Home > Commerce Bank > Loan Charge- Offs and Recoveries
Commerce Bank, Loan Charge- Offs and Recoveries
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,150,000 | 1,032 |
| Loans secured by real estate, total | $9,000 | 4,241 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $9,000 | 4,239 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $0 | 381 |
| Total charge-offs secured by 1-4 family residential properties | $9,000 | 3,185 |
| Secured by multifamily residential properties | $0 | 559 |
| Secured by nonfarm nonresidential properties | $0 | 2,210 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $9,000 | 160 |
| Commercial and industrial loans | $201,000 | 1,386 |
| Loans to individuals | $713,000 | 663 |
| Credit card loan charge offs | $431,000 | 407 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $282,000 | 950 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $218,000 | 109 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $455,000 | 824 |
| Loans secured by real estate, total | $8,000 | 3,034 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $8,000 | 3,033 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $0 | 623 |
| Secured by 1-4 family residential properties - total recoveries | $8,000 | 1,960 |
| Secured by multifamily residential properties | $0 | 496 |
| Secured by nonfarm nonresidential properties | $0 | 2,179 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 227 |
| Commercial and industrial loans | $96,000 | 1,189 |
| Loans to individuals | $303,000 | 530 |
| Credit card loan recoveries | $92,000 | 357 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $211,000 | 544 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $48,000 | 151 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $695,000 | 1,119 |
| Loans secured by real estate, total | $1,000 | 4,239 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $1,000 | 4,235 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $0 | 306 |
| Secured by 1-4 family residential properties- net charge-offs | $1,000 | 3,534 |
| Secured by multifamily residential properties | $0 | 498 |
| Secured by nonfarm nonresidential properties | $0 | 1,798 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $9,000 | 113 |
| Commercial and industrial loans | $105,000 | 1,631 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $410,000 | 731 |
| Credit card loan net charge offs | $339,000 | 400 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $71,000 | 1,861 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $170,000 | 81 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,615,000 | 850 |
| Loans secured by real estate, total | $8,000 | 4,899 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $8,000 | 4,899 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $8,000 | 3,622 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $754,000 | 504 |
| Loans to individuals | $698,000 | 615 |
| Credit card loan charge offs | $223,000 | 500 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $475,000 | 585 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $155,000 | 111 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $748,000 | 650 |
| Loans secured by real estate, total | $59,000 | 1,378 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $59,000 | 1,378 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $49,000 | 743 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $10,000 | 1,474 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $102,000 | 1,347 |
| Loans to individuals | $520,000 | 407 |
| Credit card loan recoveries | $83,000 | 377 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $437,000 | 339 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $67,000 | 131 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $867,000 | 954 |
| Loans secured by real estate, total | $-51,000 | 12,123 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $-51,000 | 12,161 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-41,000 | 12,389 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $-10,000 | 11,830 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $652,000 | 374 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $178,000 | 1,068 |
| Credit card loan net charge offs | $140,000 | 534 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $38,000 | 2,563 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $88,000 | 102 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $910,000 | 1,512 |
| Loans secured by real estate, total | $38,000 | 3,748 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $38,000 | 3,747 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $22,000 | 3,105 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $16,000 | 2,423 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $76,000 | 3,620 |
| Loans to individuals | $696,000 | 659 |
| Credit card loan charge offs | $257,000 | 509 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $439,000 | 661 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $100,000 | 178 |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $771,000 | 665 |
| Loans secured by real estate, total | $24,000 | 2,374 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $24,000 | 2,375 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,645 |
| Secured by multifamily residential properties | $7,000 | 368 |
| Secured by nonfarm nonresidential properties | $11,000 | 1,512 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $212,000 | 803 |
| Loans to individuals | $481,000 | 425 |
| Credit card loan recoveries | $56,000 | 459 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $425,000 | 365 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $54,000 | 141 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $139,000 | 3,836 |
| Loans secured by real estate, total | $14,000 | 4,402 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $14,000 | 4,401 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $16,000 | 3,035 |
| Secured by multifamily residential properties | $-7,000 | 13,114 |
| Secured by nonfarm nonresidential properties | $5,000 | 2,530 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-136,000 | 12,998 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $215,000 | 1,067 |
| Credit card loan net charge offs | $201,000 | 508 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $14,000 | 4,831 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $46,000 | 169 |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,059,000 | 1,770 |
| Loans secured by real estate, total | $54,000 | 4,004 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $54,000 | 4,004 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $54,000 | 2,350 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $301,000 | 2,038 |
| Loans to individuals | $635,000 | 851 |
| Credit card loan charge offs | $166,000 | 685 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $469,000 | 801 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $69,000 | 211 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $766,000 | 684 |
| Loans secured by real estate, total | $180,000 | 650 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $180,000 | 649 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $48,000 | 760 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $132,000 | 414 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $1,000 | 206 |
| Commercial and industrial loans | $143,000 | 1,151 |
| Loans to individuals | $406,000 | 511 |
| Credit card loan recoveries | $44,000 | 511 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $362,000 | 440 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $36,000 | 168 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $293,000 | 3,381 |
| Loans secured by real estate, total | $-126,000 | 13,847 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $-126,000 | 13,885 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $6,000 | 4,711 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $-132,000 | 13,876 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $-1,000 | 1,094 |
| Commercial and industrial loans | $158,000 | 2,600 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $229,000 | 1,337 |
| Credit card loan net charge offs | $122,000 | 717 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $107,000 | 1,894 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $33,000 | 214 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.