Home > Commerce Bank > Net charge- offs to loans
Commerce Bank, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2035% | 3,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0189% | 845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0272% | 697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2980% | 430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4530% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0561% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2163% | 217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3475% | 2,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4551% | 213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6954% | 58 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3118% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3127% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8012% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2340% | 1,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0696% | 7,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0073% | 1,142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3811% | 1,466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0321% | 764 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4651% | 1,336 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4265% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7539% | 845 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0414% | 1,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1473% | 8,073 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0288% | 1,526 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0748% | 1,500 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0129% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1348% | 1,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5686% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5516% | 971 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.4345% | 1,269 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |