Home > Commerce Bank > Loan Charge- Offs and Recoveries
Commerce Bank, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $908,000 | 1,188 |
| Loans secured by real estate, total | $41,000 | 2,604 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $41,000 | 2,602 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $41,000 | 1,735 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $58,000 | 81 |
| Commercial and industrial loans | $163,000 | 1,651 |
| Loans to individuals | $618,000 | 710 |
| Credit card loan charge offs | $240,000 | 512 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $378,000 | 762 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $28,000 | 254 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $344,000 | 991 |
| Loans secured by real estate, total | $15,000 | 2,421 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $15,000 | 2,420 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $15,000 | 1,455 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $52,000 | 75 |
| Commercial and industrial loans | $43,000 | 2,175 |
| Loans to individuals | $228,000 | 626 |
| Credit card loan recoveries | $44,000 | 467 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $184,000 | 596 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $6,000 | 283 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $564,000 | 1,274 |
| Loans secured by real estate, total | $26,000 | 2,501 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $26,000 | 2,498 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $26,000 | 1,843 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $6,000 | 117 |
| Commercial and industrial loans | $120,000 | 1,478 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $390,000 | 754 |
| Credit card loan net charge offs | $196,000 | 511 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $194,000 | 942 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $22,000 | 207 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,172,000 | 1,032 |
| Loans secured by real estate, total | $513,000 | 788 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $513,000 | 788 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $13,000 | 3,159 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $500,000 | 434 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $150,000 | 1,825 |
| Loans to individuals | $493,000 | 756 |
| Credit card loan charge offs | $174,000 | 539 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $319,000 | 758 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $16,000 | 262 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $322,000 | 1,175 |
| Loans secured by real estate, total | $8,000 | 3,445 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $8,000 | 3,444 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $5,000 | 2,570 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $3,000 | 1,975 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $38,000 | 102 |
| Commercial and industrial loans | $27,000 | 3,418 |
| Loans to individuals | $240,000 | 619 |
| Credit card loan recoveries | $38,000 | 518 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $202,000 | 571 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $9,000 | 259 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $850,000 | 970 |
| Loans secured by real estate, total | $505,000 | 667 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $505,000 | 667 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $8,000 | 3,017 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $497,000 | 363 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-38,000 | 1,128 |
| Commercial and industrial loans | $123,000 | 1,459 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $253,000 | 844 |
| Credit card loan net charge offs | $136,000 | 537 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $117,000 | 1,120 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $7,000 | 235 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $794,000 | 1,662 |
| Loans secured by real estate, total | $85,000 | 2,619 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $85,000 | 2,618 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $64,000 | 129 |
| Total charge-offs secured by 1-4 family residential properties | $21,000 | 3,167 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $6,000 | 150 |
| Commercial and industrial loans | $33,000 | 5,319 |
| Loans to individuals | $654,000 | 679 |
| Credit card loan charge offs | $150,000 | 635 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $504,000 | 588 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $16,000 | 304 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $636,000 | 765 |
| Loans secured by real estate, total | $78,000 | 1,210 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $78,000 | 1,210 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $23,000 | 222 |
| Secured by 1-4 family residential properties - total recoveries | $0 | 4,624 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $55,000 | 774 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $13,000 | 143 |
| Commercial and industrial loans | $216,000 | 794 |
| Loans to individuals | $315,000 | 554 |
| Credit card loan recoveries | $32,000 | 584 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $283,000 | 480 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $14,000 | 215 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $158,000 | 3,569 |
| Loans secured by real estate, total | $7,000 | 5,059 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $7,000 | 5,057 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $41,000 | 157 |
| Secured by 1-4 family residential properties- net charge-offs | $21,000 | 2,699 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $-55,000 | 13,040 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $-7,000 | 1,079 |
| Commercial and industrial loans | $-183,000 | 13,069 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $339,000 | 784 |
| Credit card loan net charge offs | $118,000 | 643 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $221,000 | 754 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $2,000 | 289 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $926,000 | 1,933 |
| Loans secured by real estate, total | $49,000 | 4,185 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $49,000 | 4,185 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $9,000 | 4,951 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $40,000 | 2,373 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $8,000 | 174 |
| Commercial and industrial loans | $83,000 | 4,549 |
| Loans to individuals | $765,000 | 761 |
| Credit card loan charge offs | $115,000 | 804 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $650,000 | 640 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $21,000 | 295 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $606,000 | 805 |
| Loans secured by real estate, total | $74,000 | 1,185 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $74,000 | 1,185 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $7,000 | 448 |
| Secured by 1-4 family residential properties - total recoveries | $17,000 | 1,653 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $50,000 | 743 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $170,000 | 40 |
| Commercial and industrial loans | $27,000 | 3,977 |
| Loans to individuals | $321,000 | 582 |
| Credit card loan recoveries | $28,000 | 612 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $293,000 | 503 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $14,000 | 234 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $320,000 | 3,212 |
| Loans secured by real estate, total | $-25,000 | 13,428 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $-25,000 | 13,466 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $-7,000 | 11,637 |
| Secured by 1-4 family residential properties- net charge-offs | $-8,000 | 13,248 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-10,000 | 13,457 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-162,000 | 1,173 |
| Commercial and industrial loans | $56,000 | 4,456 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $444,000 | 872 |
| Credit card loan net charge offs | $87,000 | 826 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $357,000 | 726 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $7,000 | 287 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.