Home > Commerce Bank > Income and Expense
Commerce Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $53,186,000 | 725 |
| Total interest expense | $22,884,000 | 785 |
| Net interest income | $30,302,000 | 676 |
| Provision for loan and lease losses | $791,000 | 1,134 |
| Total noninterest income | $8,044,000 | 696 |
| Gross Fiduciary activities income | $1,334,000 | 468 |
| Service charges on deposit accounts | $4,124,000 | 387 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,586,000 | 968 |
| Total noninterest expense | $21,391,000 | 746 |
| Salaries and employee benefits | $8,997,000 | 782 |
| Premises and equipment expense | $2,329,000 | 926 |
| Additional noninterest expense | $10,065,000 | 684 |
| Pre-tax net operating income | $16,164,000 | 554 |
| Securities gains (losses) | $138,000 | 814 |
| Applicable income taxes | $6,075,000 | 535 |
| Income before extraordinary items | $10,227,000 | 588 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $10,227,000 | 588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $695,000 | 1,119 |
| Cash dividends | $12,000,000 | 351 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $10,138,680 | 589 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $47,147,000 | 735 |
| Total interest expense | $18,177,000 | 780 |
| Net interest income | $28,970,000 | 689 |
| Provision for loan and lease losses | $834,000 | 1,058 |
| Total noninterest income | $6,970,000 | 749 |
| Gross Fiduciary activities income | $1,058,000 | 513 |
| Service charges on deposit accounts | $3,825,000 | 407 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,087,000 | 1,099 |
| Total noninterest expense | $22,873,000 | 721 |
| Salaries and employee benefits | $9,675,000 | 724 |
| Premises and equipment expense | $2,577,000 | 856 |
| Additional noninterest expense | $10,621,000 | 670 |
| Pre-tax net operating income | $12,233,000 | 670 |
| Securities gains (losses) | $106,000 | 753 |
| Applicable income taxes | $4,456,000 | 626 |
| Income before extraordinary items | $7,883,000 | 696 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $7,883,000 | 698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $867,000 | 954 |
| Cash dividends | $8,500,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $7,815,160 | 713 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $43,060,000 | 787 |
| Total interest expense | $17,298,000 | 812 |
| Net interest income | $25,762,000 | 754 |
| Provision for loan and lease losses | $774,000 | 1,560 |
| Total noninterest income | $6,062,000 | 856 |
| Gross Fiduciary activities income | $923,000 | 564 |
| Service charges on deposit accounts | $3,468,000 | 424 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,671,000 | 1,419 |
| Total noninterest expense | $19,218,000 | 875 |
| Salaries and employee benefits | $8,585,000 | 805 |
| Premises and equipment expense | $2,141,000 | 1,020 |
| Additional noninterest expense | $8,492,000 | 854 |
| Pre-tax net operating income | $11,832,000 | 615 |
| Securities gains (losses) | $488,000 | 913 |
| Applicable income taxes | $4,525,000 | 580 |
| Income before extraordinary items | $7,795,000 | 673 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $7,795,000 | 696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,836 |
| Cash dividends | $5,000,000 | 473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,482,680 | 654 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $43,204,000 | 880 |
| Total interest expense | $20,873,000 | 883 |
| Net interest income | $22,331,000 | 855 |
| Provision for loan and lease losses | $906,000 | 1,959 |
| Total noninterest income | $5,503,000 | 919 |
| Gross Fiduciary activities income | $739,000 | 639 |
| Service charges on deposit accounts | $3,435,000 | 427 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,329,000 | 1,641 |
| Total noninterest expense | $17,670,000 | 939 |
| Salaries and employee benefits | $8,136,000 | 836 |
| Premises and equipment expense | $1,659,000 | 1,318 |
| Additional noninterest expense | $7,875,000 | 925 |
| Pre-tax net operating income | $9,258,000 | 689 |
| Securities gains (losses) | $927,000 | 690 |
| Applicable income taxes | $3,674,000 | 644 |
| Income before extraordinary items | $6,511,000 | 730 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,511,000 | 725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $293,000 | 3,381 |
| Cash dividends | $2,000,000 | 832 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $5,917,720 | 731 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.