Home > Comerica Bank & Trust, Federal Savings Bank > Income and Expense
Comerica Bank & Trust, Federal Savings Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,056,000 | 3,562 |
| Total interest expense | $3,656,000 | 3,995 |
| Net interest income | $5,400,000 | 3,249 |
| Provision for loan and lease losses | $-95,000 | 10,763 |
| Total noninterest income | $9,333,000 | 604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $9,333,000 | 434 |
| Total noninterest expense | $13,509,000 | 1,011 |
| Salaries and employee benefits | $4,740,000 | 1,386 |
| Premises and equipment expense | $1,748,000 | 1,145 |
| Additional noninterest expense | $7,021,000 | 761 |
| Pre-tax net operating income | $1,319,000 | 4,912 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $598,000 | 3,681 |
| Income before extraordinary items | $721,000 | 5,810 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $721,000 | 5,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-323,000 | 10,857 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $721,000 | 5,767 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $10,587,000 | 3,100 |
| Total interest expense | $4,894,000 | 3,062 |
| Net interest income | $5,693,000 | 3,108 |
| Provision for loan and lease losses | $25,000 | 7,649 |
| Total noninterest income | $9,226,000 | 621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $9,226,000 | 447 |
| Total noninterest expense | $14,574,000 | 1,038 |
| Salaries and employee benefits | $5,941,000 | 1,129 |
| Premises and equipment expense | $1,998,000 | 1,055 |
| Additional noninterest expense | $6,635,000 | 922 |
| Pre-tax net operating income | $320,000 | 8,987 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $211,000 | 6,981 |
| Income before extraordinary items | $109,000 | 10,147 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $109,000 | 10,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,872 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $109,000 | 10,091 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $11,028,000 | 3,008 |
| Total interest expense | $6,172,000 | 2,493 |
| Net interest income | $4,856,000 | 3,636 |
| Provision for loan and lease losses | $-117,000 | 11,746 |
| Total noninterest income | $8,876,000 | 647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $8,876,000 | 458 |
| Total noninterest expense | $13,548,000 | 1,099 |
| Salaries and employee benefits | $6,112,000 | 1,110 |
| Premises and equipment expense | $2,135,000 | 1,005 |
| Additional noninterest expense | $5,301,000 | 1,070 |
| Pre-tax net operating income | $301,000 | 9,731 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $200,000 | 7,408 |
| Income before extraordinary items | $101,000 | 10,924 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $101,000 | 10,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,664 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $101,000 | 10,897 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,062,000 | 3,016 |
| Total interest expense | $4,120,000 | 2,955 |
| Net interest income | $5,942,000 | 3,025 |
| Provision for loan and lease losses | $139,000 | 3,781 |
| Total noninterest income | $8,940,000 | 640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $8,940,000 | 443 |
| Total noninterest expense | $16,693,000 | 921 |
| Salaries and employee benefits | $7,060,000 | 969 |
| Premises and equipment expense | $2,032,000 | 1,042 |
| Additional noninterest expense | $7,601,000 | 855 |
| Pre-tax net operating income | $-1,950,000 | 12,519 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $-723,000 | 12,505 |
| Income before extraordinary items | $-1,227,000 | 12,446 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,227,000 | 12,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-141,000 | 12,328 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 268 |
| Net operating income | $-1,227,000 | 12,447 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,699,000 | 4,491 |
| Total interest expense | $2,127,000 | 5,545 |
| Net interest income | $4,572,000 | 3,873 |
| Provision for loan and lease losses | $495,000 | 2,118 |
| Total noninterest income | $9,174,000 | 643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $9,174,000 | 451 |
| Total noninterest expense | $12,653,000 | 1,218 |
| Salaries and employee benefits | $5,780,000 | 1,172 |
| Premises and equipment expense | $1,702,000 | 1,261 |
| Additional noninterest expense | $5,171,000 | 1,247 |
| Pre-tax net operating income | $598,000 | 7,958 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $375,000 | 5,243 |
| Income before extraordinary items | $224,000 | 10,357 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $224,000 | 10,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-120,000 | 12,992 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $223,360 | 10,129 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,224,000 | 6,164 |
| Total interest expense | $2,329,000 | 6,334 |
| Net interest income | $2,895,000 | 5,884 |
| Provision for loan and lease losses | $847,000 | 2,076 |
| Total noninterest income | $5,255,000 | 942 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,255,000 | 658 |
| Total noninterest expense | $10,409,000 | 1,475 |
| Salaries and employee benefits | $3,815,000 | 1,744 |
| Premises and equipment expense | $1,576,000 | 1,375 |
| Additional noninterest expense | $5,018,000 | 1,313 |
| Pre-tax net operating income | $-3,106,000 | 13,723 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-947,000 | 13,819 |
| Income before extraordinary items | $-2,159,000 | 13,685 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-2,159,000 | 13,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $928,000 | 1,630 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $7,750,000 | 120 |
| Net operating income | $-2,159,000 | 13,637 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.