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Commerce Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$12,258,0002,560
Total interest expense$5,067,0002,001
Net interest income$7,191,0002,862
Provision for loan and lease losses$03,275
Total noninterest income$54,0004,399
Gross Fiduciary activities income$0981
Service charges on deposit accounts$24,0004,138
Trading account gains and feesNANA
Additional Noninterest Income$30,0004,307
Total noninterest expense$4,503,0003,198
Salaries and employee benefits$2,884,0002,990
Premises and equipment expense$416,0003,190
Additional noninterest expense$30,0004,307
Pre-tax net operating income$2,742,0002,616
Securities gains (losses)$0988
Applicable income taxes$266,0002,302
Income before extraordinary items$2,476,0002,538
Extraordinary gains, net$054
Net income$2,476,0002,563
Minority interest net income$088
Net income of bank and minority interests.$2,476,0002,540
Net charge-offs$-13,0003,899
Cash dividends$1,713,0001,676
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,476,0002,565
2023-09-30 (YTD Data)Rank
Total interest income$9,058,0002,560
Total interest expense$3,544,0001,965
Net interest income$5,514,0002,841
Provision for loan and lease losses$03,085
Total noninterest income$42,0004,412
Gross Fiduciary activities income$0950
Service charges on deposit accounts$19,0004,134
Trading account gains and feesNANA
Additional Noninterest Income$23,0004,319
Total noninterest expense$3,436,0003,160
Salaries and employee benefits$2,198,0002,957
Premises and equipment expense$318,0003,193
Additional noninterest expense$23,0004,316
Pre-tax net operating income$2,120,0002,642
Securities gains (losses)$0849
Applicable income taxes$205,0002,337
Income before extraordinary items$1,915,0002,565
Extraordinary gains, net$052
Net income$1,915,0002,591
Minority interest net income$081
Net income of bank and minority interests.$1,915,0002,566
Net charge-offs$-10,0003,831
Cash dividends$1,280,0001,491
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,915,0002,585
2023-06-30 (YTD Data)Rank
Total interest income$6,039,0002,525
Total interest expense$2,233,0001,882
Net interest income$3,806,0002,810
Provision for loan and lease losses$02,940
Total noninterest income$30,0004,430
Gross Fiduciary activities income$0931
Service charges on deposit accounts$14,0004,118
Trading account gains and feesNANA
Additional Noninterest Income$16,0004,371
Total noninterest expense$2,267,0003,172
Salaries and employee benefits$1,394,0003,036
Premises and equipment expense$223,0003,126
Additional noninterest expense$16,0004,345
Pre-tax net operating income$1,569,0002,540
Securities gains (losses)$0938
Applicable income taxes$155,0002,294
Income before extraordinary items$1,414,0002,465
Extraordinary gains, net$051
Net income$1,414,0002,494
Minority interest net income$081
Net income of bank and minority interests.$1,414,0002,465
Net charge-offs$-7,0003,816
Cash dividends$904,0001,465
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,414,0002,484
2023-03-31 (YTD Data)Rank
Total interest income$3,071,0002,502
Total interest expense$917,0001,933
Net interest income$2,154,0002,633
Provision for loan and lease losses$02,612
Total noninterest income$17,0004,448
Gross Fiduciary activities income$0913
Service charges on deposit accounts$8,0004,103
Trading account gains and feesNANA
Additional Noninterest Income$9,0004,373
Total noninterest expense$1,165,0003,173
Salaries and employee benefits$707,0003,053
Premises and equipment expense$124,0003,020
Additional noninterest expense$9,0004,373
Pre-tax net operating income$1,006,0002,294
Securities gains (losses)$0950
Applicable income taxes$99,0002,145
Income before extraordinary items$907,0002,224
Extraordinary gains, net$04
Net income$907,0002,224
Minority interest net income$048
Net income of bank and minority interests.$907,0002,224
Net charge-offs$-2,0003,519
Cash dividends$525,0001,196
Sale, conversion, retirement of capital stock, net$0430
Net operating income$907,0002,251
2022-12-31 (YTD Data)Rank
Total interest income$10,414,0002,464
Total interest expense$2,172,0001,510
Net interest income$8,242,0002,634
Provision for loan and lease losses$03,012
Total noninterest income$64,0004,524
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$35,0004,121
Trading account gains and feesNANA
Additional Noninterest Income$29,0004,477
Total noninterest expense$4,913,0003,071
Salaries and employee benefits$2,968,0002,959
Premises and equipment expense$505,0002,973
Additional noninterest expense$29,0004,477
Pre-tax net operating income$3,393,0002,505
Securities gains (losses)$-337,0004,228
Applicable income taxes$278,0002,464
Income before extraordinary items$2,778,0002,549
Extraordinary gains, net$05
Net income$2,778,0002,545
Minority interest net income$063
Net income of bank and minority interests.$2,778,0002,548
Net charge-offs$-278,0004,507
Cash dividends$1,801,0001,598
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,084,6702,449
2022-09-30 (YTD Data)Rank
Total interest income$7,503,0002,468
Total interest expense$1,475,0001,330
Net interest income$6,028,0002,659
Provision for loan and lease losses$02,835
Total noninterest income$52,0004,546
Gross Fiduciary activities income$0968
Service charges on deposit accounts$28,0004,128
Trading account gains and feesNANA
Additional Noninterest Income$24,0004,485
Total noninterest expense$3,878,0002,963
Salaries and employee benefits$2,375,0002,843
Premises and equipment expense$383,0002,973
Additional noninterest expense$24,0004,485
Pre-tax net operating income$2,202,0002,674
Securities gains (losses)$0740
Applicable income taxes$213,0002,444
Income before extraordinary items$1,989,0002,586
Extraordinary gains, net$04
Net income$1,989,0002,584
Minority interest net income$057
Net income of bank and minority interests.$1,989,0002,585
Net charge-offs$-267,0004,536
Cash dividends$1,503,0001,340
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,989,0002,622
2022-06-30 (YTD Data)Rank
Total interest income$4,782,0002,501
Total interest expense$928,0001,212
Net interest income$3,854,0002,685
Provision for loan and lease losses$02,599
Total noninterest income$36,0004,540
Gross Fiduciary activities income$0925
Service charges on deposit accounts$20,0004,138
Trading account gains and feesNANA
Additional Noninterest Income$16,0004,523
Total noninterest expense$2,664,0002,921
Salaries and employee benefits$1,607,0002,828
Premises and equipment expense$264,0002,936
Additional noninterest expense$793,0003,004
Pre-tax net operating income$1,226,0002,781
Securities gains (losses)$0687
Applicable income taxes$121,0002,475
Income before extraordinary items$1,105,0002,713
Extraordinary gains, net$04
Net income$1,105,0002,711
Minority interest net income$060
Net income of bank and minority interests.$1,105,0002,713
Net charge-offs$-25,0003,963
Cash dividends$596,0001,768
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,105,0002,746
2022-03-31 (YTD Data)Rank
Total interest income$2,340,0002,486
Total interest expense$446,0001,212
Net interest income$1,894,0002,664
Provision for loan and lease losses$02,285
Total noninterest income$19,0004,535
Gross Fiduciary activities income$0892
Service charges on deposit accounts$11,0004,090
Trading account gains and feesNANA
Additional Noninterest Income$8,0004,524
Total noninterest expense$1,409,0002,833
Salaries and employee benefits$812,0002,813
Premises and equipment expense$129,0002,981
Additional noninterest expense$468,0002,713
Pre-tax net operating income$504,0002,898
Securities gains (losses)$0623
Applicable income taxes$50,0002,510
Income before extraordinary items$454,0002,845
Extraordinary gains, net$04
Net income$454,0002,843
Minority interest net income$050
Net income of bank and minority interests.$454,0002,845
Net charge-offs$-20,0004,154
Cash dividends$361,0001,381
Sale, conversion, retirement of capital stock, net$0453
Net operating income$454,0002,873
2021-12-31 (YTD Data)Rank
Total interest income$9,216,0002,582
Total interest expense$1,989,0001,335
Net interest income$7,227,0002,809
Provision for loan and lease losses$03,064
Total noninterest income$189,0004,321
Gross Fiduciary activities income$0994
Service charges on deposit accounts$30,0004,288
Trading account gains and feesNANA
Additional Noninterest Income$159,0004,142
Total noninterest expense$4,507,0003,183
Salaries and employee benefits$2,779,0003,052
Premises and equipment expense$502,0003,033
Additional noninterest expense$1,226,0003,413
Pre-tax net operating income$2,909,0002,727
Securities gains (losses)$5,0001,837
Applicable income taxes$325,0002,413
Income before extraordinary items$2,589,0002,720
Extraordinary gains, net$010
Net income$2,589,0002,721
Minority interest net income$074
Net income of bank and minority interests.$2,589,0002,721
Net charge-offs$-68,0004,231
Cash dividends$1,700,0001,685
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,584,5502,703
2021-09-30 (YTD Data)Rank
Total interest income$6,927,0002,626
Total interest expense$1,524,0001,382
Net interest income$5,403,0002,863
Provision for loan and lease losses$02,963
Total noninterest income$182,0004,219
Gross Fiduciary activities income$0957
Service charges on deposit accounts$22,0004,349
Trading account gains and feesNANA
Additional Noninterest Income$160,0003,984
Total noninterest expense$3,495,0003,154
Salaries and employee benefits$2,223,0002,964
Premises and equipment expense$366,0003,094
Additional noninterest expense$906,0003,449
Pre-tax net operating income$2,090,0002,886
Securities gains (losses)$5,0001,760
Applicable income taxes$2,0003,639
Income before extraordinary items$2,093,0002,736
Extraordinary gains, net$08
Net income$2,093,0002,736
Minority interest net income$069
Net income of bank and minority interests.$2,093,0002,736
Net charge-offs$-45,0004,172
Cash dividends$1,674,0001,296
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,088,0002,721
2021-06-30 (YTD Data)Rank
Total interest income$4,677,0002,610
Total interest expense$1,061,0001,396
Net interest income$3,616,0002,858
Provision for loan and lease losses$02,862
Total noninterest income$83,0004,460
Gross Fiduciary activities income$0951
Service charges on deposit accounts$15,0004,344
Trading account gains and feesNANA
Additional Noninterest Income$68,0004,272
Total noninterest expense$2,351,0003,123
Salaries and employee benefits$1,491,0002,953
Premises and equipment expense$244,0003,083
Additional noninterest expense$616,0003,407
Pre-tax net operating income$1,348,0002,910
Securities gains (losses)$01,818
Applicable income taxes$2,0003,608
Income before extraordinary items$1,346,0002,783
Extraordinary gains, net$06
Net income$1,346,0002,782
Minority interest net income$067
Net income of bank and minority interests.$1,346,0002,783
Net charge-offs$26,0001,395
Cash dividends$1,357,0001,136
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,346,0002,762
2021-03-31 (YTD Data)Rank
Total interest income$2,519,0002,491
Total interest expense$546,0001,424
Net interest income$1,973,0002,683
Provision for loan and lease losses$02,741
Total noninterest income$-9,0004,952
Gross Fiduciary activities income$0922
Service charges on deposit accounts$9,0004,263
Trading account gains and feesNANA
Additional Noninterest Income$-18,0004,950
Total noninterest expense$1,168,0003,124
Salaries and employee benefits$737,0002,960
Premises and equipment expense$120,0003,116
Additional noninterest expense$311,0003,365
Pre-tax net operating income$796,0002,674
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$796,0002,523
Extraordinary gains, net$03
Net income$796,0002,521
Minority interest net income$055
Net income of bank and minority interests.$796,0002,523
Net charge-offs$66,000733
Cash dividends$1,122,000689
Sale, conversion, retirement of capital stock, net$0482
Net operating income$796,0002,487
2020-12-31 (YTD Data)Rank
Total interest income$9,600,0002,582
Total interest expense$2,990,0001,490
Net interest income$6,610,0002,903
Provision for loan and lease losses$86,0003,658
Total noninterest income$324,0003,981
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$36,0004,372
Trading account gains and feesNANA
Additional Noninterest Income$288,0003,671
Total noninterest expense$4,677,0003,116
Salaries and employee benefits$2,737,0003,086
Premises and equipment expense$478,0003,129
Additional noninterest expense$1,462,0003,087
Pre-tax net operating income$2,171,0002,852
Securities gains (losses)$02,675
Applicable income taxes$2,0003,614
Income before extraordinary items$2,169,0002,723
Extraordinary gains, net$04
Net income$2,169,0002,721
Minority interest net income$072
Net income of bank and minority interests.$2,169,0002,723
Net charge-offs$-28,0004,462
Cash dividends$1,707,0001,671
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,169,0002,675
2020-09-30 (YTD Data)Rank
Total interest income$7,206,0002,588
Total interest expense$2,394,0001,484
Net interest income$4,812,0002,959
Provision for loan and lease losses$86,0003,424
Total noninterest income$169,0004,249
Gross Fiduciary activities income$0981
Service charges on deposit accounts$33,0004,295
Trading account gains and feesNANA
Additional Noninterest Income$136,0004,009
Total noninterest expense$3,421,0003,149
Salaries and employee benefits$1,856,0003,222
Premises and equipment expense$357,0003,141
Additional noninterest expense$1,208,0002,908
Pre-tax net operating income$1,474,0002,965
Securities gains (losses)$02,494
Applicable income taxes$2,0003,613
Income before extraordinary items$1,472,0002,857
Extraordinary gains, net$04
Net income$1,472,0002,856
Minority interest net income$065
Net income of bank and minority interests.$1,472,0002,857
Net charge-offs$-25,0004,482
Cash dividends$1,214,0001,512
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,472,0002,807
2020-06-30 (YTD Data)Rank
Total interest income$4,900,0002,589
Total interest expense$1,647,0001,536
Net interest income$3,253,0002,955
Provision for loan and lease losses$86,0003,122
Total noninterest income$141,0004,079
Gross Fiduciary activities income$0970
Service charges on deposit accounts$24,0004,248
Trading account gains and feesNANA
Additional Noninterest Income$117,0003,795
Total noninterest expense$2,282,0003,153
Salaries and employee benefits$1,201,0003,269
Premises and equipment expense$279,0002,882
Additional noninterest expense$802,0002,906
Pre-tax net operating income$1,026,0002,910
Securities gains (losses)$02,249
Applicable income taxes$2,0003,555
Income before extraordinary items$1,024,0002,777
Extraordinary gains, net$04
Net income$1,024,0002,776
Minority interest net income$065
Net income of bank and minority interests.$1,024,0002,777
Net charge-offs$-4,0004,068
Cash dividends$828,0001,496
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,024,0002,730
2020-03-31 (YTD Data)Rank
Total interest income$2,408,0002,611
Total interest expense$873,0001,583
Net interest income$1,535,0003,024
Provision for loan and lease losses$16,0003,191
Total noninterest income$36,0004,553
Gross Fiduciary activities income$0941
Service charges on deposit accounts$10,0004,481
Trading account gains and feesNANA
Additional Noninterest Income$26,0004,301
Total noninterest expense$1,269,0002,995
Salaries and employee benefits$654,0003,173
Premises and equipment expense$137,0002,940
Additional noninterest expense$478,0002,616
Pre-tax net operating income$286,0003,455
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$286,0003,340
Extraordinary gains, net$04
Net income$286,0003,340
Minority interest net income$056
Net income of bank and minority interests.$286,0003,341
Net charge-offs$-2,0003,865
Cash dividends$317,0001,607
Sale, conversion, retirement of capital stock, net$0482
Net operating income$286,0003,319
2019-12-31 (YTD Data)Rank
Total interest income$10,096,0002,582
Total interest expense$3,413,0001,659
Net interest income$6,683,0002,922
Provision for loan and lease losses$620,0001,309
Total noninterest income$320,0004,094
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$33,0004,693
Trading account gains and feesNANA
Additional Noninterest Income$287,0003,626
Total noninterest expense$4,365,0003,271
Salaries and employee benefits$2,509,0003,229
Premises and equipment expense$553,0002,946
Additional noninterest expense$1,303,0003,337
Pre-tax net operating income$2,018,0003,016
Securities gains (losses)$02,379
Applicable income taxes$2,0003,780
Income before extraordinary items$2,016,0002,895
Extraordinary gains, net$011
Net income$2,016,0002,895
Minority interest net income$076
Net income of bank and minority interests.$2,016,0002,896
Net charge-offs$645,000894
Cash dividends$1,703,0001,739
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,016,0002,850
2019-09-30 (YTD Data)Rank
Total interest income$7,493,0002,624
Total interest expense$2,411,0001,730
Net interest income$5,082,0002,941
Provision for loan and lease losses$890,000769
Total noninterest income$84,0004,810
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$23,0004,801
Trading account gains and feesNANA
Additional Noninterest Income$61,0004,569
Total noninterest expense$3,121,0003,368
Salaries and employee benefits$1,872,0003,257
Premises and equipment expense$415,0002,953
Additional noninterest expense$834,0003,651
Pre-tax net operating income$1,155,0003,447
Securities gains (losses)$02,167
Applicable income taxes$2,0003,820
Income before extraordinary items$1,153,0003,300
Extraordinary gains, net$011
Net income$1,153,0003,299
Minority interest net income$072
Net income of bank and minority interests.$1,153,0003,300
Net charge-offs$873,000531
Cash dividends$1,114,0001,702
Sale, conversion, retirement of capital stock, net$0590
Net operating income$1,153,0003,277
2019-06-30 (YTD Data)Rank
Total interest income$5,049,0002,607
Total interest expense$1,623,0001,698
Net interest income$3,426,0002,929
Provision for loan and lease losses$875,000546
Total noninterest income$54,0004,860
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$15,0004,832
Trading account gains and feesNANA
Additional Noninterest Income$39,0004,625
Total noninterest expense$2,012,0003,453
Salaries and employee benefits$1,217,0003,314
Premises and equipment expense$279,0002,954
Additional noninterest expense$516,0003,808
Pre-tax net operating income$593,0003,776
Securities gains (losses)$01,702
Applicable income taxes$2,0003,806
Income before extraordinary items$591,0003,649
Extraordinary gains, net$011
Net income$591,0003,648
Minority interest net income$069
Net income of bank and minority interests.$591,0003,648
Net charge-offs$876,000376
Cash dividends$662,0001,818
Sale, conversion, retirement of capital stock, net$0573
Net operating income$591,0003,625
2019-03-31 (YTD Data)Rank
Total interest income$2,480,0002,641
Total interest expense$780,0001,708
Net interest income$1,700,0002,967
Provision for loan and lease losses$215,000892
Total noninterest income$27,0004,898
Gross Fiduciary activities income$0972
Service charges on deposit accounts$8,0004,849
Trading account gains and feesNANA
Additional Noninterest Income$19,0004,648
Total noninterest expense$966,0003,565
Salaries and employee benefits$587,0003,412
Premises and equipment expense$136,0003,028
Additional noninterest expense$243,0003,909
Pre-tax net operating income$546,0002,950
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$546,0002,768
Extraordinary gains, net$05
Net income$546,0002,767
Minority interest net income$052
Net income of bank and minority interests.$546,0002,767
Net charge-offs$11,0001,939
Cash dividends$445,0001,436
Sale, conversion, retirement of capital stock, net$0529
Net operating income$546,0002,756
2018-12-31 (YTD Data)Rank
Total interest income$9,243,0002,671
Total interest expense$2,490,0001,650
Net interest income$6,753,0002,959
Provision for loan and lease losses$478,0001,504
Total noninterest income$1,115,0002,712
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$36,0004,886
Trading account gains and feesNANA
Additional Noninterest Income$1,079,0002,166
Total noninterest expense$4,330,0003,328
Salaries and employee benefits$2,228,0003,488
Premises and equipment expense$498,0003,158
Additional noninterest expense$1,604,0003,029
Pre-tax net operating income$3,060,0002,467
Securities gains (losses)$01,125
Applicable income taxes$2,0003,892
Income before extraordinary items$3,058,0002,290
Extraordinary gains, net$06
Net income$3,058,0002,288
Minority interest net income$072
Net income of bank and minority interests.$3,058,0002,289
Net charge-offs$24,0003,022
Cash dividends$2,178,0001,385
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,058,0002,289
2018-09-30 (YTD Data)Rank
Total interest income$6,752,0002,710
Total interest expense$1,744,0001,660
Net interest income$5,008,0002,996
Provision for loan and lease losses$300,0001,565
Total noninterest income$154,0004,674
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$27,0004,960
Trading account gains and feesNANA
Additional Noninterest Income$127,0004,248
Total noninterest expense$3,053,0003,464
Salaries and employee benefits$1,667,0003,505
Premises and equipment expense$371,0003,200
Additional noninterest expense$1,015,0003,374
Pre-tax net operating income$1,809,0002,894
Securities gains (losses)$01,118
Applicable income taxes$2,0003,934
Income before extraordinary items$1,807,0002,685
Extraordinary gains, net$05
Net income$1,807,0002,684
Minority interest net income$066
Net income of bank and minority interests.$1,807,0002,684
Net charge-offs$25,0002,593
Cash dividends$1,412,0001,363
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,807,0002,675
2018-06-30 (YTD Data)Rank
Total interest income$4,390,0002,746
Total interest expense$1,053,0001,707
Net interest income$3,337,0002,997
Provision for loan and lease losses$300,0001,165
Total noninterest income$129,0004,541
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$16,0005,050
Trading account gains and feesNANA
Additional Noninterest Income$113,0004,037
Total noninterest expense$2,042,0003,466
Salaries and employee benefits$1,105,0003,534
Premises and equipment expense$233,0003,337
Additional noninterest expense$704,0003,323
Pre-tax net operating income$1,124,0002,980
Securities gains (losses)$0961
Applicable income taxes$2,0003,899
Income before extraordinary items$1,122,0002,775
Extraordinary gains, net$06
Net income$1,122,0002,774
Minority interest net income$065
Net income of bank and minority interests.$1,122,0002,774
Net charge-offs$15,0002,411
Cash dividends$904,0001,406
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,122,0002,766
2018-03-31 (YTD Data)Rank
Total interest income$2,148,0002,791
Total interest expense$482,0001,761
Net interest income$1,666,0003,020
Provision for loan and lease losses$150,0001,106
Total noninterest income$75,0004,416
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$7,0005,141
Trading account gains and feesNANA
Additional Noninterest Income$68,0003,853
Total noninterest expense$974,0003,613
Salaries and employee benefits$555,0003,565
Premises and equipment expense$106,0003,544
Additional noninterest expense$313,0003,564
Pre-tax net operating income$617,0002,771
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$617,0002,571
Extraordinary gains, net$07
Net income$617,0002,571
Minority interest net income$052
Net income of bank and minority interests.$617,0002,571
Net charge-offs$16,0001,764
Cash dividends$477,0001,245
Sale, conversion, retirement of capital stock, net$0580
Net operating income$617,0002,566
2017-12-31 (YTD Data)Rank
Total interest income$7,871,0002,904
Total interest expense$1,517,0001,907
Net interest income$6,354,0003,073
Provision for loan and lease losses$60,0003,409
Total noninterest income$515,0003,898
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$23,0005,302
Trading account gains and fees$0151
Additional Noninterest Income$492,0003,176
Total noninterest expense$5,222,0003,021
Salaries and employee benefits$2,102,0003,662
Premises and equipment expense$432,0003,527
Additional noninterest expense$2,688,0002,134
Pre-tax net operating income$1,587,0003,457
Securities gains (losses)$02,243
Applicable income taxes$2,0004,034
Income before extraordinary items$1,585,0003,043
Extraordinary gains, net$09
Net income$1,585,0003,041
Minority interest net income$076
Net income of bank and minority interests.$1,585,0003,043
Net charge-offs$40,0003,090
Cash dividends$1,507,0001,708
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,585,0003,017
2017-09-30 (YTD Data)Rank
Total interest income$5,812,0002,948
Total interest expense$1,076,0001,969
Net interest income$4,736,0003,104
Provision for loan and lease losses$50,0003,230
Total noninterest income$520,0003,507
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$16,0005,379
Trading account gains and fees$0145
Additional Noninterest Income$504,0002,801
Total noninterest expense$4,166,0002,938
Salaries and employee benefits$1,591,0003,661
Premises and equipment expense$321,0003,568
Additional noninterest expense$2,254,0001,934
Pre-tax net operating income$1,040,0003,706
Securities gains (losses)$02,274
Applicable income taxes$2,0004,064
Income before extraordinary items$1,038,0003,480
Extraordinary gains, net$09
Net income$1,038,0003,480
Minority interest net income$071
Net income of bank and minority interests.$1,038,0003,480
Net charge-offs$41,0002,601
Cash dividends$1,062,0001,630
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,038,0003,446
2017-06-30 (YTD Data)Rank
Total interest income$3,793,0002,985
Total interest expense$667,0002,032
Net interest income$3,126,0003,121
Provision for loan and lease losses$03,871
Total noninterest income$475,0003,043
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$10,0005,434
Trading account gains and fees$0139
Additional Noninterest Income$465,0002,410
Total noninterest expense$2,806,0002,930
Salaries and employee benefits$1,068,0003,655
Premises and equipment expense$213,0003,599
Additional noninterest expense$1,525,0001,915
Pre-tax net operating income$795,0003,470
Securities gains (losses)$01,906
Applicable income taxes$2,0004,063
Income before extraordinary items$793,0003,182
Extraordinary gains, net$011
Net income$793,0003,181
Minority interest net income$071
Net income of bank and minority interests.$793,0003,182
Net charge-offs$41,0002,135
Cash dividends$754,0001,580
Sale, conversion, retirement of capital stock, net$0659
Net operating income$793,0003,166
2017-03-31 (YTD Data)Rank
Total interest income$1,830,0003,058
Total interest expense$326,0002,044
Net interest income$1,504,0003,201
Provision for loan and lease losses$03,537
Total noninterest income$440,0002,197
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$4,0005,526
Trading account gains and fees$0142
Additional Noninterest Income$436,0001,667
Total noninterest expense$1,359,0003,010
Salaries and employee benefits$553,0003,633
Premises and equipment expense$101,0003,717
Additional noninterest expense$705,0002,035
Pre-tax net operating income$585,0002,837
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$585,0002,498
Extraordinary gains, net$08
Net income$585,0002,497
Minority interest net income$055
Net income of bank and minority interests.$585,0002,498
Net charge-offs$50,0001,332
Cash dividends$462,0001,294
Sale, conversion, retirement of capital stock, net$0632
Net operating income$585,0002,475
2016-12-31 (YTD Data)Rank
Total interest income$7,409,0003,012
Total interest expense$1,318,0001,977
Net interest income$6,091,0003,166
Provision for loan and lease losses$280,0002,072
Total noninterest income$90,0005,558
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$22,0005,541
Trading account gains and fees$0170
Additional Noninterest Income$68,0005,186
Total noninterest expense$4,661,0003,329
Salaries and employee benefits$2,139,0003,696
Premises and equipment expense$406,0003,752
Additional noninterest expense$2,116,0002,649
Pre-tax net operating income$1,240,0003,767
Securities gains (losses)$03,212
Applicable income taxes$2,0004,157
Income before extraordinary items$1,238,0003,582
Extraordinary gains, net$05
Net income$1,238,0003,580
Minority interest net income$082
Net income of bank and minority interests.$1,238,0003,581
Net charge-offs$27,0003,503
Cash dividends$1,153,0002,028
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,238,0003,516
2016-09-30 (YTD Data)Rank
Total interest income$5,502,0003,036
Total interest expense$982,0001,989
Net interest income$4,520,0003,196
Provision for loan and lease losses$280,0001,693
Total noninterest income$-50,0005,954
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$17,0005,599
Trading account gains and fees$0169
Additional Noninterest Income$-67,0005,947
Total noninterest expense$3,198,0003,522
Salaries and employee benefits$1,617,0003,681
Premises and equipment expense$306,0003,759
Additional noninterest expense$1,275,0003,073
Pre-tax net operating income$992,0003,726
Securities gains (losses)$03,160
Applicable income taxes$2,0004,204
Income before extraordinary items$990,0003,503
Extraordinary gains, net$05
Net income$990,0003,501
Minority interest net income$071
Net income of bank and minority interests.$990,0003,503
Net charge-offs$29,0002,928
Cash dividends$1,040,0001,621
Sale, conversion, retirement of capital stock, net$0719
Net operating income$990,0003,449
2016-06-30 (YTD Data)Rank
Total interest income$3,625,0003,068
Total interest expense$649,0002,006
Net interest income$2,976,0003,235
Provision for loan and lease losses$280,0001,332
Total noninterest income$7,0005,962
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$11,0005,661
Trading account gains and fees$0157
Additional Noninterest Income$-4,0005,983
Total noninterest expense$2,035,0003,647
Salaries and employee benefits$1,074,0003,722
Premises and equipment expense$199,0003,828
Additional noninterest expense$762,0003,352
Pre-tax net operating income$668,0003,730
Securities gains (losses)$02,835
Applicable income taxes$2,0004,190
Income before extraordinary items$666,0003,497
Extraordinary gains, net$016
Net income$666,0003,492
Minority interest net income$071
Net income of bank and minority interests.$666,0003,494
Net charge-offs$57,0002,050
Cash dividends$696,0001,647
Sale, conversion, retirement of capital stock, net$0705
Net operating income$666,0003,437
2016-03-31 (YTD Data)Rank
Total interest income$1,791,0003,105
Total interest expense$322,0002,027
Net interest income$1,469,0003,261
Provision for loan and lease losses$180,0001,034
Total noninterest income$126,0004,096
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$6,0005,671
Trading account gains and fees$0142
Additional Noninterest Income$120,0003,271
Total noninterest expense$1,075,0003,553
Salaries and employee benefits$559,0003,677
Premises and equipment expense$93,0003,976
Additional noninterest expense$423,0003,101
Pre-tax net operating income$340,0003,666
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$340,0003,412
Extraordinary gains, net$012
Net income$340,0003,408
Minority interest net income$062
Net income of bank and minority interests.$340,0003,410
Net charge-offs$-1,0004,102
Cash dividends$351,0001,471
Sale, conversion, retirement of capital stock, net$0659
Net operating income$340,0003,347
2015-12-31 (YTD Data)Rank
Total interest income$7,551,0002,956
Total interest expense$1,201,0002,117
Net interest income$6,350,0003,075
Provision for loan and lease losses$575,0001,221
Total noninterest income$664,0003,728
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$22,0005,793
Trading account gains and fees$0159
Additional Noninterest Income$642,0002,945
Total noninterest expense$5,429,0003,046
Salaries and employee benefits$2,167,0003,735
Premises and equipment expense$345,0004,204
Additional noninterest expense$2,917,0002,058
Pre-tax net operating income$1,010,0004,089
Securities gains (losses)$03,216
Applicable income taxes$2,0004,277
Income before extraordinary items$1,008,0003,929
Extraordinary gains, net$023
Net income$1,008,0003,929
Minority interest net income$081
Net income of bank and minority interests.$1,008,0003,930
Net charge-offs$1,423,000514
Cash dividends$1,244,0001,870
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,008,0003,872
2015-09-30 (YTD Data)Rank
Total interest income$5,598,0003,003
Total interest expense$882,0002,173
Net interest income$4,716,0003,112
Provision for loan and lease losses$150,0002,243
Total noninterest income$768,0003,041
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$16,0005,876
Trading account gains and fees$0153
Additional Noninterest Income$752,0002,391
Total noninterest expense$3,456,0003,428
Salaries and employee benefits$1,567,0003,828
Premises and equipment expense$247,0004,341
Additional noninterest expense$1,642,0002,606
Pre-tax net operating income$1,878,0002,675
Securities gains (losses)$03,031
Applicable income taxes$2,0004,356
Income before extraordinary items$1,876,0002,371
Extraordinary gains, net$021
Net income$1,876,0002,372
Minority interest net income$078
Net income of bank and minority interests.$1,876,0002,372
Net charge-offs$857,000570
Cash dividends$1,443,0001,261
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,876,0002,338
2015-06-30 (YTD Data)Rank
Total interest income$3,596,0003,079
Total interest expense$573,0002,224
Net interest income$3,023,0003,201
Provision for loan and lease losses$04,069
Total noninterest income$416,0003,404
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$9,0005,984
Trading account gains and fees$0157
Additional Noninterest Income$407,0002,652
Total noninterest expense$2,329,0003,437
Salaries and employee benefits$1,005,0003,943
Premises and equipment expense$156,0004,476
Additional noninterest expense$1,168,0002,489
Pre-tax net operating income$1,110,0002,884
Securities gains (losses)$02,636
Applicable income taxes$2,0004,347
Income before extraordinary items$1,108,0002,570
Extraordinary gains, net$022
Net income$1,108,0002,572
Minority interest net income$075
Net income of bank and minority interests.$1,108,0002,572
Net charge-offs$606,000545
Cash dividends$898,0001,351
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,108,0002,513
2015-03-31 (YTD Data)Rank
Total interest income$1,782,0003,114
Total interest expense$284,0002,257
Net interest income$1,498,0003,224
Provision for loan and lease losses$03,703
Total noninterest income$165,0003,736
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$4,0006,054
Trading account gains and fees$0152
Additional Noninterest Income$161,0002,922
Total noninterest expense$1,269,0003,250
Salaries and employee benefits$510,0003,930
Premises and equipment expense$73,0004,635
Additional noninterest expense$686,0002,138
Pre-tax net operating income$394,0003,394
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$394,0003,148
Extraordinary gains, net$013
Net income$394,0003,151
Minority interest net income$064
Net income of bank and minority interests.$394,0003,151
Net charge-offs$179,000792
Cash dividends$196,0001,891
Sale, conversion, retirement of capital stock, net$0697
Net operating income$394,0003,078
2014-12-31 (YTD Data)Rank
Total interest income$7,295,0003,088
Total interest expense$1,244,0002,196
Net interest income$6,051,0003,228
Provision for loan and lease losses$-500,0006,253
Total noninterest income$353,0004,807
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$31,0005,986
Trading account gains and fees$0180
Additional Noninterest Income$322,0003,913
Total noninterest expense$4,313,0003,649
Salaries and employee benefits$2,061,0003,922
Premises and equipment expense$313,0004,590
Additional noninterest expense$1,939,0002,954
Pre-tax net operating income$2,591,0002,513
Securities gains (losses)$03,259
Applicable income taxes$2,0004,394
Income before extraordinary items$2,589,0002,249
Extraordinary gains, net$017
Net income$2,589,0002,248
Minority interest net income$084
Net income of bank and minority interests.$2,589,0002,248
Net charge-offs$291,0002,058
Cash dividends$1,180,0001,845
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,589,0002,201
2014-09-30 (YTD Data)Rank
Total interest income$5,386,0003,142
Total interest expense$944,0002,207
Net interest income$4,442,0003,304
Provision for loan and lease losses$-500,0006,380
Total noninterest income$165,0005,390
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$24,0006,056
Trading account gains and fees$0174
Additional Noninterest Income$141,0004,654
Total noninterest expense$3,248,0003,656
Salaries and employee benefits$1,552,0003,930
Premises and equipment expense$238,0004,608
Additional noninterest expense$1,458,0002,956
Pre-tax net operating income$1,859,0002,643
Securities gains (losses)$02,980
Applicable income taxes$2,0004,434
Income before extraordinary items$1,857,0002,348
Extraordinary gains, net$015
Net income$1,857,0002,349
Minority interest net income$081
Net income of bank and minority interests.$1,857,0002,348
Net charge-offs$296,0001,617
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,857,0002,290
2014-06-30 (YTD Data)Rank
Total interest income$3,445,0003,251
Total interest expense$630,0002,232
Net interest income$2,815,0003,414
Provision for loan and lease losses$-500,0006,502
Total noninterest income$347,0003,750
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$15,0006,119
Trading account gains and fees$0172
Additional Noninterest Income$332,0002,892
Total noninterest expense$2,134,0003,706
Salaries and employee benefits$1,034,0003,950
Premises and equipment expense$160,0004,643
Additional noninterest expense$940,0003,036
Pre-tax net operating income$1,528,0002,243
Securities gains (losses)$02,580
Applicable income taxes$2,0004,388
Income before extraordinary items$1,526,0001,951
Extraordinary gains, net$020
Net income$1,526,0001,955
Minority interest net income$080
Net income of bank and minority interests.$1,526,0001,954
Net charge-offs$185,0001,656
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,526,0001,900
2014-03-31 (YTD Data)Rank
Total interest income$1,679,0003,324
Total interest expense$320,0002,239
Net interest income$1,359,0003,500
Provision for loan and lease losses$-250,0006,587
Total noninterest income$361,0002,525
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$6,0006,247
Trading account gains and fees$0147
Additional Noninterest Income$355,0001,805
Total noninterest expense$1,106,0003,644
Salaries and employee benefits$525,0003,948
Premises and equipment expense$81,0004,681
Additional noninterest expense$500,0002,886
Pre-tax net operating income$864,0001,983
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$864,0001,692
Extraordinary gains, net$016
Net income$864,0001,696
Minority interest net income$066
Net income of bank and minority interests.$864,0001,695
Net charge-offs$181,0001,010
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$864,0001,661
2013-12-31 (YTD Data)Rank
Total interest income$7,641,0003,041
Total interest expense$1,865,0001,812
Net interest income$5,776,0003,354
Provision for loan and lease losses$-411,0006,566
Total noninterest income$465,0004,512
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$35,0006,206
Trading account gains and fees$0184
Additional Noninterest Income$430,0003,550
Total noninterest expense$4,592,0003,603
Salaries and employee benefits$1,970,0004,119
Premises and equipment expense$321,0004,700
Additional noninterest expense$2,301,0002,663
Pre-tax net operating income$2,060,0002,798
Securities gains (losses)$03,182
Applicable income taxes$2,0004,492
Income before extraordinary items$2,058,0002,547
Extraordinary gains, net$029
Net income$2,058,0002,550
Minority interest net income$090
Net income of bank and minority interests.$2,058,0002,550
Net charge-offs$221,0002,904
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,058,0002,490
2013-09-30 (YTD Data)Rank
Total interest income$5,818,0003,032
Total interest expense$1,440,0001,816
Net interest income$4,378,0003,364
Provision for loan and lease losses$-161,0006,609
Total noninterest income$329,0004,674
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$27,0006,270
Trading account gains and fees$0180
Additional Noninterest Income$302,0003,741
Total noninterest expense$3,401,0003,650
Salaries and employee benefits$1,396,0004,244
Premises and equipment expense$245,0004,690
Additional noninterest expense$1,760,0002,608
Pre-tax net operating income$1,467,0002,955
Securities gains (losses)$3,0002,773
Applicable income taxes$1,0004,622
Income before extraordinary items$1,469,0002,699
Extraordinary gains, net$025
Net income$1,469,0002,703
Minority interest net income$084
Net income of bank and minority interests.$1,469,0002,703
Net charge-offs$80,0003,458
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,466,0002,625
2013-06-30 (YTD Data)Rank
Total interest income$3,910,0003,014
Total interest expense$1,019,0001,751
Net interest income$2,891,0003,382
Provision for loan and lease losses$89,0003,117
Total noninterest income$200,0004,835
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$14,0006,410
Trading account gains and fees$0157
Additional Noninterest Income$186,0003,901
Total noninterest expense$2,254,0003,683
Salaries and employee benefits$902,0004,363
Premises and equipment expense$165,0004,684
Additional noninterest expense$1,187,0002,566
Pre-tax net operating income$748,0003,455
Securities gains (losses)$3,0002,553
Applicable income taxes$1,0004,582
Income before extraordinary items$750,0003,189
Extraordinary gains, net$022
Net income$750,0003,191
Minority interest net income$082
Net income of bank and minority interests.$750,0003,192
Net charge-offs$80,0002,960
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$747,0003,097
2013-03-31 (YTD Data)Rank
Total interest income$1,896,0003,116
Total interest expense$531,0001,728
Net interest income$1,365,0003,530
Provision for loan and lease losses$27,0003,386
Total noninterest income$288,0003,064
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$5,0006,566
Trading account gains and fees$0148
Additional Noninterest Income$283,0002,302
Total noninterest expense$1,118,0003,734
Salaries and employee benefits$413,0004,616
Premises and equipment expense$83,0004,710
Additional noninterest expense$622,0002,464
Pre-tax net operating income$508,0002,837
Securities gains (losses)$3,0001,729
Applicable income taxes$04,602
Income before extraordinary items$511,0002,541
Extraordinary gains, net$010
Net income$511,0002,544
Minority interest net income$076
Net income of bank and minority interests.$511,0002,543
Net charge-offs$126,0001,715
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$508,0002,466
2012-12-31 (YTD Data)Rank
Total interest income$8,628,0002,925
Total interest expense$2,796,0001,588
Net interest income$5,832,0003,442
Provision for loan and lease losses$616,0002,419
Total noninterest income$648,0004,031
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$50,0006,225
Trading account gains and fees$0166
Additional Noninterest Income$598,0003,100
Total noninterest expense$5,074,0003,424
Salaries and employee benefits$1,663,0004,593
Premises and equipment expense$268,0005,199
Additional noninterest expense$3,143,0002,067
Pre-tax net operating income$790,0004,355
Securities gains (losses)$1,0003,729
Applicable income taxes$2,0004,597
Income before extraordinary items$789,0004,286
Extraordinary gains, net$029
Net income$789,0004,284
Minority interest net income$093
Net income of bank and minority interests.$789,0004,286
Net charge-offs$2,545,000961
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$788,0004,122
2012-09-30 (YTD Data)Rank
Total interest income$6,753,0002,881
Total interest expense$2,190,0001,590
Net interest income$4,563,0003,394
Provision for loan and lease losses$546,0002,166
Total noninterest income$275,0005,003
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$38,0006,290
Trading account gains and fees$0157
Additional Noninterest Income$237,0004,012
Total noninterest expense$3,659,0003,554
Salaries and employee benefits$1,232,0004,641
Premises and equipment expense$188,0005,392
Additional noninterest expense$2,239,0002,167
Pre-tax net operating income$633,0004,376
Securities gains (losses)$1,0003,476
Applicable income taxes$2,0004,631
Income before extraordinary items$632,0004,281
Extraordinary gains, net$020
Net income$632,0004,280
Minority interest net income$086
Net income of bank and minority interests.$632,0004,280
Net charge-offs$2,185,000867
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$631,0004,104
2012-06-30 (YTD Data)Rank
Total interest income$4,639,0002,839
Total interest expense$1,555,0001,551
Net interest income$3,084,0003,367
Provision for loan and lease losses$546,0001,716
Total noninterest income$102,0005,769
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$25,0006,336
Trading account gains and fees$0153
Additional Noninterest Income$77,0004,985
Total noninterest expense$2,427,0003,584
Salaries and employee benefits$875,0004,509
Premises and equipment expense$122,0005,474
Additional noninterest expense$1,430,0002,261
Pre-tax net operating income$213,0005,230
Securities gains (losses)$1,0003,081
Applicable income taxes$1,0004,644
Income before extraordinary items$213,0005,266
Extraordinary gains, net$019
Net income$213,0005,265
Minority interest net income$084
Net income of bank and minority interests.$213,0005,265
Net charge-offs$2,207,000642
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$212,0005,067
2012-03-31 (YTD Data)Rank
Total interest income$2,349,0002,830
Total interest expense$820,0001,537
Net interest income$1,529,0003,407
Provision for loan and lease losses$347,0001,375
Total noninterest income$168,0003,997
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$13,0006,301
Trading account gains and fees$0148
Additional Noninterest Income$155,0003,025
Total noninterest expense$1,185,0003,666
Salaries and employee benefits$402,0004,763
Premises and equipment expense$49,0005,874
Additional noninterest expense$734,0002,194
Pre-tax net operating income$165,0004,790
Securities gains (losses)$1,0002,095
Applicable income taxes$1,0004,577
Income before extraordinary items$165,0004,689
Extraordinary gains, net$019
Net income$165,0004,693
Minority interest net income$078
Net income of bank and minority interests.$165,0004,693
Net charge-offs$1,403,000535
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$164,0104,569
2011-12-31 (YTD Data)Rank
Total interest income$10,438,0002,665
Total interest expense$3,906,0001,557
Net interest income$6,532,0003,240
Provision for loan and lease losses$4,519,000851
Total noninterest income$-1,407,0007,274
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$54,0006,260
Trading account gains and fees$0146
Additional Noninterest Income$-1,461,0007,234
Total noninterest expense$4,520,0003,789
Salaries and employee benefits$1,683,0004,632
Premises and equipment expense$247,0005,632
Additional noninterest expense$2,590,0002,525
Pre-tax net operating income$-3,914,0006,992
Securities gains (losses)$03,838
Applicable income taxes$2,0004,563
Income before extraordinary items$-3,916,0007,014
Extraordinary gains, net$029
Net income$-3,916,0007,015
Minority interest net income$096
Net income of bank and minority interests.$-3,916,0007,015
Net charge-offs$3,269,0001,128
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-3,916,0006,998
2011-09-30 (YTD Data)Rank
Total interest income$8,098,0002,600
Total interest expense$3,046,0001,554
Net interest income$5,052,0003,187
Provision for loan and lease losses$2,247,0001,149
Total noninterest income$513,0003,838
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$43,0006,245
Trading account gains and fees$0145
Additional Noninterest Income$470,0002,790
Total noninterest expense$4,370,0003,128
Salaries and employee benefits$1,280,0004,608
Premises and equipment expense$167,0005,861
Additional noninterest expense$2,923,0001,742
Pre-tax net operating income$-1,052,0006,808
Securities gains (losses)$03,555
Applicable income taxes$2,0004,555
Income before extraordinary items$-1,054,0006,874
Extraordinary gains, net$021
Net income$-1,054,0006,876
Minority interest net income$087
Net income of bank and minority interests.$-1,054,0006,875
Net charge-offs$1,545,0001,460
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,054,0006,840
2011-06-30 (YTD Data)Rank
Total interest income$5,527,0002,568
Total interest expense$2,058,0001,592
Net interest income$3,469,0003,110
Provision for loan and lease losses$1,932,000935
Total noninterest income$298,0004,116
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$26,0006,338
Trading account gains and fees$0153
Additional Noninterest Income$272,0003,025
Total noninterest expense$3,382,0002,768
Salaries and employee benefits$853,0004,651
Premises and equipment expense$128,0005,646
Additional noninterest expense$2,401,0001,459
Pre-tax net operating income$-1,547,0007,108
Securities gains (losses)$02,914
Applicable income taxes$1,0004,573
Income before extraordinary items$-1,548,0007,147
Extraordinary gains, net$015
Net income$-1,548,0007,148
Minority interest net income$089
Net income of bank and minority interests.$-1,548,0007,148
Net charge-offs$1,115,0001,381
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,548,0007,134
2011-03-31 (YTD Data)Rank
Total interest income$2,902,0002,458
Total interest expense$1,075,0001,582
Net interest income$1,827,0002,963
Provision for loan and lease losses$2,087,000501
Total noninterest income$134,0004,375
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$10,0006,519
Trading account gains and fees$0158
Additional Noninterest Income$124,0003,207
Total noninterest expense$2,406,0002,010
Salaries and employee benefits$436,0004,609
Premises and equipment expense$86,0005,068
Additional noninterest expense$1,884,000949
Pre-tax net operating income$-2,532,0007,433
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-2,532,0007,434
Extraordinary gains, net$09
Net income$-2,532,0007,433
Minority interest net income$086
Net income of bank and minority interests.$-2,532,0007,434
Net charge-offs$785,0001,006
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-2,532,0007,436
2010-12-31 (YTD Data)Rank
Total interest income$11,963,0002,505
Total interest expense$5,289,0001,568
Net interest income$6,674,0003,204
Provision for loan and lease losses$4,306,0001,271
Total noninterest income$396,0004,974
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$61,0006,060
Trading account gains and fees$0175
Additional Noninterest Income$335,0003,797
Total noninterest expense$4,332,0003,992
Salaries and employee benefits$1,631,0004,813
Premises and equipment expense$332,0005,200
Additional noninterest expense$2,369,0002,797
Pre-tax net operating income$-1,568,0006,669
Securities gains (losses)$03,793
Applicable income taxes$2,0004,467
Income before extraordinary items$-1,570,0006,759
Extraordinary gains, net$029
Net income$-1,570,0006,759
Minority interest net income$0111
Net income of bank and minority interests.$-1,570,0006,760
Net charge-offs$3,749,0001,271
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-1,570,0006,736
2010-09-30 (YTD Data)Rank
Total interest income$9,226,0002,500
Total interest expense$4,082,0001,591
Net interest income$5,144,0003,164
Provision for loan and lease losses$3,083,0001,246
Total noninterest income$270,0005,210
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$48,0006,104
Trading account gains and fees$0165
Additional Noninterest Income$222,0003,996
Total noninterest expense$2,877,0004,341
Salaries and employee benefits$1,250,0004,791
Premises and equipment expense$246,0005,272
Additional noninterest expense$1,381,0003,453
Pre-tax net operating income$-546,0006,579
Securities gains (losses)$03,651
Applicable income taxes$2,0004,515
Income before extraordinary items$-548,0006,686
Extraordinary gains, net$023
Net income$-548,0006,687
Minority interest net income$0110
Net income of bank and minority interests.$-548,0006,687
Net charge-offs$2,417,0001,339
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-548,0006,633
2010-06-30 (YTD Data)Rank
Total interest income$6,185,0002,511
Total interest expense$2,821,0001,601
Net interest income$3,364,0003,201
Provision for loan and lease losses$1,341,0001,633
Total noninterest income$136,0005,649
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$36,0005,999
Trading account gains and fees$0152
Additional Noninterest Income$100,0004,645
Total noninterest expense$1,985,0004,255
Salaries and employee benefits$817,0004,870
Premises and equipment expense$164,0005,318
Additional noninterest expense$1,004,0003,196
Pre-tax net operating income$174,0005,068
Securities gains (losses)$03,184
Applicable income taxes$1,0004,552
Income before extraordinary items$173,0005,076
Extraordinary gains, net$019
Net income$173,0005,079
Minority interest net income$0105
Net income of bank and minority interests.$173,0005,078
Net charge-offs$1,531,0001,352
Cash dividends$73,0003,032
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$173,0004,920
2010-03-31 (YTD Data)Rank
Total interest income$3,191,0002,496
Total interest expense$1,460,0001,611
Net interest income$1,731,0003,165
Provision for loan and lease losses$732,0001,435
Total noninterest income$65,0005,755
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$18,0006,033
Trading account gains and fees$0175
Additional Noninterest Income$47,0004,792
Total noninterest expense$1,000,0004,281
Salaries and employee benefits$401,0004,996
Premises and equipment expense$83,0005,367
Additional noninterest expense$516,0003,086
Pre-tax net operating income$64,0005,484
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$64,0005,478
Extraordinary gains, net$016
Net income$64,0005,480
Minority interest net income$091
Net income of bank and minority interests.$64,0005,479
Net charge-offs$856,0001,156
Cash dividends$27,0002,455
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$64,0005,374
2009-12-31 (YTD Data)Rank
Total interest income$13,986,0002,383
Total interest expense$6,256,0001,863
Net interest income$7,730,0002,809
Provision for loan and lease losses$3,640,0001,757
Total noninterest income$356,0005,326
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$126,0005,426
Trading account gains and fees$0211
Additional Noninterest Income$230,0004,417
Total noninterest expense$3,408,0004,806
Salaries and employee benefits$1,696,0004,830
Premises and equipment expense$335,0005,412
Additional noninterest expense$1,377,0004,319
Pre-tax net operating income$1,038,0002,930
Securities gains (losses)$03,754
Applicable income taxes$2,0004,160
Income before extraordinary items$1,036,0002,709
Extraordinary gains, net$034
Net income$1,036,0002,708
Minority interest net income$0115
Net income of bank and minority interests.$1,036,0002,709
Net charge-offs$2,484,0001,802
Cash dividends$1,387,0001,270
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,036,0002,660
2009-09-30 (YTD Data)Rank
Total interest income$10,647,0002,393
Total interest expense$4,681,0001,941
Net interest income$5,966,0002,755
Provision for loan and lease losses$2,216,0001,787
Total noninterest income$121,0006,612
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$90,0005,522
Trading account gains and fees$0212
Additional Noninterest Income$31,0006,688
Total noninterest expense$2,607,0004,752
Salaries and employee benefits$1,433,0004,522
Premises and equipment expense$251,0005,461
Additional noninterest expense$923,0004,651
Pre-tax net operating income$1,264,0002,347
Securities gains (losses)$03,497
Applicable income taxes$2,0004,371
Income before extraordinary items$1,262,0002,092
Extraordinary gains, net$027
Net income$1,262,0002,090
Minority interest net income$0118
Net income of bank and minority interests.$1,262,0002,092
Net charge-offs$1,599,0001,706
Cash dividends$1,483,000880
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,262,0002,045
2009-06-30 (YTD Data)Rank
Total interest income$7,068,0002,436
Total interest expense$3,154,0002,015
Net interest income$3,914,0002,781
Provision for loan and lease losses$995,0002,074
Total noninterest income$74,0006,766
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$54,0005,697
Trading account gains and fees$0193
Additional Noninterest Income$20,0006,800
Total noninterest expense$1,780,0004,724
Salaries and employee benefits$991,0004,465
Premises and equipment expense$171,0005,466
Additional noninterest expense$618,0004,640
Pre-tax net operating income$1,213,0001,808
Securities gains (losses)$03,136
Applicable income taxes$1,0004,523
Income before extraordinary items$1,212,0001,533
Extraordinary gains, net$021
Net income$1,212,0001,530
Minority interest net income$0112
Net income of bank and minority interests.$1,212,0001,532
Net charge-offs$1,089,0001,569
Cash dividends$1,462,000625
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,212,0001,510
2009-03-31 (YTD Data)Rank
Total interest income$3,655,0002,380
Total interest expense$1,595,0002,057
Net interest income$2,060,0002,634
Provision for loan and lease losses$502,0001,757
Total noninterest income$36,0006,805
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$25,0005,766
Trading account gains and fees$0171
Additional Noninterest Income$11,0006,794
Total noninterest expense$891,0004,640
Salaries and employee benefits$507,0004,420
Premises and equipment expense$86,0005,495
Additional noninterest expense$298,0004,431
Pre-tax net operating income$703,0001,800
Securities gains (losses)$02,434
Applicable income taxes$1,0004,679
Income before extraordinary items$702,0001,548
Extraordinary gains, net$015
Net income$702,0001,550
Minority interest net income$0102
Net income of bank and minority interests.$702,0001,550
Net charge-offs$40,0003,753
Cash dividends$1,246,000354
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$702,0001,469
2008-12-31 (YTD Data)Rank
Total interest income$14,120,0002,618
Total interest expense$6,638,0002,297
Net interest income$7,482,0002,872
Provision for loan and lease losses$1,702,0001,997
Total noninterest income$150,0006,889
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$122,0005,633
Trading account gains and fees$0154
Additional Noninterest Income$28,0007,222
Total noninterest expense$3,419,0004,712
Salaries and employee benefits$2,128,0004,251
Premises and equipment expense$333,0005,543
Additional noninterest expense$958,0004,953
Pre-tax net operating income$2,511,0002,082
Securities gains (losses)$03,220
Applicable income taxes$2,0004,800
Income before extraordinary items$2,509,0001,618
Extraordinary gains, net$039
Net income$2,509,0001,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$418,0003,058
Cash dividends$1,660,0001,585
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,509,0001,724
2008-09-30 (YTD Data)Rank
Total interest income$10,354,0002,732
Total interest expense$4,963,0002,391
Net interest income$5,391,0003,000
Provision for loan and lease losses$966,0001,863
Total noninterest income$119,0006,918
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$99,0005,550
Trading account gains and fees$0148
Additional Noninterest Income$20,0007,419
Total noninterest expense$2,536,0004,724
Salaries and employee benefits$1,602,0004,257
Premises and equipment expense$248,0005,592
Additional noninterest expense$686,0005,017
Pre-tax net operating income$2,008,0002,307
Securities gains (losses)$03,106
Applicable income taxes$2,0005,168
Income before extraordinary items$2,006,0001,775
Extraordinary gains, net$031
Net income$2,006,0001,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$365,0002,325
Cash dividends$1,447,0001,363
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,006,0001,870
2008-06-30 (YTD Data)Rank
Total interest income$6,735,0002,827
Total interest expense$3,245,0002,521
Net interest income$3,490,0003,062
Provision for loan and lease losses$767,0001,452
Total noninterest income$90,0006,796
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$75,0005,373
Trading account gains and fees$0149
Additional Noninterest Income$15,0007,431
Total noninterest expense$1,656,0004,815
Salaries and employee benefits$1,053,0004,358
Premises and equipment expense$173,0005,534
Additional noninterest expense$430,0005,194
Pre-tax net operating income$1,157,0002,657
Securities gains (losses)$03,233
Applicable income taxes$1,0005,487
Income before extraordinary items$1,156,0002,283
Extraordinary gains, net$021
Net income$1,156,0002,283
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,0001,895
Cash dividends$1,132,0001,283
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,156,0002,232
2008-03-31 (YTD Data)Rank
Total interest income$3,367,0002,902
Total interest expense$1,584,0002,738
Net interest income$1,783,0003,009
Provision for loan and lease losses$222,0001,724
Total noninterest income$42,0006,902
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$38,0005,321
Trading account gains and fees$0158
Additional Noninterest Income$4,0007,805
Total noninterest expense$773,0005,038
Salaries and employee benefits$485,0004,662
Premises and equipment expense$87,0005,531
Additional noninterest expense$201,0005,362
Pre-tax net operating income$830,0002,075
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$830,0001,760
Extraordinary gains, net$015
Net income$830,0001,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0001,434
Cash dividends$970,000792
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$830,0001,694
2007-12-31 (YTD Data)Rank
Total interest income$14,093,0002,844
Total interest expense$6,060,0002,981
Net interest income$8,033,0002,717
Provision for loan and lease losses$754,0001,739
Total noninterest income$432,0005,334
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$334,0003,871
Trading account gains and fees$0178
Additional Noninterest Income$98,0006,242
Total noninterest expense$2,650,0005,422
Salaries and employee benefits$1,626,0005,048
Premises and equipment expense$327,0005,572
Additional noninterest expense$697,0005,747
Pre-tax net operating income$5,061,0001,622
Securities gains (losses)$02,146
Applicable income taxes$3,0005,864
Income before extraordinary items$5,058,0001,263
Extraordinary gains, net$039
Net income$5,058,0001,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0002,423
Cash dividends$3,075,0001,153
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,058,0001,252
2007-09-30 (YTD Data)Rank
Total interest income$10,486,0002,867
Total interest expense$4,487,0003,006
Net interest income$5,999,0002,724
Provision for loan and lease losses$396,0001,881
Total noninterest income$272,0005,729
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$230,0004,037
Trading account gains and fees$0184
Additional Noninterest Income$42,0006,996
Total noninterest expense$1,907,0005,524
Salaries and employee benefits$1,200,0005,093
Premises and equipment expense$240,0005,610
Additional noninterest expense$467,0005,992
Pre-tax net operating income$3,968,0001,679
Securities gains (losses)$01,655
Applicable income taxes$2,0006,041
Income before extraordinary items$3,966,0001,298
Extraordinary gains, net$033
Net income$3,966,0001,295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$273,0001,622
Cash dividends$2,615,000971
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,966,0001,289
2007-06-30 (YTD Data)Rank
Total interest income$7,054,0002,856
Total interest expense$2,903,0003,086
Net interest income$4,151,0002,672
Provision for loan and lease losses$127,0002,884
Total noninterest income$150,0006,137
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$135,0004,319
Trading account gains and fees$0168
Additional Noninterest Income$15,0007,629
Total noninterest expense$1,280,0005,522
Salaries and employee benefits$800,0005,133
Premises and equipment expense$162,0005,630
Additional noninterest expense$318,0005,962
Pre-tax net operating income$2,894,0001,602
Securities gains (losses)$01,444
Applicable income taxes$2,0006,068
Income before extraordinary items$2,892,0001,239
Extraordinary gains, net$029
Net income$2,892,0001,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,409
Cash dividends$2,163,000821
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,892,0001,218
2007-03-31 (YTD Data)Rank
Total interest income$3,337,0003,001
Total interest expense$1,395,0003,174
Net interest income$1,942,0002,835
Provision for loan and lease losses$78,0002,375
Total noninterest income$69,0006,268
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$62,0004,457
Trading account gains and fees$0195
Additional Noninterest Income$7,0007,693
Total noninterest expense$621,0005,644
Salaries and employee benefits$395,0005,209
Premises and equipment expense$79,0005,713
Additional noninterest expense$147,0006,164
Pre-tax net operating income$1,312,0001,737
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,312,0001,340
Extraordinary gains, net$022
Net income$1,312,0001,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$1,497,000599
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,312,0001,333
2006-12-31 (YTD Data)Rank
Total interest income$11,148,0003,285
Total interest expense$4,244,0003,444
Net interest income$6,904,0003,142
Provision for loan and lease losses$398,0002,287
Total noninterest income$474,0005,251
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$231,0004,679
Trading account gains and fees$0130
Additional Noninterest Income$243,0004,715
Total noninterest expense$2,479,0005,508
Salaries and employee benefits$1,561,0005,062
Premises and equipment expense$278,0005,935
Additional noninterest expense$640,0005,878
Pre-tax net operating income$4,501,0002,053
Securities gains (losses)$01,687
Applicable income taxes$6,0006,282
Income before extraordinary items$4,495,0001,613
Extraordinary gains, net$051
Net income$4,495,0001,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,861
Cash dividends$2,149,0001,440
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,495,0001,598
2006-09-30 (YTD Data)Rank
Total interest income$7,998,0003,379
Total interest expense$3,019,0003,498
Net interest income$4,979,0003,285
Provision for loan and lease losses$239,0002,529
Total noninterest income$289,0005,707
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$181,0004,618
Trading account gains and fees$0126
Additional Noninterest Income$108,0005,705
Total noninterest expense$1,840,0005,526
Salaries and employee benefits$1,171,0005,052
Premises and equipment expense$202,0006,046
Additional noninterest expense$467,0005,963
Pre-tax net operating income$3,189,0002,217
Securities gains (losses)$01,388
Applicable income taxes$4,0006,438
Income before extraordinary items$3,185,0001,748
Extraordinary gains, net$045
Net income$3,185,0001,750
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,984
Cash dividends$1,600,0001,361
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,185,0001,733
2006-06-30 (YTD Data)Rank
Total interest income$5,207,0003,395
Total interest expense$1,830,0003,621
Net interest income$3,377,0003,238
Provision for loan and lease losses$159,0002,501
Total noninterest income$219,0005,440
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$129,0004,447
Trading account gains and fees$0126
Additional Noninterest Income$90,0005,350
Total noninterest expense$1,200,0005,614
Salaries and employee benefits$784,0005,052
Premises and equipment expense$134,0006,061
Additional noninterest expense$282,0006,257
Pre-tax net operating income$2,237,0002,127
Securities gains (losses)$01,185
Applicable income taxes$4,0006,395
Income before extraordinary items$2,233,0001,633
Extraordinary gains, net$039
Net income$2,233,0001,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$1,200,0001,237
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,233,0001,620
2006-03-31 (YTD Data)Rank
Total interest income$2,376,0003,565
Total interest expense$823,0003,751
Net interest income$1,553,0003,446
Provision for loan and lease losses$27,0004,199
Total noninterest income$126,0005,087
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$62,0004,465
Trading account gains and fees$0115
Additional Noninterest Income$64,0004,593
Total noninterest expense$573,0005,764
Salaries and employee benefits$386,0005,132
Premises and equipment expense$76,0005,765
Additional noninterest expense$111,0006,846
Pre-tax net operating income$1,079,0002,150
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,079,0001,661
Extraordinary gains, net$021
Net income$1,079,0001,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$714,0001,007
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,079,0001,644
2005-12-31 (YTD Data)Rank
Total interest income$9,382,0003,317
Total interest expense$3,155,0003,190
Net interest income$6,227,0003,322
Provision for loan and lease losses$154,0004,081
Total noninterest income$306,0006,286
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$189,0005,154
Trading account gains and fees$0138
Additional Noninterest Income$117,0006,159
Total noninterest expense$1,989,0006,133
Salaries and employee benefits$1,221,0005,739
Premises and equipment expense$286,0005,865
Additional noninterest expense$482,0006,680
Pre-tax net operating income$4,390,0002,077
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$4,390,0001,603
Extraordinary gains, net$046
Net income$4,390,0001,602
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0003,834
Cash dividends$2,569,0001,176
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,390,0001,579
2005-09-30 (YTD Data)Rank
Total interest income$7,135,0003,225
Total interest expense$2,323,0003,103
Net interest income$4,812,0003,244
Provision for loan and lease losses$150,0003,463
Total noninterest income$194,0006,640
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$141,0005,203
Trading account gains and fees$0126
Additional Noninterest Income$53,0006,977
Total noninterest expense$1,469,0006,149
Salaries and employee benefits$913,0005,718
Premises and equipment expense$214,0005,869
Additional noninterest expense$342,0006,790
Pre-tax net operating income$3,387,0002,039
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$3,387,0001,558
Extraordinary gains, net$035
Net income$3,387,0001,558
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0003,080
Cash dividends$2,145,000998
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,387,0001,529
2005-06-30 (YTD Data)Rank
Total interest income$4,713,0003,190
Total interest expense$1,536,0002,992
Net interest income$3,177,0003,248
Provision for loan and lease losses$86,0003,665
Total noninterest income$123,0006,704
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$88,0005,294
Trading account gains and fees$0116
Additional Noninterest Income$35,0006,983
Total noninterest expense$996,0006,078
Salaries and employee benefits$618,0005,659
Premises and equipment expense$145,0005,799
Additional noninterest expense$233,0006,740
Pre-tax net operating income$2,218,0002,018
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$2,218,0001,550
Extraordinary gains, net$030
Net income$2,218,0001,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$64,0002,429
Cash dividends$1,654,000867
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,218,0001,532
2005-03-31 (YTD Data)Rank
Total interest income$2,276,0003,250
Total interest expense$755,0002,937
Net interest income$1,521,0003,371
Provision for loan and lease losses$53,0003,110
Total noninterest income$43,0007,298
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$38,0005,561
Trading account gains and fees$0115
Additional Noninterest Income$5,0008,232
Total noninterest expense$480,0006,250
Salaries and employee benefits$315,0005,618
Premises and equipment expense$64,0006,186
Additional noninterest expense$101,0007,119
Pre-tax net operating income$1,031,0002,113
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,031,0001,618
Extraordinary gains, net$024
Net income$1,031,0001,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0001,591
Cash dividends$1,154,000575
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,031,0001,600
2004-12-31 (YTD Data)Rank
Total interest income$7,451,0003,616
Total interest expense$2,219,0003,349
Net interest income$5,232,0003,675
Provision for loan and lease losses$388,0002,430
Total noninterest income$164,0007,476
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$107,0006,373
Trading account gains and fees$0138
Additional Noninterest Income$57,0007,247
Total noninterest expense$1,805,0006,355
Salaries and employee benefits$1,111,0005,938
Premises and equipment expense$250,0006,186
Additional noninterest expense$444,0006,872
Pre-tax net operating income$3,203,0002,447
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$3,203,0001,958
Extraordinary gains, net$034
Net income$3,203,0001,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$1,839,0001,463
Sale, conversion, retirement of capital stock, net$0872
Net operating income$3,203,0001,910
2004-09-30 (YTD Data)Rank
Total interest income$5,267,0003,765
Total interest expense$1,551,0003,514
Net interest income$3,716,0003,816
Provision for loan and lease losses$321,0002,137
Total noninterest income$99,0007,812
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$75,0006,528
Trading account gains and fees$0134
Additional Noninterest Income$24,0007,924
Total noninterest expense$1,324,0006,389
Salaries and employee benefits$803,0006,011
Premises and equipment expense$192,0006,119
Additional noninterest expense$329,0006,885
Pre-tax net operating income$2,170,0002,687
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,170,0002,160
Extraordinary gains, net$026
Net income$2,170,0002,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$1,404,0001,340
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,170,0002,107
2004-06-30 (YTD Data)Rank
Total interest income$3,290,0003,973
Total interest expense$962,0003,719
Net interest income$2,328,0004,006
Provision for loan and lease losses$214,0002,079
Total noninterest income$53,0008,120
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$44,0006,706
Trading account gains and fees$0130
Additional Noninterest Income$9,0008,365
Total noninterest expense$813,0006,668
Salaries and employee benefits$475,0006,462
Premises and equipment expense$128,0006,144
Additional noninterest expense$210,0007,018
Pre-tax net operating income$1,354,0002,807
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,354,0002,267
Extraordinary gains, net$021
Net income$1,354,0002,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$1,100,0001,157
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,354,0002,205
2004-03-31 (YTD Data)Rank
Total interest income$1,598,0004,072
Total interest expense$466,0003,864
Net interest income$1,132,0004,089
Provision for loan and lease losses$76,0002,538
Total noninterest income$29,0008,016
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$20,0006,805
Trading account gains and fees$0121
Additional Noninterest Income$9,0007,855
Total noninterest expense$378,0006,913
Salaries and employee benefits$229,0006,615
Premises and equipment expense$65,0006,100
Additional noninterest expense$84,0007,525
Pre-tax net operating income$707,0002,684
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$707,0002,153
Extraordinary gains, net$016
Net income$707,0002,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$809,000793
Sale, conversion, retirement of capital stock, net$0464
Net operating income$707,0002,075
2003-12-31 (YTD Data)Rank
Total interest income$5,372,0004,650
Total interest expense$1,737,0004,461
Net interest income$3,635,0004,671
Provision for loan and lease losses$383,0002,677
Total noninterest income$89,0008,422
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$67,0007,147
Trading account gains and fees$0160
Additional Noninterest Income$22,0008,373
Total noninterest expense$1,391,0007,089
Salaries and employee benefits$872,0006,682
Premises and equipment expense$189,0006,917
Additional noninterest expense$330,0007,575
Pre-tax net operating income$1,950,0003,447
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$1,950,0002,919
Extraordinary gains, net$054
Net income$1,950,0002,919
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0003,719
Cash dividends$1,406,0001,819
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,950,0002,795
2003-09-30 (YTD Data)Rank
Total interest income$3,817,0004,886
Total interest expense$1,266,0004,656
Net interest income$2,551,0004,905
Provision for loan and lease losses$319,0002,394
Total noninterest income$74,0008,378
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$50,0007,213
Trading account gains and fees$0153
Additional Noninterest Income$24,0008,092
Total noninterest expense$969,0007,282
Salaries and employee benefits$605,0006,896
Premises and equipment expense$135,0007,046
Additional noninterest expense$229,0007,740
Pre-tax net operating income$1,337,0003,781
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,337,0003,222
Extraordinary gains, net$040
Net income$1,337,0003,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0002,758
Cash dividends$1,130,0001,591
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,337,0003,075
2003-06-30 (YTD Data)Rank
Total interest income$2,378,0005,162
Total interest expense$828,0004,832
Net interest income$1,550,0005,236
Provision for loan and lease losses$157,0002,933
Total noninterest income$60,0008,151
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$44,0006,806
Trading account gains and fees$0150
Additional Noninterest Income$16,0008,080
Total noninterest expense$619,0007,405
Salaries and employee benefits$410,0006,874
Premises and equipment expense$86,0007,125
Additional noninterest expense$123,0008,136
Pre-tax net operating income$834,0003,949
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$834,0003,401
Extraordinary gains, net$030
Net income$834,0003,401
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,431
Cash dividends$904,0001,419
Sale, conversion, retirement of capital stock, net$0589
Net operating income$834,0003,220
2003-03-31 (YTD Data)Rank
Total interest income$1,159,0005,267
Total interest expense$423,0004,870
Net interest income$736,0005,384
Provision for loan and lease losses$65,0003,141
Total noninterest income$29,0008,205
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$27,0006,433
Trading account gains and fees$0134
Additional Noninterest Income$2,0008,884
Total noninterest expense$296,0007,550
Salaries and employee benefits$199,0006,991
Premises and equipment expense$43,0007,175
Additional noninterest expense$54,0008,376
Pre-tax net operating income$404,0004,009
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$404,0003,426
Extraordinary gains, net$021
Net income$404,0003,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$712,000903
Sale, conversion, retirement of capital stock, net$0419
Net operating income$404,0003,263
2002-12-31 (YTD Data)Rank
Total interest income$4,302,0005,681
Total interest expense$1,563,0005,598
Net interest income$2,739,0005,602
Provision for loan and lease losses$162,0004,778
Total noninterest income$140,0007,936
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$96,0006,642
Trading account gains and fees$0153
Additional Noninterest Income$44,0007,759
Total noninterest expense$1,215,0007,434
Salaries and employee benefits$762,0007,036
Premises and equipment expense$196,0006,807
Additional noninterest expense$257,0008,122
Pre-tax net operating income$1,502,0004,120
Securities gains (losses)$04,537
Applicable income taxes$68,0006,305
Income before extraordinary items$1,434,0003,613
Extraordinary gains, net$070
Net income$1,434,0003,613
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$1,016,0002,203
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,434,0003,511
2001-12-31 (YTD Data)Rank
Total interest income$3,264,0006,965
Total interest expense$1,411,0007,169
Net interest income$1,853,0006,697
Provision for loan and lease losses$156,0004,697
Total noninterest income$130,0008,097
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$127,0006,132
Trading account gains and fees$0177
Additional Noninterest Income$3,0009,387
Total noninterest expense$1,019,0007,908
Salaries and employee benefits$584,0007,743
Premises and equipment expense$158,0007,401
Additional noninterest expense$277,0008,024
Pre-tax net operating income$808,0005,465
Securities gains (losses)$10,0003,593
Applicable income taxes$339,0004,044
Income before extraordinary items$479,0006,182
Extraordinary gains, net$0105
Net income$479,0006,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0006,392
Cash dividends$118,0005,629
Sale, conversion, retirement of capital stock, net$0922
Net operating income$472,6006,080
2000-12-31 (YTD Data)Rank
Total interest income$1,721,0008,716
Total interest expense$792,0008,667
Net interest income$929,0008,631
Provision for loan and lease losses$85,0005,634
Total noninterest income$69,0009,046
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$63,0007,329
Trading account gains and feesNANA
Additional Noninterest Income$6,0009,605
Total noninterest expense$662,0008,927
Salaries and employee benefits$283,0009,338
Premises and equipment expense$84,0008,716
Additional noninterest expense$295,0007,985
Pre-tax net operating income$251,0008,123
Securities gains (losses)$01,956
Applicable income taxes$93,0006,606
Income before extraordinary items$158,0008,362
Extraordinary gains, net$038
Net income$158,0008,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0007,122
Cash dividends$117,0005,815
Sale, conversion, retirement of capital stock, net$0969
Net operating income$158,0008,362
1999-12-31 (YTD Data)Rank
Total interest income$1,106,0009,511
Total interest expense$497,0009,450
Net interest income$609,0009,495
Provision for loan and lease losses$35,0007,095
Total noninterest income$73,0009,239
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$43,0008,006
Trading account gains and feesNANA
Additional Noninterest Income$30,0008,834
Total noninterest expense$351,0009,979
Salaries and employee benefits$190,0009,948
Premises and equipment expense$35,0009,905
Additional noninterest expense$126,0009,736
Pre-tax net operating income$296,0008,114
Securities gains (losses)$1,0002,805
Applicable income taxes$117,0006,695
Income before extraordinary items$180,0008,433
Extraordinary gains, net$035
Net income$180,0008,432
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0006,573
Cash dividends$149,0005,690
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$179,3608,411
1998-12-31 (YTD Data)Rank
Total interest income$1,104,0009,758
Total interest expense$450,0009,802
Net interest income$654,0009,601
Provision for loan and lease losses$27,0007,449
Total noninterest income$67,0009,567
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$61,0007,757
Trading account gains and feesNANA
Additional Noninterest Income$6,00010,162
Total noninterest expense$284,00010,285
Salaries and employee benefits$149,00010,270
Premises and equipment expense$32,00010,146
Additional noninterest expense$103,00010,114
Pre-tax net operating income$410,0007,823
Securities gains (losses)$1,0004,151
Applicable income taxes$181,0006,408
Income before extraordinary items$230,0008,391
Extraordinary gains, net$032
Net income$230,0008,390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$93,0006,368
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$229,3608,325
1997-12-31 (YTD Data)Rank
Total interest income$794,00010,486
Total interest expense$304,00010,507
Net interest income$490,00010,395
Provision for loan and lease losses$08,829
Total noninterest income$52,00010,248
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$46,0008,517
Trading account gains and feesNANA
Additional Noninterest Income$6,00010,622
Total noninterest expense$303,00010,698
Salaries and employee benefits$162,00010,684
Premises and equipment expense$34,00010,554
Additional noninterest expense$107,00010,471
Pre-tax net operating income$239,0009,358
Securities gains (losses)$1,0003,559
Applicable income taxes$98,0008,429
Income before extraordinary items$142,0009,657
Extraordinary gains, net$044
Net income$142,0009,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$50,0007,161
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$141,3609,614
1996-12-31 (YTD Data)Rank
Total interest income$98,00011,414
Total interest expense$38,00011,375
Net interest income$60,00011,419
Provision for loan and lease losses$09,041
Total noninterest income$6,00011,345
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$5,0009,817
Trading account gains and feesNANA
Additional Noninterest Income$1,00011,358
Total noninterest expense$53,00011,441
Salaries and employee benefits$27,00011,427
Premises and equipment expense$4,00011,405
Additional noninterest expense$22,00011,440
Pre-tax net operating income$13,00010,733
Securities gains (losses)$04,148
Applicable income taxes$010,572
Income before extraordinary items$13,00010,767
Extraordinary gains, net$053
Net income$13,00010,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$769,0002,573
Sale, conversion, retirement of capital stock, net$0953
Net operating income$13,00010,719
1995-12-31 (YTD Data)Rank
Total interest income$678,00011,646
Total interest expense$247,00011,679
Net interest income$431,00011,533
Provision for loan and lease losses$47,0006,364
Total noninterest income$46,00011,420
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$35,0009,675
Trading account gains and feesNANA
Additional Noninterest Income$11,00011,437
Total noninterest expense$412,00011,390
Salaries and employee benefits$299,00010,756
Premises and equipment expense$40,00011,383
Additional noninterest expense$73,00011,801
Pre-tax net operating income$18,00011,423
Securities gains (losses)$03,831
Applicable income taxes$14,00010,859
Income before extraordinary items$4,00011,480
Extraordinary gains, net$065
Net income$4,00011,476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0006,571
Cash dividends$6,0008,635
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,00011,447
1994-12-31 (YTD Data)Rank
Total interest income$625,00012,283
Total interest expense$197,00012,340
Net interest income$428,00012,184
Provision for loan and lease losses$30,0007,083
Total noninterest income$44,00012,057
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$38,00010,098
Trading account gains and feesNANA
Additional Noninterest Income$6,00012,297
Total noninterest expense$385,00012,093
Salaries and employee benefits$266,00011,513
Premises and equipment expense$39,00012,012
Additional noninterest expense$80,00012,434
Pre-tax net operating income$57,00011,878
Securities gains (losses)$-38,00010,837
Applicable income taxes$8,00011,420
Income before extraordinary items$11,00011,998
Extraordinary gains, net$0249
Net income$11,00011,999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,515
Cash dividends$6,0008,845
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$35,32011,930
1993-12-31 (YTD Data)Rank
Total interest income$651,00012,882
Total interest expense$232,00012,891
Net interest income$419,00012,764
Provision for loan and lease losses$24,0008,778
Total noninterest income$46,00012,646
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,00010,409
Trading account gains and feesNANA
Additional Noninterest Income$6,00012,981
Total noninterest expense$387,00012,701
Salaries and employee benefits$278,00011,898
Premises and equipment expense$39,00012,577
Additional noninterest expense$70,00013,139
Pre-tax net operating income$54,00012,157
Securities gains (losses)$-9,00012,743
Applicable income taxes$14,00011,735
Income before extraordinary items$31,00012,368
Extraordinary gains, net$8,0002,989
Net income$39,00012,339
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,00012,315
Cash dividends$6,0008,974
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$37,21012,195
1992-12-31 (YTD Data)Rank
Total interest income$732,00013,444
Total interest expense$304,00013,469
Net interest income$428,00013,309
Provision for loan and lease losses$24,00010,335
Total noninterest income$48,00013,159
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$40,00010,701
Trading account gains and feesNANA
Additional Noninterest Income$8,00013,487
Total noninterest expense$400,00013,168
Salaries and employee benefits$289,00012,140
Premises and equipment expense$36,00013,211
Additional noninterest expense$75,00013,723
Pre-tax net operating income$52,00012,406
Securities gains (losses)$-8,00013,215
Applicable income taxes$14,00012,262
Income before extraordinary items$30,00012,709
Extraordinary gains, net$3,0001,401
Net income$33,00012,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0009,274
Cash dividends$6,0008,796
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$35,44012,428

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.