Home > Commerce Bank > Net charge- offs to loans
Commerce Bank, Net charge- offs to loans
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1460% | 4,700 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 979 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0908% | 651 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3590% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0753% | 792 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3493% | 57 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1986% | 4,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 1,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0177% | 1,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0294% | 1,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0311% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6121% | 310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1655% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4940% | 882 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6431% | 99 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 8,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 1,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 814 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6651% | 1,417 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0133% | 969 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1335% | 1,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2193% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7826% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3772% | 194 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0845% | 9,154 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0840% | 1,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2957% | 1,535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 1,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 1,044 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1726% | 987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2408% | 1,207 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4750% | 984 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3173% | 253 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |