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $412,000 | 3,633 |
| Total noninterest expense | $2,597,000 | 5,134 |
| Salaries and employee benefits | $1,240,000 | 5,017 |
| Premises and equipment expense | $328,000 | 5,618 |
| Additional noninterest expense | $1,029,000 | 4,945 |
| Pre-tax net operating income | $961,000 | 5,803 |
| Securities gains (losses) | $167,000 | 2,264 |
| Applicable income taxes | $373,000 | 5,058 |
| Income before extraordinary items | $755,000 | 5,605 |
| Extraordinary gains, net | $159,000 | 533 |
| Net income | $914,000 | 4,921 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 4,373 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $643,110 | 5,925 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.