Home > Commerce Bank > Income and Expense
Commerce Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $213,095,000 | 260 |
| Total interest expense | $92,078,000 | 289 |
| Net interest income | $121,017,000 | 237 |
| Provision for loan and lease losses | $3,140,000 | 430 |
| Total noninterest income | $39,730,000 | 269 |
| Gross Fiduciary activities income | $11,155,000 | 141 |
| Service charges on deposit accounts | $11,885,000 | 196 |
| Trading account gains and fees | $2,186,000 | 96 |
| Additional Noninterest Income | $14,504,000 | 352 |
| Total noninterest expense | $87,364,000 | 274 |
| Salaries and employee benefits | $39,120,000 | 236 |
| Premises and equipment expense | $10,178,000 | 286 |
| Additional noninterest expense | $38,066,000 | 283 |
| Pre-tax net operating income | $70,243,000 | 202 |
| Securities gains (losses) | $-46,000 | 11,123 |
| Applicable income taxes | $24,671,000 | 194 |
| Income before extraordinary items | $45,526,000 | 204 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $45,526,000 | 203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $699,000 | 1,117 |
| Cash dividends | $3,000,000 | 907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $45,555,900 | 206 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,111,000 | 2,503 |
| Total interest expense | $5,169,000 | 2,387 |
| Net interest income | $6,942,000 | 2,596 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $794,000 | 3,744 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $533,000 | 2,556 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $261,000 | 4,473 |
| Total noninterest expense | $4,783,000 | 2,882 |
| Salaries and employee benefits | $1,799,000 | 3,617 |
| Premises and equipment expense | $475,000 | 3,966 |
| Additional noninterest expense | $2,509,000 | 2,127 |
| Pre-tax net operating income | $2,953,000 | 2,414 |
| Securities gains (losses) | $57,000 | 1,075 |
| Applicable income taxes | $1,147,000 | 1,963 |
| Income before extraordinary items | $1,863,000 | 2,607 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,863,000 | 2,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,558 |
| Cash dividends | $1,500,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,826,520 | 2,672 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,756,000 | 2,421 |
| Total interest expense | $5,922,000 | 2,191 |
| Net interest income | $6,834,000 | 2,642 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $781,000 | 4,064 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $565,000 | 2,441 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $216,000 | 5,429 |
| Total noninterest expense | $4,442,000 | 3,151 |
| Salaries and employee benefits | $1,636,000 | 3,946 |
| Premises and equipment expense | $455,000 | 4,216 |
| Additional noninterest expense | $2,351,000 | 2,374 |
| Pre-tax net operating income | $3,173,000 | 2,146 |
| Securities gains (losses) | $176,000 | 1,826 |
| Applicable income taxes | $1,326,000 | 1,759 |
| Income before extraordinary items | $2,023,000 | 2,483 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,023,000 | 2,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $1,000,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,910,360 | 2,473 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,486,000 | 3,063 |
| Total interest expense | $6,030,000 | 2,763 |
| Net interest income | $5,456,000 | 3,354 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $680,000 | 4,509 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $488,000 | 2,849 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $192,000 | 5,803 |
| Total noninterest expense | $3,566,000 | 3,869 |
| Salaries and employee benefits | $1,402,000 | 4,492 |
| Premises and equipment expense | $337,000 | 5,508 |
| Additional noninterest expense | $1,827,000 | 3,019 |
| Pre-tax net operating income | $2,570,000 | 2,409 |
| Securities gains (losses) | $307,000 | 1,516 |
| Applicable income taxes | $1,111,000 | 1,911 |
| Income before extraordinary items | $1,766,000 | 2,599 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,766,000 | 2,636 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 10,255 |
| Cash dividends | $500,000 | 2,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,569,520 | 2,708 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.