Home > Commerce Bank > Loan Charge- Offs and Recoveries
Commerce Bank, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,504,000 | 519 |
| Loans secured by real estate, total | $437,000 | 866 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $437,000 | 866 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $15,000 | 264 |
| Total charge-offs secured by 1-4 family residential properties | $225,000 | 691 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $197,000 | 716 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $83,000 | 2,755 |
| Loans to individuals | $2,641,000 | 284 |
| Credit card loan charge offs | $1,803,000 | 193 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $838,000 | 382 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $343,000 | 75 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $3,348,000 | 261 |
| Loans secured by real estate, total | $568,000 | 319 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $568,000 | 317 |
| Construction and land development | $3,000 | 647 |
| Secured by farmland | $24,000 | 192 |
| Secured by 1-4 family residential properties - total recoveries | $70,000 | 563 |
| Secured by multifamily residential properties | $27,000 | 234 |
| Secured by nonfarm nonresidential properties | $444,000 | 220 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $1,404,000 | 196 |
| Loans to individuals | $1,263,000 | 244 |
| Credit card loan recoveries | $410,000 | 191 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $853,000 | 220 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $113,000 | 106 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $156,000 | 2,902 |
| Loans secured by real estate, total | $-131,000 | 12,387 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-131,000 | 12,425 |
| Construction and land development | $-3,000 | 12,193 |
| Secured by farmland | $-9,000 | 10,754 |
| Secured by 1-4 family residential properties- net charge-offs | $155,000 | 741 |
| Secured by multifamily residential properties | $-27,000 | 12,506 |
| Secured by nonfarm nonresidential properties | $-247,000 | 12,492 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $-1,321,000 | 12,552 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $1,378,000 | 318 |
| Credit card loan net charge offs | $1,393,000 | 191 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-15,000 | 12,170 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $230,000 | 68 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $3,706,000 | 592 |
| Loans secured by real estate, total | $298,000 | 1,376 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $298,000 | 1,375 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $142,000 | 1,128 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $156,000 | 1,052 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $909,000 | 608 |
| Loans to individuals | $2,225,000 | 346 |
| Credit card loan charge offs | $1,194,000 | 256 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,031,000 | 356 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $274,000 | 123 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,084,000 | 244 |
| Loans secured by real estate, total | $622,000 | 305 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $622,000 | 305 |
| Construction and land development | $500,000 | 99 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $55,000 | 705 |
| Secured by multifamily residential properties | $40,000 | 213 |
| Secured by nonfarm nonresidential properties | $27,000 | 1,110 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $1,955,000 | 158 |
| Loans to individuals | $1,369,000 | 229 |
| Credit card loan recoveries | $372,000 | 192 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $997,000 | 203 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $138,000 | 97 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $-378,000 | 13,204 |
| Loans secured by real estate, total | $-324,000 | 13,218 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-324,000 | 13,258 |
| Construction and land development | $-500,000 | 13,255 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $87,000 | 1,308 |
| Secured by multifamily residential properties | $-40,000 | 13,206 |
| Secured by nonfarm nonresidential properties | $129,000 | 1,013 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-1,046,000 | 13,253 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $856,000 | 454 |
| Credit card loan net charge offs | $822,000 | 277 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $34,000 | 3,091 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $136,000 | 120 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $5,205,000 | 584 |
| Loans secured by real estate, total | $347,000 | 1,604 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $347,000 | 1,604 |
| Construction and land development | $30,000 | 1,169 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $90,000 | 1,732 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $227,000 | 1,145 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $2,422,000 | 396 |
| Loans to individuals | $2,097,000 | 427 |
| Credit card loan charge offs | $1,037,000 | 311 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,060,000 | 452 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $339,000 | 115 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,846,000 | 357 |
| Loans secured by real estate, total | $179,000 | 654 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $179,000 | 653 |
| Construction and land development | $52,000 | 344 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $56,000 | 663 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $71,000 | 612 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $327,000 | 549 |
| Loans to individuals | $1,168,000 | 257 |
| Credit card loan recoveries | $309,000 | 218 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $859,000 | 236 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $172,000 | 80 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $3,359,000 | 684 |
| Loans secured by real estate, total | $168,000 | 2,117 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $168,000 | 2,117 |
| Construction and land development | $-22,000 | 13,772 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $34,000 | 2,630 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $156,000 | 1,285 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $2,095,000 | 382 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $929,000 | 556 |
| Credit card loan net charge offs | $728,000 | 333 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $201,000 | 1,122 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $167,000 | 128 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.