Home > Comerica Bank - Texas > Net charge- offs to loans
Comerica Bank - Texas, Net charge- offs to loans
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3197% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 8,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 8,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 8,608 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0279% | 8,621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5484% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7707% | 2,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6225% | 560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3602% | 2,326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0304% | 8,719 |
| Percentage Net Loans Charged-off:Construction & development | -0.0634% | 8,116 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0107% | 8,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6829% | 2,416 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9917% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1278% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1492% | 4,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0523% | 2,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.1454% | 512 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 8,738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 3,295 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0006% | 3,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1804% | 3,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8723% | 2,641 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4762% | 1,028 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1748% | 3,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0496% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 0.2004% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0312% | 1,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0441% | 474 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2638% | 629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9844% | 419 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1552% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0496% | 1,319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6268% | 1,026 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1337% | 206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2961% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0239% | 1,432 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0239% | 1,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0043% | 216 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0140% | 439 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2857% | 138 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0254% | 1,285 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4166% | 1,796 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0240% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0505% | 1,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0141% | 1,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6722% | 267 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4013% | 325 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1384% | 587 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1384% | 4,748 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 1,293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0223% | 216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0603% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1969% | 1,457 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1969% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1465% | 642 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6499% | 302 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7064% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3895% | 2,295 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0458% | 1,412 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1940% | 1,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1534% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1535% | 258 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1777% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0462% | 215 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0185% | 196 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2528% | 3,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0578% | 642 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 1,288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0641% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1064% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1064% | 353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1138% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0686% | 349 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4728% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3867% | 2,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0545% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | -0.0076% | 1,230 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1295% | 1,339 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2833% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9877% | 309 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2819% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4170% | 3,225 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1715% | 609 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3353% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0384% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3177% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3795% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4260% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9257% | 2,301 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0379% | 1,533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0453% | 1,488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0480% | 1,533 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0480% | 1,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2734% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6395% | 175 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2045% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |