Home > Commerce Bank > Assets and Liabilities
Commerce Bank, Assets and Liabilities
| 2008-09-30 | Rank | |
| # of Employees: | 260 | 608 |
| Assets and Liabilities | ||
| Total Assets: | $1,211,811,000 | 573 |
| Cash and due from depository institutions | $31,812,000 | 608 |
| Interest-bearing balances | $87,000 | 5,310 |
| Securities | $307,876,000 | 410 |
| Federal funds sold & reverse repurchase agreements | $114,450,000 | 121 |
| Net loans & leases | $675,369,000 | 722 |
| Loan loss allowance | $10,031,000 | 656 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $33,582,000 | 330 |
| Other real estate owned | $0 | 608 |
| Goodwill and other intangibles | $24,222,000 | 377 |
| All other assets | $24,500,000 | 870 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $1,211,811,000 | 573 |
| Total liabilities | $1,107,321,000 | 564 |
| Total deposits | $983,523,000 | 526 |
| Interest-bearing deposits | $914,244,000 | 511 |
| Deposits held in domestic offices | $983,523,000 | 523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $114,866,000 | 279 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $8,932,000 | 712 |
| Total equity capital | $104,490,000 | 649 |
| Total bank equity capital | $104,490,000 | 649 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $6,000,000 | 853 |
| Surplus | $100,995,000 | 384 |
| Undivided profits | $-2,505,000 | 7,833 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,101,000 | 2,887 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $41,000 | 956 |
| Income earned, not collected on loans | $4,846,000 | 733 |
| Earning assets | $1,097,782,000 | 574 |
| Long-term assets (5+ years) | $398,629,000 | 339 |
| Average Assets, year-to-date | $1,264,012,000 | 539 |
| Average Assets, quarterly | $1,246,290,500 | 552 |
| Volatile liabilities | $317,043,000 | 514 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $1,094,000 | 739 |
| Unused loan commitments | $357,201,000 | 377 |
| Tier 1 (core) risk-based capital | $91,486,000 | 671 |
| Tier 2 risk-based capital | $10,106,000 | 608 |
| Total risk weighted assets | $817,572,000 | 635 |
| Total unused commitments | $357,201,000 | 377 |
| Derivatives | $2,386,000 | 712 |
| 2008-06-30 | Rank | |
| # of Employees: | 264 | 602 |
| Assets and Liabilities | ||
| Total Assets: | $1,280,770,000 | 545 |
| Cash and due from depository institutions | $48,331,000 | 602 |
| Interest-bearing balances | $120,000 | 4,820 |
| Securities | $347,364,000 | 368 |
| Federal funds sold & reverse repurchase agreements | $136,275,000 | 126 |
| Net loans & leases | $672,172,000 | 718 |
| Loan loss allowance | $10,031,000 | 632 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $33,935,000 | 324 |
| Other real estate owned | $0 | 602 |
| Goodwill and other intangibles | $24,222,000 | 388 |
| All other assets | $18,471,000 | 1,098 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $1,280,770,000 | 545 |
| Total liabilities | $1,173,961,000 | 535 |
| Total deposits | $1,053,981,000 | 489 |
| Interest-bearing deposits | $972,439,000 | 467 |
| Deposits held in domestic offices | $1,053,981,000 | 487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $107,555,000 | 309 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $12,425,000 | 559 |
| Total equity capital | $106,809,000 | 652 |
| Total bank equity capital | $106,809,000 | 652 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $6,000,000 | 845 |
| Surplus | $100,924,000 | 383 |
| Undivided profits | $-115,000 | 7,362 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,207,000 | 3,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $4,995,000 | 686 |
| Earning assets | $1,155,931,000 | 546 |
| Long-term assets (5+ years) | $349,382,000 | 376 |
| Average Assets, year-to-date | $1,281,412,330 | 538 |
| Average Assets, quarterly | $1,276,808,500 | 545 |
| Volatile liabilities | $354,699,000 | 471 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $840,000 | 952 |
| Unused loan commitments | $372,298,000 | 377 |
| Tier 1 (core) risk-based capital | $89,689,000 | 689 |
| Tier 2 risk-based capital | $10,106,000 | 603 |
| Total risk weighted assets | $834,072,000 | 623 |
| Total unused commitments | $372,298,000 | 377 |
| Derivatives | $1,538,000 | 761 |
| 2008-03-31 | Rank | |
| # of Employees: | 261 | 596 |
| Assets and Liabilities | ||
| Total Assets: | $1,272,847,000 | 550 |
| Cash and due from depository institutions | $37,687,000 | 596 |
| Interest-bearing balances | $158,000 | 4,604 |
| Securities | $372,653,000 | 354 |
| Federal funds sold & reverse repurchase agreements | $133,051,000 | 159 |
| Net loans & leases | $651,862,000 | 725 |
| Loan loss allowance | $10,019,000 | 580 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $34,412,000 | 311 |
| Other real estate owned | $0 | 596 |
| Goodwill and other intangibles | $24,222,000 | 397 |
| All other assets | $18,960,000 | 1,039 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $1,272,847,000 | 550 |
| Total liabilities | $1,165,371,000 | 536 |
| Total deposits | $1,059,545,000 | 486 |
| Interest-bearing deposits | $979,544,000 | 468 |
| Deposits held in domestic offices | $1,059,545,000 | 483 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $93,507,000 | 340 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $12,319,000 | 614 |
| Total equity capital | $107,476,000 | 664 |
| Total bank equity capital | $107,476,000 | 664 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $6,000,000 | 836 |
| Surplus | $100,878,000 | 373 |
| Undivided profits | $598,000 | 7,075 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,330,000 | 3,142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $5,191,000 | 681 |
| Earning assets | $1,157,724,000 | 543 |
| Long-term assets (5+ years) | $262,581,000 | 486 |
| Average Assets, year-to-date | $1,281,733,500 | 537 |
| Average Assets, quarterly | $1,281,733,500 | 537 |
| Volatile liabilities | $338,552,000 | 478 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $255,000 | 1,457 |
| Unused loan commitments | $375,227,000 | 385 |
| Tier 1 (core) risk-based capital | $88,088,000 | 712 |
| Tier 2 risk-based capital | $10,053,000 | 580 |
| Total risk weighted assets | $804,224,000 | 632 |
| Total unused commitments | $375,227,000 | 386 |
| Derivatives | $1,298,000 | 874 |
| 2007-12-31 | Rank | |
| # of Employees: | 261 | 597 |
| Assets and Liabilities | ||
| Total Assets: | $1,290,620,000 | 541 |
| Cash and due from depository institutions | $50,797,000 | 597 |
| Interest-bearing balances | $217,000 | 3,922 |
| Securities | $411,018,000 | 320 |
| Federal funds sold & reverse repurchase agreements | $105,000,000 | 169 |
| Net loans & leases | $647,797,000 | 723 |
| Loan loss allowance | $10,031,000 | 561 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $34,561,000 | 306 |
| Other real estate owned | $0 | 597 |
| Goodwill and other intangibles | $24,222,000 | 393 |
| All other assets | $17,225,000 | 1,127 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,290,620,000 | 541 |
| Total liabilities | $1,180,613,000 | 524 |
| Total deposits | $1,046,602,000 | 488 |
| Interest-bearing deposits | $960,098,000 | 471 |
| Deposits held in domestic offices | $1,046,602,000 | 485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $122,392,000 | 280 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $72,000 | 5,443 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $11,547,000 | 624 |
| Total equity capital | $110,007,000 | 637 |
| Total bank equity capital | $110,007,000 | 637 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,000,000 | 821 |
| Surplus | $100,833,000 | 364 |
| Undivided profits | $3,174,000 | 5,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,317,000 | 2,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $5,804,000 | 661 |
| Earning assets | $1,164,032,000 | 542 |
| Long-term assets (5+ years) | $339,992,000 | 368 |
| Average Assets, year-to-date | $1,272,927,200 | 527 |
| Average Assets, quarterly | $1,281,922,000 | 538 |
| Volatile liabilities | $367,793,000 | 437 |
| Insider loans | $36,000 | 7,358 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $361,000 | 1,308 |
| Unused loan commitments | $329,527,000 | 432 |
| Tier 1 (core) risk-based capital | $86,912,000 | 722 |
| Tier 2 risk-based capital | $9,966,000 | 577 |
| Total risk weighted assets | $797,118,000 | 649 |
| Total unused commitments | $329,527,000 | 432 |
| Derivatives | $738,000 | 850 |
| 2007-09-30 | Rank | |
| # of Employees: | 259 | 598 |
| Assets and Liabilities | ||
| Total Assets: | $1,273,224,000 | 537 |
| Cash and due from depository institutions | $35,961,000 | 598 |
| Interest-bearing balances | $249,000 | 3,650 |
| Securities | $411,849,000 | 323 |
| Federal funds sold & reverse repurchase agreements | $120,000,000 | 137 |
| Net loans & leases | $628,845,000 | 738 |
| Loan loss allowance | $10,031,000 | 545 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $34,179,000 | 302 |
| Other real estate owned | $0 | 598 |
| Goodwill and other intangibles | $24,222,000 | 387 |
| All other assets | $18,168,000 | 1,051 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $1,273,224,000 | 537 |
| Total liabilities | $1,165,674,000 | 521 |
| Total deposits | $994,721,000 | 505 |
| Interest-bearing deposits | $909,899,000 | 489 |
| Deposits held in domestic offices | $994,721,000 | 502 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $157,809,000 | 223 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $13,144,000 | 548 |
| Total equity capital | $107,550,000 | 637 |
| Total bank equity capital | $107,550,000 | 637 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,000,000 | 791 |
| Surplus | $100,129,000 | 354 |
| Undivided profits | $1,421,000 | 6,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,284,000 | 2,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $5,952,000 | 683 |
| Earning assets | $1,160,943,000 | 536 |
| Long-term assets (5+ years) | $294,221,000 | 417 |
| Average Assets, year-to-date | $1,268,504,000 | 523 |
| Average Assets, quarterly | $1,267,111,000 | 534 |
| Volatile liabilities | $365,951,000 | 419 |
| Insider loans | $36,000 | 7,386 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $751,000 | 989 |
| Unused loan commitments | $335,521,000 | 425 |
| Tier 1 (core) risk-based capital | $85,645,000 | 723 |
| Tier 2 risk-based capital | $9,802,000 | 569 |
| Total risk weighted assets | $783,869,000 | 638 |
| Total unused commitments | $335,521,000 | 425 |
| Derivatives | $1,360,000 | 790 |
| 2007-06-30 | Rank | |
| # of Employees: | 257 | 623 |
| Assets and Liabilities | ||
| Total Assets: | $1,260,998,000 | 548 |
| Cash and due from depository institutions | $46,950,000 | 623 |
| Interest-bearing balances | $264,000 | 3,669 |
| Securities | $317,105,000 | 402 |
| Federal funds sold & reverse repurchase agreements | $212,050,000 | 122 |
| Net loans & leases | $603,906,000 | 767 |
| Loan loss allowance | $10,031,000 | 539 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $33,727,000 | 304 |
| Other real estate owned | $0 | 623 |
| Goodwill and other intangibles | $24,222,000 | 400 |
| All other assets | $23,038,000 | 849 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $1,260,998,000 | 548 |
| Total liabilities | $1,156,604,000 | 534 |
| Total deposits | $1,034,201,000 | 495 |
| Interest-bearing deposits | $935,216,000 | 481 |
| Deposits held in domestic offices | $1,034,201,000 | 494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $109,566,000 | 297 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $12,837,000 | 553 |
| Total equity capital | $104,394,000 | 659 |
| Total bank equity capital | $104,394,000 | 659 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $6,000,000 | 782 |
| Surplus | $100,129,000 | 370 |
| Undivided profits | $-1,735,000 | 8,244 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,048,000 | 2,807 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $5,959,000 | 643 |
| Earning assets | $1,133,325,000 | 555 |
| Long-term assets (5+ years) | $174,433,000 | 667 |
| Average Assets, year-to-date | $1,266,930,670 | 537 |
| Average Assets, quarterly | $1,265,187,000 | 541 |
| Volatile liabilities | $339,816,000 | 450 |
| Insider loans | $366,000 | 5,936 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $132,000 | 1,658 |
| Unused loan commitments | $302,829,000 | 467 |
| Tier 1 (core) risk-based capital | $84,804,000 | 740 |
| Tier 2 risk-based capital | $9,570,000 | 594 |
| Total risk weighted assets | $765,034,000 | 664 |
| Total unused commitments | $302,829,000 | 467 |
| Derivatives | $135,000 | 1,025 |
| 2007-03-31 | Rank | |
| # of Employees: | 257 | 608 |
| Assets and Liabilities | ||
| Total Assets: | $1,269,376,000 | 538 |
| Cash and due from depository institutions | $33,962,000 | 608 |
| Interest-bearing balances | $285,000 | 3,681 |
| Securities | $341,193,000 | 389 |
| Federal funds sold & reverse repurchase agreements | $270,650,000 | 106 |
| Net loans & leases | $548,341,000 | 821 |
| Loan loss allowance | $10,030,000 | 528 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $34,027,000 | 290 |
| Other real estate owned | $13,000 | 608 |
| Goodwill and other intangibles | $24,222,000 | 386 |
| All other assets | $16,968,000 | 1,073 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $1,269,376,000 | 538 |
| Total liabilities | $1,147,422,000 | 528 |
| Total deposits | $1,046,867,000 | 490 |
| Interest-bearing deposits | $958,203,000 | 475 |
| Deposits held in domestic offices | $1,046,867,000 | 488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,116,000 | 339 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $13,439,000 | 555 |
| Total equity capital | $121,954,000 | 576 |
| Total bank equity capital | $121,954,000 | 576 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $6,000,000 | 766 |
| Surplus | $100,129,000 | 357 |
| Undivided profits | $15,825,000 | 2,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,640,000 | 1,961 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $5,515,000 | 678 |
| Earning assets | $1,160,469,000 | 542 |
| Long-term assets (5+ years) | $185,709,000 | 614 |
| Average Assets, year-to-date | $1,269,897,000 | 533 |
| Average Assets, quarterly | $1,269,897,000 | 533 |
| Volatile liabilities | $337,439,000 | 441 |
| Insider loans | $380,000 | 5,869 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $603,000 | 1,184 |
| Unused loan commitments | $309,368,000 | 455 |
| Tier 1 (core) risk-based capital | $101,500,000 | 602 |
| Tier 2 risk-based capital | $8,706,000 | 628 |
| Total risk weighted assets | $695,057,000 | 704 |
| Total unused commitments | $309,368,000 | 456 |
| Derivatives | $1,049,000 | 844 |
| 2006-12-31 | Rank | |
| # of Employees: | 256 | 616 |
| Assets and Liabilities | ||
| Total Assets: | $1,270,418,000 | 529 |
| Cash and due from depository institutions | $42,174,000 | 616 |
| Interest-bearing balances | $302,000 | 3,602 |
| Securities | $351,876,000 | 377 |
| Federal funds sold & reverse repurchase agreements | $262,875,000 | 101 |
| Net loans & leases | $537,003,000 | 827 |
| Loan loss allowance | $10,030,000 | 518 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $34,564,000 | 271 |
| Other real estate owned | $57,000 | 616 |
| Goodwill and other intangibles | $24,222,000 | 371 |
| All other assets | $17,647,000 | 1,050 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $1,270,418,000 | 529 |
| Total liabilities | $1,149,389,000 | 520 |
| Total deposits | $1,038,972,000 | 488 |
| Interest-bearing deposits | $953,045,000 | 466 |
| Deposits held in domestic offices | $1,038,972,000 | 487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $96,470,000 | 332 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $76,000 | 5,501 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $13,871,000 | 529 |
| Total equity capital | $121,029,000 | 564 |
| Total bank equity capital | $121,029,000 | 564 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $6,000,000 | 754 |
| Surplus | $100,129,000 | 345 |
| Undivided profits | $14,900,000 | 2,269 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,480,000 | 1,284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $5,406,000 | 709 |
| Earning assets | $1,152,056,000 | 533 |
| Long-term assets (5+ years) | $179,622,000 | 620 |
| Average Assets, year-to-date | $1,270,598,000 | 513 |
| Average Assets, quarterly | $1,269,678,500 | 522 |
| Volatile liabilities | $364,628,000 | 494 |
| Insider loans | $351,000 | 5,996 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $1,556,000 | 793 |
| Unused loan commitments | $287,475,000 | 471 |
| Tier 1 (core) risk-based capital | $101,395,000 | 593 |
| Tier 2 risk-based capital | $8,593,000 | 636 |
| Total risk weighted assets | $685,913,000 | 711 |
| Total unused commitments | $287,475,000 | 471 |
| Derivatives | $1,333,000 | 789 |
| 2006-09-30 | Rank | |
| # of Employees: | 259 | 619 |
| Assets and Liabilities | ||
| Total Assets: | $1,268,939,000 | 532 |
| Cash and due from depository institutions | $36,403,000 | 619 |
| Interest-bearing balances | $316,000 | 3,544 |
| Securities | $361,529,000 | 373 |
| Federal funds sold & reverse repurchase agreements | $239,350,000 | 104 |
| Net loans & leases | $533,039,000 | 836 |
| Loan loss allowance | $10,034,000 | 521 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $35,356,000 | 259 |
| Other real estate owned | $118,000 | 619 |
| Goodwill and other intangibles | $24,222,000 | 376 |
| All other assets | $38,922,000 | 518 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $1,268,939,000 | 532 |
| Total liabilities | $1,148,633,000 | 529 |
| Total deposits | $1,036,448,000 | 488 |
| Interest-bearing deposits | $953,622,000 | 460 |
| Deposits held in domestic offices | $1,036,448,000 | 487 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $99,730,000 | 316 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $12,455,000 | 579 |
| Total equity capital | $120,306,000 | 572 |
| Total bank equity capital | $120,306,000 | 572 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000,000 | 741 |
| Surplus | $100,129,000 | 351 |
| Undivided profits | $14,177,000 | 2,349 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,481,000 | 1,241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,108 |
| Income earned, not collected on loans | $5,425,000 | 704 |
| Earning assets | $1,134,234,000 | 546 |
| Long-term assets (5+ years) | $180,711,000 | 627 |
| Average Assets, year-to-date | $1,270,643,000 | 524 |
| Average Assets, quarterly | $1,281,355,000 | 528 |
| Volatile liabilities | $386,250,000 | 470 |
| Insider loans | $358,000 | 6,000 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $680,000 | 1,075 |
| Unused loan commitments | $294,640,000 | 488 |
| Tier 1 (core) risk-based capital | $101,282,000 | 600 |
| Tier 2 risk-based capital | $8,824,000 | 621 |
| Total risk weighted assets | $704,664,000 | 691 |
| Total unused commitments | $294,640,000 | 488 |
| Derivatives | $1,386,000 | 810 |
| 2006-06-30 | Rank | |
| # of Employees: | 258 | 622 |
| Assets and Liabilities | ||
| Total Assets: | $1,293,771,000 | 529 |
| Cash and due from depository institutions | $46,028,000 | 622 |
| Interest-bearing balances | $561,000 | 2,986 |
| Securities | $391,755,000 | 357 |
| Federal funds sold & reverse repurchase agreements | $267,475,000 | 89 |
| Net loans & leases | $508,986,000 | 863 |
| Loan loss allowance | $10,034,000 | 519 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $35,475,000 | 260 |
| Other real estate owned | $145,000 | 622 |
| Goodwill and other intangibles | $24,222,000 | 377 |
| All other assets | $19,685,000 | 935 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $1,293,771,000 | 529 |
| Total liabilities | $1,177,187,000 | 519 |
| Total deposits | $1,071,678,000 | 473 |
| Interest-bearing deposits | $967,467,000 | 456 |
| Deposits held in domestic offices | $1,071,678,000 | 472 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $90,570,000 | 337 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $1,689,000 | 4,836 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $13,250,000 | 517 |
| Total equity capital | $116,584,000 | 574 |
| Total bank equity capital | $116,584,000 | 574 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $6,000,000 | 721 |
| Surplus | $100,129,000 | 354 |
| Undivided profits | $10,455,000 | 2,898 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,211,000 | 1,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,031 |
| Income earned, not collected on loans | $5,256,000 | 645 |
| Earning assets | $1,168,777,000 | 532 |
| Long-term assets (5+ years) | $177,404,000 | 630 |
| Average Assets, year-to-date | $1,271,211,000 | 525 |
| Average Assets, quarterly | $1,293,011,000 | 522 |
| Volatile liabilities | $393,716,000 | 466 |
| Insider loans | $365,000 | 5,977 |
| FHLB advances | $1,689,000 | 4,636 |
| Loans and leases held for sale | $456,000 | 1,226 |
| Unused loan commitments | $281,806,000 | 494 |
| Tier 1 (core) risk-based capital | $100,587,000 | 593 |
| Tier 2 risk-based capital | $8,453,000 | 634 |
| Total risk weighted assets | $674,572,000 | 704 |
| Total unused commitments | $281,806,000 | 494 |
| Derivatives | $306,000 | 928 |
| 2006-03-31 | Rank | |
| # of Employees: | 256 | 616 |
| Assets and Liabilities | ||
| Total Assets: | $1,292,251,000 | 514 |
| Cash and due from depository institutions | $36,804,000 | 616 |
| Interest-bearing balances | $640,000 | 2,972 |
| Securities | $471,758,000 | 306 |
| Federal funds sold & reverse repurchase agreements | $216,875,000 | 98 |
| Net loans & leases | $486,700,000 | 885 |
| Loan loss allowance | $10,034,000 | 508 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $35,706,000 | 246 |
| Other real estate owned | $119,000 | 616 |
| Goodwill and other intangibles | $24,222,000 | 367 |
| All other assets | $20,067,000 | 891 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $1,292,251,000 | 514 |
| Total liabilities | $1,175,419,000 | 508 |
| Total deposits | $1,049,685,000 | 478 |
| Interest-bearing deposits | $956,006,000 | 454 |
| Deposits held in domestic offices | $1,049,685,000 | 477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $115,396,000 | 274 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $1,733,000 | 4,726 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $8,605,000 | 697 |
| Total equity capital | $116,832,000 | 559 |
| Total bank equity capital | $116,832,000 | 559 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000,000 | 706 |
| Surplus | $100,129,000 | 340 |
| Undivided profits | $10,703,000 | 2,894 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,447,000 | 1,087 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $22,000 | 1,042 |
| Income earned, not collected on loans | $4,908,000 | 663 |
| Earning assets | $1,175,973,000 | 518 |
| Long-term assets (5+ years) | $174,806,000 | 612 |
| Average Assets, year-to-date | $1,259,931,000 | 519 |
| Average Assets, quarterly | $1,259,931,000 | 519 |
| Volatile liabilities | $421,322,000 | 411 |
| Insider loans | $371,000 | 5,916 |
| FHLB advances | $1,733,000 | 4,560 |
| Loans and leases held for sale | $237,000 | 1,377 |
| Unused loan commitments | $299,647,000 | 465 |
| Tier 1 (core) risk-based capital | $99,777,000 | 582 |
| Tier 2 risk-based capital | $8,205,000 | 638 |
| Total risk weighted assets | $654,470,000 | 713 |
| Total unused commitments | $299,647,000 | 465 |
| Derivatives | $481,000 | 876 |
| 2005-12-31 | Rank | |
| # of Employees: | 254 | 622 |
| Assets and Liabilities | ||
| Total Assets: | $1,227,611,000 | 540 |
| Cash and due from depository institutions | $43,122,000 | 622 |
| Interest-bearing balances | $731,000 | 2,949 |
| Securities | $498,171,000 | 300 |
| Federal funds sold & reverse repurchase agreements | $129,475,000 | 122 |
| Net loans & leases | $478,201,000 | 886 |
| Loan loss allowance | $10,034,000 | 501 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $35,657,000 | 238 |
| Other real estate owned | $238,000 | 622 |
| Goodwill and other intangibles | $24,222,000 | 353 |
| All other assets | $18,525,000 | 954 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,227,611,000 | 540 |
| Total liabilities | $1,109,226,000 | 531 |
| Total deposits | $1,015,236,000 | 482 |
| Interest-bearing deposits | $933,079,000 | 450 |
| Deposits held in domestic offices | $1,015,236,000 | 481 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $80,722,000 | 350 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $1,816,000 | 4,781 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,452,000 | 560 |
| Total equity capital | $118,385,000 | 548 |
| Total bank equity capital | $118,385,000 | 548 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $6,000,000 | 693 |
| Surplus | $100,129,000 | 333 |
| Undivided profits | $12,256,000 | 2,559 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,607,000 | 1,008 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $24,000 | 1,055 |
| Income earned, not collected on loans | $5,615,000 | 576 |
| Earning assets | $1,106,578,000 | 539 |
| Long-term assets (5+ years) | $166,005,000 | 626 |
| Average Assets, year-to-date | $1,195,094,600 | 528 |
| Average Assets, quarterly | $1,199,821,000 | 543 |
| Volatile liabilities | $377,067,000 | 440 |
| Insider loans | $376,000 | 5,878 |
| FHLB advances | $1,776,000 | 4,601 |
| Loans and leases held for sale | $124,000 | 1,587 |
| Unused loan commitments | $285,344,000 | 462 |
| Tier 1 (core) risk-based capital | $99,790,000 | 576 |
| Tier 2 risk-based capital | $7,935,000 | 642 |
| Total risk weighted assets | $632,597,000 | 726 |
| Total unused commitments | $285,344,000 | 462 |
| Derivatives | $752,000 | 781 |
| 2005-09-30 | Rank | |
| # of Employees: | 254 | 621 |
| Assets and Liabilities | ||
| Total Assets: | $1,172,031,000 | 541 |
| Cash and due from depository institutions | $30,676,000 | 621 |
| Interest-bearing balances | $810,000 | 2,928 |
| Securities | $521,806,000 | 286 |
| Federal funds sold & reverse repurchase agreements | $58,550,000 | 237 |
| Net loans & leases | $482,454,000 | 860 |
| Loan loss allowance | $10,026,000 | 492 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $35,968,000 | 228 |
| Other real estate owned | $202,000 | 621 |
| Goodwill and other intangibles | $24,222,000 | 337 |
| All other assets | $18,153,000 | 934 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,172,031,000 | 541 |
| Total liabilities | $1,050,714,000 | 541 |
| Total deposits | $966,701,000 | 486 |
| Interest-bearing deposits | $893,728,000 | 453 |
| Deposits held in domestic offices | $966,701,000 | 485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $75,166,000 | 346 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $1,818,000 | 4,874 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,029,000 | 764 |
| Total equity capital | $121,317,000 | 526 |
| Total bank equity capital | $121,317,000 | 526 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000,000 | 664 |
| Surplus | $100,129,000 | 325 |
| Undivided profits | $15,188,000 | 2,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,401,000 | 1,105 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $26,000 | 1,077 |
| Income earned, not collected on loans | $5,251,000 | 581 |
| Earning assets | $1,063,620,000 | 543 |
| Long-term assets (5+ years) | $208,317,000 | 498 |
| Average Assets, year-to-date | $1,186,965,500 | 523 |
| Average Assets, quarterly | $1,196,578,500 | 532 |
| Volatile liabilities | $331,500,000 | 484 |
| Insider loans | $378,000 | 5,894 |
| FHLB advances | $1,818,000 | 4,671 |
| Loans and leases held for sale | $576,000 | 1,176 |
| Unused loan commitments | $277,686,000 | 459 |
| Tier 1 (core) risk-based capital | $101,265,000 | 556 |
| Tier 2 risk-based capital | $8,306,000 | 610 |
| Total risk weighted assets | $662,690,000 | 671 |
| Total unused commitments | $277,686,000 | 459 |
| Derivatives | $1,043,000 | 731 |
| 2005-06-30 | Rank | |
| # of Employees: | 261 | 597 |
| Assets and Liabilities | ||
| Total Assets: | $1,221,126,000 | 512 |
| Cash and due from depository institutions | $38,624,000 | 597 |
| Interest-bearing balances | $887,000 | 2,882 |
| Securities | $625,918,000 | 251 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $481,606,000 | 832 |
| Loan loss allowance | $10,025,000 | 490 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $34,089,000 | 242 |
| Other real estate owned | $202,000 | 597 |
| Goodwill and other intangibles | $24,222,000 | 325 |
| All other assets | $16,465,000 | 1,012 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,221,126,000 | 512 |
| Total liabilities | $1,097,070,000 | 513 |
| Total deposits | $996,897,000 | 460 |
| Interest-bearing deposits | $924,024,000 | 424 |
| Deposits held in domestic offices | $996,897,000 | 458 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $90,070,000 | 309 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,859,000 | 4,776 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $8,244,000 | 642 |
| Total equity capital | $124,056,000 | 493 |
| Total bank equity capital | $124,056,000 | 493 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000,000 | 642 |
| Surplus | $100,129,000 | 316 |
| Undivided profits | $17,927,000 | 1,858 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,798,000 | 1,403 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,078 |
| Income earned, not collected on loans | $6,868,000 | 400 |
| Earning assets | $1,108,411,000 | 511 |
| Long-term assets (5+ years) | $272,341,000 | 404 |
| Average Assets, year-to-date | $1,191,943,670 | 513 |
| Average Assets, quarterly | $1,219,226,000 | 506 |
| Volatile liabilities | $374,694,000 | 435 |
| Insider loans | $504,000 | 5,410 |
| FHLB advances | $1,859,000 | 4,611 |
| Loans and leases held for sale | $300,000 | 1,405 |
| Unused loan commitments | $270,988,000 | 460 |
| Tier 1 (core) risk-based capital | $99,981,000 | 554 |
| Tier 2 risk-based capital | $8,434,000 | 588 |
| Total risk weighted assets | $673,040,000 | 634 |
| Total unused commitments | $270,988,000 | 460 |
| Derivatives | $1,273,000 | 680 |
| 2005-03-31 | Rank | |
| # of Employees: | 260 | 586 |
| Assets and Liabilities | ||
| Total Assets: | $1,217,326,000 | 506 |
| Cash and due from depository institutions | $44,297,000 | 586 |
| Interest-bearing balances | $934,000 | 2,812 |
| Securities | $625,273,000 | 252 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,340 |
| Net loans & leases | $475,859,000 | 817 |
| Loan loss allowance | $10,525,000 | 465 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $30,354,000 | 270 |
| Other real estate owned | $100,000 | 586 |
| Goodwill and other intangibles | $24,286,000 | 316 |
| All other assets | $17,157,000 | 957 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,217,326,000 | 506 |
| Total liabilities | $1,097,144,000 | 496 |
| Total deposits | $952,201,000 | 480 |
| Interest-bearing deposits | $859,096,000 | 444 |
| Deposits held in domestic offices | $952,201,000 | 479 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $138,357,000 | 247 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $1,886,000 | 4,654 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,700,000 | 981 |
| Total equity capital | $120,182,000 | 499 |
| Total bank equity capital | $120,182,000 | 499 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $6,000,000 | 621 |
| Surplus | $100,129,000 | 308 |
| Undivided profits | $14,053,000 | 2,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,882,000 | 1,379 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,071 |
| Income earned, not collected on loans | $6,337,000 | 427 |
| Earning assets | $1,102,066,000 | 507 |
| Long-term assets (5+ years) | $273,321,000 | 403 |
| Average Assets, year-to-date | $1,177,352,500 | 521 |
| Average Assets, quarterly | $1,177,352,500 | 521 |
| Volatile liabilities | $387,938,000 | 404 |
| Insider loans | $494,000 | 5,434 |
| FHLB advances | $1,886,000 | 4,490 |
| Loans and leases held for sale | $538,000 | 1,143 |
| Unused loan commitments | $271,577,000 | 440 |
| Tier 1 (core) risk-based capital | $97,180,000 | 559 |
| Tier 2 risk-based capital | $8,382,000 | 582 |
| Total risk weighted assets | $668,323,000 | 628 |
| Total unused commitments | $271,577,000 | 440 |
| Derivatives | $1,385,000 | 616 |
| 2004-12-31 | Rank | |
| # of Employees: | 268 | 581 |
| Assets and Liabilities | ||
| Total Assets: | $1,137,379,000 | 538 |
| Cash and due from depository institutions | $33,564,000 | 581 |
| Interest-bearing balances | $1,004,000 | 2,786 |
| Securities | $567,490,000 | 276 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,164 |
| Net loans & leases | $470,652,000 | 818 |
| Loan loss allowance | $10,746,000 | 471 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $25,107,000 | 325 |
| Other real estate owned | $26,000 | 581 |
| Goodwill and other intangibles | $24,665,000 | 312 |
| All other assets | $15,875,000 | 1,006 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,137,379,000 | 538 |
| Total liabilities | $1,010,934,000 | 532 |
| Total deposits | $919,937,000 | 487 |
| Interest-bearing deposits | $784,663,000 | 481 |
| Deposits held in domestic offices | $919,937,000 | 486 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $84,060,000 | 333 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $1,926,000 | 4,685 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $5,011,000 | 910 |
| Total equity capital | $126,445,000 | 479 |
| Total bank equity capital | $126,445,000 | 479 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $6,000,000 | 608 |
| Surplus | $100,129,000 | 312 |
| Undivided profits | $20,316,000 | 1,651 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,974,000 | 1,334 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $74,000 | 846 |
| Income earned, not collected on loans | $7,379,000 | 371 |
| Earning assets | $1,039,146,000 | 530 |
| Long-term assets (5+ years) | $203,508,000 | 527 |
| Average Assets, year-to-date | $1,167,800,200 | 491 |
| Average Assets, quarterly | $1,148,880,000 | 529 |
| Volatile liabilities | $288,361,000 | 500 |
| Insider loans | $440,000 | 5,667 |
| FHLB advances | $1,926,000 | 4,497 |
| Loans and leases held for sale | $440,000 | 1,195 |
| Unused loan commitments | $258,063,000 | 452 |
| Tier 1 (core) risk-based capital | $98,294,000 | 549 |
| Tier 2 risk-based capital | $8,358,000 | 597 |
| Total risk weighted assets | $666,148,000 | 634 |
| Total unused commitments | $258,063,000 | 452 |
| Derivatives | $518,000 | 680 |
| 2004-09-30 | Rank | |
| # of Employees: | 268 | 573 |
| Assets and Liabilities | ||
| Total Assets: | $1,160,381,000 | 517 |
| Cash and due from depository institutions | $29,498,000 | 573 |
| Interest-bearing balances | $184,000 | 4,580 |
| Securities | $579,440,000 | 274 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,928 |
| Net loans & leases | $484,036,000 | 783 |
| Loan loss allowance | $10,822,000 | 464 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $23,856,000 | 348 |
| Other real estate owned | $177,000 | 573 |
| Goodwill and other intangibles | $25,042,000 | 302 |
| All other assets | $18,332,000 | 854 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,160,381,000 | 517 |
| Total liabilities | $1,029,752,000 | 522 |
| Total deposits | $893,997,000 | 499 |
| Interest-bearing deposits | $751,274,000 | 504 |
| Deposits held in domestic offices | $893,997,000 | 496 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $128,798,000 | 256 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $1,965,000 | 4,669 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $4,992,000 | 912 |
| Total equity capital | $130,629,000 | 461 |
| Total bank equity capital | $130,629,000 | 461 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $6,000,000 | 600 |
| Surplus | $100,129,000 | 317 |
| Undivided profits | $24,500,000 | 1,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,181,000 | 1,288 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $74,000 | 890 |
| Income earned, not collected on loans | $6,462,000 | 412 |
| Earning assets | $1,063,660,000 | 516 |
| Long-term assets (5+ years) | $215,989,000 | 511 |
| Average Assets, year-to-date | $1,175,405,500 | 487 |
| Average Assets, quarterly | $1,142,703,000 | 520 |
| Volatile liabilities | $302,499,000 | 475 |
| Insider loans | $420,000 | 5,747 |
| FHLB advances | $1,965,000 | 4,489 |
| Loans and leases held for sale | $594,000 | 1,110 |
| Unused loan commitments | $241,685,000 | 476 |
| Tier 1 (core) risk-based capital | $100,810,000 | 533 |
| Tier 2 risk-based capital | $8,586,000 | 576 |
| Total risk weighted assets | $684,625,000 | 606 |
| Total unused commitments | $241,685,000 | 476 |
| Derivatives | $2,289,000 | 566 |
| 2004-06-30 | Rank | |
| # of Employees: | 267 | 579 |
| Assets and Liabilities | ||
| Total Assets: | $1,125,025,000 | 525 |
| Cash and due from depository institutions | $33,602,000 | 579 |
| Interest-bearing balances | $275,000 | 4,208 |
| Securities | $537,391,000 | 300 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $488,143,000 | 755 |
| Loan loss allowance | $10,821,000 | 463 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $21,268,000 | 380 |
| Other real estate owned | $13,000 | 579 |
| Goodwill and other intangibles | $25,420,000 | 290 |
| All other assets | $19,188,000 | 824 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,125,025,000 | 525 |
| Total liabilities | $997,362,000 | 528 |
| Total deposits | $901,145,000 | 479 |
| Interest-bearing deposits | $799,767,000 | 463 |
| Deposits held in domestic offices | $901,145,000 | 476 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $88,710,000 | 318 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,004,000 | 4,523 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,503,000 | 805 |
| Total equity capital | $127,663,000 | 450 |
| Total bank equity capital | $127,663,000 | 450 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $6,000,000 | 588 |
| Surplus | $100,129,000 | 310 |
| Undivided profits | $21,534,000 | 1,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,145,000 | 1,326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $75,000 | 935 |
| Income earned, not collected on loans | $7,200,000 | 365 |
| Earning assets | $1,025,809,000 | 521 |
| Long-term assets (5+ years) | $219,822,000 | 523 |
| Average Assets, year-to-date | $1,180,413,670 | 490 |
| Average Assets, quarterly | $1,168,258,000 | 493 |
| Volatile liabilities | $303,627,000 | 460 |
| Insider loans | $423,000 | 5,769 |
| FHLB advances | $2,004,000 | 4,347 |
| Loans and leases held for sale | $200,000 | 1,482 |
| Unused loan commitments | $236,359,000 | 472 |
| Tier 1 (core) risk-based capital | $101,008,000 | 519 |
| Tier 2 risk-based capital | $8,671,000 | 574 |
| Total risk weighted assets | $691,549,000 | 592 |
| Total unused commitments | $236,359,000 | 472 |
| Derivatives | $1,696,000 | 571 |
| 2004-03-31 | Rank | |
| # of Employees: | 272 | 572 |
| Assets and Liabilities | ||
| Total Assets: | $1,211,491,000 | 494 |
| Cash and due from depository institutions | $30,721,000 | 572 |
| Interest-bearing balances | $365,000 | 4,076 |
| Securities | $643,422,000 | 259 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $477,582,000 | 757 |
| Loan loss allowance | $10,851,000 | 458 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $17,972,000 | 447 |
| Other real estate owned | $53,000 | 572 |
| Goodwill and other intangibles | $25,797,000 | 276 |
| All other assets | $15,944,000 | 937 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,211,491,000 | 494 |
| Total liabilities | $1,073,742,000 | 490 |
| Total deposits | $893,305,000 | 484 |
| Interest-bearing deposits | $784,554,000 | 464 |
| Deposits held in domestic offices | $893,305,000 | 482 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $166,947,000 | 222 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $2,988,000 | 4,067 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $10,502,000 | 574 |
| Total equity capital | $137,749,000 | 443 |
| Total bank equity capital | $137,749,000 | 443 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $6,000,000 | 584 |
| Surplus | $100,129,000 | 305 |
| Undivided profits | $31,620,000 | 1,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,140,000 | 957 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $124,000 | 818 |
| Income earned, not collected on loans | $7,174,000 | 367 |
| Earning assets | $1,121,369,000 | 485 |
| Long-term assets (5+ years) | $272,726,000 | 417 |
| Average Assets, year-to-date | $1,208,108,000 | 484 |
| Average Assets, quarterly | $1,208,108,000 | 484 |
| Volatile liabilities | $377,703,000 | 402 |
| Insider loans | $574,000 | 5,186 |
| FHLB advances | $2,042,000 | 4,161 |
| Loans and leases held for sale | $679,000 | 1,167 |
| Unused loan commitments | $248,382,000 | 453 |
| Tier 1 (core) risk-based capital | $99,242,000 | 522 |
| Tier 2 risk-based capital | $8,669,000 | 567 |
| Total risk weighted assets | $691,328,000 | 584 |
| Total unused commitments | $248,382,000 | 453 |
| Derivatives | $1,036,000 | 609 |
| 2003-12-31 | Rank | |
| # of Employees: | 276 | 574 |
| Assets and Liabilities | ||
| Total Assets: | $1,204,725,000 | 490 |
| Cash and due from depository institutions | $37,562,000 | 574 |
| Interest-bearing balances | $448,000 | 3,778 |
| Securities | $625,095,000 | 266 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $483,221,000 | 741 |
| Loan loss allowance | $10,851,000 | 455 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $16,081,000 | 510 |
| Other real estate owned | $53,000 | 574 |
| Goodwill and other intangibles | $26,174,000 | 280 |
| All other assets | $16,539,000 | 915 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,204,725,000 | 490 |
| Total liabilities | $1,072,195,000 | 491 |
| Total deposits | $930,079,000 | 463 |
| Interest-bearing deposits | $812,815,000 | 458 |
| Deposits held in domestic offices | $930,079,000 | 462 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $131,818,000 | 251 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $2,822,000 | 4,111 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $7,476,000 | 692 |
| Total equity capital | $132,530,000 | 457 |
| Total bank equity capital | $132,530,000 | 457 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $6,000,000 | 589 |
| Surplus | $100,129,000 | 311 |
| Undivided profits | $26,401,000 | 1,221 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,110,000 | 972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $126,000 | 754 |
| Income earned, not collected on loans | $8,988,000 | 310 |
| Earning assets | $1,108,764,000 | 486 |
| Long-term assets (5+ years) | $270,282,000 | 421 |
| Average Assets, year-to-date | $1,148,315,200 | 491 |
| Average Assets, quarterly | $1,158,544,500 | 501 |
| Volatile liabilities | $374,696,000 | 400 |
| Insider loans | $15,000 | 8,052 |
| FHLB advances | $2,079,000 | 4,149 |
| Loans and leases held for sale | $797,000 | 960 |
| Unused loan commitments | $238,497,000 | 455 |
| Tier 1 (core) risk-based capital | $99,282,000 | 521 |
| Tier 2 risk-based capital | $8,481,000 | 578 |
| Total risk weighted assets | $676,136,000 | 590 |
| Total unused commitments | $238,497,000 | 455 |
| Derivatives | $320,000 | 622 |
| 2003-09-30 | Rank | |
| # of Employees: | 263 | 616 |
| Assets and Liabilities | ||
| Total Assets: | $1,112,364,000 | 539 |
| Cash and due from depository institutions | $34,246,000 | 616 |
| Interest-bearing balances | $421,000 | 3,978 |
| Securities | $548,107,000 | 289 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $470,709,000 | 760 |
| Loan loss allowance | $10,852,000 | 475 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $15,342,000 | 541 |
| Other real estate owned | $177,000 | 616 |
| Goodwill and other intangibles | $26,551,000 | 284 |
| All other assets | $17,232,000 | 889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,112,364,000 | 539 |
| Total liabilities | $979,685,000 | 543 |
| Total deposits | $897,096,000 | 489 |
| Interest-bearing deposits | $798,542,000 | 476 |
| Deposits held in domestic offices | $897,096,000 | 488 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $70,417,000 | 371 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $5,494,000 | 3,194 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $6,678,000 | 790 |
| Total equity capital | $132,679,000 | 472 |
| Total bank equity capital | $132,679,000 | 472 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $6,000,000 | 581 |
| Surplus | $100,129,000 | 318 |
| Undivided profits | $26,550,000 | 1,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,251,000 | 997 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $137,000 | 786 |
| Income earned, not collected on loans | $7,277,000 | 379 |
| Earning assets | $1,019,237,000 | 531 |
| Long-term assets (5+ years) | $247,140,000 | 466 |
| Average Assets, year-to-date | $1,134,212,750 | 508 |
| Average Assets, quarterly | $1,129,784,000 | 522 |
| Volatile liabilities | $294,087,000 | 474 |
| Insider loans | $15,000 | 8,109 |
| FHLB advances | $2,116,000 | 4,107 |
| Loans and leases held for sale | $1,498,000 | 954 |
| Unused loan commitments | $222,913,000 | 483 |
| Tier 1 (core) risk-based capital | $98,838,000 | 526 |
| Tier 2 risk-based capital | $7,769,000 | 617 |
| Total risk weighted assets | $618,402,000 | 636 |
| Total unused commitments | $222,913,000 | 484 |
| Derivatives | $382,000 | 616 |
| 2003-06-30 | Rank | |
| # of Employees: | 269 | 607 |
| Assets and Liabilities | ||
| Total Assets: | $1,147,204,000 | 514 |
| Cash and due from depository institutions | $53,657,000 | 607 |
| Interest-bearing balances | $2,174,000 | 2,396 |
| Securities | $525,339,000 | 298 |
| Federal funds sold & reverse repurchase agreements | $46,725,000 | 333 |
| Net loans & leases | $462,869,000 | 765 |
| Loan loss allowance | $10,851,000 | 472 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $14,909,000 | 552 |
| Other real estate owned | $293,000 | 607 |
| Goodwill and other intangibles | $26,928,000 | 266 |
| All other assets | $16,484,000 | 896 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,147,204,000 | 514 |
| Total liabilities | $1,008,209,000 | 520 |
| Total deposits | $923,423,000 | 478 |
| Interest-bearing deposits | $816,778,000 | 460 |
| Deposits held in domestic offices | $923,423,000 | 477 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $60,635,000 | 380 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,456,000 | 2,277 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $13,695,000 | 531 |
| Total equity capital | $138,995,000 | 438 |
| Total bank equity capital | $138,995,000 | 438 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $6,000,000 | 573 |
| Surplus | $100,129,000 | 310 |
| Undivided profits | $32,866,000 | 997 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,398,000 | 1,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $190,000 | 720 |
| Income earned, not collected on loans | $8,156,000 | 345 |
| Earning assets | $1,037,107,000 | 515 |
| Long-term assets (5+ years) | $221,417,000 | 501 |
| Average Assets, year-to-date | $1,141,495,670 | 503 |
| Average Assets, quarterly | $1,132,347,500 | 511 |
| Volatile liabilities | $293,353,000 | 470 |
| Insider loans | $15,000 | 8,175 |
| FHLB advances | $7,651,000 | 2,575 |
| Loans and leases held for sale | $1,274,000 | 1,344 |
| Unused loan commitments | $220,508,000 | 494 |
| Tier 1 (core) risk-based capital | $98,924,000 | 509 |
| Tier 2 risk-based capital | $7,749,000 | 594 |
| Total risk weighted assets | $616,784,000 | 621 |
| Total unused commitments | $220,508,000 | 494 |
| Derivatives | $2,992,000 | 503 |
| 2003-03-31 | Rank | |
| # of Employees: | 266 | 601 |
| Assets and Liabilities | ||
| Total Assets: | $1,117,491,000 | 514 |
| Cash and due from depository institutions | $45,159,000 | 601 |
| Interest-bearing balances | $2,245,000 | 2,384 |
| Securities | $543,620,000 | 296 |
| Federal funds sold & reverse repurchase agreements | $3,675,000 | 3,951 |
| Net loans & leases | $468,776,000 | 747 |
| Loan loss allowance | $10,852,000 | 473 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $13,125,000 | 630 |
| Other real estate owned | $199,000 | 601 |
| Goodwill and other intangibles | $27,305,000 | 253 |
| All other assets | $15,632,000 | 916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,117,491,000 | 514 |
| Total liabilities | $983,866,000 | 518 |
| Total deposits | $921,951,000 | 471 |
| Interest-bearing deposits | $817,042,000 | 453 |
| Deposits held in domestic offices | $921,951,000 | 470 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,106,000 | 455 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $7,827,000 | 2,596 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,982,000 | 634 |
| Total equity capital | $133,625,000 | 442 |
| Total bank equity capital | $133,625,000 | 442 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $6,000,000 | 565 |
| Surplus | $100,129,000 | 305 |
| Undivided profits | $27,496,000 | 1,151 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,205,000 | 1,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $197,000 | 700 |
| Income earned, not collected on loans | $7,675,000 | 371 |
| Earning assets | $1,018,316,000 | 514 |
| Long-term assets (5+ years) | $212,115,000 | 504 |
| Average Assets, year-to-date | $1,138,641,500 | 503 |
| Average Assets, quarterly | $1,138,641,500 | 503 |
| Volatile liabilities | $276,960,000 | 488 |
| Insider loans | $15,000 | 8,185 |
| FHLB advances | $7,687,000 | 2,476 |
| Loans and leases held for sale | $2,190,000 | 969 |
| Unused loan commitments | $215,785,000 | 492 |
| Tier 1 (core) risk-based capital | $97,089,000 | 511 |
| Tier 2 risk-based capital | $7,813,000 | 584 |
| Total risk weighted assets | $621,993,000 | 608 |
| Total unused commitments | $215,785,000 | 492 |
| Derivatives | $1,194,000 | 507 |
| 2002-12-31 | Rank | |
| # of Employees: | 266 | 603 |
| Assets and Liabilities | ||
| Total Assets: | $1,159,792,000 | 490 |
| Cash and due from depository institutions | $48,426,000 | 603 |
| Interest-bearing balances | $2,321,000 | 2,221 |
| Securities | $568,235,000 | 276 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $483,513,000 | 722 |
| Loan loss allowance | $10,854,000 | 458 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $13,862,000 | 581 |
| Other real estate owned | $111,000 | 603 |
| Goodwill and other intangibles | $27,682,000 | 240 |
| All other assets | $17,963,000 | 809 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,159,792,000 | 490 |
| Total liabilities | $1,026,150,000 | 498 |
| Total deposits | $870,914,000 | 485 |
| Interest-bearing deposits | $778,162,000 | 468 |
| Deposits held in domestic offices | $870,914,000 | 484 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $132,217,000 | 254 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $11,713,000 | 2,120 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $11,306,000 | 573 |
| Total equity capital | $133,642,000 | 429 |
| Total bank equity capital | $133,642,000 | 429 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $6,000,000 | 563 |
| Surplus | $100,129,000 | 299 |
| Undivided profits | $27,513,000 | 1,115 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,602,000 | 1,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $165,000 | 707 |
| Income earned, not collected on loans | $9,114,000 | 333 |
| Earning assets | $1,054,069,000 | 489 |
| Long-term assets (5+ years) | $222,044,000 | 461 |
| Average Assets, year-to-date | $1,117,763,200 | 494 |
| Average Assets, quarterly | $1,135,892,500 | 498 |
| Volatile liabilities | $329,823,000 | 420 |
| Insider loans | $15,000 | 8,245 |
| FHLB advances | $7,841,000 | 2,473 |
| Loans and leases held for sale | $2,126,000 | 1,023 |
| Unused loan commitments | $218,848,000 | 474 |
| Tier 1 (core) risk-based capital | $96,903,000 | 505 |
| Tier 2 risk-based capital | $8,159,000 | 563 |
| Total risk weighted assets | $650,035,000 | 573 |
| Total unused commitments | $218,848,000 | 474 |
| Derivatives | $2,350,000 | 439 |
| 2001-12-31 | Rank | |
| # of Employees: | 296 | 545 |
| Assets and Liabilities | ||
| Total Assets: | $1,075,162,000 | 518 |
| Cash and due from depository institutions | $53,625,000 | 545 |
| Interest-bearing balances | $820,000 | 3,210 |
| Securities | $381,008,000 | 339 |
| Federal funds sold & reverse repurchase agreements | $65,122,000 | 261 |
| Net loans & leases | $512,290,000 | 658 |
| Loan loss allowance | $10,854,000 | 440 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $15,641,000 | 494 |
| Other real estate owned | $41,000 | 545 |
| Goodwill and other intangibles | $30,562,000 | 214 |
| All other assets | $16,873,000 | 810 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,075,162,000 | 518 |
| Total liabilities | $949,680,000 | 523 |
| Total deposits | $860,705,000 | 476 |
| Interest-bearing deposits | $764,817,000 | 456 |
| Deposits held in domestic offices | $860,705,000 | 473 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $68,937,000 | 371 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,850,000 | 1,970 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $8,188,000 | 700 |
| Total equity capital | $125,482,000 | 427 |
| Total bank equity capital | $125,482,000 | 427 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $6,000,000 | 557 |
| Surplus | $100,129,000 | 289 |
| Undivided profits | $19,353,000 | 1,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,664,000 | 1,146 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $203,000 | 631 |
| Income earned, not collected on loans | $7,796,000 | 393 |
| Earning assets | $959,240,000 | 519 |
| Long-term assets (5+ years) | $83,227,000 | 1,128 |
| Average Assets, year-to-date | $1,030,593,200 | 519 |
| Average Assets, quarterly | $1,058,872,500 | 519 |
| Volatile liabilities | $222,325,000 | 528 |
| Insider loans | $15,000 | 8,426 |
| FHLB advances | $7,973,000 | 2,314 |
| Loans and leases held for sale | $1,189,000 | 1,114 |
| Unused loan commitments | $227,997,000 | 442 |
| Tier 1 (core) risk-based capital | $91,036,000 | 513 |
| Tier 2 risk-based capital | $7,790,000 | 554 |
| Total risk weighted assets | $620,155,000 | 586 |
| Total unused commitments | $227,997,000 | 444 |
| Derivatives | $3,905,000 | 370 |
| 2000-12-31 | Rank | |
| # of Employees: | 325 | 487 |
| Assets and Liabilities | ||
| Total Assets: | $974,135,000 | 553 |
| Cash and due from depository institutions | $51,734,000 | 487 |
| Interest-bearing balances | $566,000 | 2,934 |
| Securities | $236,575,000 | 503 |
| Federal funds sold & reverse repurchase agreements | $57,600,000 | 244 |
| Net loans & leases | $563,595,000 | 592 |
| Loan loss allowance | $10,672,000 | 438 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $16,250,000 | 461 |
| Other real estate owned | $35,000 | 487 |
| Goodwill and other intangibles | $34,229,000 | 191 |
| All other assets | $14,117,000 | 758 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $974,135,000 | 553 |
| Total liabilities | $854,457,000 | 564 |
| Total deposits | $765,776,000 | 522 |
| Interest-bearing deposits | $640,357,000 | 537 |
| Deposits held in domestic offices | $765,776,000 | 520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $69,543,000 | 374 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,893,000 | 1,945 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $8,245,000 | 702 |
| Total equity capital | $119,678,000 | 435 |
| Total bank equity capital | $119,678,000 | 435 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $6,000,000 | 548 |
| Surplus | $100,129,000 | 275 |
| Undivided profits | $13,549,000 | 1,992 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,756,000 | 489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $4,064,000 | 619 |
| Earning assets | $858,336,000 | 567 |
| Long-term assets (5+ years) | $91,478,000 | 994 |
| Average Assets, year-to-date | $969,061,400 | 530 |
| Average Assets, quarterly | $960,024,500 | 555 |
| Volatile liabilities | $133,246,000 | 789 |
| Insider loans | $80,000 | 8,054 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $96,000 | 1,325 |
| Unused loan commitments | $221,604,000 | 427 |
| Tier 1 (core) risk-based capital | $86,299,000 | 526 |
| Tier 2 risk-based capital | $8,108,440 | 540 |
| Total risk weighted assets | $645,346,190 | 562 |
| Total unused commitments | $221,604,000 | 428 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 358 | 483 |
| Assets and Liabilities | ||
| Total Assets: | $971,619,000 | 560 |
| Cash and due from depository institutions | $53,633,000 | 483 |
| Interest-bearing balances | $529,000 | 3,079 |
| Securities | $313,738,000 | 422 |
| Federal funds sold & reverse repurchase agreements | $1,375,000 | 4,407 |
| Net loans & leases | $535,051,000 | 623 |
| Loan loss allowance | $10,665,000 | 450 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $17,051,000 | 449 |
| Other real estate owned | $0 | 483 |
| Goodwill and other intangibles | $37,862,000 | 177 |
| All other assets | $12,909,000 | 812 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $971,619,000 | 560 |
| Total liabilities | $854,740,000 | 573 |
| Total deposits | $789,331,000 | 512 |
| Interest-bearing deposits | $685,158,000 | 505 |
| Deposits held in domestic offices | $789,331,000 | 509 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,524,000 | 532 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $11,962,000 | 1,803 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $7,923,000 | 694 |
| Total equity capital | $116,879,000 | 441 |
| Total bank equity capital | $116,879,000 | 441 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $6,000,000 | 580 |
| Surplus | $100,129,000 | 265 |
| Undivided profits | $10,750,000 | 2,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,794,000 | 1,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,995,000 | 549 |
| Earning assets | $850,693,000 | 572 |
| Long-term assets (5+ years) | $101,809,000 | 942 |
| Average Assets, year-to-date | $987,849,200 | 532 |
| Average Assets, quarterly | $976,218,000 | 548 |
| Volatile liabilities | $90,744,000 | 1,038 |
| Insider loans | $94,000 | 8,080 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $292,000 | 1,091 |
| Unused loan commitments | $248,411,000 | 404 |
| Tier 1 (core) risk-based capital | $80,971,000 | 558 |
| Tier 2 risk-based capital | $7,963,070 | 545 |
| Total risk weighted assets | $634,343,570 | 570 |
| Total unused commitments | $248,411,000 | 405 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 368 | 477 |
| Assets and Liabilities | ||
| Total Assets: | $1,001,253,000 | 537 |
| Cash and due from depository institutions | $62,556,000 | 477 |
| Interest-bearing balances | $100,000 | 4,829 |
| Securities | $314,621,000 | 429 |
| Federal funds sold & reverse repurchase agreements | $59,100,000 | 286 |
| Net loans & leases | $489,455,000 | 634 |
| Loan loss allowance | $10,680,000 | 441 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $17,852,000 | 423 |
| Other real estate owned | $16,000 | 477 |
| Goodwill and other intangibles | $41,613,000 | 167 |
| All other assets | $16,040,000 | 618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,001,253,000 | 537 |
| Total liabilities | $877,844,000 | 549 |
| Total deposits | $815,039,000 | 482 |
| Interest-bearing deposits | $708,696,000 | 463 |
| Deposits held in domestic offices | $815,039,000 | 478 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,221,000 | 515 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,937,000 | 1,414 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $10,647,000 | 605 |
| Total equity capital | $123,409,000 | 425 |
| Total bank equity capital | $123,409,000 | 425 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $6,000,000 | 570 |
| Surplus | $100,129,000 | 261 |
| Undivided profits | $17,280,000 | 1,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,127,000 | 853 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $4,065,000 | 531 |
| Earning assets | $863,276,000 | 562 |
| Long-term assets (5+ years) | $84,141,000 | 1,037 |
| Average Assets, year-to-date | $1,007,003,000 | 509 |
| Average Assets, quarterly | $999,666,500 | 526 |
| Volatile liabilities | $92,173,000 | 883 |
| Insider loans | $28,000 | 8,895 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $2,680,000 | 719 |
| Unused loan commitments | $237,985,000 | 395 |
| Tier 1 (core) risk-based capital | $77,530,000 | 573 |
| Tier 2 risk-based capital | $7,565,410 | 559 |
| Total risk weighted assets | $602,118,510 | 564 |
| Total unused commitments | $237,985,000 | 396 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 315 | 557 |
| Assets and Liabilities | ||
| Total Assets: | $840,917,000 | 619 |
| Cash and due from depository institutions | $46,991,000 | 557 |
| Interest-bearing balances | $91,000 | 5,002 |
| Securities | $288,535,000 | 457 |
| Federal funds sold & reverse repurchase agreements | $40,104,000 | 353 |
| Net loans & leases | $388,309,000 | 786 |
| Loan loss allowance | $9,057,000 | 515 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $16,097,000 | 460 |
| Other real estate owned | $0 | 557 |
| Goodwill and other intangibles | $45,789,000 | 154 |
| All other assets | $15,092,000 | 643 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $840,917,000 | 619 |
| Total liabilities | $731,280,000 | 637 |
| Total deposits | $674,649,000 | 583 |
| Interest-bearing deposits | $558,253,000 | 598 |
| Deposits held in domestic offices | $674,649,000 | 577 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,253,000 | 532 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,415,000 | 1,888 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $9,963,000 | 633 |
| Total equity capital | $109,637,000 | 456 |
| Total bank equity capital | $109,637,000 | 456 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $6,000,000 | 583 |
| Surplus | $100,129,000 | 242 |
| Undivided profits | $3,508,000 | 5,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,747,000 | 1,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,539,000 | 863 |
| Earning assets | $717,039,000 | 645 |
| Long-term assets (5+ years) | $65,042,000 | 1,100 |
| Average Assets, year-to-date | $839,231,000 | 583 |
| Average Assets, quarterly | $839,157,000 | 606 |
| Volatile liabilities | $73,036,000 | 1,046 |
| Insider loans | $28,000 | 9,355 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $524,000 | 1,042 |
| Unused loan commitments | $167,416,000 | 450 |
| Tier 1 (core) risk-based capital | $62,332,000 | 697 |
| Tier 2 risk-based capital | $5,695,210 | 658 |
| Total risk weighted assets | $452,254,710 | 696 |
| Total unused commitments | $167,416,000 | 452 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 37 | 4,911 |
| Assets and Liabilities | ||
| Total Assets: | $105,669,000 | 4,215 |
| Cash and due from depository institutions | $5,596,000 | 4,911 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $55,658,000 | 2,193 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $40,557,000 | 5,815 |
| Loan loss allowance | $1,185,000 | 3,034 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,446,000 | 3,159 |
| Other real estate owned | $0 | 4,911 |
| Goodwill and other intangibles | $229,000 | 2,068 |
| All other assets | $1,183,000 | 5,550 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,669,000 | 4,215 |
| Total liabilities | $96,366,000 | 4,149 |
| Total deposits | $92,718,000 | 4,072 |
| Interest-bearing deposits | $77,667,000 | 4,190 |
| Deposits held in domestic offices | $92,718,000 | 4,060 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,749,000 | 2,353 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $996,000 | 3,415 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $903,000 | 3,809 |
| Total equity capital | $9,303,000 | 4,614 |
| Total bank equity capital | $9,303,000 | 4,614 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $700,000 | 4,425 |
| Surplus | $6,101,000 | 2,411 |
| Undivided profits | $2,502,000 | 6,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $104,000 | 8,038 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $417,000 | 5,460 |
| Earning assets | $96,215,000 | 4,247 |
| Long-term assets (5+ years) | $11,879,000 | 3,807 |
| Average Assets, year-to-date | $105,707,200 | 4,056 |
| Average Assets, quarterly | $107,756,000 | 4,083 |
| Volatile liabilities | $6,846,000 | 6,129 |
| Insider loans | $15,000 | 10,023 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $110,000 | 1,369 |
| Unused loan commitments | $12,254,000 | 2,942 |
| Tier 1 (core) risk-based capital | $8,989,000 | 4,638 |
| Tier 2 risk-based capital | $600,290 | 4,593 |
| Total risk weighted assets | $47,438,290 | 5,279 |
| Total unused commitments | $12,254,000 | 2,957 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 42 | 4,498 |
| Assets and Liabilities | ||
| Total Assets: | $104,323,000 | 4,261 |
| Cash and due from depository institutions | $4,644,000 | 4,498 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $54,107,000 | 2,319 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $41,345,000 | 5,703 |
| Loan loss allowance | $1,278,000 | 2,836 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,708,000 | 2,798 |
| Other real estate owned | $0 | 4,498 |
| Goodwill and other intangibles | $249,000 | 1,912 |
| All other assets | $1,270,000 | 5,359 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,323,000 | 4,261 |
| Total liabilities | $95,904,000 | 4,163 |
| Total deposits | $91,290,000 | 4,148 |
| Interest-bearing deposits | $77,283,000 | 4,229 |
| Deposits held in domestic offices | $91,290,000 | 4,139 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,546,000 | 1,784 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,068,000 | 3,451 |
| Total equity capital | $8,419,000 | 5,015 |
| Total bank equity capital | $8,419,000 | 5,015 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $700,000 | 4,651 |
| Surplus | $6,101,000 | 2,426 |
| Undivided profits | $1,618,000 | 8,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $106,000 | 8,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $401,000 | 5,758 |
| Earning assets | $95,452,000 | 4,275 |
| Long-term assets (5+ years) | $11,893,000 | 3,618 |
| Average Assets, year-to-date | $102,562,000 | 4,161 |
| Average Assets, quarterly | $102,763,000 | 4,266 |
| Volatile liabilities | $6,648,000 | 5,964 |
| Insider loans | $3,445,000 | 1,272 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $10,401,000 | 3,189 |
| Tier 1 (core) risk-based capital | $7,842,000 | 5,188 |
| Tier 2 risk-based capital | $615,160 | 4,477 |
| Total risk weighted assets | $48,550,060 | 5,156 |
| Total unused commitments | $10,401,000 | 3,204 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 44 | 4,472 |
| Assets and Liabilities | ||
| Total Assets: | $104,317,000 | 4,206 |
| Cash and due from depository institutions | $5,325,000 | 4,472 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $58,849,000 | 2,226 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $34,644,000 | 6,405 |
| Loan loss allowance | $1,306,000 | 2,858 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,848,000 | 2,598 |
| Other real estate owned | $43,000 | 4,472 |
| Goodwill and other intangibles | $269,000 | 1,772 |
| All other assets | $2,339,000 | 3,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,317,000 | 4,206 |
| Total liabilities | $98,125,000 | 4,061 |
| Total deposits | $91,110,000 | 4,123 |
| Interest-bearing deposits | $77,489,000 | 4,189 |
| Deposits held in domestic offices | $91,110,000 | 4,114 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,434,000 | 1,576 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $581,000 | 4,699 |
| Total equity capital | $6,192,000 | 6,118 |
| Total bank equity capital | $6,192,000 | 6,118 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $700,000 | 4,881 |
| Surplus | $6,101,000 | 2,344 |
| Undivided profits | $-609,000 | 12,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $98,000 | 8,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $259,000 | 7,305 |
| Earning assets | $93,493,000 | 4,298 |
| Long-term assets (5+ years) | $21,053,000 | 2,438 |
| Average Assets, year-to-date | $105,939,200 | 4,051 |
| Average Assets, quarterly | $105,059,000 | 4,144 |
| Volatile liabilities | $8,334,000 | 4,949 |
| Insider loans | $3,122,000 | 1,342 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,442,000 | 3,838 |
| Tier 1 (core) risk-based capital | $7,772,000 | 5,128 |
| Tier 2 risk-based capital | $549,960 | 4,903 |
| Total risk weighted assets | $43,240,660 | 5,575 |
| Total unused commitments | $7,442,000 | 3,845 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 51 | 4,066 |
| Assets and Liabilities | ||
| Total Assets: | $104,942,000 | 4,264 |
| Cash and due from depository institutions | $3,958,000 | 4,066 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $61,556,000 | 2,220 |
| Federal funds sold & reverse repurchase agreements | $2,225,000 | 5,381 |
| Net loans & leases | $32,758,000 | 6,600 |
| Loan loss allowance | $1,323,000 | 2,921 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,999,000 | 2,443 |
| Other real estate owned | $52,000 | 4,066 |
| Goodwill and other intangibles | $288,000 | 1,635 |
| All other assets | $1,106,000 | 5,647 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $104,942,000 | 4,264 |
| Total liabilities | $94,443,000 | 4,287 |
| Total deposits | $92,408,000 | 4,185 |
| Interest-bearing deposits | $77,980,000 | 4,305 |
| Deposits held in domestic offices | $92,408,000 | 4,177 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,575,000 | 2,411 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $460,000 | 5,685 |
| Total equity capital | $10,499,000 | 3,897 |
| Total bank equity capital | $10,499,000 | 3,897 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $700,000 | 5,092 |
| Surplus | $6,101,000 | 2,247 |
| Undivided profits | $3,698,000 | 5,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $309,000 | 6,303 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $287,000 | 6,308 |
| Earning assets | $96,539,000 | 4,258 |
| Long-term assets (5+ years) | $15,917,000 | 3,164 |
| Average Assets, year-to-date | $105,493,800 | 4,141 |
| Average Assets, quarterly | $105,967,000 | 4,192 |
| Volatile liabilities | $3,986,000 | 7,337 |
| Insider loans | $3,204,000 | 1,292 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $5,727,000 | 4,511 |
| Tier 1 (core) risk-based capital | $10,211,000 | 3,912 |
| Tier 2 risk-based capital | $615,830 | 4,428 |
| Total risk weighted assets | $48,558,930 | 5,031 |
| Total unused commitments | $5,727,000 | 4,534 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 55 | 3,849 |
| Assets and Liabilities | ||
| Total Assets: | $108,162,000 | 4,216 |
| Cash and due from depository institutions | $5,366,000 | 3,849 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $64,070,000 | 2,111 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,741 |
| Net loans & leases | $27,686,000 | 7,428 |
| Loan loss allowance | $1,150,000 | 3,319 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,803,000 | 2,628 |
| Other real estate owned | $676,000 | 3,849 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,561,000 | 4,451 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,162,000 | 4,216 |
| Total liabilities | $99,369,000 | 4,198 |
| Total deposits | $94,012,000 | 4,258 |
| Interest-bearing deposits | $80,101,000 | 4,349 |
| Deposits held in domestic offices | $94,012,000 | 4,251 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,705,000 | 1,414 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $652,000 | 4,693 |
| Total equity capital | $8,793,000 | 4,402 |
| Total bank equity capital | $8,793,000 | 4,402 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $700,000 | 5,351 |
| Surplus | $5,750,000 | 2,291 |
| Undivided profits | $2,343,000 | 6,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $200,000 | 8,368 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $261,000 | 7,297 |
| Earning assets | $97,756,000 | 4,247 |
| Long-term assets (5+ years) | $20,237,000 | 2,587 |
| Average Assets, year-to-date | $109,956,200 | 4,064 |
| Average Assets, quarterly | $107,094,500 | 4,219 |
| Volatile liabilities | $8,162,000 | 4,762 |
| Insider loans | $91,000 | 5,946 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $6,001,000 | 4,123 |
| Tier 1 (core) risk-based capital | $8,793,000 | 4,335 |
| Tier 2 risk-based capital | $552,070 | 4,821 |
| Total risk weighted assets | $43,567,770 | 5,565 |
| Total unused commitments | $6,001,000 | 4,145 |
| Derivatives | $0 | 651 |