Home > Commerce Bank > Loan Charge- Offs and Recoveries
Commerce Bank, Loan Charge- Offs and Recoveries
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,306,000 | 344 |
| Loans secured by real estate, total | $379,000 | 950 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $379,000 | 950 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $11,000 | 307 |
| Total charge-offs secured by 1-4 family residential properties | $368,000 | 497 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $0 | 2,579 |
| Real estate loans in foreign offices | $0 | 15 |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 13 |
| Loans to finance agricultural production and other loans to farmers | $0 | 188 |
| Commercial and industrial loans | $273,000 | 1,136 |
| Loans to individuals | $5,459,000 | 184 |
| Credit card loan charge offs | $5,094,000 | 109 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $365,000 | 691 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $195,000 | 97 |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,933,000 | 363 |
| Loans secured by real estate, total | $131,000 | 809 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $131,000 | 808 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $24,000 | 1,236 |
| Secured by multifamily residential properties | $10,000 | 325 |
| Secured by nonfarm nonresidential properties | $97,000 | 568 |
| Real estate loans in foreign offices | $0 | 13 |
| Loans to depository institutions | $0 | 33 |
| To foreign banks | $0 | 21 |
| Loans to finance agricultural production and other loans to farmers | $0 | 235 |
| Commercial and industrial loans | $144,000 | 1,019 |
| Loans to individuals | $1,578,000 | 214 |
| Credit card loan recoveries | $1,378,000 | 99 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $200,000 | 575 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $80,000 | 123 |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,373,000 | 326 |
| Loans secured by real estate, total | $248,000 | 1,009 |
| To non-U.S. addressees | $0 | 9 |
| Real estate loans in domestic offices | $248,000 | 1,009 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $11,000 | 241 |
| Secured by 1-4 family residential properties- net charge-offs | $344,000 | 437 |
| Secured by multifamily residential properties | $-10,000 | 12,456 |
| Secured by nonfarm nonresidential properties | $-97,000 | 12,382 |
| Real estate loans in foreign offices | $0 | 11 |
| Loans to depository institutions | $0 | 14 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 130 |
| Commercial and industrial loans | $129,000 | 1,406 |
| To non-U.S. addressees | $0 | 26 |
| Loans to individuals | $3,881,000 | 170 |
| Credit card loan net charge offs | $3,716,000 | 122 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $165,000 | 850 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | $115,000 | 91 |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $7,264,000 | 392 |
| Loans secured by real estate, total | $99,000 | 2,451 |
| To non-U.S. addressees | $0 | 19 |
| Real estate loans in domestic offices | $99,000 | 2,450 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $19,000 | 3,313 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $80,000 | 1,395 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 17 |
| Loans to finance agricultural production and other loans to farmers | $0 | 175 |
| Commercial and industrial loans | $2,000 | 8,348 |
| Loans to individuals | $5,829,000 | 197 |
| Credit card loan charge offs | $4,942,000 | 116 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $887,000 | 403 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | $159,000 | 145 |
| Lease financing receivables | $1,175,000 | 42 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,915,000 | 377 |
| Loans secured by real estate, total | $151,000 | 773 |
| To non-U.S. addressees | $0 | 16 |
| Real estate loans in domestic offices | $151,000 | 772 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $8,000 | 449 |
| Secured by 1-4 family residential properties - total recoveries | $43,000 | 864 |
| Secured by multifamily residential properties | $19,000 | 279 |
| Secured by nonfarm nonresidential properties | $81,000 | 620 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 26 |
| Loans to finance agricultural production and other loans to farmers | $0 | 220 |
| Commercial and industrial loans | $58,000 | 2,364 |
| Loans to individuals | $1,508,000 | 217 |
| Credit card loan recoveries | $1,321,000 | 91 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $187,000 | 627 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | $198,000 | 81 |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $5,349,000 | 397 |
| Loans secured by real estate, total | $-52,000 | 12,930 |
| To non-U.S. addressees | $0 | 18 |
| Real estate loans in domestic offices | $-52,000 | 12,969 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $-8,000 | 11,214 |
| Secured by 1-4 family residential properties- net charge-offs | $-24,000 | 12,971 |
| Secured by multifamily residential properties | $-19,000 | 13,171 |
| Secured by nonfarm nonresidential properties | $-1,000 | 12,073 |
| Real estate loans in foreign offices | $0 | 16 |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 11 |
| Loans to finance agricultural production and other loans to farmers | $0 | 121 |
| Commercial and industrial loans | $-56,000 | 12,638 |
| To non-U.S. addressees | $0 | 36 |
| Loans to individuals | $4,321,000 | 178 |
| Credit card loan net charge offs | $3,621,000 | 133 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $700,000 | 327 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | $-39,000 | 1,119 |
| Lease financing receivables | $1,175,000 | 30 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $6,573,000 | 497 |
| Loans secured by real estate, total | $1,225,000 | 756 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $1,225,000 | 756 |
| Construction and land development | $70,000 | 918 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $145,000 | 1,279 |
| Secured by multifamily residential properties | $58,000 | 569 |
| Secured by nonfarm nonresidential properties | $952,000 | 493 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $4,919,000 | 255 |
| Credit card loan charge offs | $4,483,000 | 147 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $436,000 | 842 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $429,000 | 105 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,065,000 | 220 |
| Loans secured by real estate, total | $2,472,000 | 76 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $2,472,000 | 75 |
| Construction and land development | $161,000 | 181 |
| Secured by farmland | $5,000 | 529 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,677 |
| Secured by multifamily residential properties | $27,000 | 188 |
| Secured by nonfarm nonresidential properties | $2,273,000 | 30 |
| Real estate loans in foreign offices | $0 | 9 |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $48,000 | 2,829 |
| Loans to individuals | $1,432,000 | 219 |
| Credit card loan recoveries | $1,015,000 | 103 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $417,000 | 397 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $113,000 | 109 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $2,508,000 | 832 |
| Loans secured by real estate, total | $-1,247,000 | 13,927 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $-1,247,000 | 13,965 |
| Construction and land development | $-91,000 | 13,874 |
| Secured by farmland | $-5,000 | 11,573 |
| Secured by 1-4 family residential properties- net charge-offs | $139,000 | 1,157 |
| Secured by multifamily residential properties | $31,000 | 648 |
| Secured by nonfarm nonresidential properties | $-1,321,000 | 13,932 |
| Real estate loans in foreign offices | $0 | 17 |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $-48,000 | 13,378 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $3,487,000 | 253 |
| Credit card loan net charge offs | $3,468,000 | 156 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $19,000 | 5,305 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $316,000 | 97 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.