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Commerce Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,143,000 | 5,542 |
| Total interest expense | $2,233,000 | 5,104 |
| Net interest income | $2,910,000 | 5,729 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $543,000 | 4,979 |
| Gross Fiduciary activities income | $32,000 | 1,374 |
| Service charges on deposit accounts | $320,000 | 4,135 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $191,000 | 5,424 |
| Total noninterest expense | $2,523,000 | 5,120 |
| Salaries and employee benefits | $1,062,000 | 5,793 |
| Premises and equipment expense | $297,000 | 5,766 |
| Additional noninterest expense | $1,164,000 | 4,165 |
| Pre-tax net operating income | $930,000 | 6,260 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $362,000 | 5,127 |
| Income before extraordinary items | $569,000 | 6,771 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $569,000 | 6,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,982 |
| Cash dividends | $3,200,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $568,360 | 6,829 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,692,000 | 4,498 |
| Total interest expense | $2,844,000 | 4,307 |
| Net interest income | $3,848,000 | 4,565 |
| Provision for loan and lease losses | $340,000 | 2,760 |
| Total noninterest income | $661,000 | 4,623 |
| Gross Fiduciary activities income | $90,000 | 1,234 |
| Service charges on deposit accounts | $354,000 | 3,838 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $217,000 | 5,419 |
| Total noninterest expense | $2,833,000 | 4,745 |
| Salaries and employee benefits | $1,728,000 | 3,764 |
| Premises and equipment expense | $300,000 | 5,858 |
| Additional noninterest expense | $805,000 | 5,899 |
| Pre-tax net operating income | $1,336,000 | 4,764 |
| Securities gains (losses) | $94,000 | 2,589 |
| Applicable income taxes | $477,000 | 4,356 |
| Income before extraordinary items | $953,000 | 4,866 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $953,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 2,372 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $890,020 | 4,919 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,680,000 | 4,447 |
| Total interest expense | $3,567,000 | 4,477 |
| Net interest income | $4,113,000 | 4,336 |
| Provision for loan and lease losses | $114,000 | 6,935 |
| Total noninterest income | $612,000 | 4,890 |
| Gross Fiduciary activities income | $63,000 | 1,331 |
| Service charges on deposit accounts | $368,000 | 3,750 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $181,000 | 6,009 |
| Total noninterest expense | $2,881,000 | 4,694 |
| Salaries and employee benefits | $1,685,000 | 3,797 |
| Premises and equipment expense | $382,000 | 4,972 |
| Additional noninterest expense | $814,000 | 5,981 |
| Pre-tax net operating income | $1,730,000 | 3,553 |
| Securities gains (losses) | $9,000 | 6,537 |
| Applicable income taxes | $583,000 | 3,512 |
| Income before extraordinary items | $1,156,000 | 3,935 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,156,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 4,785 |
| Cash dividends | $165,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,150,060 | 3,673 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.