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Comerica Bank-California, Income and Expense

2003-03-31 (YTD Data)		Rank
Total interest income	$157,169,000	89
Total interest expense	$27,379,000	139
Net interest income	$129,790,000	73
Provision for loan and lease losses	$63,235,000	28
Total noninterest income	$37,837,000	129
Gross Fiduciary activities income	$1,648,000	144
Service charges on deposit accounts	$11,834,000	77
Trading account gains and fees	$0	134
Additional Noninterest Income	$24,355,000	125
Total noninterest expense	$106,158,000	90
Salaries and employee benefits	$49,021,000	80
Premises and equipment expense	$10,574,000	93
Additional noninterest expense	$46,563,000	78
Pre-tax net operating income	$-1,766,000	9,283
Securities gains (losses)	$577,000	315
Applicable income taxes	$2,386,000	406
Income before extraordinary items	$-3,575,000	9,307
Extraordinary gains, net	$0	21
Net income	$-3,575,000	9,307
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,307,000	45
Cash dividends	$1,900,000	409
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$-4,152,000	9,300
2002-12-31 (YTD Data)		Rank
Total interest income	$672,711,000	88
Total interest expense	$113,818,000	152
Net interest income	$558,893,000	65
Provision for loan and lease losses	$223,934,000	31
Total noninterest income	$165,999,000	114
Gross Fiduciary activities income	$6,410,000	143
Service charges on deposit accounts	$39,708,000	86
Trading account gains and fees	$0	153
Additional Noninterest Income	$119,881,000	111
Total noninterest expense	$376,296,000	94
Salaries and employee benefits	$169,472,000	84
Premises and equipment expense	$40,484,000	101
Additional noninterest expense	$166,340,000	92
Pre-tax net operating income	$124,662,000	143
Securities gains (losses)	$9,134,000	114
Applicable income taxes	$49,890,000	136
Income before extraordinary items	$83,906,000	153
Extraordinary gains, net	$0	70
Net income	$83,906,000	153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,450,000	43
Cash dividends	$205,088,000	50
Sale, conversion, retirement of capital stock, net	$100,000,000	11
Net operating income	$78,060,240	146
2001-12-31 (YTD Data)		Rank
Total interest income	$829,610,000	83
Total interest expense	$221,543,000	126
Net interest income	$608,067,000	67
Provision for loan and lease losses	$51,113,000	104
Total noninterest income	$206,115,000	103
Gross Fiduciary activities income	$6,359,000	145
Service charges on deposit accounts	$32,292,000	88
Trading account gains and fees	$12,938,000	36
Additional Noninterest Income	$154,526,000	96
Total noninterest expense	$535,557,000	70
Salaries and employee benefits	$194,441,000	72
Premises and equipment expense	$42,992,000	90
Additional noninterest expense	$298,124,000	69
Pre-tax net operating income	$227,512,000	78
Securities gains (losses)	$473,000	632
Applicable income taxes	$77,577,000	85
Income before extraordinary items	$150,408,000	83
Extraordinary gains, net	$0	105
Net income	$150,408,000	81
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$43,105,000	98
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$13,872,000	50
Net operating income	$150,095,820	80
2000-12-31 (YTD Data)		Rank
Total interest income	$404,788,000	155
Total interest expense	$129,262,000	215
Net interest income	$275,526,000	117
Provision for loan and lease losses	$32,966,000	115
Total noninterest income	$55,091,000	217
Gross Fiduciary activities income	$7,236,000	137
Service charges on deposit accounts	$16,596,000	129
Trading account gains and fees	$0	180
Additional Noninterest Income	$31,259,000	219
Total noninterest expense	$149,408,000	171
Salaries and employee benefits	$69,054,000	147
Premises and equipment expense	$17,209,000	170
Additional noninterest expense	$63,145,000	183
Pre-tax net operating income	$148,243,000	116
Securities gains (losses)	$-13,000	8,489
Applicable income taxes	$61,452,000	96
Income before extraordinary items	$86,778,000	121
Extraordinary gains, net	$0	38
Net income	$86,778,000	121
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,501,000	161
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$86,786,320	126
1999-12-31 (YTD Data)		Rank
Total interest income	$321,168,000	163
Total interest expense	$87,199,000	252
Net interest income	$233,969,000	129
Provision for loan and lease losses	$17,038,000	150
Total noninterest income	$44,649,000	245
Gross Fiduciary activities income	$6,866,000	158
Service charges on deposit accounts	$14,162,000	150
Trading account gains and fees	$0	173
Additional Noninterest Income	$23,621,000	273
Total noninterest expense	$136,675,000	175
Salaries and employee benefits	$58,155,000	168
Premises and equipment expense	$16,321,000	174
Additional noninterest expense	$62,199,000	179
Pre-tax net operating income	$124,905,000	139
Securities gains (losses)	$-49,000	9,790
Applicable income taxes	$49,700,000	134
Income before extraordinary items	$75,156,000	150
Extraordinary gains, net	$0	35
Net income	$75,156,000	151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,298,000	602
Cash dividends	$35,000,000	176
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$75,187,360	149
1998-12-31 (YTD Data)		Rank
Total interest income	$296,640,000	174
Total interest expense	$72,770,000	281
Net interest income	$223,870,000	134
Provision for loan and lease losses	$19,311,000	139
Total noninterest income	$35,224,000	269
Gross Fiduciary activities income	$6,029,000	175
Service charges on deposit accounts	$12,940,000	149
Trading account gains and fees	$0	224
Additional Noninterest Income	$16,255,000	335
Total noninterest expense	$134,311,000	180
Salaries and employee benefits	$53,652,000	167
Premises and equipment expense	$17,684,000	164
Additional noninterest expense	$62,975,000	187
Pre-tax net operating income	$105,472,000	148
Securities gains (losses)	$-35,000	10,345
Applicable income taxes	$40,836,000	139
Income before extraordinary items	$64,601,000	163
Extraordinary gains, net	$0	32
Net income	$64,601,000	164
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,490,000	223
Cash dividends	$75,000,000	109
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$64,623,400	155
1997-12-31 (YTD Data)		Rank
Total interest income	$281,161,000	190
Total interest expense	$66,917,000	310
Net interest income	$214,244,000	141
Provision for loan and lease losses	$0	8,829
Total noninterest income	$27,482,000	289
Gross Fiduciary activities income	$5,139,000	193
Service charges on deposit accounts	$10,465,000	165
Trading account gains and fees	$0	239
Additional Noninterest Income	$11,878,000	371
Total noninterest expense	$127,918,000	182
Salaries and employee benefits	$53,264,000	174
Premises and equipment expense	$18,613,000	162
Additional noninterest expense	$56,041,000	194
Pre-tax net operating income	$113,808,000	133
Securities gains (losses)	$-1,080,000	10,899
Applicable income taxes	$51,325,000	111
Income before extraordinary items	$61,403,000	162
Extraordinary gains, net	$0	44
Net income	$61,403,000	162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,567,000	10,921
Cash dividends	$23,000,000	204
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$62,094,200	156
1996-12-31 (YTD Data)		Rank
Total interest income	$284,086,000	206
Total interest expense	$79,863,000	302
Net interest income	$204,223,000	154
Provision for loan and lease losses	$585,000	1,551
Total noninterest income	$28,152,000	313
Gross Fiduciary activities income	$5,970,000	199
Service charges on deposit accounts	$9,647,000	208
Trading account gains and fees	$0	262
Additional Noninterest Income	$12,535,000	373
Total noninterest expense	$145,323,000	189
Salaries and employee benefits	$61,036,000	169
Premises and equipment expense	$20,331,000	171
Additional noninterest expense	$63,956,000	202
Pre-tax net operating income	$86,467,000	164
Securities gains (losses)	$-99,000	11,201
Applicable income taxes	$39,826,000	133
Income before extraordinary items	$46,542,000	198
Extraordinary gains, net	$0	53
Net income	$46,542,000	198
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,689,000	401
Cash dividends	$39,000,000	170
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$46,605,360	196
1995-12-31 (YTD Data)		Rank
Total interest income	$158,849,000	321
Total interest expense	$53,447,000	417
Net interest income	$105,402,000	268
Provision for loan and lease losses	$1,673,000	661
Total noninterest income	$22,534,000	370
Gross Fiduciary activities income	$3,327,000	287
Service charges on deposit accounts	$8,387,000	241
Trading account gains and fees	$0	522
Additional Noninterest Income	$10,820,000	406
Total noninterest expense	$81,010,000	294
Salaries and employee benefits	$37,548,000	247
Premises and equipment expense	$12,271,000	244
Additional noninterest expense	$31,191,000	317
Pre-tax net operating income	$45,253,000	277
Securities gains (losses)	$0	3,831
Applicable income taxes	$20,803,000	226
Income before extraordinary items	$24,450,000	311
Extraordinary gains, net	$0	65
Net income	$24,450,000	310
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,435,000	292
Cash dividends	$8,000,000	448
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$24,450,000	304
1994-12-31 (YTD Data)		Rank
Total interest income	$118,339,000	357
Total interest expense	$31,284,000	510
Net interest income	$87,055,000	289
Provision for loan and lease losses	$8,748,000	208
Total noninterest income	$18,571,000	394
Gross Fiduciary activities income	$2,468,000	326
Service charges on deposit accounts	$7,261,000	257
Trading account gains and fees	$0	475
Additional Noninterest Income	$8,842,000	449
Total noninterest expense	$68,981,000	318
Salaries and employee benefits	$31,740,000	287
Premises and equipment expense	$10,146,000	293
Additional noninterest expense	$27,095,000	361
Pre-tax net operating income	$27,897,000	351
Securities gains (losses)	$0	3,600
Applicable income taxes	$13,737,000	274
Income before extraordinary items	$14,160,000	430
Extraordinary gains, net	$0	249
Net income	$14,160,000	429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,131,000	260
Cash dividends	$7,000,000	448
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$14,160,000	438
1993-12-31 (YTD Data)		Rank
Total interest income	$58,167,000	610
Total interest expense	$11,733,000	1,159
Net interest income	$46,434,000	464
Provision for loan and lease losses	$7,166,000	343
Total noninterest income	$6,575,000	804
Gross Fiduciary activities income	$605,000	699
Service charges on deposit accounts	$2,002,000	688
Trading account gains and fees	$0	532
Additional Noninterest Income	$3,968,000	808
Total noninterest expense	$34,948,000	541
Salaries and employee benefits	$17,337,000	441
Premises and equipment expense	$4,262,000	567
Additional noninterest expense	$13,349,000	621
Pre-tax net operating income	$10,895,000	664
Securities gains (losses)	$92,000	2,615
Applicable income taxes	$4,786,000	558
Income before extraordinary items	$6,201,000	846
Extraordinary gains, net	$0	3,149
Net income	$6,201,000	878
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,163,000	324
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$6,142,120	806
1992-12-31 (YTD Data)		Rank
Total interest income	$55,851,000	704
Total interest expense	$13,818,000	1,282
Net interest income	$42,033,000	511
Provision for loan and lease losses	$7,199,000	471
Total noninterest income	$3,767,000	1,187
Gross Fiduciary activities income	$262,000	1,005
Service charges on deposit accounts	$1,722,000	772
Trading account gains and fees	$0	504
Additional Noninterest Income	$1,783,000	1,345
Total noninterest expense	$31,806,000	577
Salaries and employee benefits	$16,844,000	441
Premises and equipment expense	$4,039,000	624
Additional noninterest expense	$10,923,000	714
Pre-tax net operating income	$6,795,000	958
Securities gains (losses)	$0	8,369
Applicable income taxes	$2,906,000	807
Income before extraordinary items	$3,889,000	1,202
Extraordinary gains, net	$0	1,422
Net income	$3,889,000	1,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,650,000	366
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$3,889,000	1,115

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.