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Commerce Bank, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$28,311,0001,212
Total interest expense$13,097,0001,270
Net interest income$15,214,0001,187
Provision for loan and lease losses$515,0001,531
Total noninterest income$2,416,0001,582
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$1,472,000907
Trading account gains and fees$0522
Additional Noninterest Income$944,0001,872
Total noninterest expense$10,896,0001,306
Salaries and employee benefits$4,134,0001,603
Premises and equipment expense$1,360,0001,502
Additional noninterest expense$5,402,0001,054
Pre-tax net operating income$6,219,0001,228
Securities gains (losses)$38,0001,486
Applicable income taxes$2,330,0001,100
Income before extraordinary items$3,927,0001,343
Extraordinary gains, net$065
Net income$3,927,0001,341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$564,0001,274
Cash dividends$4,000,000748
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,902,6801,324
1994-12-31 (YTD Data)Rank
Total interest income$24,652,0001,274
Total interest expense$10,074,0001,308
Net interest income$14,578,0001,248
Provision for loan and lease losses$402,0001,816
Total noninterest income$2,165,0001,741
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,363,000970
Trading account gains and fees$0475
Additional Noninterest Income$802,0002,129
Total noninterest expense$10,445,0001,398
Salaries and employee benefits$4,163,0001,603
Premises and equipment expense$1,178,0001,746
Additional noninterest expense$5,104,0001,153
Pre-tax net operating income$5,896,0001,269
Securities gains (losses)$20,0001,779
Applicable income taxes$2,224,0001,091
Income before extraordinary items$3,692,0001,358
Extraordinary gains, net$0249
Net income$3,692,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$850,000970
Cash dividends$3,500,000715
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,679,2001,373
1993-12-31 (YTD Data)Rank
Total interest income$23,611,0001,343
Total interest expense$10,240,0001,310
Net interest income$13,371,0001,350
Provision for loan and lease losses$163,0004,438
Total noninterest income$2,119,0001,891
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$1,361,000975
Trading account gains and fees$0532
Additional Noninterest Income$758,0002,466
Total noninterest expense$9,601,0001,578
Salaries and employee benefits$3,931,0001,718
Premises and equipment expense$1,157,0001,812
Additional noninterest expense$4,513,0001,380
Pre-tax net operating income$5,726,0001,215
Securities gains (losses)$208,0001,650
Applicable income taxes$2,198,0001,114
Income before extraordinary items$3,736,0001,358
Extraordinary gains, net$03,149
Net income$3,736,0001,402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0003,569
Cash dividends$1,000,0001,731
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,602,8801,332
1992-12-31 (YTD Data)Rank
Total interest income$25,416,0001,440
Total interest expense$12,348,0001,431
Net interest income$13,068,0001,415
Provision for loan and lease losses$802,0002,146
Total noninterest income$2,096,0001,867
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$1,438,000906
Trading account gains and fees$0504
Additional Noninterest Income$658,0002,655
Total noninterest expense$8,874,0001,707
Salaries and employee benefits$3,668,0001,809
Premises and equipment expense$1,009,0002,074
Additional noninterest expense$4,197,0001,546
Pre-tax net operating income$5,488,0001,176
Securities gains (losses)$647,000891
Applicable income taxes$2,267,0001,018
Income before extraordinary items$3,868,0001,210
Extraordinary gains, net$01,422
Net income$3,868,0001,213
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$320,0003,212
Cash dividends$2,000,000832
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,453,9201,248

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.